12413 ZIP Code — Cairo, NY

Greene County, New York

ZIP code 12413 is located in Cairo, New York, within Greene County. It covers approximately 16.65 square miles and serves a population of 3,144 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12413

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $175,600. Owner-occupancy sits near the national average at 56%.

The gap between median ($56,758) and mean household income suggests income inequality — a small number of higher earners pull the average up. 49% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 12413 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

3,144
population
16.65
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
12413 ZIP code map
Cities in ZIP code 12413

Below are the cities the US Postal Service accepts for ZIP code 12413. Using any city not on this list may result in mail delivery delays.

City Status
Cairo Preferred
Nearby ZIP codes
12473 Round Top (3 mi) 12431 Freehold (3.1 mi) 12405 Acra (4.1 mi) 12482 South Cairo (4.4 mi) 12451 Leeds (4.7 mi) 12058 Earlton (6.1 mi) 12454 Maplecrest (6.2 mi) 12414 Catskill (6.6 mi) 12423 East Durham (7 mi) 12424 East Jewett (7.2 mi) 12485 Tannersville (7.5 mi) 12463 Palenville (7.6 mi)
Demographics updated 06/2026
Population
Total population 3,144
Population density 189 / sq mi
State FIPS 36
County FIPS 039
Geography
Land area 16.65 sq mi
Water area 0.09 sq mi
Latitude 42.3015
Longitude -74.0301
Timezone Eastern (ET)
Area code 518
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 48.9% 43.6% 37.0%
$50k – $100k 32.6% 31.0% 27.0%
$100k – $200k 13.4% 20.7% 24.4%
Over $200k 5.1% 4.8% 11.5%

Demographics & statistics

3,144
Population
189
People per sq mi
39.7
Median age
$56,758
Median household income
$50,191
Per capita income
$175,600
Median home value
$1,320
Median monthly rent
55.9%
Home ownership
11.4%
Poverty rate
2.9%
Unemployment
1,060
Housing units
22.5%
Bachelor's or higher

Age distribution

Male Female
35
Under 5
40
23
5–9
26
192
10–14
224
55
15–19
64
95
20–24
110
203
25–34
236
250
35–44
290
195
45–54
226
52
55–59
60
30
60–64
36
180
65–74
209
91
75–84
105
54
85+
63
← Male
Female →

Age summary

GroupCount%
Under 1859418.9%
18 and over2,55081.1%
65 and over70222.3%
Median age39.7 years

Race & ethnicity

White 86%
Two or more races 8.4%
Hispanic or Latino 4.1%
Black or African American 1.1%
Other race 0.5%
GroupCount%
White2,81786%
Two or more races2758.4%
Hispanic or Latino1334.1%
Black or African American371.1%
Other race150.5%

Household income

Income range This ZIP County avg State avg
Under $50k 48.9% 43.6% 37.0%
$50k – $100k 32.6% 31.0% 27.0%
$100k – $200k 13.4% 20.7% 24.4%
Over $200k 5.1% 4.8% 11.5%
Under $10k 1.9%
$10k–$15k 7.4%
$15k–$25k 11.4%
$25k–$35k 7.1%
$35k–$50k 18.2%
$50k–$75k 17.0%
$75k–$100k 17.0%
$100k–$150k 10.5%
$150k–$200k 5.2%
$200k+ 4.3%
Range% of households
Under $10k1.9%
$10k–$15k7.4%
$15k–$25k11.4%
$25k–$35k7.1%
$35k–$50k18.2%
$50k–$75k17.0%
$75k–$100k17.0%
$100k–$150k10.5%
$150k–$200k5.2%
$200k+4.3%
Median income$56,758

Housing

Home values

$50k–$100k 9.0%
$100k–$150k 21.5%
$150k–$200k 24.9%
$200k–$300k 38.3%
$300k–$500k 5.2%
$500k–$1M 1.1%

Housing overview

MetricValue
Median home value$175,600
Median rent / month$1,320
Owner occupied55.9%
Renter occupied44.1%
Vacant22.5%
Single-family detached77.5%
Large apartment buildings2.0%
Mobile homes9.7%
Median rooms5.4
Avg household size (owned)2.19

Year built

Era%
2020 or later0.0%
2010–20190.0%
2000–200915.3%
1990–199920.9%
1980–19899.8%
1970–197914.3%
1960–196917.1%
1950–19595.6%
1940–19492.5%
1939 or earlier14.4%

Bedrooms

Size% of units
No bedroom (studio)1.4%
1 bedroom13.0%
2 bedrooms26.6%
3 bedrooms44.5%
4 bedrooms13.8%
5+ bedrooms0.8%

Vehicles per household

Vehicles% of households
No vehicle5.3%
1 vehicle37.0%
2 vehicles39.8%
3 or more17.9%

Heating fuel

Fuel type%
Utility gas1.3%
Electricity28.6%
Propane / LP gas3.5%
Fuel oil62.0%
Wood2.8%

Households & families

Household typeCount%
Married-couple family40932.7%
Cohabiting couple887.0%
Male householder, no spouse31425.1%
Female householder, no spouse43835.1%
Households with children under 1832325.9%
Households with seniors (65+)52742.2%
Average household size2.52

Marital status

StatusMaleFemale
Never married38.1%26.6%
Married45.3%36.2%
Separated1.4%0.5%
Widowed5.4%21.4%
Divorced9.8%15.2%

Education

Less than 9th grade 9.3%
Some HS, no diploma 2.8%
HS graduate 34.6%
Some college, no degree 17.4%
Associate's degree 13.4%
Bachelor's degree 8.1%
Graduate / professional 14.5%
Metric%
HS diploma or higher87.9%
Bachelor's or higher22.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten132.1%
Elementary school41466.3%
High school9214.7%
College / grad school10516.8%

Employment

Industry of employment

Education & healthcare 26.8%
Retail trade 19.5%
Manufacturing 14.5%
Arts, food & hospitality 8.2%
Transportation & utilities 6.8%
Other services 4.9%
Wholesale trade 3.8%
Construction 3.7%
Professional & management 3.7%
Finance & real estate 3.6%
Public administration 3.2%
Information 1.3%

Occupation

Category%
Management, business & arts39.7%
Service11.5%
Sales & office16.7%
Natural resources & construction11.6%
Production & transportation20.4%

Employment type

Type%
Private sector85.7%
Government12.1%
Self-employed2.2%
Unpaid family workers0.0%

Commute

Method%
Drive alone73.6%
Carpool13.9%
Public transit0.5%
Walk0.0%
Work from home12.0%
Other means0.0%
Avg commute (minutes)28.0

Poverty

All people 11.4%
Under 18 years 10.5%
18 and over 11.6%
Married-couple families 0.0%
Female-led households 5.2%

Income support

Source% of households
Social Security48.7%
Retirement income38.8%
Supplemental Security5.8%
Cash public assistance5.3%
Food stamps / SNAP15.1%

Health indicators

Condition%
Obesity31.3%
High blood pressure32.1%
High cholesterol34.6%
Diabetes9.7%
Heart disease7.0%
Stroke3.2%
Asthma10.3%
Arthritis26.6%
Kidney disease3.1%
Pulmonary disease7.7%
Cancer7.5%
Behavior / access%
Smoking17.6%
Binge drinking16.8%
No physical activity24.5%
Less than 7 hrs sleep33.7%
Depression21.2%
Fair or poor health13.0%
Poor mental health14.4%
Poor physical health10.4%
No health insurance11.3%
Visited doctor (checkup)78.7%
Visited dentist64.7%
Cholesterol screening90.8%
Teeth loss14.8%

Veterans & disability

VeteransCount%
Civilian veterans31712.4%
Disability%
Any disability13.4%
Under 188.1%
18–64 years10.7%
65 and over25.2%

Health insurance coverage

Type%
Private insurance47.7%
Public insurance57.0%
No insurance4.8%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only3,06997.6%
Spanish290.9%
Other Indo-European160.5%
Asian & Pacific Islander130.4%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)3,09298.3%
Born in same state3,09298.3%
Born in different state2,88791.8%
Foreign born00.0%
Naturalized citizen521.7%
Not a US citizen815.4%

Ancestry

AncestryCount%
Italian80225.5%
Arab3089.8%
French1906%
English1695.4%
AncestryCount%
Polish451.4%
German321%
Norwegian90.3%
Dutch80.3%

Technology access

Metric% of households
Computer access39.7%
Internet access84.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12413

What city is ZIP code 12413 in?

ZIP code 12413 is primarily assigned to Cairo, New York.

What county is ZIP code 12413 in?

ZIP code 12413 falls within Greene County, New York.

Does ZIP code 12413 have a large retiree population?

49% of households in ZIP code 12413 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 12413 have a large veteran population?

12% of civilians in ZIP code 12413 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 12413?

The median home value in ZIP code 12413 is $175,600.

What is the population of ZIP code 12413?

ZIP code 12413 has an estimated population of 3,144 residents, with a density of 189 people per square mile.

What timezone is ZIP code 12413 in?

ZIP code 12413 observes the EST timezone.

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