00985 ZIP Code — Carolina, PR

Carolina County, Puerto Rico

ZIP code 00985 is located in Carolina, Puerto Rico, within Carolina County. It covers approximately 9.24 square miles and serves a population of 32,265 residents. This is a standard ZIP code in the Atlantic (AT) — no DST timezone, served by area code 939/787.

About ZIP code 00985

The housing stock consists of a mix of housing types. Most homes were built in the 1960s, giving the area an established character. Median home value is $142,900. Owner-occupancy sits near the national average at 70%.

Median household income is $33,270. Poverty affects 29% of residents, above the national average. SNAP benefit usage at 39% of households reflects economic stress in the area. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Overall, ZIP code 00985 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

32,265

population

9.24

sq mi land

Standard

ZIP type

Atlantic (AT) — no DST

timezone

00985 ZIP code map

Cities in ZIP code 00985

Below are the cities the US Postal Service accepts for ZIP code 00985. Using any city not on this list may result in mail delivery delays.

City	Status
Carolina	Acceptable
Carolina	Preferred
Carolina	Acceptable

Nearby ZIP codes

00983 Carolina (2.3 mi) 00772 Loiza (2.4 mi) 00982 Carolina (3.5 mi) 00924 San Juan (4 mi) 00979 Carolina (5 mi) 00987 Carolina (5.2 mi) 00729 Canovanas (5.6 mi) 00923 San Juan (5.9 mi) 00925 San Juan (6.8 mi) 00915 San Juan (6.9 mi) 00917 San Juan (7 mi) 00913 San Juan (7.3 mi)

Demographics updated 05/2026

Population
Total population	32,265
Population density	3,492 / sq mi
State FIPS	72
County FIPS	031

Geography
Land area	9.24 sq mi
Water area	0.31 sq mi
Latitude	18.4062
Longitude	-65.9439
Timezone	Atlantic (AT) — no DST
Area code	939/787

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.0%	72.0%	80.8%
$50k – $100k	20.3%	21.8%	14.5%
$100k – $200k	3.5%	5.1%	3.8%
Over $200k	0.2%	1.1%	1.0%

Demographics & statistics

32,265

Population

3,492

People per sq mi

47.7

Median age

$33,270

Median household income

$16,709

Per capita income

$142,900

Median home value

$559

Median monthly rent

69.6%

Home ownership

29.2%

Poverty rate

14.9%

Unemployment

10,934

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

458

Under 5

571

460

5–9

575

605

10–14

755

749

15–19

935

1,052

20–24

1,314

1,744

25–34

2,178

1,622

35–44

2,024

1,871

45–54

2,336

871

55–59

1,088

922

60–64

1,152

1,916

65–74

2,391

1,553

75–84

1,939

527

85+

657

← Male

Female →

Age summary

Group	Count	%
Under 18	4,462	13.8%
18 and over	27,803	86.2%
65 and over	8,983	27.8%
Median age	47.7 years

Race & ethnicity

Hispanic or Latino 32.7%

White 22.9%

Other race 22.6%

Black or African American 10.8%

Two or more races 10.8%

Asian 0.1%

Group	Count	%
Hispanic or Latino	15,710	32.7%
White	11,001	22.9%
Other race	10,836	22.6%
Black or African American	5,185	10.8%
Two or more races	5,178	10.8%
Asian	65	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	76.0%	72.0%	80.8%
$50k – $100k	20.3%	21.8%	14.5%
$100k – $200k	3.5%	5.1%	3.8%
Over $200k	0.2%	1.1%	1.0%

Under $10k 17.0%

$10k–$15k 8.8%

$15k–$25k 15.2%

$25k–$35k 11.1%

$35k–$50k 17.8%

$50k–$75k 17.6%

$75k–$100k 7.4%

$100k–$150k 3.6%

$150k–$200k 1.1%

$200k+ 0.4%

Range	% of households
Under $10k	17.0%
$10k–$15k	8.8%
$15k–$25k	15.2%
$25k–$35k	11.1%
$35k–$50k	17.8%
$50k–$75k	17.6%
$75k–$100k	7.4%
$100k–$150k	3.6%
$150k–$200k	1.1%
$200k+	0.4%
Median income	$33,270

Housing

Home values

Under $50k 3.8%

$50k–$100k 12.8%

$100k–$150k 39.8%

$150k–$200k 29.3%

$200k–$300k 11.3%

$300k–$500k 2.0%

$500k–$1M 0.4%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$142,900
Median rent / month	$559
Owner occupied	69.6%
Renter occupied	30.4%
Vacant	15.7%
Single-family detached	55.2%
Large apartment buildings	3.5%
Mobile homes	0.1%
Median rooms	4.5
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	0.1%
2010–2019	1.2%
2000–2009	3.5%
1990–1999	5.9%
1980–1989	6.7%
1970–1979	25.6%
1960–1969	49.6%
1950–1959	4.8%
1940–1949	1.2%
1939 or earlier	1.2%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	5.2%
2 bedrooms	13.4%
3 bedrooms	60.1%
4 bedrooms	18.9%
5+ bedrooms	1.8%

Vehicles per household

Vehicles	% of households
No vehicle	15.4%
1 vehicle	39.8%
2 vehicles	32.0%
3 or more	12.9%

Heating fuel

Fuel type	%
Electricity	14.6%
Propane / LP gas	0.5%
Fuel oil	0.1%
Solar	0.6%
No fuel used	84.2%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	0	0.0%
Households with children under 18	0	0.0%
Households with seniors (65+)	0	0.0%
Average household size	0.00

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	0.0%	0.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 0.0%

Some college, no degree 0.0%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	0.0%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 21.4%

Retail trade 13.7%

Arts, food & hospitality 12.2%

Public administration 10.6%

Professional & management 9.1%

Finance & real estate 8.8%

Transportation & utilities 6.4%

Other services 5.5%

Manufacturing 4.6%

Construction 3.4%

Wholesale trade 2.1%

Information 2.0%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	27.4%
Service	25.0%
Sales & office	30.5%
Natural resources & construction	5.6%
Production & transportation	11.5%

Employment type

Type	%
Private sector	69.4%
Government	21.6%
Self-employed	9.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.2%
Carpool	9.5%
Public transit	1.2%
Walk	1.1%
Work from home	4.6%
Other means	1.4%
Avg commute (minutes)	30.6

Poverty

All people 29.2%

Under 18 years 40.1%

18 and over 27.5%

Married-couple families 15.1%

Female-led households 38.3%

Income support

Source	% of households
Social Security	52.3%
Retirement income	26.6%
Supplemental Security	0.8%
Cash public assistance	4.1%
Food stamps / SNAP	39.1%

Health indicators

Condition	%
Obesity	0.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Smoking	0.0%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Depression	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	45.0%
Public insurance	56.2%
No insurance	7.7%
Uninsured under 19	4.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	0	0.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	0	0.0%
Born in same state	0	0.0%
Born in different state	0	0.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	0.0%
Internet access	0.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 00985

What city is ZIP code 00985 in?

ZIP code 00985 is primarily assigned to Carolina, Puerto Rico.

What county is ZIP code 00985 in?

ZIP code 00985 falls within Carolina County, Puerto Rico.

What is the poverty rate in ZIP code 00985?

29% of residents in ZIP code 00985 live below the poverty line, above the national average.

Does ZIP code 00985 have an older population?

28% of residents in ZIP code 00985 are 65 or older, above the national average of ~17%.

Does ZIP code 00985 have a large retiree population?

52% of households in ZIP code 00985 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 00985?

The median home value in ZIP code 00985 is $142,900.

What timezone is ZIP code 00985 in?

ZIP code 00985 observes the AST timezone.