13740 ZIP Code — Bovina Center, NY

Delaware County, New York

ZIP code 13740 is located in Bovina Center, New York, within Delaware County. It covers approximately 35.92 square miles and serves a population of 560 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 607.

About ZIP code 13740

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $314,600. Owner-occupancy is high at 91%, well above the national average.

The gap between median ($68,333) and mean household income suggests income inequality — a small number of higher earners pull the average up. 58% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 32% of workers work from home.

Educational attainment is near the national average, with 45% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13740 reflects a community defined by high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

560
population
35.92
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
13740 ZIP code map
Cities in ZIP code 13740

Below are the cities the US Postal Service accepts for ZIP code 13740. Using any city not on this list may result in mail delivery delays.

City Status
Bovina Center Acceptable
Demographics updated 06/2026
Population
Total population 560
Population density 16 / sq mi
State FIPS 36
County FIPS 025
Geography
Land area 35.92 sq mi
Water area 0.04 sq mi
Latitude 42.2721
Longitude -74.7497
Timezone Eastern (ET)
Area code 607
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 40.9% 49.0% 37.0%
$50k – $100k 20.3% 30.9% 27.0%
$100k – $200k 27.4% 17.3% 24.4%
Over $200k 11.4% 2.8% 11.5%

Demographics & statistics

560
Population
16
People per sq mi
55.8
Median age
$68,333
Median household income
$48,066
Per capita income
$314,600
Median home value
$775
Median monthly rent
91.3%
Home ownership
11.6%
Poverty rate
1.8%
Unemployment
449
Housing units
45.0%
Bachelor's or higher

Age distribution

Male Female
7
Under 5
4
21
5–9
13
25
10–14
15
19
15–19
12
7
20–24
4
22
25–34
14
32
35–44
20
38
45–54
23
33
55–59
20
33
60–64
20
71
65–74
44
19
75–84
12
20
85+
12
← Male
Female →

Age summary

GroupCount%
Under 1810819.3%
18 and over45280.7%
65 and over17831.8%
Median age55.8 years

Race & ethnicity

White 79.8%
Hispanic or Latino 7.4%
Two or more races 6.9%
Black or African American 3%
Asian 1.7%
Other race 0.8%
American Indian / Alaska Native 0.3%
GroupCount%
White48379.8%
Hispanic or Latino457.4%
Two or more races426.9%
Black or African American183%
Asian101.7%
Other race50.8%
American Indian / Alaska Native20.3%

Household income

Income range This ZIP County avg State avg
Under $50k 40.9% 49.0% 37.0%
$50k – $100k 20.3% 30.9% 27.0%
$100k – $200k 27.4% 17.3% 24.4%
Over $200k 11.4% 2.8% 11.5%
Under $10k 3.9%
$10k–$15k 10.2%
$15k–$25k 3.5%
$25k–$35k 7.1%
$35k–$50k 13.8%
$50k–$75k 16.1%
$75k–$100k 10.6%
$100k–$150k 13.8%
$150k–$200k 12.2%
$200k+ 8.7%
Range% of households
Under $10k3.9%
$10k–$15k10.2%
$15k–$25k3.5%
$25k–$35k7.1%
$35k–$50k13.8%
$50k–$75k16.1%
$75k–$100k10.6%
$100k–$150k13.8%
$150k–$200k12.2%
$200k+8.7%
Median income$68,333

Housing

Home values

Under $50k 4.3%
$50k–$100k 4.3%
$100k–$150k 5.6%
$150k–$200k 6.5%
$200k–$300k 26.7%
$300k–$500k 25.0%
$500k–$1M 21.1%
$1M+ 6.5%

Housing overview

MetricValue
Median home value$314,600
Median rent / month$775
Owner occupied91.3%
Renter occupied8.7%
Vacant46.1%
Single-family detached91.7%
Large apartment buildings0.0%
Mobile homes7.0%
Median rooms5.5
Avg household size (owned)2.25

Year built

Era%
2020 or later0.4%
2010–20194.5%
2000–200916.1%
1990–199913.0%
1980–198914.2%
1970–197913.4%
1960–19693.2%
1950–19590.4%
1940–19490.4%
1939 or earlier34.4%

Bedrooms

Size% of units
No bedroom (studio)1.5%
1 bedroom5.3%
2 bedrooms23.4%
3 bedrooms41.6%
4 bedrooms20.0%
5+ bedrooms8.3%

Vehicles per household

Vehicles% of households
No vehicle0.0%
1 vehicle37.8%
2 vehicles43.3%
3 or more18.9%

Heating fuel

Fuel type%
Utility gas1.2%
Electricity4.7%
Propane / LP gas25.6%
Fuel oil45.7%
Wood21.3%

Households & families

Household typeCount%
Married-couple family11946.9%
Cohabiting couple218.3%
Male householder, no spouse7830.7%
Female householder, no spouse3614.2%
Households with children under 184116.1%
Households with seniors (65+)12950.8%
Average household size2.20

Marital status

StatusMaleFemale
Never married31.8%12.5%
Married46.3%64.6%
Separated0.7%0.5%
Widowed3.9%12.0%
Divorced17.3%10.4%

Education

Less than 9th grade 1.2%
Some HS, no diploma 5.1%
HS graduate 22.2%
Some college, no degree 9.9%
Associate's degree 16.6%
Bachelor's degree 26.1%
Graduate / professional 18.9%
Metric%
HS diploma or higher93.8%
Bachelor's or higher45.0%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool00.0%
Kindergarten108.6%
Elementary school5345.7%
High school3429.3%
College / grad school1916.4%

Employment

Industry of employment

Professional & management 18.4%
Education & healthcare 17.0%
Arts, food & hospitality 12.1%
Information 9.0%
Construction 8.5%
Transportation & utilities 7.6%
Retail trade 6.3%
Finance & real estate 5.4%
Agriculture & mining 4.9%
Other services 4.0%
Manufacturing 2.7%
Public administration 2.2%
Wholesale trade 1.8%

Occupation

Category%
Management, business & arts55.2%
Service9.4%
Sales & office19.7%
Natural resources & construction10.8%
Production & transportation4.9%

Employment type

Type%
Private sector63.2%
Government17.0%
Self-employed19.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone58.9%
Carpool5.0%
Public transit0.5%
Walk2.3%
Work from home32.4%
Other means0.9%
Avg commute (minutes)40.4

Poverty

All people 11.6%
Under 18 years 4.6%
18 and over 13.3%
Married-couple families 15.1%
Female-led households 14.3%

Income support

Source% of households
Social Security57.9%
Retirement income31.9%
Supplemental Security1.6%
Cash public assistance0.0%
Food stamps / SNAP6.7%

Health indicators

Condition%
Obesity32.6%
High blood pressure38.2%
High cholesterol40.0%
Diabetes12.4%
Heart disease9.2%
Stroke4.1%
Asthma10.2%
Arthritis31.3%
Kidney disease3.9%
Pulmonary disease9.8%
Cancer8.9%
Behavior / access%
Smoking18.6%
Binge drinking14.5%
No physical activity25.5%
Less than 7 hrs sleep32.6%
Depression19.3%
Fair or poor health15.6%
Poor mental health13.2%
Poor physical health12.2%
No health insurance9.9%
Visited doctor (checkup)81.0%
Visited dentist64.4%
Cholesterol screening93.2%
Teeth loss14.8%

Veterans & disability

VeteransCount%
Civilian veterans316.9%
Disability%
Any disability11.6%
Under 181.9%
18–64 years4.4%
65 and over28.7%

Health insurance coverage

Type%
Private insurance67.9%
Public insurance53.4%
No insurance0.7%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only54998.0%
Spanish30.5%
Other Indo-European00.0%
Asian & Pacific Islander30.5%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)52693.9%
Born in same state52092.9%
Born in different state40472.1%
Foreign born61.1%
Naturalized citizen346.1%
Not a US citizen1441.2%

Ancestry

AncestryCount%
Italian16930.2%
French7112.7%
English356.3%
Arab142.5%
AncestryCount%
Polish132.3%
Dutch122.1%
Norwegian30.5%
German10.2%

Technology access

Metric% of households
Computer access45.4%
Internet access91.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13740

What city is ZIP code 13740 in?

ZIP code 13740 is primarily assigned to Bovina Center, New York.

What county is ZIP code 13740 in?

ZIP code 13740 falls within Delaware County, New York.

Does ZIP code 13740 have a large retiree population?

58% of households in ZIP code 13740 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 13740 have an older population?

32% of residents in ZIP code 13740 are 65 or older, above the national average of ~17%.

Is ZIP code 13740 mostly owner-occupied?

91% of occupied units in ZIP code 13740 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 13740?

The median home value in ZIP code 13740 is $314,600.

What timezone is ZIP code 13740 in?

ZIP code 13740 observes the EST timezone.

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