00987 ZIP Code — Carolina, PR

Carolina County, Puerto Rico

ZIP code 00987 is located in Carolina, Puerto Rico, within Carolina County. It covers approximately 25.93 square miles and serves a population of 54,109 residents. This is a standard ZIP code in the Atlantic (AT) — no DST timezone, served by area code 787/939.

About ZIP code 00987

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $146,600. Owner-occupancy sits near the national average at 74%.

Median household income is $36,396. Poverty affects 30% of residents, above the national average. SNAP benefit usage at 34% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Overall, ZIP code 00987 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

54,109

population

25.93

sq mi land

Standard

ZIP type

Atlantic (AT) — no DST

timezone

00987 ZIP code map

Cities in ZIP code 00987

Below are the cities the US Postal Service accepts for ZIP code 00987. Using any city not on this list may result in mail delivery delays.

City	Status
Carolina	Acceptable
Carolina	Preferred
Carolina	Acceptable

Nearby ZIP codes

00729 Canovanas (3.9 mi) 00985 Carolina (5.2 mi) 00778 Gurabo (5.2 mi) 00924 San Juan (6 mi) 00983 Carolina (6.1 mi) 00982 Carolina (6.3 mi) 00772 Loiza (6.6 mi) 00926 San Juan (7.4 mi) 00923 San Juan (7.8 mi) 00745 Rio Grande (7.8 mi) 00925 San Juan (8.1 mi) 00979 Carolina (8.4 mi)

Demographics updated 05/2026

Population
Total population	54,109
Population density	2,087 / sq mi
State FIPS	72
County FIPS	031

Geography
Land area	25.93 sq mi
Water area	0.22 sq mi
Latitude	18.3311
Longitude	-65.9503
Timezone	Atlantic (AT) — no DST
Area code	787/939

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.6%	72.0%	80.8%
$50k – $100k	25.6%	21.8%	14.5%
$100k – $200k	6.7%	5.1%	3.8%
Over $200k	1.0%	1.1%	1.0%

Demographics & statistics

54,109

Population

2,087

People per sq mi

41.1

Median age

$36,396

Median household income

$19,590

Per capita income

$146,600

Median home value

$752

Median monthly rent

74.2%

Home ownership

30.3%

Poverty rate

11.2%

Unemployment

18,384

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

863

Under 5

1,008

1,340

5–9

1,566

1,396

10–14

1,631

1,672

15–19

1,954

1,611

20–24

1,883

3,550

25–34

4,148

3,353

35–44

3,918

3,531

45–54

4,126

1,691

55–59

1,975

1,379

60–64

1,610

2,205

65–74

2,577

1,680

75–84

1,963

682

85+

797

← Male

Female →

Age summary

Group	Count	%
Under 18	9,956	18.4%
18 and over	44,153	81.6%
65 and over	9,904	18.3%
Median age	41.1 years

Race & ethnicity

Hispanic or Latino 33.9%

White 22.4%

Other race 21.8%

Two or more races 13.4%

Black or African American 8.2%

Asian 0.2%

American Indian / Alaska Native 0.1%

Group	Count	%
Hispanic or Latino	27,790	33.9%
White	18,382	22.4%
Other race	17,893	21.8%
Two or more races	10,940	13.4%
Black or African American	6,692	8.2%
Asian	129	0.2%
American Indian / Alaska Native	55	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	66.6%	72.0%	80.8%
$50k – $100k	25.6%	21.8%	14.5%
$100k – $200k	6.7%	5.1%	3.8%
Over $200k	1.0%	1.1%	1.0%

Under $10k 13.2%

$10k–$15k 8.4%

$15k–$25k 13.7%

$25k–$35k 13.1%

$35k–$50k 13.5%

$50k–$75k 17.4%

$75k–$100k 9.8%

$100k–$150k 7.9%

$150k–$200k 1.6%

$200k+ 1.3%

Range	% of households
Under $10k	13.2%
$10k–$15k	8.4%
$15k–$25k	13.7%
$25k–$35k	13.1%
$35k–$50k	13.5%
$50k–$75k	17.4%
$75k–$100k	9.8%
$100k–$150k	7.9%
$150k–$200k	1.6%
$200k+	1.3%
Median income	$36,396

Housing

Home values

Under $50k 3.5%

$50k–$100k 15.0%

$100k–$150k 33.4%

$150k–$200k 31.8%

$200k–$300k 13.0%

$300k–$500k 2.0%

$500k–$1M 0.7%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$146,600
Median rent / month	$752
Owner occupied	74.2%
Renter occupied	25.8%
Vacant	14.6%
Single-family detached	59.2%
Large apartment buildings	8.5%
Mobile homes	0.4%
Median rooms	4.5
Avg household size (owned)	2.69

Year built

Era	%
2020 or later	0.0%
2010–2019	1.0%
2000–2009	19.5%
1990–1999	21.8%
1980–1989	16.2%
1970–1979	21.0%
1960–1969	12.0%
1950–1959	6.0%
1940–1949	1.5%
1939 or earlier	0.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	2.3%
2 bedrooms	13.0%
3 bedrooms	69.1%
4 bedrooms	13.3%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	9.0%
1 vehicle	38.9%
2 vehicles	35.5%
3 or more	16.6%

Heating fuel

Fuel type	%
Utility gas	0.1%
Electricity	13.7%
Propane / LP gas	0.7%
Solar	0.2%
No fuel used	85.3%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	0	0.0%
Households with children under 18	0	0.0%
Households with seniors (65+)	0	0.0%
Average household size	0.00

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	0.0%	0.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 0.0%

Some college, no degree 0.0%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	0.0%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 20.9%

Retail trade 14.9%

Finance & real estate 9.8%

Professional & management 8.6%

Public administration 8.6%

Arts, food & hospitality 8.1%

Transportation & utilities 7.2%

Manufacturing 5.9%

Other services 5.6%

Construction 4.3%

Information 3.3%

Wholesale trade 2.4%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	34.4%
Service	18.1%
Sales & office	30.6%
Natural resources & construction	7.3%
Production & transportation	9.6%

Employment type

Type	%
Private sector	71.9%
Government	20.7%
Self-employed	7.3%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	83.1%
Carpool	7.8%
Public transit	0.6%
Walk	0.7%
Work from home	7.5%
Other means	0.3%
Avg commute (minutes)	32.3

Poverty

All people 30.3%

Under 18 years 46.3%

18 and over 26.7%

Married-couple families 16.5%

Female-led households 42.2%

Income support

Source	% of households
Social Security	41.2%
Retirement income	19.0%
Supplemental Security	0.9%
Cash public assistance	2.1%
Food stamps / SNAP	33.6%

Health indicators

Condition	%
Obesity	0.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Smoking	0.0%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Depression	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	53.7%
Public insurance	45.2%
No insurance	6.5%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	0	0.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	0	0.0%
Born in same state	0	0.0%
Born in different state	0	0.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	0.0%
Internet access	0.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 00987

What part of Carolina is ZIP code 00987?

ZIP code 00987 covers a portion of Carolina, Puerto Rico, within Carolina County.

What county is ZIP code 00987 in?

ZIP code 00987 falls within Carolina County, Puerto Rico.

What is the poverty rate in ZIP code 00987?

30% of residents in ZIP code 00987 live below the poverty line, above the national average.

Does ZIP code 00987 have a large retiree population?

41% of households in ZIP code 00987 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 00987?

The median home value in ZIP code 00987 is $146,600.

What is the median household income in ZIP code 00987?

The median household income in ZIP code 00987 is $36,396, below the national median of ~$75,000.

What timezone is ZIP code 00987 in?

ZIP code 00987 observes the AST timezone.