39532 ZIP Code — Biloxi, MS

Harrison County, Mississippi

ZIP code 39532 is located in Biloxi, Mississippi, within Harrison County. It covers approximately 82.21 square miles and serves a population of 36,004 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 228.

About ZIP code 39532

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $217,600. Owner-occupancy sits near the national average at 62%.

Median household income is $63,291. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 39532 reflects a community defined by a strong veteran community and a significant Social Security-dependent population.

36,004

population

82.21

sq mi land

Standard

ZIP type

Central (CT)

timezone

39532 ZIP code map

Cities in ZIP code 39532

Below are the cities the US Postal Service accepts for ZIP code 39532. Using any city not on this list may result in mail delivery delays.

City	Status
Biloxi	Acceptable
Biloxi	Preferred

Nearby ZIP codes

39531 Biloxi (6.3 mi) 39530 Biloxi (7.2 mi) 39507 Gulfport (7.9 mi) 39501 Gulfport (9.9 mi) 39574 Saucier (11.8 mi) 39503 Gulfport (11.9 mi) 39564 Ocean Springs (13.7 mi) 39573 Perkinston (15.1 mi) 39560 Long Beach (15.3 mi) 39565 Vancleave (15.4 mi) 39571 Pass Christian (18.9 mi) 39561 Mc Henry (19.6 mi)

Demographics updated 06/2026

Population
Total population	36,004
Population density	438 / sq mi
State FIPS	28
County FIPS	047

Geography
Land area	82.21 sq mi
Water area	4.28 sq mi
Latitude	30.4961
Longitude	-88.9601
Timezone	Central (CT)
Area code	228

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.6%	51.0%	52.9%
$50k – $100k	34.3%	29.8%	28.4%
$100k – $200k	20.2%	16.3%	15.3%
Over $200k	3.0%	2.9%	3.4%

Demographics & statistics

36,004

Population

438

People per sq mi

39.6

Median age

$63,291

Median household income

$31,120

Per capita income

$217,600

Median home value

$1,054

Median monthly rent

61.6%

Home ownership

12.8%

Poverty rate

7.8%

Unemployment

9,869

Housing units

25.7%

Bachelor's or higher

Age distribution

Male Female

909

Under 5

987

1,079

5–9

1,171

1,167

10–14

1,267

1,265

15–19

1,374

1,059

20–24

1,150

2,078

25–34

2,257

2,242

35–44

2,435

2,400

45–54

2,605

1,355

55–59

1,471

1,372

60–64

1,490

1,493

65–74

1,621

649

75–84

705

193

85+

210

← Male

Female →

Age summary

Group	Count	%
Under 18	8,178	22.7%
18 and over	27,826	77.3%
65 and over	4,871	13.5%
Median age	39.6 years

Race & ethnicity

White 71.9%

Black or African American 14.3%

Two or more races 7.1%

Asian 3.4%

Hispanic or Latino 2.5%

Other race 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	26,576	71.9%
Black or African American	5,298	14.3%
Two or more races	2,624	7.1%
Asian	1,269	3.4%
Hispanic or Latino	934	2.5%
Other race	206	0.6%
American Indian / Alaska Native	31	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.6%	51.0%	52.9%
$50k – $100k	34.3%	29.8%	28.4%
$100k – $200k	20.2%	16.3%	15.3%
Over $200k	3.0%	2.9%	3.4%

Under $10k 3.4%

$10k–$15k 3.5%

$15k–$25k 7.3%

$25k–$35k 11.6%

$35k–$50k 12.9%

$50k–$75k 19.8%

$75k–$100k 13.7%

$100k–$150k 17.0%

$150k–$200k 5.2%

$200k+ 5.5%

Range	% of households
Under $10k	3.4%
$10k–$15k	3.5%
$15k–$25k	7.3%
$25k–$35k	11.6%
$35k–$50k	12.9%
$50k–$75k	19.8%
$75k–$100k	13.7%
$100k–$150k	17.0%
$150k–$200k	5.2%
$200k+	5.5%
Median income	$63,291

Housing

Home values

Under $50k 8.3%

$50k–$100k 5.1%

$100k–$150k 15.3%

$150k–$200k 15.2%

$200k–$300k 28.7%

$300k–$500k 19.7%

$500k–$1M 5.2%

$1M+ 2.4%

Housing overview

Metric	Value
Median home value	$217,600
Median rent / month	$1,054
Owner occupied	61.6%
Renter occupied	38.4%
Vacant	9.6%
Single-family detached	62.1%
Large apartment buildings	8.1%
Mobile homes	10.8%
Median rooms	5.6
Avg household size (owned)	2.86

Year built

Era	%
2020 or later	0.3%
2010–2019	15.9%
2000–2009	27.5%
1990–1999	20.1%
1980–1989	9.8%
1970–1979	15.3%
1960–1969	7.9%
1950–1959	2.5%
1940–1949	0.3%
1939 or earlier	0.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	10.3%
2 bedrooms	17.0%
3 bedrooms	48.0%
4 bedrooms	19.9%
5+ bedrooms	3.5%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	32.5%
2 vehicles	37.9%
3 or more	25.4%

Heating fuel

Fuel type	%
Utility gas	18.9%
Electricity	76.6%
Propane / LP gas	3.3%
Wood	0.4%
Solar	0.2%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	7,136	52.2%
Cohabiting couple	827	6.0%
Male householder, no spouse	2,552	18.7%
Female householder, no spouse	3,166	23.1%
Households with children under 18	4,373	32.0%
Households with seniors (65+)	3,728	27.2%
Average household size	2.63

Marital status

Status	Male	Female
Never married	29.1%	30.0%
Married	55.2%	46.6%
Separated	1.7%	0.8%
Widowed	1.9%	9.1%
Divorced	12.0%	13.5%

Education

Less than 9th grade 4.6%

Some HS, no diploma 9.1%

HS graduate 25.0%

Some college, no degree 21.8%

Associate's degree 13.8%

Bachelor's degree 15.9%

Graduate / professional 9.8%

Metric	%
HS diploma or higher	86.3%
Bachelor's or higher	25.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	491	5.7%
Kindergarten	398	4.6%
Elementary school	3,881	45.2%
High school	2,011	23.4%
College / grad school	1,814	21.1%

Employment

Industry of employment

Education & healthcare 22.2%

Arts, food & hospitality 19.6%

Retail trade 9.8%

Professional & management 7.8%

Construction 7.6%

Public administration 6.7%

Manufacturing 6.3%

Finance & real estate 6.0%

Transportation & utilities 5.9%

Other services 4.6%

Wholesale trade 1.7%

Information 1.1%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	36.0%
Service	24.5%
Sales & office	22.0%
Natural resources & construction	8.3%
Production & transportation	9.1%

Employment type

Type	%
Private sector	72.3%
Government	21.0%
Self-employed	6.1%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	84.0%
Carpool	6.8%
Public transit	0.0%
Walk	0.1%
Work from home	6.8%
Other means	2.3%
Avg commute (minutes)	21.6

Poverty

All people 12.8%

Under 18 years 17.2%

18 and over 11.5%

Married-couple families 7.1%

Female-led households 15.3%

Income support

Source	% of households
Social Security	32.5%
Retirement income	25.5%
Supplemental Security	4.6%
Cash public assistance	1.6%
Food stamps / SNAP	10.5%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	35.2%
High cholesterol	35.0%
Diabetes	10.0%
Heart disease	5.9%
Stroke	2.9%
Asthma	9.0%
Arthritis	24.7%
Kidney disease	2.6%
Pulmonary disease	6.4%
Cancer	5.6%

Behavior / access	%
Smoking	18.8%
Binge drinking	17.5%
No physical activity	24.4%
Less than 7 hrs sleep	33.8%
Depression	22.5%
Fair or poor health	15.3%
Poor mental health	14.7%
Poor physical health	9.4%
No health insurance	17.2%
Visited doctor (checkup)	74.4%
Visited dentist	60.9%
Cholesterol screening	88.3%
Teeth loss	12.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,756	13.8%

Disability	%
Any disability	19.5%
Under 18	7.1%
18–64 years	19.0%
65 and over	42.5%

Health insurance coverage

Type	%
Private insurance	68.3%
Public insurance	36.0%
No insurance	10.9%
Uninsured under 19	5.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	34,108	94.7%
Spanish	888	2.6%
Other Indo-European	195	0.6%
Asian & Pacific Islander	176	0.5%
Other languages	418	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	34,710	96.4%
Born in same state	33,679	93.5%
Born in different state	18,927	52.6%
Foreign born	1,031	2.9%
Naturalized citizen	1,294	3.6%
Not a US citizen	875	67.6%

Ancestry

Ancestry	Count	%
Arab	4,186	11.6%
French	3,142	8.7%
Italian	3,115	8.7%
German	435	1.2%
English	402	1.1%

Ancestry	Count	%
Polish	186	0.5%
Norwegian	29	0.1%
Irish	15	0%
Dutch	10	0%

Technology access

Metric	% of households
Computer access	38.0%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39532

What city is ZIP code 39532 in?

ZIP code 39532 is primarily assigned to Biloxi, Mississippi.

What county is ZIP code 39532 in?

ZIP code 39532 falls within Harrison County, Mississippi.

Does ZIP code 39532 have a large veteran population?

14% of civilians in ZIP code 39532 are veterans, above the national average of ~7%.

What is the population of ZIP code 39532?

ZIP code 39532 has an estimated population of 36,004 residents, with a density of 438 people per square mile.

What is the typical home value in ZIP code 39532?

The median home value in ZIP code 39532 is $217,600.

What is the median household income in ZIP code 39532?

The median household income in ZIP code 39532 is $63,291, below the national median of ~$75,000.

What timezone is ZIP code 39532 in?

ZIP code 39532 observes the CST timezone.