Morro Bay ZIP Codes — San Luis Obispo County, CA

There are 2 unique ZIP codes in Morro Bay, California. Area code: 805.

ZIP codes

44.54

sq mi land

1.04

sq mi water

805

area code

Morro Bay, CA ZIP code map

About Morro Bay, CA

Morro Bay, CA is a charming coastal city located in the heart of California's Central Coast. Known for its stunning waterfront views and rich marine life, it attracts visitors year-round. The iconic Morro Rock serves as a natural monument and a popular spot for both locals and tourists alike.

Location & geography

Morro Bay is situated in San Luis Obispo County and is bordered by the Pacific Ocean to the west. The city is approximately 15 miles northwest of San Luis Obispo and about 25 miles southeast of Paso Robles. Covering a land area of 44.54 square miles, Morro Bay also features a water area of 1.04 square miles, contributing to its scenic coastal environment.

Community & economy

The city has a friendly, small-town atmosphere that fosters a strong sense of community among its residents. A mix of industries, including tourism, fishing, and agriculture, plays a vital role in Morro Bay's economy. Daily life revolves around the bustling waterfront, local shops, and outdoor activities that the unique coastal environment offers.

Transportation

Morro Bay is accessible via California State Route 1, which runs along the scenic coastline. The nearest major airport is San Luis Obispo County Regional Airport, located about 24 miles to the southeast. Public transportation options may include local bus services, connecting residents and visitors to nearby cities.

History

Founded in the mid-1800s, Morro Bay quickly grew as a fishing and shipping hub due to its natural harbor. Historically known for its active fishing industry, the city has also developed tourism as a key factor in its economic growth. Significant events in the area's history include the establishment of the Morro Bay State Park, which attracts outdoor enthusiasts.

Did you know?

One surprising fact about Morro Bay is that it is home to one of the largest populations of sea otters along the California coast. Additionally, the city hosts an annual Morro Bay Harbor Festival, celebrating local seafood and marine culture.

ZIP codes for Morro Bay, CA (2)

ZIP code	City	County	Map
93442	Morro Bay	San Luis Obispo	View map
93443	Morro Bay	San Luis Obispo	View map

Demographics & statistics

11,399

Population

52.4

Median age

$88,309

Median household income

$50,587

Per capita income

$809,900

Median home value

$1,727

Median monthly rent

58.1%

Home ownership

10.1%

Poverty rate

8.7%

Unemployment

4,236

Housing units

42.1%

Bachelor's or higher

Age distribution

Male Female

166

Under 5

175

183

5–9

194

158

10–14

167

420

15–19

445

267

20–24

282

656

25–34

695

450

35–44

476

615

45–54

652

511

55–59

542

489

60–64

517

1,001

65–74

1,061

484

75–84

512

136

85+

145

← Male

Female →

Age summary

Group	Count	%
Under 18	1,420	12.5%
18 and over	9,979	87.5%
65 and over	3,339	29.3%
Median age	52.4 years

Race & ethnicity

White 69.6%

Hispanic or Latino 11.5%

Other race 7.1%

Two or more races 6.6%

Asian 4.5%

American Indian / Alaska Native 0.5%

Black or African American 0.2%

Group	Count	%
White	8,974	69.6%
Hispanic or Latino	1,486	11.5%
Other race	910	7.1%
Two or more races	851	6.6%
Asian	578	4.5%
American Indian / Alaska Native	62	0.5%
Black or African American	24	0.2%

Household income

Under $10k 2.9%

$10k–$15k 3.0%

$15k–$25k 6.9%

$25k–$35k 6.5%

$35k–$50k 8.7%

$50k–$75k 13.8%

$75k–$100k 15.3%

$100k–$150k 21.9%

$150k–$200k 7.8%

$200k+ 13.1%

Range	% of households
Under $10k	2.9%
$10k–$15k	3.0%
$15k–$25k	6.9%
$25k–$35k	6.5%
$35k–$50k	8.7%
$50k–$75k	13.8%
$75k–$100k	15.3%
$100k–$150k	21.9%
$150k–$200k	7.8%
$200k+	13.1%
Median income	$88,309

Housing

Home values

Under $50k 2.2%

$50k–$100k 1.4%

$100k–$150k 3.3%

$150k–$200k 2.0%

$200k–$300k 2.0%

$300k–$500k 3.5%

$500k–$1M 60.0%

$1M+ 25.7%

Housing overview

Metric	Value
Median home value	$809,900
Median rent / month	$1,727
Owner occupied	58.1%
Renter occupied	41.9%
Vacant	19.7%
Single-family detached	70.6%
Large apartment buildings	1.6%
Mobile homes	7.3%
Median rooms	4.8
Avg household size (owned)	2.20

Year built

Era	%
2020 or later	0.9%
2010–2019	8.0%
2000–2009	8.2%
1990–1999	7.4%
1980–1989	9.7%
1970–1979	18.1%
1960–1969	16.1%
1950–1959	19.5%
1940–1949	8.4%
1939 or earlier	3.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	13.6%
2 bedrooms	38.1%
3 bedrooms	36.9%
4 bedrooms	7.6%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	2.6%
1 vehicle	36.2%
2 vehicles	38.8%
3 or more	22.3%

Heating fuel

Fuel type	%
Utility gas	71.1%
Electricity	21.4%
Propane / LP gas	3.3%
Wood	0.5%
Solar	1.1%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	2,289	44.7%
Cohabiting couple	300	5.9%
Male householder, no spouse	1,006	19.6%
Female householder, no spouse	1,528	29.8%
Households with children under 18	899	17.5%
Households with seniors (65+)	2,331	45.5%
Average household size	2.19

Marital status

Status	Male	Female
Never married	30.7%	25.3%
Married	50.1%	45.1%
Separated	2.3%	3.1%
Widowed	4.9%	11.0%
Divorced	12.1%	15.4%

Education

Less than 9th grade 2.1%

Some HS, no diploma 5.2%

HS graduate 14.1%

Some college, no degree 26.2%

Associate's degree 10.3%

Bachelor's degree 23.6%

Graduate / professional 18.4%

Metric	%
HS diploma or higher	92.6%
Bachelor's or higher	42.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	70	3.2%
Kindergarten	70	3.2%
Elementary school	589	27.3%
High school	594	27.5%
College / grad school	834	38.7%

Employment

Industry of employment

Retail trade 18.7%

Education & healthcare 18.2%

Professional & management 12.9%

Arts, food & hospitality 10.8%

Construction 8.9%

Public administration 8.1%

Finance & real estate 5.4%

Manufacturing 5.1%

Other services 4.0%

Transportation & utilities 2.8%

Wholesale trade 2.5%

Agriculture & mining 1.8%

Information 0.9%

Occupation

Category	%
Management, business & arts	35.5%
Service	19.0%
Sales & office	25.8%
Natural resources & construction	9.0%
Production & transportation	10.7%

Employment type

Type	%
Private sector	70.9%
Government	19.5%
Self-employed	9.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.0%
Carpool	7.6%
Public transit	0.6%
Walk	2.9%
Other means	2.4%
Avg commute (minutes)	22.0

Poverty

All people 10.1%

Under 18 years 19.4%

18 and over 8.8%

Married-couple families 3.2%

Female-led households 22.7%

Income support

Source	% of households
Social Security	40.3%
Retirement income	37.2%
Supplemental Security	7.5%
Cash public assistance	2.3%
Food stamps / SNAP	6.5%

Health indicators

Condition	%
High blood pressure	31.5%
High cholesterol	34.4%
Heart disease	7.2%
Stroke	3.2%
Asthma	9.5%
Arthritis	25.7%
Kidney disease	3.2%
Pulmonary disease	6.9%
Cancer	8.5%

Behavior / access	%
Binge drinking	17.5%
No physical activity	17.8%
Less than 7 hrs sleep	29.0%
Fair or poor health	12.9%
Poor mental health	13.1%
Poor physical health	10.1%
No health insurance	8.8%
Visited doctor (checkup)	70.5%
Visited dentist	71.8%
Cholesterol screening	92.9%
Teeth loss	9.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,133	11.4%

Disability	%
Any disability	16.1%
Under 18	2.4%
18–64 years	14.6%
65 and over	25.3%

Health insurance coverage

Type	%
Private insurance	79.5%
Public insurance	41.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,058	97.0%
Spanish	405	3.7%
Other Indo-European	220	2.0%
Asian & Pacific Islander	148	1.3%
Other languages	27	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,687	93.8%
Born in same state	10,556	92.6%
Born in different state	7,248	63.6%
Foreign born	131	1.1%
Naturalized citizen	712	6.2%
Not a US citizen	285	40.0%

Ancestry

Ancestry	Count	%
French	2,417	21.2%
Italian	1,736	15.2%
Arab	448	3.9%
Polish	284	2.5%
English	240	2.1%

Ancestry	Count	%
Dutch	229	2%
German	61	0.5%
Irish	48	0.4%
Norwegian	24	0.2%

Technology access

Metric	% of households
Computer access	44.9%
Internet access	96.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Morro Bay, CA have?

Morro Bay, CA has one ZIP code: 93442. Each ZIP code serves a distinct delivery area within the city and surrounding region.