04965 ZIP Code — Palmyra, ME

Somerset County, Maine

ZIP code 04965 is located in Palmyra, Maine, within Somerset County. It covers approximately 40.17 square miles and serves a population of 2,147 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04965

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $138,700. Owner-occupancy is high at 80%, well above the national average.

Median household income is $59,643. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 04965 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

2,147

population

40.17

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04965 ZIP code map

Cities in ZIP code 04965

Below are the cities the US Postal Service accepts for ZIP code 04965. Using any city not on this list may result in mail delivery delays.

City	Status
Palmyra	Preferred

Nearby ZIP codes

04971 Saint Albans (5.4 mi) 04967 Pittsfield (5.4 mi) 04929 Detroit (6.4 mi) 04953 Newport (7 mi) 04943 Hartland (8 mi) 04969 Plymouth (9 mi) 04928 Corinna (9.4 mi) 04924 Canaan (9.8 mi) 04922 Burnham (10.6 mi) 04434 Etna (12.1 mi) 04930 Dexter (12.7 mi) 04488 Stetson (12.8 mi)

Demographics updated 05/2026

Population
Total population	2,147
Population density	53 / sq mi
State FIPS	23
County FIPS	025

Geography
Land area	40.17 sq mi
Water area	1.27 sq mi
Latitude	44.8466
Longitude	-69.3653
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.4%	54.1%	42.3%
$50k – $100k	39.3%	31.8%	32.3%
$100k – $200k	12.0%	12.7%	20.6%
Over $200k	0.3%	1.4%	4.9%

Demographics & statistics

2,147

Population

People per sq mi

36.4

Median age

$59,643

Median household income

$25,306

Per capita income

$138,700

Median home value

$850

Median monthly rent

79.7%

Home ownership

8.3%

Poverty rate

4.2%

Unemployment

698

Housing units

17.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

111

10–14

109

15–19

122

20–24

25–34

124

35–44

152

121

45–54

149

55–59

60–64

65–74

102

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	662	30.8%
18 and over	1,485	69.2%
65 and over	332	15.5%
Median age	36.4 years

Race & ethnicity

White 96.9%

Two or more races 1.8%

Hispanic or Latino 0.8%

Black or African American 0.5%

Group	Count	%
White	2,097	96.9%
Two or more races	40	1.8%
Hispanic or Latino	18	0.8%
Black or African American	10	0.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.4%	54.1%	42.3%
$50k – $100k	39.3%	31.8%	32.3%
$100k – $200k	12.0%	12.7%	20.6%
Over $200k	0.3%	1.4%	4.9%

Under $10k 1.7%

$10k–$15k 5.7%

$15k–$25k 12.1%

$25k–$35k 11.6%

$35k–$50k 14.2%

$50k–$75k 12.2%

$75k–$100k 22.6%

$100k–$150k 12.7%

$150k–$200k 5.7%

$200k+ 1.5%

Range	% of households
Under $10k	1.7%
$10k–$15k	5.7%
$15k–$25k	12.1%
$25k–$35k	11.6%
$35k–$50k	14.2%
$50k–$75k	12.2%
$75k–$100k	22.6%
$100k–$150k	12.7%
$150k–$200k	5.7%
$200k+	1.5%
Median income	$59,643

Housing

Home values

Under $50k 5.5%

$50k–$100k 25.6%

$100k–$150k 22.6%

$150k–$200k 28.9%

$200k–$300k 11.4%

$300k–$500k 4.1%

$500k–$1M 2.0%

Housing overview

Metric	Value
Median home value	$138,700
Median rent / month	$850
Owner occupied	79.7%
Renter occupied	20.3%
Vacant	6.6%
Single-family detached	70.5%
Large apartment buildings	0.0%
Mobile homes	28.1%
Median rooms	5.4
Avg household size (owned)	2.85

Year built

Era	%
2020 or later	0.0%
2010–2019	9.6%
2000–2009	20.8%
1990–1999	18.8%
1980–1989	18.8%
1970–1979	16.6%
1960–1969	2.4%
1950–1959	1.9%
1940–1949	0.0%
1939 or earlier	11.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	6.5%
2 bedrooms	30.9%
3 bedrooms	43.8%
4 bedrooms	12.9%
5+ bedrooms	4.3%

Vehicles per household

Vehicles	% of households
No vehicle	7.1%
1 vehicle	26.1%
2 vehicles	33.5%
3 or more	33.3%

Heating fuel

Fuel type	%
Electricity	5.7%
Propane / LP gas	14.7%
Fuel oil	61.1%
Wood	16.3%

Households & families

Household type	Count	%
Married-couple family	411	51.1%
Cohabiting couple	86	10.7%
Male householder, no spouse	113	14.1%
Female householder, no spouse	194	24.1%
Households with children under 18	216	26.9%
Households with seniors (65+)	269	33.5%
Average household size	2.66

Marital status

Status	Male	Female
Never married	37.7%	25.8%
Married	52.8%	45.9%
Separated	0.0%	0.0%
Widowed	2.9%	11.5%
Divorced	6.6%	16.8%

Education

Less than 9th grade 3.4%

Some HS, no diploma 10.2%

HS graduate 35.9%

Some college, no degree 21.3%

Associate's degree 12.2%

Bachelor's degree 10.4%

Graduate / professional 6.6%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	17.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	63	9.0%
Kindergarten	30	4.3%
Elementary school	266	37.9%
High school	312	44.4%
College / grad school	31	4.4%

Employment

Industry of employment

Retail trade 34.8%

Construction 16.1%

Education & healthcare 14.8%

Manufacturing 8.6%

Professional & management 5.9%

Agriculture & mining 5.3%

Finance & real estate 3.8%

Other services 3.2%

Public administration 2.8%

Transportation & utilities 2.1%

Arts, food & hospitality 1.5%

Wholesale trade 0.8%

Information 0.3%

Occupation

Category	%
Management, business & arts	20.9%
Service	16.8%
Sales & office	29.0%
Natural resources & construction	16.8%
Production & transportation	16.5%

Employment type

Type	%
Private sector	84.5%
Government	4.5%
Self-employed	9.0%
Unpaid family workers	2.1%

Commute

Method	%
Drive alone	86.9%
Carpool	1.2%
Public transit	0.0%
Walk	3.9%
Work from home	7.6%
Other means	0.5%
Avg commute (minutes)	27.6

Poverty

All people 8.3%

Under 18 years 8.9%

18 and over 8.1%

Married-couple families 3.2%

Female-led households 32.5%

Income support

Source	% of households
Social Security	34.2%
Retirement income	24.3%
Supplemental Security	5.8%
Cash public assistance	0.7%
Food stamps / SNAP	16.0%

Health indicators

Condition	%
Obesity	33.3%
High blood pressure	36.3%
High cholesterol	35.2%
Diabetes	11.8%
Heart disease	8.5%
Stroke	3.9%
Asthma	11.9%
Arthritis	30.9%
Kidney disease	3.5%
Pulmonary disease	11.1%
Cancer	7.3%

Behavior / access	%
Smoking	23.3%
Binge drinking	13.8%
No physical activity	27.6%
Less than 7 hrs sleep	32.4%
Depression	24.1%
Fair or poor health	16.6%
Poor mental health	14.9%
Poor physical health	11.9%
No health insurance	15.3%
Visited doctor (checkup)	80.3%
Visited dentist	56.9%
Cholesterol screening	88.2%
Teeth loss	25.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	178	12.0%

Disability	%
Any disability	17.2%
Under 18	14.0%
18–64 years	11.9%
65 and over	41.9%

Health insurance coverage

Type	%
Private insurance	48.5%
Public insurance	57.7%
No insurance	4.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,027	94.4%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,125	99.0%
Born in same state	2,125	99.0%
Born in different state	1,150	53.6%
Foreign born	0	0.0%
Naturalized citizen	22	1.0%
Not a US citizen	17	77.3%

Ancestry

Ancestry	Count	%
French	359	16.7%
Italian	157	7.3%
Arab	113	5.3%

Ancestry	Count	%
Polish	23	1.1%
German	17	0.8%
Dutch	6	0.3%

Technology access

Metric	% of households
Computer access	37.4%
Internet access	89.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04965

What city is ZIP code 04965 in?

ZIP code 04965 is primarily assigned to Palmyra, Maine.

What county is ZIP code 04965 in?

ZIP code 04965 falls within Somerset County, Maine.

Is ZIP code 04965 family-oriented?

31% of residents in ZIP code 04965 are under 18, reflecting a younger, family-oriented community.

Does ZIP code 04965 have a large veteran population?

12% of civilians in ZIP code 04965 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 04965?

The median home value in ZIP code 04965 is $138,700.

What is the population of ZIP code 04965?

ZIP code 04965 has an estimated population of 2,147 residents, with a density of 53 people per square mile.

What timezone is ZIP code 04965 in?

ZIP code 04965 observes the EST timezone.