41101 ZIP Code — Ashland, KY

Boyd County, Kentucky

ZIP code 41101 is located in Ashland, Kentucky, within Boyd County. It covers approximately 10.25 square miles and serves a population of 18,686 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 606.

About ZIP code 41101

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $114,700. Owner-occupancy sits near the national average at 61%.

Median household income is $51,595. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (25%) compared to national benchmarks.

Overall, ZIP code 41101 reflects a community defined by economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

18,686

population

10.25

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

41101 ZIP code map

Cities in ZIP code 41101

Below are the cities the US Postal Service accepts for ZIP code 41101. Using any city not on this list may result in mail delivery delays.

City	Status
Ashland	Acceptable
Ashland	Preferred

Nearby ZIP codes

41114 Ashland (1.1 mi) 41169 Russell (4.1 mi) 41139 Flatwoods (4.6 mi) 41139 Flatwoods (4.6 mi) 41102 Ashland (5.3 mi) 45638 Ironton (5.3 mi) 45680 South Point (6.3 mi) 41183 Worthington (6.3 mi) 45645 Kitts Hill (8.9 mi) 41121 Argillite (9.9 mi) 45619 Chesapeake (10.5 mi) 25530 Kenova (10.8 mi)

Demographics updated 05/2026

Population
Total population	18,686
Population density	1,823 / sq mi
State FIPS	21
County FIPS	019

Geography
Land area	10.25 sq mi
Water area	0.03 sq mi
Latitude	38.4818
Longitude	-82.6588
Timezone	Eastern (ET)
Area code	606

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	47.7%	47.9%
$50k – $100k	29.2%	33.4%	30.3%
$100k – $200k	12.0%	15.4%	17.6%
Over $200k	4.1%	3.4%	4.2%

Demographics & statistics

18,686

Population

1,823

People per sq mi

41.0

Median age

$51,595

Median household income

$29,962

Per capita income

$114,700

Median home value

$828

Median monthly rent

60.7%

Home ownership

19.8%

Poverty rate

7.2%

Unemployment

5,972

Housing units

23.1%

Bachelor's or higher

Age distribution

Male Female

413

Under 5

458

551

5–9

612

657

10–14

730

564

15–19

626

576

20–24

641

904

25–34

1,005

1,359

35–44

1,510

1,098

45–54

1,221

506

55–59

563

588

60–64

653

919

65–74

1,021

552

75–84

614

163

85+

182

← Male

Female →

Age summary

Group	Count	%
Under 18	4,198	22.5%
18 and over	14,488	77.5%
65 and over	3,451	18.5%
Median age	41.0 years

Race & ethnicity

White 85.1%

Two or more races 5.1%

Hispanic or Latino 3.7%

Other race 2.8%

Black or African American 1.8%

Asian 1.4%

Group	Count	%
White	16,529	85.1%
Two or more races	995	5.1%
Hispanic or Latino	727	3.7%
Other race	546	2.8%
Black or African American	342	1.8%
Asian	265	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.7%	47.7%	47.9%
$50k – $100k	29.2%	33.4%	30.3%
$100k – $200k	12.0%	15.4%	17.6%
Over $200k	4.1%	3.4%	4.2%

Under $10k 7.0%

$10k–$15k 8.8%

$15k–$25k 12.1%

$25k–$35k 8.5%

$35k–$50k 11.6%

$50k–$75k 16.9%

$75k–$100k 14.7%

$100k–$150k 11.8%

$150k–$200k 4.1%

$200k+ 4.6%

Range	% of households
Under $10k	7.0%
$10k–$15k	8.8%
$15k–$25k	12.1%
$25k–$35k	8.5%
$35k–$50k	11.6%
$50k–$75k	16.9%
$75k–$100k	14.7%
$100k–$150k	11.8%
$150k–$200k	4.1%
$200k+	4.6%
Median income	$51,595

Housing

Home values

Under $50k 14.7%

$50k–$100k 29.3%

$100k–$150k 21.1%

$150k–$200k 13.0%

$200k–$300k 11.3%

$300k–$500k 8.8%

$500k–$1M 1.7%

Housing overview

Metric	Value
Median home value	$114,700
Median rent / month	$828
Owner occupied	60.7%
Renter occupied	39.3%
Vacant	15.4%
Single-family detached	74.0%
Large apartment buildings	5.1%
Mobile homes	2.1%
Median rooms	5.9
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	5.9%
1990–1999	7.0%
1980–1989	8.6%
1970–1979	16.2%
1960–1969	19.0%
1950–1959	13.6%
1940–1949	8.7%
1939 or earlier	19.9%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	7.9%
2 bedrooms	31.4%
3 bedrooms	36.6%
4 bedrooms	16.8%
5+ bedrooms	5.8%

Vehicles per household

Vehicles	% of households
No vehicle	12.5%
1 vehicle	36.6%
2 vehicles	35.3%
3 or more	15.7%

Heating fuel

Fuel type	%
Utility gas	59.5%
Electricity	38.4%
Propane / LP gas	1.0%
Fuel oil	0.2%
Wood	0.1%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	2,972	39.3%
Cohabiting couple	638	8.4%
Male householder, no spouse	1,204	15.9%
Female householder, no spouse	2,749	36.3%
Households with children under 18	2,364	31.3%
Households with seniors (65+)	2,415	31.9%
Average household size	2.44

Marital status

Status	Male	Female
Never married	36.8%	20.4%
Married	44.7%	40.3%
Separated	4.1%	3.5%
Widowed	3.8%	13.7%
Divorced	10.6%	22.2%

Education

Less than 9th grade 2.9%

Some HS, no diploma 8.8%

HS graduate 30.5%

Some college, no degree 24.1%

Associate's degree 10.6%

Bachelor's degree 12.5%

Graduate / professional 10.6%

Metric	%
HS diploma or higher	88.3%
Bachelor's or higher	23.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	275	6.2%
Kindergarten	177	4.0%
Elementary school	2,086	47.1%
High school	1,077	24.3%
College / grad school	816	18.4%

Employment

Industry of employment

Education & healthcare 29.1%

Retail trade 15.1%

Arts, food & hospitality 12.7%

Manufacturing 9.0%

Professional & management 8.3%

Other services 5.5%

Finance & real estate 4.4%

Transportation & utilities 4.0%

Construction 3.9%

Public administration 3.5%

Wholesale trade 2.4%

Information 1.8%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	35.7%
Service	15.4%
Sales & office	26.8%
Natural resources & construction	5.0%
Production & transportation	17.1%

Employment type

Type	%
Private sector	84.3%
Government	11.0%
Self-employed	4.4%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.6%
Carpool	11.4%
Public transit	0.0%
Walk	3.3%
Work from home	5.8%
Other means	0.9%
Avg commute (minutes)	21.0

Poverty

All people 19.8%

Under 18 years 24.0%

18 and over 18.7%

Married-couple families 7.9%

Female-led households 24.9%

Income support

Source	% of households
Social Security	40.3%
Retirement income	27.8%
Supplemental Security	10.9%
Cash public assistance	3.7%
Food stamps / SNAP	18.6%

Health indicators

Condition	%
Obesity	40.6%
High blood pressure	42.8%
High cholesterol	36.3%
Diabetes	13.4%
Heart disease	8.6%
Stroke	4.1%
Asthma	11.8%
Arthritis	34.3%
Kidney disease	3.6%
Pulmonary disease	12.0%
Cancer	7.3%

Behavior / access	%
Smoking	24.7%
Binge drinking	14.6%
No physical activity	33.1%
Less than 7 hrs sleep	38.9%
Depression	26.9%
Fair or poor health	23.1%
Poor mental health	18.6%
Poor physical health	15.6%
No health insurance	10.8%
Visited doctor (checkup)	77.7%
Visited dentist	52.4%
Cholesterol screening	89.5%
Teeth loss	20.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,057	7.3%

Disability	%
Any disability	21.8%
Under 18	9.4%
18–64 years	21.8%
65 and over	37.6%

Health insurance coverage

Type	%
Private insurance	58.5%
Public insurance	52.5%
No insurance	7.4%
Uninsured under 19	2.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,815	95.3%
Spanish	291	1.6%
Other Indo-European	200	1.1%
Asian & Pacific Islander	18	0.1%
Other languages	54	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,182	97.3%
Born in same state	18,071	96.7%
Born in different state	11,570	61.9%
Foreign born	111	0.6%
Naturalized citizen	504	2.7%
Not a US citizen	310	61.5%

Ancestry

Ancestry	Count	%
Arab	3,621	19.4%
French	2,708	14.5%
Italian	2,113	11.3%
English	211	1.1%

Ancestry	Count	%
Irish	31	0.2%
Polish	13	0.1%
Dutch	13	0.1%
German	1	0%

Technology access

Metric	% of households
Computer access	40.5%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 41101

What city is ZIP code 41101 in?

ZIP code 41101 is primarily assigned to Ashland, Kentucky.

What county is ZIP code 41101 in?

ZIP code 41101 falls within Boyd County, Kentucky.

What is the poverty rate in ZIP code 41101?

20% of residents in ZIP code 41101 live below the poverty line, above the national average.

Does ZIP code 41101 have a large retiree population?

40% of households in ZIP code 41101 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 41101?

The median home value in ZIP code 41101 is $114,700.

What is the population of ZIP code 41101?

ZIP code 41101 has an estimated population of 18,686 residents, with a density of 1,823 people per square mile.

What timezone is ZIP code 41101 in?

ZIP code 41101 observes the EST timezone.