93428 ZIP Code — Cambria, CA

San Luis Obispo County, California

ZIP code 93428 is located in Cambria, California, within San Luis Obispo County. It covers approximately 77.28 square miles and serves a population of 6,056 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 805.

About ZIP code 93428

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $843,400. Owner-occupancy sits near the national average at 74%.

Median household income is $95,429. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 24 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is high — 46% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 93428 reflects a community defined by a strong veteran community, a high rate of remote workers, and a significant Social Security-dependent population.

6,056

population

77.28

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

93428 ZIP code map

Cities in ZIP code 93428

Below are the cities the US Postal Service accepts for ZIP code 93428. Using any city not on this list may result in mail delivery delays.

City	Status
Cambria	Preferred

Nearby ZIP codes

93430 Cayucos (8.4 mi) 93452 San Simeon (12 mi) 93446 Paso Robles (14.8 mi) 93465 Templeton (16 mi) 93442 Morro Bay (17.4 mi) 93422 Atascadero (19.7 mi)

Demographics updated 05/2026

Population
Total population	6,056
Population density	78 / sq mi
State FIPS	06
County FIPS	079

Geography
Land area	77.28 sq mi
Water area	1.96 sq mi
Latitude	35.5847
Longitude	-120.9943
Timezone	Pacific (PT)
Area code	805

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	31.9%	32.6%
$50k – $100k	33.1%	29.7%	27.7%
$100k – $200k	24.8%	28.2%	26.4%
Over $200k	8.2%	10.2%	13.3%

Demographics & statistics

6,056

Population

People per sq mi

60.1

Median age

$95,429

Median household income

$54,008

Per capita income

$843,400

Median home value

$1,950

Median monthly rent

74.1%

Home ownership

8.5%

Poverty rate

6.7%

Unemployment

3,504

Housing units

46.2%

Bachelor's or higher

Age distribution

Male Female

106

Under 5

111

5–9

135

10–14

143

145

15–19

153

20–24

104

25–34

110

253

35–44

266

319

45–54

337

261

55–59

276

295

60–64

310

721

65–74

759

344

75–84

363

118

85+

125

← Male

Female →

Age summary

Group	Count	%
Under 18	828	13.7%
18 and over	5,228	86.3%
65 and over	2,430	40.1%
Median age	60.1 years

Race & ethnicity

White 68.6%

Hispanic or Latino 14.6%

Two or more races 13.7%

Other race 2.4%

American Indian / Alaska Native 0.3%

Asian 0.3%

Black or African American 0.2%

Group	Count	%
White	4,862	68.6%
Hispanic or Latino	1,035	14.6%
Two or more races	968	13.7%
Other race	170	2.4%
American Indian / Alaska Native	23	0.3%
Asian	22	0.3%
Black or African American	11	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.0%	31.9%	32.6%
$50k – $100k	33.1%	29.7%	27.7%
$100k – $200k	24.8%	28.2%	26.4%
Over $200k	8.2%	10.2%	13.3%

Under $10k 4.6%

$10k–$15k 2.6%

$15k–$25k 6.1%

$25k–$35k 9.3%

$35k–$50k 8.2%

$50k–$75k 10.5%

$75k–$100k 14.9%

$100k–$150k 19.9%

$150k–$200k 7.9%

$200k+ 16.0%

Range	% of households
Under $10k	4.6%
$10k–$15k	2.6%
$15k–$25k	6.1%
$25k–$35k	9.3%
$35k–$50k	8.2%
$50k–$75k	10.5%
$75k–$100k	14.9%
$100k–$150k	19.9%
$150k–$200k	7.9%
$200k+	16.0%
Median income	$95,429

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.4%

$150k–$200k 0.5%

$200k–$300k 1.5%

$300k–$500k 5.3%

$500k–$1M 62.5%

$1M+ 28.7%

Housing overview

Metric	Value
Median home value	$843,400
Median rent / month	$1,950
Owner occupied	74.1%
Renter occupied	25.9%
Vacant	32.3%
Single-family detached	90.8%
Large apartment buildings	0.7%
Mobile homes	1.3%
Median rooms	5.3
Avg household size (owned)	2.04

Year built

Era	%
2020 or later	0.2%
2010–2019	1.1%
2000–2009	10.2%
1990–1999	17.0%
1980–1989	37.2%
1970–1979	12.9%
1960–1969	10.1%
1950–1959	5.1%
1940–1949	3.0%
1939 or earlier	3.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	4.5%
2 bedrooms	39.1%
3 bedrooms	42.2%
4 bedrooms	9.7%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.3%
1 vehicle	37.9%
2 vehicles	41.3%
3 or more	18.5%

Heating fuel

Fuel type	%
Utility gas	79.2%
Electricity	14.4%
Propane / LP gas	4.7%
Fuel oil	0.3%
Wood	1.5%

Households & families

Household type	Count	%
Married-couple family	1,575	54.8%
Cohabiting couple	95	3.3%
Male householder, no spouse	457	15.9%
Female householder, no spouse	749	26.0%
Households with children under 18	489	17.0%
Households with seniors (65+)	1,777	61.8%
Average household size	2.10

Marital status

Status	Male	Female
Never married	17.0%	15.1%
Married	66.8%	58.2%
Separated	1.2%	1.5%
Widowed	4.2%	10.3%
Divorced	10.8%	15.0%

Education

Less than 9th grade 3.1%

Some HS, no diploma 2.2%

HS graduate 14.7%

Some college, no degree 22.6%

Associate's degree 11.2%

Bachelor's degree 26.6%

Graduate / professional 19.6%

Metric	%
HS diploma or higher	94.7%
Bachelor's or higher	46.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	48	5.8%
Kindergarten	24	2.9%
Elementary school	275	33.3%
High school	311	37.7%
College / grad school	167	20.2%

Employment

Industry of employment

Arts, food & hospitality 19.4%

Education & healthcare 17.6%

Professional & management 16.4%

Retail trade 10.2%

Manufacturing 7.4%

Finance & real estate 6.5%

Construction 6.2%

Agriculture & mining 4.6%

Other services 4.6%

Transportation & utilities 2.6%

Information 2.2%

Public administration 1.8%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	47.0%
Service	22.6%
Sales & office	17.0%
Natural resources & construction	5.9%
Production & transportation	7.5%

Employment type

Type	%
Private sector	70.3%
Government	13.5%
Self-employed	16.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	65.5%
Carpool	6.8%
Public transit	0.3%
Walk	2.1%
Work from home	23.3%
Other means	2.0%
Avg commute (minutes)	23.9

Poverty

All people 8.5%

Under 18 years 6.2%

18 and over 8.9%

Married-couple families 7.4%

Female-led households 25.7%

Income support

Source	% of households
Social Security	55.7%
Retirement income	43.5%
Supplemental Security	1.6%
Cash public assistance	1.0%
Food stamps / SNAP	2.3%

Health indicators

Condition	%
Obesity	27.5%
High blood pressure	36.6%
High cholesterol	38.9%
Diabetes	11.9%
Heart disease	8.7%
Stroke	3.8%
Asthma	9.4%
Arthritis	30.4%
Kidney disease	3.8%
Pulmonary disease	8.1%
Cancer	10.2%

Behavior / access	%
Smoking	9.7%
Binge drinking	14.4%
No physical activity	18.8%
Less than 7 hrs sleep	28.1%
Depression	17.1%
Fair or poor health	14.3%
Poor mental health	11.9%
Poor physical health	11.2%
No health insurance	8.7%
Visited doctor (checkup)	74.2%
Visited dentist	72.6%
Cholesterol screening	95.1%
Teeth loss	8.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	617	12.0%

Disability	%
Any disability	16.7%
Under 18	5.3%
18–64 years	7.5%
65 and over	31.0%

Health insurance coverage

Type	%
Private insurance	68.7%
Public insurance	54.8%
No insurance	8.5%
Uninsured under 19	6.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,839	96.4%
Spanish	430	7.4%
Other Indo-European	406	7.0%
Asian & Pacific Islander	8	0.1%
Other languages	16	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,338	88.1%
Born in same state	5,323	87.9%
Born in different state	3,480	57.5%
Foreign born	15	0.2%
Naturalized citizen	718	11.9%
Not a US citizen	381	53.1%

Ancestry

Ancestry	Count	%
French	1,098	18.1%
Italian	684	11.3%
Arab	213	3.5%
Polish	118	1.9%
Dutch	44	0.7%

Ancestry	Count	%
English	31	0.5%
Irish	15	0.2%
German	8	0.1%
Norwegian	7	0.1%

Technology access

Metric	% of households
Computer access	47.5%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 93428

What city is ZIP code 93428 in?

ZIP code 93428 is primarily assigned to Cambria, California.

What county is ZIP code 93428 in?

ZIP code 93428 falls within San Luis Obispo County, California.

Does ZIP code 93428 have an older population?

40% of residents in ZIP code 93428 are 65 or older, above the national average of ~17%.

Does ZIP code 93428 have a large retiree population?

56% of households in ZIP code 93428 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 93428?

46% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 93428 have a large veteran population?

12% of civilians in ZIP code 93428 are veterans, above the national average of ~7%.

What timezone is ZIP code 93428 in?

ZIP code 93428 observes the PST timezone.