22435 ZIP Code — Callao, VA

Northumberland County, Virginia

ZIP code 22435 is located in Callao, Virginia, within Northumberland County. It covers approximately 25.48 square miles and serves a population of 2,638 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 804.

About ZIP code 22435

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $158,300. Owner-occupancy is high at 86%, well above the national average.

Median household income is $60,706. Poverty affects 20% of residents, above the national average. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 22435 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

2,638

population

25.48

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

22435 ZIP code map

Cities in ZIP code 22435

Below are the cities the US Postal Service accepts for ZIP code 22435. Using any city not on this list may result in mail delivery delays.

City	Status
Callao	Acceptable
Callao	Preferred

Nearby ZIP codes

22460 Farnham (5.5 mi) 22511 Lottsburg (5.7 mi) 22488 Kinsale (7.5 mi) 22473 Heathsville (10.1 mi) 22469 Hague (10.2 mi) 20674 Piney Point (10.9 mi) 22572 Warsaw (11.2 mi) 22437 Center Cross (13 mi) 22432 Burgess (13.5 mi) 22503 Lancaster (14 mi) 20690 Tall Timbers (15.7 mi) 20687 Scotland (15.7 mi)

Demographics updated 05/2026

Population
Total population	2,638
Population density	104 / sq mi
State FIPS	51
County FIPS	133

Geography
Land area	25.48 sq mi
Water area	1.68 sq mi
Latitude	37.9335
Longitude	-76.5696
Timezone	Eastern (ET)
Area code	804

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.2%	42.8%	32.9%
$50k – $100k	43.0%	33.1%	29.2%
$100k – $200k	12.5%	19.8%	26.3%
Over $200k	3.3%	4.3%	11.6%

Demographics & statistics

2,638

Population

104

People per sq mi

39.6

Median age

$60,706

Median household income

$30,534

Per capita income

$158,300

Median home value

$668

Median monthly rent

85.5%

Home ownership

19.7%

Poverty rate

1.5%

Unemployment

1,217

Housing units

20.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

134

10–14

162

15–19

20–24

183

25–34

222

122

35–44

148

45–54

55–59

143

60–64

173

166

65–74

203

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	491	18.6%
18 and over	2,147	81.4%
65 and over	614	23.3%
Median age	39.6 years

Race & ethnicity

White 63.3%

Black or African American 28.1%

Two or more races 6.4%

Hispanic or Latino 2.2%

Group	Count	%
White	1,708	63.3%
Black or African American	758	28.1%
Two or more races	172	6.4%
Hispanic or Latino	59	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.2%	42.8%	32.9%
$50k – $100k	43.0%	33.1%	29.2%
$100k – $200k	12.5%	19.8%	26.3%
Over $200k	3.3%	4.3%	11.6%

Under $10k 12.8%

$10k–$15k 2.7%

$15k–$25k 8.1%

$25k–$35k 7.5%

$35k–$50k 8.7%

$50k–$75k 29.1%

$75k–$100k 17.2%

$100k–$150k 4.6%

$150k–$200k 6.7%

$200k+ 2.6%

Range	% of households
Under $10k	12.8%
$10k–$15k	2.7%
$15k–$25k	8.1%
$25k–$35k	7.5%
$35k–$50k	8.7%
$50k–$75k	29.1%
$75k–$100k	17.2%
$100k–$150k	4.6%
$150k–$200k	6.7%
$200k+	2.6%
Median income	$60,706

Housing

Home values

Under $50k 9.5%

$50k–$100k 12.9%

$100k–$150k 24.6%

$150k–$200k 11.5%

$200k–$300k 11.5%

$300k–$500k 18.2%

$500k–$1M 8.4%

$1M+ 3.3%

Housing overview

Metric	Value
Median home value	$158,300
Median rent / month	$668
Owner occupied	85.5%
Renter occupied	14.5%
Vacant	27.4%
Single-family detached	81.0%
Large apartment buildings	4.0%
Mobile homes	15.0%
Median rooms	6.3
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	1.6%
2000–2009	23.1%
1990–1999	19.9%
1980–1989	8.6%
1970–1979	7.3%
1960–1969	4.0%
1950–1959	5.7%
1940–1949	5.2%
1939 or earlier	24.6%

Bedrooms

Size	% of units
No bedroom (studio)	4.0%
1 bedroom	0.0%
2 bedrooms	30.4%
3 bedrooms	52.3%
4 bedrooms	12.5%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	28.2%
2 vehicles	20.7%
3 or more	47.4%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	78.4%
Propane / LP gas	3.9%
Fuel oil	15.5%
Wood	0.5%

Households & families

Household type	Count	%
Married-couple family	369	37.4%
Cohabiting couple	109	11.0%
Male householder, no spouse	125	12.7%
Female householder, no spouse	384	38.9%
Households with children under 18	216	21.9%
Households with seniors (65+)	434	44.0%
Average household size	2.67

Marital status

Status	Male	Female
Never married	47.8%	30.0%
Married	38.1%	36.0%
Separated	0.0%	0.0%
Widowed	4.6%	12.7%
Divorced	9.4%	21.3%

Education

Less than 9th grade 1.6%

Some HS, no diploma 9.9%

HS graduate 43.3%

Some college, no degree 16.2%

Associate's degree 8.4%

Bachelor's degree 10.8%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	20.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	36	5.3%
Kindergarten	10	1.5%
Elementary school	377	55.3%
High school	147	21.6%
College / grad school	112	16.4%

Employment

Industry of employment

Education & healthcare 24.4%

Other services 10.9%

Arts, food & hospitality 10.8%

Wholesale trade 9.6%

Transportation & utilities 9.4%

Construction 7.0%

Public administration 6.5%

Professional & management 4.9%

Manufacturing 4.7%

Retail trade 4.6%

Information 4.5%

Agriculture & mining 1.6%

Finance & real estate 0.9%

Occupation

Category	%
Management, business & arts	28.4%
Service	12.8%
Sales & office	13.1%
Natural resources & construction	13.4%
Production & transportation	32.3%

Employment type

Type	%
Private sector	63.3%
Government	30.1%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.3%
Carpool	11.3%
Public transit	0.0%
Walk	0.0%
Work from home	11.7%
Other means	3.7%
Avg commute (minutes)	33.2

Poverty

All people 19.7%

Under 18 years 42.0%

18 and over 14.6%

Married-couple families 5.4%

Female-led households 19.9%

Income support

Source	% of households
Social Security	47.5%
Retirement income	26.7%
Supplemental Security	7.0%
Cash public assistance	4.0%
Food stamps / SNAP	5.9%

Health indicators

Condition	%
Obesity	37.1%
High blood pressure	40.6%
High cholesterol	35.3%
Diabetes	14.3%
Heart disease	8.2%
Stroke	4.2%
Asthma	10.3%
Arthritis	31.5%
Kidney disease	3.8%
Pulmonary disease	8.8%
Cancer	7.9%

Behavior / access	%
Smoking	18.2%
Binge drinking	13.9%
No physical activity	25.8%
Less than 7 hrs sleep	34.0%
Depression	19.8%
Fair or poor health	18.6%
Poor mental health	13.9%
Poor physical health	11.9%
No health insurance	14.4%
Visited doctor (checkup)	79.4%
Visited dentist	62.9%
Cholesterol screening	91.4%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	105	4.9%

Disability	%
Any disability	11.4%
Under 18	0.0%
18–64 years	11.5%
65 and over	20.2%

Health insurance coverage

Type	%
Private insurance	71.4%
Public insurance	36.5%
No insurance	10.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,581	97.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,556	96.9%
Born in same state	2,521	95.6%
Born in different state	2,042	77.4%
Foreign born	35	1.3%
Naturalized citizen	82	3.1%
Not a US citizen	82	100.0%

Ancestry

Ancestry	Count	%
French	569	21.6%
Italian	402	15.2%
Arab	385	14.6%

Ancestry	Count	%
German	59	2.2%
English	9	0.3%

Technology access

Metric	% of households
Computer access	37.4%
Internet access	94.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 22435

What city is ZIP code 22435 in?

ZIP code 22435 is primarily assigned to Callao, Virginia.

What county is ZIP code 22435 in?

ZIP code 22435 falls within Northumberland County, Virginia.

Does ZIP code 22435 have a large retiree population?

48% of households in ZIP code 22435 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 22435 mostly owner-occupied?

86% of occupied units in ZIP code 22435 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 22435?

20% of residents in ZIP code 22435 live below the poverty line, above the national average.

What is the typical home value in ZIP code 22435?

The median home value in ZIP code 22435 is $158,300.

What timezone is ZIP code 22435 in?

ZIP code 22435 observes the EST timezone.