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39531 ZIP Code — Biloxi, MS

Harrison County, Mississippi

ZIP code 39531 is located in Biloxi, Mississippi, within Harrison County. It covers approximately 6.64 square miles and serves a population of 18,766 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 228.

About ZIP code 39531

The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $189,400. Renters make up the majority at 60%, typical of denser urban areas.

Median household income is $56,424.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 18% of civilians, above the national average of 7%.

18,766
population
6.64
sq mi land
Standard
ZIP type
Central (CT)
timezone
39531 ZIP code map
Cities in ZIP code 39531

Below are the cities the US Postal Service accepts for ZIP code 39531. Using any city not on this list may result in mail delivery delays.

City Status
Biloxi Acceptable
Biloxi Preferred
Nearby ZIP codes
39530 Biloxi (3.8 mi) 39507 Gulfport (4.4 mi) 39532 Biloxi (6.3 mi) 39501 Gulfport (6.9 mi) 39564 Ocean Springs (12 mi) 39503 Gulfport (12.7 mi) 39560 Long Beach (13.2 mi) 39574 Saucier (16.5 mi) 39565 Vancleave (18.7 mi) 39571 Pass Christian (18.9 mi) 39553 Gautier (19.1 mi)
Demographics updated 06/2026
Population
Total population 18,766
Population density 2,826 / sq mi
State FIPS 28
County FIPS 047
Geography
Land area 6.64 sq mi
Water area 1.05 sq mi
Latitude 30.4056
Longitude -88.9587
Timezone Central (CT)
Area code 228
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 52.6% 51.0% 52.9%
$50k – $100k 33.5% 29.8% 28.4%
$100k – $200k 9.1% 16.3% 15.3%
Over $200k 4.8% 2.9% 3.4%

Demographics & statistics

18,766
Population
2,826
People per sq mi
35.5
Median age
$56,424
Median household income
$33,353
Per capita income
$189,400
Median home value
$1,031
Median monthly rent
40.0%
Home ownership
13.3%
Poverty rate
7.9%
Unemployment
4,980
Housing units
35.0%
Bachelor's or higher

Age distribution

Male Female
787
Under 5
821
706
5–9
737
582
10–14
606
379
15–19
396
580
20–24
605
1,468
25–34
1,531
1,089
35–44
1,135
972
45–54
1,013
590
55–59
616
497
60–64
519
954
65–74
994
363
75–84
379
219
85+
228
← Male
Female →

Age summary

GroupCount%
Under 184,76625.4%
18 and over14,00074.6%
65 and over3,13716.7%
Median age35.5 years

Race & ethnicity

White 63.9%
Black or African American 18.9%
Two or more races 7.1%
Hispanic or Latino 5%
Other race 3.1%
Asian 1.9%
American Indian / Alaska Native 0.2%
GroupCount%
White12,61163.9%
Black or African American3,74018.9%
Two or more races1,3997.1%
Hispanic or Latino9815%
Other race6113.1%
Asian3731.9%
American Indian / Alaska Native320.2%

Household income

Income range This ZIP County avg State avg
Under $50k 52.6% 51.0% 52.9%
$50k – $100k 33.5% 29.8% 28.4%
$100k – $200k 9.1% 16.3% 15.3%
Over $200k 4.8% 2.9% 3.4%
Under $10k 6.4%
$10k–$15k 4.8%
$15k–$25k 10.0%
$25k–$35k 6.7%
$35k–$50k 16.2%
$50k–$75k 20.2%
$75k–$100k 12.7%
$100k–$150k 12.6%
$150k–$200k 5.5%
$200k+ 4.9%
Range% of households
Under $10k6.4%
$10k–$15k4.8%
$15k–$25k10.0%
$25k–$35k6.7%
$35k–$50k16.2%
$50k–$75k20.2%
$75k–$100k12.7%
$100k–$150k12.6%
$150k–$200k5.5%
$200k+4.9%
Median income$56,424

Housing

Home values

Under $50k 2.7%
$50k–$100k 16.2%
$100k–$150k 17.8%
$150k–$200k 18.5%
$200k–$300k 17.0%
$300k–$500k 23.0%
$500k–$1M 3.2%
$1M+ 1.8%

Housing overview

MetricValue
Median home value$189,400
Median rent / month$1,031
Owner occupied40.0%
Renter occupied60.0%
Vacant19.2%
Single-family detached42.0%
Large apartment buildings16.7%
Mobile homes1.0%
Median rooms4.9
Avg household size (owned)2.33

Year built

Era%
2020 or later0.0%
2010–20194.9%
2000–200923.8%
1990–199914.4%
1980–198915.7%
1970–197914.9%
1960–196914.0%
1950–19599.3%
1940–19492.4%
1939 or earlier0.6%

Bedrooms

Size% of units
No bedroom (studio)1.5%
1 bedroom10.1%
2 bedrooms36.3%
3 bedrooms39.1%
4 bedrooms10.5%
5+ bedrooms2.6%

Vehicles per household

Vehicles% of households
No vehicle7.6%
1 vehicle41.9%
2 vehicles36.1%
3 or more14.4%

Heating fuel

Fuel type%
Utility gas24.5%
Electricity73.4%
Propane / LP gas1.7%
Wood0.1%
No fuel used0.4%

Households & families

Household typeCount%
Married-couple family3,32242.5%
Cohabiting couple4275.5%
Male householder, no spouse1,66121.3%
Female householder, no spouse2,40030.7%
Households with children under 182,64233.8%
Households with seniors (65+)2,18928.0%
Average household size2.36

Marital status

StatusMaleFemale
Never married29.7%28.1%
Married51.5%48.3%
Separated2.4%2.9%
Widowed1.7%8.1%
Divorced14.7%12.5%

Education

Less than 9th grade 3.5%
Some HS, no diploma 5.7%
HS graduate 20.8%
Some college, no degree 24.4%
Associate's degree 10.6%
Bachelor's degree 19.6%
Graduate / professional 15.4%
Metric%
HS diploma or higher90.8%
Bachelor's or higher35.0%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool2335.2%
Kindergarten3096.9%
Elementary school2,01945.3%
High school68315.3%
College / grad school1,21527.2%

Employment

Industry of employment

Education & healthcare 29.7%
Arts, food & hospitality 21.4%
Public administration 10.2%
Retail trade 9.9%
Professional & management 6.9%
Other services 5.3%
Finance & real estate 4.6%
Construction 3.9%
Manufacturing 3.3%
Transportation & utilities 2.7%
Wholesale trade 1.2%
Information 0.6%
Agriculture & mining 0.3%

Occupation

Category%
Management, business & arts41.1%
Service21.9%
Sales & office23.4%
Natural resources & construction5.0%
Production & transportation8.6%

Employment type

Type%
Private sector66.6%
Government26.8%
Self-employed6.6%
Unpaid family workers0.0%

Commute

Method%
Drive alone82.6%
Carpool10.8%
Public transit0.2%
Walk1.6%
Work from home3.0%
Other means1.8%
Avg commute (minutes)23.5

Poverty

All people 13.3%
Under 18 years 13.1%
18 and over 13.3%
Married-couple families 4.2%
Female-led households 26.9%

Income support

Source% of households
Social Security29.2%
Retirement income22.2%
Supplemental Security4.6%
Cash public assistance0.2%
Food stamps / SNAP10.2%

Health indicators

Condition%
Obesity33.9%
High blood pressure36.3%
High cholesterol33.2%
Diabetes10.7%
Heart disease6.4%
Stroke3.3%
Asthma9.2%
Arthritis24.9%
Kidney disease2.9%
Pulmonary disease6.6%
Cancer5.6%
Behavior / access%
Smoking18.4%
Binge drinking17.3%
No physical activity25.6%
Less than 7 hrs sleep34.5%
Depression22.4%
Fair or poor health16.9%
Poor mental health15.3%
Poor physical health9.8%
No health insurance19.8%
Visited doctor (checkup)75.0%
Visited dentist59.3%
Cholesterol screening87.1%
Teeth loss14.6%

Veterans & disability

VeteransCount%
Civilian veterans2,28217.5%
Disability%
Any disability16.4%
Under 187.1%
18–64 years14.4%
65 and over38.4%

Health insurance coverage

Type%
Private insurance69.3%
Public insurance33.7%
No insurance12.7%
Uninsured under 197.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only17,15891.4%
Spanish5653.3%
Other Indo-European3392.0%
Asian & Pacific Islander140.1%
Other languages1390.8%

Place of birth & citizenship

OriginCount%
Native born (US)17,72894.5%
Born in same state17,24491.9%
Born in different state8,15643.5%
Foreign born4842.6%
Naturalized citizen1,0385.5%
Not a US citizen51749.8%

Ancestry

AncestryCount%
French2,54213.5%
Italian1,6228.6%
Arab7343.9%
German1580.8%
Polish1270.7%
AncestryCount%
English1190.6%
Dutch540.3%
Irish230.1%
Norwegian120.1%

Technology access

Metric% of households
Computer access41.6%
Internet access92.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 39531

What city is ZIP code 39531 in?

ZIP code 39531 is primarily assigned to Biloxi, Mississippi.

What county is ZIP code 39531 in?

ZIP code 39531 falls within Harrison County, Mississippi.

Is ZIP code 39531 mostly rentals?

60% of occupied units in ZIP code 39531 are renter-occupied.

Does ZIP code 39531 have a large veteran population?

18% of civilians in ZIP code 39531 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 39531?

The median home value in ZIP code 39531 is $189,400.

What is the population of ZIP code 39531?

ZIP code 39531 has an estimated population of 18,766 residents, with a density of 2,826 people per square mile.

What timezone is ZIP code 39531 in?

ZIP code 39531 observes the CST timezone.

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