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Mississippi ZIP Codes
Harrison County
Biloxi, MS
39531
39531 ZIP Code — Biloxi, MS
Harrison County, Mississippi
ZIP code 39531 is located in
Biloxi ,
Mississippi ,
within Harrison County .
It covers approximately 6.64 square miles and serves a population of
18,766 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 228 .
About ZIP code 39531
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $189,400. Renters make up the majority at 60%, typical of denser urban areas.
Median household income is $56,424.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.
39531 ZIP code map
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Cities in ZIP code 39531
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
18,766
Population density
2,826 / sq mi
State FIPS
28
County FIPS
047
Geography
Land area
6.64 sq mi
Water area
1.05 sq mi
Latitude
30.4056
Longitude
-88.9587
Timezone
Central (CT)
Area code
228
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.6%
51.0%
52.9%
$50k – $100k
33.5%
29.8%
28.4%
$100k – $200k
9.1%
16.3%
15.3%
Over $200k
4.8%
2.9%
3.4%
Demographics & statistics
$56,424
Median household income
$189,400
Median home value
$1,031
Median monthly rent
35.0%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 4,766 25.4%
18 and over 14,000 74.6%
65 and over 3,137 16.7%
Median age 35.5 years
Race & ethnicity
Black or African American
18.9%
American Indian / Alaska Native
0.2%
Group Count %
White 12,611 63.9%
Black or African American 3,740 18.9%
Two or more races 1,399 7.1%
Hispanic or Latino 981 5%
Other race 611 3.1%
Asian 373 1.9%
American Indian / Alaska Native 32 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
52.6%
51.0%
52.9%
$50k – $100k
33.5%
29.8%
28.4%
$100k – $200k
9.1%
16.3%
15.3%
Over $200k
4.8%
2.9%
3.4%
Range % of households
Under $10k 6.4%
$10k–$15k 4.8%
$15k–$25k 10.0%
$25k–$35k 6.7%
$35k–$50k 16.2%
$50k–$75k 20.2%
$75k–$100k 12.7%
$100k–$150k 12.6%
$150k–$200k 5.5%
$200k+ 4.9%
Median income $56,424
Housing
Housing overview
Metric Value
Median home value $189,400
Median rent / month $1,031
Owner occupied 40.0%
Renter occupied 60.0%
Vacant 19.2%
Single-family detached 42.0%
Large apartment buildings 16.7%
Mobile homes 1.0%
Median rooms 4.9
Avg household size (owned) 2.33
Year built
Era %
2020 or later 0.0%
2010–2019 4.9%
2000–2009 23.8%
1990–1999 14.4%
1980–1989 15.7%
1970–1979 14.9%
1960–1969 14.0%
1950–1959 9.3%
1940–1949 2.4%
1939 or earlier 0.6%
Bedrooms
Size % of units
No bedroom (studio) 1.5%
1 bedroom 10.1%
2 bedrooms 36.3%
3 bedrooms 39.1%
4 bedrooms 10.5%
5+ bedrooms 2.6%
Vehicles per household
Vehicles % of households
No vehicle 7.6%
1 vehicle 41.9%
2 vehicles 36.1%
3 or more 14.4%
Heating fuel
Fuel type %
Utility gas 24.5%
Electricity 73.4%
Propane / LP gas 1.7%
Wood 0.1%
No fuel used 0.4%
Households & families
Household type Count %
Married-couple family 3,322 42.5%
Cohabiting couple 427 5.5%
Male householder, no spouse 1,661 21.3%
Female householder, no spouse 2,400 30.7%
Households with children under 18 2,642 33.8%
Households with seniors (65+) 2,189 28.0%
Average household size 2.36
Marital status
Status Male Female
Never married 29.7% 28.1%
Married 51.5% 48.3%
Separated 2.4% 2.9%
Widowed 1.7% 8.1%
Divorced 14.7% 12.5%
Education
Some college, no degree
24.4%
Graduate / professional
15.4%
Metric %
HS diploma or higher 90.8%
Bachelor's or higher 35.0%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 233 5.2%
Kindergarten 309 6.9%
Elementary school 2,019 45.3%
High school 683 15.3%
College / grad school 1,215 27.2%
Employment
Industry of employment
Education & healthcare
29.7%
Arts, food & hospitality
21.4%
Public administration
10.2%
Professional & management
6.9%
Finance & real estate
4.6%
Transportation & utilities
2.7%
Agriculture & mining
0.3%
Occupation
Category %
Management, business & arts 41.1%
Service 21.9%
Sales & office 23.4%
Natural resources & construction 5.0%
Production & transportation 8.6%
Employment type
Type %
Private sector 66.6%
Government 26.8%
Self-employed 6.6%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 82.6%
Carpool 10.8%
Public transit 0.2%
Walk 1.6%
Work from home 3.0%
Other means 1.8%
Avg commute (minutes) 23.5
Poverty
Married-couple families
4.2%
Female-led households
26.9%
Income support
Source % of households
Social Security 29.2%
Retirement income 22.2%
Supplemental Security 4.6%
Cash public assistance 0.2%
Food stamps / SNAP 10.2%
Health indicators
Condition %
Obesity 33.9%
High blood pressure 36.3%
High cholesterol 33.2%
Diabetes 10.7%
Heart disease 6.4%
Stroke 3.3%
Asthma 9.2%
Arthritis 24.9%
Kidney disease 2.9%
Pulmonary disease 6.6%
Cancer 5.6%
Behavior / access %
Smoking 18.4%
Binge drinking 17.3%
No physical activity 25.6%
Less than 7 hrs sleep 34.5%
Depression 22.4%
Fair or poor health 16.9%
Poor mental health 15.3%
Poor physical health 9.8%
No health insurance 19.8%
Visited doctor (checkup) 75.0%
Visited dentist 59.3%
Cholesterol screening 87.1%
Teeth loss 14.6%
Veterans & disability
Veterans Count %
Civilian veterans 2,282 17.5%
Disability %
Any disability 16.4%
Under 18 7.1%
18–64 years 14.4%
65 and over 38.4%
Health insurance coverage
Type %
Private insurance 69.3%
Public insurance 33.7%
No insurance 12.7%
Uninsured under 19 7.9%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 17,158 91.4%
Spanish 565 3.3%
Other Indo-European 339 2.0%
Asian & Pacific Islander 14 0.1%
Other languages 139 0.8%
Place of birth & citizenship
Origin Count %
Native born (US) 17,728 94.5%
Born in same state 17,244 91.9%
Born in different state 8,156 43.5%
Foreign born 484 2.6%
Naturalized citizen 1,038 5.5%
Not a US citizen 517 49.8%
Ancestry
Ancestry Count %
French 2,542 13.5%
Italian 1,622 8.6%
Arab 734 3.9%
German 158 0.8%
Polish 127 0.7%
Ancestry Count %
English 119 0.6%
Dutch 54 0.3%
Irish 23 0.1%
Norwegian 12 0.1%
Technology access
Metric % of households
Computer access 41.6%
Internet access 92.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 39531
What city is ZIP code 39531 in?
ZIP code 39531 is primarily assigned to Biloxi, Mississippi.
What county is ZIP code 39531 in?
ZIP code 39531 falls within Harrison County, Mississippi.
Is ZIP code 39531 mostly rentals?
60% of occupied units in ZIP code 39531 are renter-occupied.
Does ZIP code 39531 have a large veteran population?
18% of civilians in ZIP code 39531 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 39531?
The median home value in ZIP code 39531 is $189,400.
What is the population of ZIP code 39531?
ZIP code 39531 has an estimated population of 18,766 residents, with a density of 2,826 people per square mile.
What timezone is ZIP code 39531 in?
ZIP code 39531 observes the CST timezone.
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