04923 ZIP Code — Cambridge, ME

Somerset County, Maine

ZIP code 04923 is located in Cambridge, Maine, within Somerset County. It covers approximately 18.72 square miles and serves a population of 522 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04923

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $148,800. Owner-occupancy is high at 95%, well above the national average.

Median household income is $56,667. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 35 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Overall, ZIP code 04923 reflects a community defined by high homeownership and a significant Social Security-dependent population.

522

population

18.72

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04923 ZIP code map

Cities in ZIP code 04923

Below are the cities the US Postal Service accepts for ZIP code 04923. Using any city not on this list may result in mail delivery delays.

City	Status
Cambridge	Preferred

Nearby ZIP codes

04930 Dexter (4.5 mi) 04971 Saint Albans (7.9 mi) 04479 Sangerville (8.6 mi) 04942 Harmony (9.6 mi) 04928 Corinna (11.3 mi) 04912 Athens (12.3 mi) 04443 Guilford (12.4 mi) 04943 Hartland (13 mi) 04939 Garland (13.3 mi) 04965 Palmyra (13.3 mi) 04435 Exeter (14.6 mi) 04953 Newport (15.7 mi)

Demographics updated 05/2026

Population
Total population	522
Population density	28 / sq mi
State FIPS	23
County FIPS	025

Geography
Land area	18.72 sq mi
Water area	0.05 sq mi
Latitude	45.0339
Longitude	-69.4288
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.9%	54.1%	42.3%
$50k – $100k	19.8%	31.8%	32.3%
$100k – $200k	24.5%	12.7%	20.6%
Over $200k	0.8%	1.4%	4.9%

Demographics & statistics

522

Population

People per sq mi

39.0

Median age

$56,667

Median household income

$30,831

Per capita income

$148,800

Median home value

$704

Median monthly rent

94.9%

Home ownership

16.9%

Poverty rate

5.5%

Unemployment

283

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	101	19.3%
18 and over	421	80.7%
65 and over	114	21.8%
Median age	39.0 years

Race & ethnicity

White 93.3%

Two or more races 4.8%

Black or African American 0.8%

Hispanic or Latino 0.8%

Asian 0.2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	491	93.3%
Two or more races	25	4.8%
Black or African American	4	0.8%
Hispanic or Latino	4	0.8%
Asian	1	0.2%
Native Hawaiian / Pacific Islander	1	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.9%	54.1%	42.3%
$50k – $100k	19.8%	31.8%	32.3%
$100k – $200k	24.5%	12.7%	20.6%
Over $200k	0.8%	1.4%	4.9%

$10k–$15k 8.1%

$15k–$25k 16.2%

$25k–$35k 9.0%

$35k–$50k 7.7%

$50k–$75k 17.1%

$75k–$100k 12.0%

$100k–$150k 26.9%

$150k–$200k 1.3%

$200k+ 1.7%

Range	% of households
$10k–$15k	8.1%
$15k–$25k	16.2%
$25k–$35k	9.0%
$35k–$50k	7.7%
$50k–$75k	17.1%
$75k–$100k	12.0%
$100k–$150k	26.9%
$150k–$200k	1.3%
$200k+	1.7%
Median income	$56,667

Housing

Home values

Under $50k 6.3%

$50k–$100k 24.8%

$100k–$150k 19.4%

$150k–$200k 15.8%

$200k–$300k 6.8%

$300k–$500k 5.9%

$500k–$1M 21.2%

Housing overview

Metric	Value
Median home value	$148,800
Median rent / month	$704
Owner occupied	94.9%
Renter occupied	5.1%
Vacant	20.7%
Single-family detached	82.0%
Large apartment buildings	0.0%
Mobile homes	15.6%
Median rooms	6.2
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	1.4%
2010–2019	0.3%
2000–2009	19.7%
1990–1999	20.0%
1980–1989	13.6%
1970–1979	18.3%
1960–1969	4.4%
1950–1959	5.8%
1940–1949	0.0%
1939 or earlier	16.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.8%
2 bedrooms	36.9%
3 bedrooms	40.7%
4 bedrooms	9.2%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	35.0%
2 vehicles	23.5%
3 or more	37.2%

Heating fuel

Fuel type	%
Electricity	0.9%
Propane / LP gas	10.3%
Fuel oil	46.2%
Wood	36.8%

Households & families

Household type	Count	%
Married-couple family	122	52.1%
Cohabiting couple	30	12.8%
Male householder, no spouse	43	18.4%
Female householder, no spouse	39	16.7%
Households with children under 18	93	39.7%
Households with seniors (65+)	88	37.6%
Average household size	2.23

Marital status

Status	Male	Female
Never married	23.8%	30.0%
Married	53.3%	51.0%
Separated	1.9%	0.0%
Widowed	2.9%	9.9%
Divorced	18.1%	9.1%

Education

Less than 9th grade 0.3%

Some HS, no diploma 13.3%

HS graduate 35.5%

Some college, no degree 13.1%

Associate's degree 15.1%

Bachelor's degree 17.5%

Graduate / professional 5.2%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	52	48.1%
High school	47	43.5%
College / grad school	9	8.3%

Employment

Industry of employment

Education & healthcare 34.2%

Construction 27.9%

Manufacturing 11.3%

Arts, food & hospitality 6.3%

Agriculture & mining 5.0%

Retail trade 4.2%

Public administration 3.3%

Other services 2.9%

Professional & management 1.7%

Wholesale trade 1.3%

Information 0.8%

Finance & real estate 0.8%

Transportation & utilities 0.4%

Occupation

Category	%
Management, business & arts	43.8%
Service	5.4%
Sales & office	11.7%
Natural resources & construction	28.8%
Production & transportation	10.4%

Employment type

Type	%
Private sector	71.7%
Government	5.4%
Self-employed	22.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	85.7%
Carpool	11.3%
Public transit	0.0%
Walk	0.0%
Work from home	2.5%
Other means	0.4%
Avg commute (minutes)	35.2

Poverty

All people 16.9%

Under 18 years 23.8%

18 and over 15.2%

Married-couple families 6.6%

Female-led households 33.3%

Income support

Source	% of households
Social Security	35.5%
Retirement income	16.2%
Supplemental Security	4.7%
Cash public assistance	2.1%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	33.6%
High blood pressure	37.9%
High cholesterol	36.6%
Diabetes	12.5%
Heart disease	9.0%
Stroke	4.0%
Asthma	11.5%
Arthritis	32.1%
Kidney disease	3.6%
Pulmonary disease	11.2%
Cancer	7.7%

Behavior / access	%
Smoking	22.3%
Binge drinking	13.2%
No physical activity	27.0%
Less than 7 hrs sleep	32.2%
Depression	23.1%
Fair or poor health	16.4%
Poor mental health	14.1%
Poor physical health	11.9%
No health insurance	14.0%
Visited doctor (checkup)	81.0%
Visited dentist	58.2%
Cholesterol screening	89.9%
Teeth loss	23.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	42	10.0%

Disability	%
Any disability	20.3%
Under 18	18.8%
18–64 years	15.6%
65 and over	34.2%

Health insurance coverage

Type	%
Private insurance	53.6%
Public insurance	34.5%
No insurance	22.4%
Uninsured under 19	25.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	516	98.9%
Spanish	3	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	2	0.4%
Other languages	1	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	498	95.4%
Born in same state	497	95.2%
Born in different state	328	62.8%
Foreign born	1	0.2%
Naturalized citizen	24	4.6%
Not a US citizen	9	37.5%

Ancestry

Ancestry	Count	%
French	146	28%
Italian	30	5.7%

Ancestry	Count	%
German	24	4.6%
Arab	23	4.4%

Technology access

Metric	% of households
Computer access	44.8%
Internet access	96.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04923

What city is ZIP code 04923 in?

ZIP code 04923 is primarily assigned to Cambridge, Maine.

What county is ZIP code 04923 in?

ZIP code 04923 falls within Somerset County, Maine.

Is ZIP code 04923 mostly owner-occupied?

95% of occupied units in ZIP code 04923 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 04923?

17% of residents in ZIP code 04923 live below the poverty line, above the national average.

Does ZIP code 04923 have a large retiree population?

36% of households in ZIP code 04923 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 04923?

The median home value in ZIP code 04923 is $148,800.

What timezone is ZIP code 04923 in?

ZIP code 04923 observes the EST timezone.