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Maryland ZIP Codes
Saint Marys County
Scotland, MD
20687
20687 ZIP Code — Scotland, MD
Saint Marys County, Maryland
ZIP code 20687 is located in
Scotland ,
Maryland ,
within Saint Marys County .
It covers approximately 4.99 square miles and serves a population of
360 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 240/301 .
About ZIP code 20687
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Owner-occupancy sits near the national average at 68%.
Median household income is $143,468. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.
Educational attainment is high — 56% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Notable community characteristics include disability rates above the national average at 26%.
Overall, ZIP code 20687 reflects a community defined by a highly educated population and a significant Social Security-dependent population.
20687 ZIP code map
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Cities in ZIP code 20687
Below are the cities the US Postal Service accepts for ZIP code 20687. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
360
Population density
72 / sq mi
State FIPS
24
County FIPS
037
Geography
Land area
4.99 sq mi
Water area
7.77 sq mi
Latitude
38.0771
Longitude
-76.3471
Timezone
Eastern (ET)
Area code
240/301
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
17.1%
24.3%
28.2%
$50k – $100k
34.2%
27.4%
28.2%
$100k – $200k
27.2%
36.2%
30.1%
Over $200k
21.5%
12.1%
13.4%
Demographics & statistics
$143,468
Median household income
55.8%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 34 9.4% 18 and over 326 90.6% 65 and over 75 20.8% Median age 38.3 years
Race & ethnicity
Black or African American
14.7%
Group Count % White 209 58.1% Asian 64 17.8% Black or African American 53 14.7% Two or more races 34 9.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
17.1%
24.3%
28.2%
$50k – $100k
34.2%
27.4%
28.2%
$100k – $200k
27.2%
36.2%
30.1%
Over $200k
21.5%
12.1%
13.4%
Range % of households $25k–$35k 21.0% $50k–$75k 22.2% $100k–$150k 27.8% $200k+ 29.0% Median income $143,468
Housing
Housing overview
Metric Value Median home value $0 Median rent / month $0 Owner occupied 67.6% Renter occupied 32.4% Vacant 20.7% Single-family detached 83.3% Large apartment buildings 0.0% Mobile homes 8.6% Median rooms 4.9 Avg household size (owned) 2.39
Year built
Era % 2020 or later 0.0% 2010–2019 0.0% 2000–2009 16.7% 1990–1999 0.0% 1980–1989 14.0% 1970–1979 0.0% 1960–1969 31.5% 1950–1959 0.0% 1940–1949 37.8% 1939 or earlier 0.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 8.1% 2 bedrooms 61.7% 3 bedrooms 22.1% 4 bedrooms 8.1% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 42.6% 2 vehicles 36.4% 3 or more 21.0%
Heating fuel
Fuel type % Electricity 61.4% Propane / LP gas 38.6%
Households & families
Household type Count % Married-couple family 138 78.4% Cohabiting couple 0 0.0% Male householder, no spouse 20 11.4% Female householder, no spouse 18 10.2% Households with children under 18 33 18.8% Households with seniors (65+) 37 21.0% Average household size 2.05
Marital status
Status Male Female Never married 12.8% 9.4% Married 87.2% 80.0% Separated 0.0% 0.0% Widowed 0.0% 0.0% Divorced 0.0% 10.6%
Education
Some college, no degree
21.5%
Graduate / professional
43.9%
Metric % HS diploma or higher 100.0% Bachelor's or higher 55.8%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 24 100.0% Kindergarten 0 0.0% Elementary school 0 0.0% High school 0 0.0% College / grad school 0 0.0%
Employment
Industry of employment
Professional & management
47.3%
Public administration
15.1%
Arts, food & hospitality
13.7%
Education & healthcare
11.0%
Occupation
Category % Management, business & arts 63.7% Service 12.3% Sales & office 11.0% Natural resources & construction 13.0% Production & transportation 0.0%
Employment type
Type % Private sector 58.9% Government 28.8% Self-employed 12.3% Unpaid family workers 0.0%
Commute
Method % Drive alone 65.7% Carpool 34.3% Public transit 0.0% Walk 0.0% Work from home 0.0% Other means 0.0% Avg commute (minutes) 37.5
Poverty
Married-couple families
0.0%
Female-led households
0.0%
Income support
Source % of households Social Security 31.3% Retirement income 41.5% Supplemental Security 10.8% Cash public assistance 0.0% Food stamps / SNAP 0.0%
Health indicators
Condition % Obesity 36.5% High blood pressure 38.9% High cholesterol 38.8% Diabetes 11.5% Heart disease 7.1% Stroke 3.2% Asthma 9.6% Arthritis 29.8% Kidney disease 3.0% Pulmonary disease 6.7% Cancer 7.9%
Behavior / access % Smoking 15.9% Binge drinking 14.6% No physical activity 21.8% Less than 7 hrs sleep 34.8% Depression 16.9% Fair or poor health 12.1% Poor mental health 13.0% Poor physical health 9.0% No health insurance 8.4% Visited doctor (checkup) 78.2% Visited dentist 70.2% Cholesterol screening 93.5% Teeth loss 10.4%
Veterans & disability
Veterans Count % Civilian veterans 19 7.4%
Disability % Any disability 25.9% Under 18 0.0% 18–64 years 9.9% 65 and over 76.0%
Health insurance coverage
Type % Private insurance 88.3% Public insurance 44.1% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 339 94.2% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 327 90.8% Born in same state 327 90.8% Born in different state 111 30.8% Foreign born 0 0.0% Naturalized citizen 33 9.2% Not a US citizen 33 100.0%
Ancestry
Ancestry Count % Italian 37 10.3%
Ancestry Count % French 35 9.7%
Technology access
Metric % of households Computer access 48.9% Internet access 100.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 20687
What city is ZIP code 20687 in?
ZIP code 20687 is primarily assigned to Scotland, Maryland.
What county is ZIP code 20687 in?
ZIP code 20687 falls within Saint Marys County, Maryland.
How educated is the population of ZIP code 20687?
56% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the median household income in ZIP code 20687?
The median household income in ZIP code 20687 is $143,468, above the national median of ~$75,000.
What is the population of ZIP code 20687?
ZIP code 20687 has an estimated population of 360 residents, with a density of 72 people per square mile.
What timezone is ZIP code 20687 in?
ZIP code 20687 observes the EST timezone.
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