69021 ZIP Code — Benkelman, NE

Dundy County, Nebraska

ZIP code 69021 is located in Benkelman, Nebraska, within Dundy County. It covers approximately 305.74 square miles and serves a population of 1,273 residents. This is a standard ZIP code in the Mountain (MT) timezone, served by area code 308.

About ZIP code 69021

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,900. Owner-occupancy is high at 77%, well above the national average.

Median household income is $56,528. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 10 minutes is near the national average.

Educational attainment is near the national average, with 26% of residents holding a bachelor's degree or higher.

Overall, ZIP code 69021 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,273

population

305.74

sq mi land

Standard

ZIP type

Mountain (MT)

timezone

69021 ZIP code map

Cities in ZIP code 69021

Below are the cities the US Postal Service accepts for ZIP code 69021. Using any city not on this list may result in mail delivery delays.

City	Status
Benkelman	Acceptable
Benkelman	Preferred

Nearby ZIP codes

69037 Max (10 mi) 69041 Parks (12 mi) 69043 Stratton (16.4 mi)

Demographics updated 05/2026

Population
Total population	1,273
Population density	4 / sq mi
State FIPS	31
County FIPS	057

Geography
Land area	305.74 sq mi
Water area	0.67 sq mi
Latitude	40.1765
Longitude	-101.5506
Timezone	Mountain (MT)
Area code	308

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	52.4%	39.5%
$50k – $100k	29.7%	29.8%	33.4%
$100k – $200k	17.5%	16.4%	22.0%
Over $200k	0.7%	1.3%	5.2%

Demographics & statistics

1,273

Population

People per sq mi

41.9

Median age

$56,528

Median household income

$35,334

Per capita income

$110,900

Median home value

$478

Median monthly rent

76.5%

Home ownership

12.0%

Poverty rate

0.0%

Unemployment

569

Housing units

26.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	286	22.5%
18 and over	987	77.5%
65 and over	297	23.3%
Median age	41.9 years

Race & ethnicity

White 98%

Two or more races 0.7%

Hispanic or Latino 0.6%

Other race 0.5%

Black or African American 0.2%

Group	Count	%
White	1,256	98%
Two or more races	9	0.7%
Hispanic or Latino	8	0.6%
Other race	6	0.5%
Black or African American	2	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.1%	52.4%	39.5%
$50k – $100k	29.7%	29.8%	33.4%
$100k – $200k	17.5%	16.4%	22.0%
Over $200k	0.7%	1.3%	5.2%

Under $10k 2.3%

$10k–$15k 8.3%

$15k–$25k 15.3%

$25k–$35k 6.1%

$35k–$50k 14.2%

$50k–$75k 14.7%

$75k–$100k 12.7%

$100k–$150k 14.9%

$150k–$200k 5.9%

$200k+ 5.6%

Range	% of households
Under $10k	2.3%
$10k–$15k	8.3%
$15k–$25k	15.3%
$25k–$35k	6.1%
$35k–$50k	14.2%
$50k–$75k	14.7%
$75k–$100k	12.7%
$100k–$150k	14.9%
$150k–$200k	5.9%
$200k+	5.6%
Median income	$56,528

Housing

Home values

Under $50k 25.1%

$50k–$100k 19.2%

$100k–$150k 18.3%

$150k–$200k 11.7%

$200k–$300k 19.2%

$300k–$500k 3.1%

$500k–$1M 3.3%

Housing overview

Metric	Value
Median home value	$110,900
Median rent / month	$478
Owner occupied	76.5%
Renter occupied	23.5%
Vacant	20.4%
Single-family detached	82.3%
Large apartment buildings	0.0%
Mobile homes	4.0%
Median rooms	5.7
Avg household size (owned)	2.27

Year built

Era	%
2020 or later	0.0%
2010–2019	5.1%
2000–2009	3.0%
1990–1999	7.1%
1980–1989	7.9%
1970–1979	11.4%
1960–1969	11.9%
1950–1959	9.6%
1940–1949	9.3%
1939 or earlier	34.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	16.0%
2 bedrooms	29.4%
3 bedrooms	36.4%
4 bedrooms	15.7%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	25.3%
2 vehicles	28.4%
3 or more	44.7%

Heating fuel

Fuel type	%
Utility gas	53.3%
Electricity	25.0%
Propane / LP gas	20.3%
Fuel oil	0.4%
Wood	0.4%

Households & families

Household type	Count	%
Married-couple family	276	49.6%
Cohabiting couple	11	2.0%
Male householder, no spouse	126	22.6%
Female householder, no spouse	144	25.9%
Households with children under 18	108	19.4%
Households with seniors (65+)	226	40.6%
Average household size	2.24

Marital status

Status	Male	Female
Never married	28.6%	12.6%
Married	54.0%	54.8%
Separated	0.0%	1.2%
Widowed	1.8%	14.5%
Divorced	15.7%	16.9%

Education

Less than 9th grade 1.5%

Some HS, no diploma 3.7%

HS graduate 27.6%

Some college, no degree 31.2%

Associate's degree 10.1%

Bachelor's degree 14.4%

Graduate / professional 11.6%

Metric	%
HS diploma or higher	94.9%
Bachelor's or higher	26.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	7.9%
Kindergarten	0	0.0%
Elementary school	127	55.9%
High school	49	21.6%
College / grad school	33	14.5%

Employment

Industry of employment

Education & healthcare 28.3%

Agriculture & mining 15.1%

Construction 10.9%

Retail trade 9.8%

Wholesale trade 7.8%

Other services 5.8%

Public administration 4.6%

Finance & real estate 4.2%

Manufacturing 3.7%

Arts, food & hospitality 3.4%

Transportation & utilities 2.6%

Professional & management 2.5%

Information 1.2%

Occupation

Category	%
Management, business & arts	45.5%
Service	16.0%
Sales & office	15.8%
Natural resources & construction	18.0%
Production & transportation	4.6%

Employment type

Type	%
Private sector	60.5%
Government	22.2%
Self-employed	17.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.4%
Carpool	2.9%
Public transit	0.0%
Walk	9.0%
Work from home	10.4%
Other means	0.3%
Avg commute (minutes)	10.2

Poverty

All people 12.0%

Under 18 years 25.2%

18 and over 8.1%

Married-couple families 4.0%

Female-led households 57.1%

Income support

Source	% of households
Social Security	45.4%
Retirement income	15.6%
Supplemental Security	5.9%
Cash public assistance	0.9%
Food stamps / SNAP	5.4%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	41.1%
High cholesterol	37.4%
Diabetes	13.4%
Heart disease	9.3%
Stroke	4.5%
Asthma	8.8%
Arthritis	31.9%
Kidney disease	4.0%
Pulmonary disease	8.9%
Cancer	9.2%

Behavior / access	%
Smoking	17.9%
Binge drinking	17.4%
No physical activity	28.4%
Less than 7 hrs sleep	30.1%
Depression	17.0%
Fair or poor health	16.7%
Poor mental health	11.6%
Poor physical health	11.9%
No health insurance	14.7%
Visited doctor (checkup)	74.5%
Visited dentist	58.1%
Cholesterol screening	89.4%
Teeth loss	16.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	47	4.8%

Disability	%
Any disability	16.7%
Under 18	9.4%
18–64 years	11.6%
65 and over	37.0%

Health insurance coverage

Type	%
Private insurance	76.7%
Public insurance	40.6%
No insurance	5.2%
Uninsured under 19	7.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,160	91.1%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,268	99.6%
Born in same state	1,265	99.4%
Born in different state	774	60.8%
Foreign born	3	0.2%
Naturalized citizen	5	0.4%
Not a US citizen	5	100.0%

Ancestry

Ancestry	Count	%
Italian	139	10.9%
French	137	10.8%
Arab	130	10.2%

Ancestry	Count	%
English	93	7.3%
Polish	6	0.5%
German	3	0.2%

Technology access

Metric	% of households
Computer access	43.8%
Internet access	90.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 69021

What city is ZIP code 69021 in?

ZIP code 69021 is primarily assigned to Benkelman, Nebraska.

What county is ZIP code 69021 in?

ZIP code 69021 falls within Dundy County, Nebraska.

Does ZIP code 69021 have a large retiree population?

45% of households in ZIP code 69021 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 69021?

The median home value in ZIP code 69021 is $110,900.

What is the population of ZIP code 69021?

ZIP code 69021 has an estimated population of 1,273 residents, with a density of 4 people per square mile.

What is the median household income in ZIP code 69021?

The median household income in ZIP code 69021 is $56,528, below the national median of ~$75,000.

What timezone is ZIP code 69021 in?

ZIP code 69021 observes the MST timezone.