41102 ZIP Code — Ashland, KY

Boyd County, Kentucky

ZIP code 41102 is located in Ashland, Kentucky, within Boyd County. It covers approximately 49.77 square miles and serves a population of 21,026 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41102

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $157,600. Owner-occupancy sits near the national average at 73%.

Median household income is $64,994. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

21,026

population

49.77

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41102 ZIP code map

Cities in ZIP code 41102

Below are the cities the US Postal Service accepts for ZIP code 41102. Using any city not on this list may result in mail delivery delays.

City	Status
Ashland	Acceptable
Ashland	Preferred

Nearby ZIP codes

41101 Ashland (5.3 mi) 41139 Flatwoods (5.9 mi) 41139 Flatwoods (5.9 mi) 41114 Ashland (5.9 mi) 41121 Argillite (6.2 mi) 41169 Russell (6.4 mi) 41168 Rush (8.6 mi) 41183 Worthington (8.6 mi) 45638 Ironton (9.1 mi) 41129 Catlettsburg (9.1 mi) 45680 South Point (10.1 mi) 25530 Kenova (11 mi)

Demographics updated 05/2026

Population
Total population	21,026
Population density	422 / sq mi
State FIPS	21
County FIPS	019

Geography
Land area	49.77 sq mi
Water area	0.30 sq mi
Latitude	38.4263
Longitude	-82.7254
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	47.7%	47.9%
$50k – $100k	37.4%	33.4%	30.3%
$100k – $200k	15.4%	15.4%	17.6%
Over $200k	3.1%	3.4%	4.2%

Demographics & statistics

21,026

Population

422

People per sq mi

41.9

Median age

$64,994

Median household income

$31,044

Per capita income

$157,600

Median home value

$806

Median monthly rent

73.4%

Home ownership

16.5%

Poverty rate

7.5%

Unemployment

6,897

Housing units

22.1%

Bachelor's or higher

Age distribution

Male Female

676

Under 5

632

719

5–9

673

578

10–14

541

607

15–19

567

424

20–24

396

1,422

25–34

1,330

1,313

35–44

1,228

1,326

45–54

1,241

832

55–59

779

640

60–64

598

1,436

65–74

1,344

583

75–84

545

308

85+

288

← Male

Female →

Age summary

Group	Count	%
Under 18	4,641	22.1%
18 and over	16,385	77.9%
65 and over	4,504	21.4%
Median age	41.9 years

Race & ethnicity

White 93.5%

Black or African American 2.8%

Two or more races 2.3%

Hispanic or Latino 0.8%

Asian 0.3%

Other race 0.1%

Group	Count	%
White	19,830	93.5%
Black or African American	601	2.8%
Two or more races	497	2.3%
Hispanic or Latino	180	0.8%
Asian	65	0.3%
Other race	16	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.1%	47.7%	47.9%
$50k – $100k	37.4%	33.4%	30.3%
$100k – $200k	15.4%	15.4%	17.6%
Over $200k	3.1%	3.4%	4.2%

Under $10k 4.7%

$10k–$15k 6.6%

$15k–$25k 7.9%

$25k–$35k 9.0%

$35k–$50k 9.5%

$50k–$75k 21.3%

$75k–$100k 14.1%

$100k–$150k 15.6%

$150k–$200k 5.9%

$200k+ 5.5%

Range	% of households
Under $10k	4.7%
$10k–$15k	6.6%
$15k–$25k	7.9%
$25k–$35k	9.0%
$35k–$50k	9.5%
$50k–$75k	21.3%
$75k–$100k	14.1%
$100k–$150k	15.6%
$150k–$200k	5.9%
$200k+	5.5%
Median income	$64,994

Housing

Home values

Under $50k 6.3%

$50k–$100k 22.1%

$100k–$150k 18.1%

$150k–$200k 29.3%

$200k–$300k 13.9%

$300k–$500k 8.8%

$500k–$1M 1.3%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$157,600
Median rent / month	$806
Owner occupied	73.4%
Renter occupied	26.6%
Vacant	14.6%
Single-family detached	77.9%
Large apartment buildings	0.1%
Mobile homes	14.3%
Median rooms	6.3
Avg household size (owned)	2.57

Year built

Era	%
2020 or later	0.0%
2010–2019	3.1%
2000–2009	9.0%
1990–1999	8.6%
1980–1989	11.3%
1970–1979	26.9%
1960–1969	15.6%
1950–1959	15.3%
1940–1949	5.8%
1939 or earlier	4.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	3.7%
2 bedrooms	20.9%
3 bedrooms	52.5%
4 bedrooms	19.6%
5+ bedrooms	1.7%

Vehicles per household

Vehicles	% of households
No vehicle	6.5%
1 vehicle	26.1%
2 vehicles	43.3%
3 or more	24.0%

Heating fuel

Fuel type	%
Utility gas	55.8%
Electricity	40.7%
Propane / LP gas	1.9%
Fuel oil	0.4%
Wood	1.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	3,747	49.2%
Cohabiting couple	588	7.7%
Male householder, no spouse	1,286	16.9%
Female householder, no spouse	2,002	26.3%
Households with children under 18	2,477	32.5%
Households with seniors (65+)	2,795	36.7%
Average household size	2.59

Marital status

Status	Male	Female
Never married	28.4%	19.1%
Married	49.6%	53.4%
Separated	0.8%	2.4%
Widowed	4.7%	7.7%
Divorced	16.5%	17.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 8.2%

HS graduate 30.3%

Some college, no degree 22.6%

Associate's degree 14.5%

Bachelor's degree 11.6%

Graduate / professional 10.5%

Metric	%
HS diploma or higher	89.5%
Bachelor's or higher	22.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	257	6.2%
Kindergarten	190	4.6%
Elementary school	2,125	51.1%
High school	860	20.7%
College / grad school	729	17.5%

Employment

Industry of employment

Education & healthcare 30.4%

Retail trade 14.3%

Manufacturing 9.9%

Arts, food & hospitality 7.9%

Professional & management 7.2%

Construction 6.7%

Transportation & utilities 6.2%

Other services 5.5%

Public administration 4.7%

Finance & real estate 3.8%

Information 1.6%

Wholesale trade 1.2%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	42.2%
Service	14.0%
Sales & office	20.9%
Natural resources & construction	11.6%
Production & transportation	11.3%

Employment type

Type	%
Private sector	77.3%
Government	14.9%
Self-employed	7.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	82.8%
Carpool	8.7%
Public transit	0.0%
Walk	2.8%
Work from home	4.3%
Other means	1.5%
Avg commute (minutes)	20.8

Poverty

All people 16.5%

Under 18 years 24.3%

18 and over 14.1%

Married-couple families 6.2%

Female-led households 32.1%

Income support

Source	% of households
Social Security	41.9%
Retirement income	29.2%
Supplemental Security	7.3%
Cash public assistance	2.0%
Food stamps / SNAP	13.1%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	42.1%
High cholesterol	36.7%
Diabetes	12.5%
Heart disease	8.0%
Stroke	3.6%
Asthma	10.8%
Arthritis	32.8%
Kidney disease	3.2%
Pulmonary disease	10.4%
Cancer	7.3%

Behavior / access	%
Smoking	22.6%
Binge drinking	15.4%
No physical activity	30.1%
Less than 7 hrs sleep	38.4%
Depression	25.0%
Fair or poor health	19.9%
Poor mental health	17.0%
Poor physical health	13.8%
No health insurance	9.9%
Visited doctor (checkup)	77.4%
Visited dentist	56.5%
Cholesterol screening	91.0%
Teeth loss	17.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,770	10.8%

Disability	%
Any disability	19.5%
Under 18	9.4%
18–64 years	17.6%
65 and over	35.6%

Health insurance coverage

Type	%
Private insurance	61.5%
Public insurance	53.1%
No insurance	4.1%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,718	93.8%
Spanish	32	0.2%
Other Indo-European	8	0.0%
Asian & Pacific Islander	11	0.1%
Other languages	13	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,888	99.3%
Born in same state	20,585	97.9%
Born in different state	13,068	62.2%
Foreign born	303	1.4%
Naturalized citizen	138	0.7%
Not a US citizen	116	84.1%

Ancestry

Ancestry	Count	%
French	3,977	18.9%
Arab	3,271	15.6%
Italian	2,563	12.2%

Ancestry	Count	%
English	63	0.3%
Irish	12	0.1%
Polish	5	0%

Technology access

Metric	% of households
Computer access	36.3%
Internet access	93.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41102

What city is ZIP code 41102 in?

ZIP code 41102 is primarily assigned to Ashland, Kentucky.

What county is ZIP code 41102 in?

ZIP code 41102 falls within Boyd County, Kentucky.

What is the poverty rate in ZIP code 41102?

17% of residents in ZIP code 41102 live below the poverty line, above the national average.

Does ZIP code 41102 have a large retiree population?

42% of households in ZIP code 41102 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 41102 have a large veteran population?

11% of civilians in ZIP code 41102 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 41102?

The median home value in ZIP code 41102 is $157,600.

What timezone is ZIP code 41102 in?

ZIP code 41102 observes the EST timezone.