44695 ZIP Code — Bowerston, OH

Harrison County, Ohio

ZIP code 44695 is located in Bowerston, Ohio, within Harrison County. It covers approximately 29.32 square miles and serves a population of 1,371 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 44695

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $119,800. Owner-occupancy is high at 82%, well above the national average.

Median household income is $54,176. Poverty affects 19% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with manufacturing as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 44695 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,371

population

29.32

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

44695 ZIP code map

Cities in ZIP code 44695

Below are the cities the US Postal Service accepts for ZIP code 44695. Using any city not on this list may result in mail delivery delays.

City	Status
Bowerston	Acceptable
Bowerston	Preferred

Nearby ZIP codes

43988 Scio (3.9 mi) 44675 Sherrodsville (5.9 mi) 44621 Dennison (6.7 mi) 44683 Uhrichsville (9.7 mi) 43986 Jewett (9.9 mi) 44620 Dellroy (10 mi) 44615 Carrollton (10.9 mi) 43903 Amsterdam (11.9 mi) 44656 Mineral City (13.1 mi) 43976 Hopedale (14.6 mi) 43907 Cadiz (14.8 mi) 43973 Freeport (15 mi)

Demographics updated 05/2026

Population
Total population	1,371
Population density	47 / sq mi
State FIPS	39
County FIPS	067

Geography
Land area	29.32 sq mi
Water area	0.59 sq mi
Latitude	40.4442
Longitude	-81.1659
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	51.4%	43.3%
$50k – $100k	35.4%	33.0%	31.4%
$100k – $200k	12.1%	13.7%	20.0%
Over $200k	0.0%	1.9%	5.2%

Demographics & statistics

1,371

Population

People per sq mi

52.7

Median age

$54,176

Median household income

$25,788

Per capita income

$119,800

Median home value

$475

Median monthly rent

82.4%

Home ownership

19.3%

Poverty rate

9.5%

Unemployment

610

Housing units

7.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

130

45–54

154

55–59

60–64

111

65–74

132

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	171	12.5%
18 and over	1,200	87.5%
65 and over	353	25.7%
Median age	52.7 years

Race & ethnicity

White 98.8%

Two or more races 0.6%

Black or African American 0.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	1,355	98.8%
Two or more races	8	0.6%
Black or African American	5	0.4%
American Indian / Alaska Native	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.6%	51.4%	43.3%
$50k – $100k	35.4%	33.0%	31.4%
$100k – $200k	12.1%	13.7%	20.0%
Over $200k	0.0%	1.9%	5.2%

Under $10k 12.3%

$10k–$15k 3.9%

$15k–$25k 7.0%

$25k–$35k 9.2%

$35k–$50k 11.2%

$50k–$75k 20.2%

$75k–$100k 17.2%

$100k–$150k 17.0%

$150k–$200k 1.0%

$200k+ 1.0%

Range	% of households
Under $10k	12.3%
$10k–$15k	3.9%
$15k–$25k	7.0%
$25k–$35k	9.2%
$35k–$50k	11.2%
$50k–$75k	20.2%
$75k–$100k	17.2%
$100k–$150k	17.0%
$150k–$200k	1.0%
$200k+	1.0%
Median income	$54,176

Housing

Home values

Under $50k 15.7%

$50k–$100k 19.2%

$100k–$150k 19.0%

$150k–$200k 16.6%

$200k–$300k 9.7%

$300k–$500k 17.3%

$500k–$1M 2.4%

Housing overview

Metric	Value
Median home value	$119,800
Median rent / month	$475
Owner occupied	82.4%
Renter occupied	17.6%
Vacant	27.0%
Single-family detached	72.7%
Large apartment buildings	1.4%
Mobile homes	20.4%
Median rooms	6.1
Avg household size (owned)	2.64

Year built

Era	%
2020 or later	0.0%
2010–2019	3.6%
2000–2009	5.0%
1990–1999	18.9%
1980–1989	14.1%
1970–1979	11.6%
1960–1969	10.6%
1950–1959	10.0%
1940–1949	7.4%
1939 or earlier	18.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.9%
2 bedrooms	26.3%
3 bedrooms	55.6%
4 bedrooms	10.7%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	4.3%
1 vehicle	30.7%
2 vehicles	47.4%
3 or more	17.6%

Heating fuel

Fuel type	%
Utility gas	32.3%
Electricity	40.1%
Propane / LP gas	9.8%
Fuel oil	11.5%
Wood	6.1%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	245	47.9%
Cohabiting couple	14	2.7%
Male householder, no spouse	143	28.0%
Female householder, no spouse	109	21.3%
Households with children under 18	83	16.2%
Households with seniors (65+)	191	37.4%
Average household size	2.52

Marital status

Status	Male	Female
Never married	28.8%	31.3%
Married	48.1%	41.2%
Separated	0.4%	0.4%
Widowed	5.3%	5.7%
Divorced	17.3%	21.4%

Education

Less than 9th grade 5.3%

Some HS, no diploma 7.2%

HS graduate 49.6%

Some college, no degree 25.2%

Associate's degree 5.7%

Bachelor's degree 4.5%

Graduate / professional 2.6%

Metric	%
HS diploma or higher	87.6%
Bachelor's or higher	7.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	5.4%
Kindergarten	4	1.7%
Elementary school	90	37.7%
High school	69	28.9%
College / grad school	63	26.4%

Employment

Industry of employment

Manufacturing 25.6%

Professional & management 18.5%

Education & healthcare 15.5%

Retail trade 13.8%

Construction 8.0%

Other services 5.8%

Arts, food & hospitality 5.5%

Transportation & utilities 4.0%

Wholesale trade 2.0%

Finance & real estate 0.8%

Public administration 0.5%

Occupation

Category	%
Management, business & arts	14.3%
Service	32.6%
Sales & office	17.5%
Natural resources & construction	11.8%
Production & transportation	23.8%

Employment type

Type	%
Private sector	88.2%
Government	5.3%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	95.2%
Carpool	2.3%
Public transit	0.0%
Walk	2.0%
Work from home	0.0%
Other means	0.5%
Avg commute (minutes)	25.3

Poverty

All people 19.3%

Under 18 years 44.9%

18 and over 15.5%

Married-couple families 7.3%

Female-led households 100.0%

Income support

Source	% of households
Social Security	44.8%
Retirement income	38.0%
Supplemental Security	15.9%
Cash public assistance	1.8%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	39.6%
High blood pressure	39.1%
High cholesterol	34.4%
Diabetes	13.6%
Heart disease	9.2%
Stroke	4.2%
Asthma	10.4%
Arthritis	34.1%
Kidney disease	3.6%
Pulmonary disease	11.7%
Cancer	8.0%

Behavior / access	%
Smoking	26.3%
Binge drinking	15.0%
No physical activity	31.3%
Less than 7 hrs sleep	36.9%
Depression	24.7%
Fair or poor health	19.1%
Poor mental health	16.6%
Poor physical health	13.2%
No health insurance	13.2%
Visited doctor (checkup)	77.0%
Visited dentist	56.6%
Cholesterol screening	89.0%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	65	5.4%

Disability	%
Any disability	16.6%
Under 18	8.2%
18–64 years	14.9%
65 and over	25.9%

Health insurance coverage

Type	%
Private insurance	59.9%
Public insurance	46.6%
No insurance	11.6%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,351	98.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,369	99.9%
Born in same state	1,369	99.9%
Born in different state	1,187	86.6%
Foreign born	0	0.0%
Naturalized citizen	2	0.1%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
French	138	10.1%
Arab	95	6.9%
Italian	91	6.6%

Ancestry	Count	%
Polish	6	0.4%
English	5	0.4%
German	3	0.2%

Technology access

Metric	% of households
Computer access	37.3%
Internet access	85.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 44695

What city is ZIP code 44695 in?

ZIP code 44695 is primarily assigned to Bowerston, Ohio.

What county is ZIP code 44695 in?

ZIP code 44695 falls within Harrison County, Ohio.

How educated is the population of ZIP code 44695?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 44695 have an older population?

26% of residents in ZIP code 44695 are 65 or older, above the national average of ~17%.

Does ZIP code 44695 have a large retiree population?

45% of households in ZIP code 44695 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 44695?

19% of residents in ZIP code 44695 live below the poverty line, above the national average.

What timezone is ZIP code 44695 in?

ZIP code 44695 observes the EST timezone.