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North Carolina ZIP Codes
Transylvania County
Balsam Grove, NC
28708
28708 ZIP Code — Balsam Grove, NC
Transylvania County, North Carolina
ZIP code 28708 is located in
Balsam Grove ,
North Carolina ,
within Transylvania County .
It covers approximately 48.41 square miles and serves a population of
220 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 828 .
About ZIP code 28708
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $242,000. Owner-occupancy is high at 96%, well above the national average.
Median household income is $41,429. Poverty affects 23% of residents, above the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with professional and management as the leading industry. An above-average commute of 53 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 30% of workers work from home.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks. 28% of residents lack health insurance, above the national average.
Notable community characteristics include disability rates above the national average at 26%.
Overall, ZIP code 28708 reflects a community defined by economic challenges above the national average, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
28708 ZIP code map
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Cities in ZIP code 28708
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
220
Population density
5 / sq mi
State FIPS
37
County FIPS
175
Geography
Land area
48.41 sq mi
Water area
0.00 sq mi
Latitude
35.2353
Longitude
-82.8920
Timezone
Eastern (ET)
Area code
828
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
87.4%
48.1%
44.4%
$50k – $100k
12.6%
31.2%
30.6%
$100k – $200k
0.0%
15.8%
19.1%
Over $200k
0.0%
4.8%
6.0%
Demographics & statistics
$41,429
Median household income
$242,000
Median home value
29.5%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 35 15.9% 18 and over 185 84.1% 65 and over 36 16.4% Median age 50.5 years
Race & ethnicity
Household income
Income range
This ZIP
County avg
State avg
Under $50k
87.4%
48.1%
44.4%
$50k – $100k
12.6%
31.2%
30.6%
$100k – $200k
0.0%
15.8%
19.1%
Over $200k
0.0%
4.8%
6.0%
Range % of households Under $10k 4.5% $10k–$15k 27.3% $35k–$50k 41.7% $50k–$75k 26.5% Median income $41,429
Housing
Housing overview
Metric Value Median home value $242,000 Median rent / month $0 Owner occupied 95.5% Renter occupied 4.5% Vacant 57.1% Single-family detached 60.1% Large apartment buildings 0.0% Mobile homes 39.9% Median rooms 4.2 Avg household size (owned) 1.68
Year built
Era % 2020 or later 0.0% 2010–2019 7.8% 2000–2009 4.2% 1990–1999 20.1% 1980–1989 27.9% 1970–1979 24.7% 1960–1969 13.6% 1950–1959 0.0% 1940–1949 1.6% 1939 or earlier 0.0%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 0.0% 2 bedrooms 49.0% 3 bedrooms 51.0% 4 bedrooms 0.0% 5+ bedrooms 0.0%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 37.1% 2 vehicles 45.5% 3 or more 17.4%
Heating fuel
Fuel type % Electricity 47.0% Propane / LP gas 17.4% Wood 35.6%
Households & families
Household type Count % Married-couple family 49 37.1% Cohabiting couple 0 0.0% Male householder, no spouse 47 35.6% Female householder, no spouse 36 27.3% Households with children under 18 12 9.1% Households with seniors (65+) 36 27.3% Average household size 1.67
Marital status
Status Male Female Never married 51.5% 0.0% Married 48.5% 59.1% Separated 0.0% 40.9% Widowed 0.0% 0.0% Divorced 0.0% 0.0%
Education
Some college, no degree
14.2%
Graduate / professional
0.0%
Metric % HS diploma or higher 100.0% Bachelor's or higher 29.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 5 17.9% Elementary school 17 60.7% High school 6 21.4% College / grad school 0 0.0%
Employment
Industry of employment
Professional & management
51.2%
Finance & real estate
28.0%
Arts, food & hospitality
7.3%
Transportation & utilities
6.1%
Occupation
Category % Management, business & arts 28.0% Service 58.5% Sales & office 0.0% Natural resources & construction 7.3% Production & transportation 6.1%
Employment type
Type % Private sector 100.0% Government 0.0% Self-employed 0.0% Unpaid family workers 0.0%
Commute
Method % Drive alone 69.7% Carpool 0.0% Public transit 0.0% Walk 0.0% Work from home 30.3% Other means 0.0% Avg commute (minutes) 52.6
Poverty
Married-couple families
12.2%
Female-led households
0.0%
Income support
Source % of households Social Security 37.1% Retirement income 9.8% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 3.8%
Health indicators
Condition % Obesity 31.2% High blood pressure 36.4% High cholesterol 37.3% Diabetes 11.4% Heart disease 8.2% Stroke 3.9% Asthma 9.4% Arthritis 29.4% Kidney disease 3.4% Pulmonary disease 9.2% Cancer 7.3%
Behavior / access % Smoking 23.2% Binge drinking 15.8% No physical activity 25.1% Less than 7 hrs sleep 33.6% Depression 24.8% Fair or poor health 16.3% Poor mental health 15.2% Poor physical health 12.8% No health insurance 18.0% Visited doctor (checkup) 78.1% Visited dentist 61.0% Cholesterol screening 89.6% Teeth loss 17.3%
Veterans & disability
Veterans Count % Civilian veterans 0 0.0%
Disability % Any disability 25.5% Under 18 0.0% 18–64 years 13.4% 65 and over 100.0%
Health insurance coverage
Type % Private insurance 66.4% Public insurance 24.5% No insurance 27.7% Uninsured under 19 11.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 213 96.8% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 220 100.0% Born in same state 220 100.0% Born in different state 175 79.5% Foreign born 0 0.0% Naturalized citizen 0 0.0% Not a US citizen 0 0.0%
Ancestry
Ancestry Count % Arab 84 38.2% Italian 38 17.3%
Ancestry Count % French 23 10.5%
Technology access
Metric % of households Computer access 60.0% Internet access 95.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28708
What city is ZIP code 28708 in?
ZIP code 28708 is primarily assigned to Balsam Grove, North Carolina.
What county is ZIP code 28708 in?
ZIP code 28708 falls within Transylvania County, North Carolina.
Is ZIP code 28708 mostly owner-occupied?
96% of occupied units in ZIP code 28708 are owner-occupied, well above the national average.
What is the poverty rate in ZIP code 28708?
23% of residents in ZIP code 28708 live below the poverty line, above the national average.
Does ZIP code 28708 have a large retiree population?
37% of households in ZIP code 28708 receive Social Security income, suggesting a significant retiree or disability population.
What is the median household income in ZIP code 28708?
The median household income in ZIP code 28708 is $41,429, below the national median of ~$75,000.
What timezone is ZIP code 28708 in?
ZIP code 28708 observes the EST timezone.
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