53185 ZIP Code — Waterford, WI

Racine County, Wisconsin

ZIP code 53185 is located in Waterford, Wisconsin, within Racine County. It covers approximately 45.71 square miles and serves a population of 18,578 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 262.

About ZIP code 53185

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $335,500. Owner-occupancy is high at 83%, well above the national average.

Median household income is $101,188. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 34% of residents holding a bachelor's degree or higher.

Overall, ZIP code 53185 reflects a community defined by high homeownership and a significant Social Security-dependent population.

18,578

population

45.71

sq mi land

Standard

ZIP type

Central (CT)

timezone

53185 ZIP code map

Cities in ZIP code 53185

Below are the cities the US Postal Service accepts for ZIP code 53185. Using any city not on this list may result in mail delivery delays.

City	Status
Waterford	Acceptable
Waterford	Preferred

Nearby ZIP codes

53103 Big Bend (6.8 mi) 53150 Muskego (7.4 mi) 53139 Kansasville (7.7 mi) 53120 East Troy (9.7 mi) 53149 Mukwonago (9.8 mi) 53182 Union Grove (10.1 mi) 53126 Franksville (10.8 mi) 53105 Burlington (11.1 mi) 53189 Waukesha (11.6 mi) 53130 Hales Corners (13.4 mi) 53108 Caledonia (13.7 mi) 53153 North Prairie (14.3 mi)

Demographics updated 06/2026

Population
Total population	18,578
Population density	406 / sq mi
State FIPS	55
County FIPS	101

Geography
Land area	45.71 sq mi
Water area	4.14 sq mi
Latitude	42.7870
Longitude	-88.2091
Timezone	Central (CT)
Area code	262

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	39.7%	39.4%
$50k – $100k	31.4%	31.6%	33.0%
$100k – $200k	36.4%	23.9%	22.4%
Over $200k	8.7%	4.8%	5.2%

Demographics & statistics

18,578

Population

406

People per sq mi

46.8

Median age

$101,188

Median household income

$49,348

Per capita income

$335,500

Median home value

$1,134

Median monthly rent

83.2%

Home ownership

4.7%

Poverty rate

2.6%

Unemployment

6,682

Housing units

33.7%

Bachelor's or higher

Age distribution

Male Female

428

Under 5

404

634

5–9

599

616

10–14

582

642

15–19

606

442

20–24

418

721

25–34

681

1,147

35–44

1,083

1,347

45–54

1,272

985

55–59

930

839

60–64

793

1,131

65–74

1,068

510

75–84

481

113

85+

106

← Male

Female →

Age summary

Group	Count	%
Under 18	3,923	21.1%
18 and over	14,655	78.9%
65 and over	3,409	18.3%
Median age	46.8 years

Race & ethnicity

White 89.6%

Two or more races 4.2%

Hispanic or Latino 3.3%

Other race 1.3%

Asian 0.9%

American Indian / Alaska Native 0.4%

Black or African American 0.3%

Group	Count	%
White	17,212	89.6%
Two or more races	813	4.2%
Hispanic or Latino	641	3.3%
Other race	242	1.3%
Asian	174	0.9%
American Indian / Alaska Native	74	0.4%
Black or African American	63	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	23.6%	39.7%	39.4%
$50k – $100k	31.4%	31.6%	33.0%
$100k – $200k	36.4%	23.9%	22.4%
Over $200k	8.7%	4.8%	5.2%

Under $10k 2.5%

$10k–$15k 1.4%

$15k–$25k 3.7%

$25k–$35k 6.0%

$35k–$50k 5.5%

$50k–$75k 15.6%

$75k–$100k 14.9%

$100k–$150k 23.2%

$150k–$200k 14.0%

$200k+ 13.1%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.4%
$15k–$25k	3.7%
$25k–$35k	6.0%
$35k–$50k	5.5%
$50k–$75k	15.6%
$75k–$100k	14.9%
$100k–$150k	23.2%
$150k–$200k	14.0%
$200k+	13.1%
Median income	$101,188

Housing

Home values

Under $50k 0.5%

$50k–$100k 2.8%

$100k–$150k 3.0%

$150k–$200k 5.7%

$200k–$300k 26.7%

$300k–$500k 47.0%

$500k–$1M 13.2%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$335,500
Median rent / month	$1,134
Owner occupied	83.2%
Renter occupied	16.8%
Vacant	6.9%
Single-family detached	80.3%
Large apartment buildings	0.8%
Mobile homes	1.0%
Median rooms	6.1
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	1.7%
2010–2019	5.2%
2000–2009	15.1%
1990–1999	24.3%
1980–1989	12.7%
1970–1979	7.7%
1960–1969	6.2%
1950–1959	11.1%
1940–1949	4.2%
1939 or earlier	11.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.9%
2 bedrooms	18.9%
3 bedrooms	53.5%
4 bedrooms	19.8%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	25.1%
2 vehicles	43.3%
3 or more	30.3%

Heating fuel

Fuel type	%
Utility gas	78.9%
Electricity	14.2%
Propane / LP gas	4.6%
Fuel oil	0.9%
Wood	0.9%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,533	61.4%
Cohabiting couple	381	5.2%
Male householder, no spouse	1,094	14.8%
Female householder, no spouse	1,373	18.6%
Households with children under 18	2,106	28.5%
Households with seniors (65+)	2,328	31.5%
Average household size	2.51

Marital status

Status	Male	Female
Never married	24.2%	20.2%
Married	62.2%	60.6%
Separated	0.4%	0.0%
Widowed	2.8%	9.3%
Divorced	10.4%	9.9%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.8%

HS graduate 29.0%

Some college, no degree 19.3%

Associate's degree 13.7%

Bachelor's degree 22.8%

Graduate / professional 10.9%

Metric	%
HS diploma or higher	95.7%
Bachelor's or higher	33.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	253	6.2%
Kindergarten	224	5.5%
Elementary school	2,053	50.1%
High school	857	20.9%
College / grad school	713	17.4%

Employment

Industry of employment

Education & healthcare 24.9%

Manufacturing 17.2%

Construction 12.1%

Retail trade 11.5%

Professional & management 8.6%

Arts, food & hospitality 6.0%

Finance & real estate 5.9%

Other services 3.8%

Transportation & utilities 3.1%

Public administration 2.6%

Wholesale trade 2.0%

Agriculture & mining 1.6%

Information 0.8%

Occupation

Category	%
Management, business & arts	40.5%
Service	12.1%
Sales & office	19.8%
Natural resources & construction	13.3%
Production & transportation	14.2%

Employment type

Type	%
Private sector	81.2%
Government	12.1%
Self-employed	6.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	4.8%
Public transit	0.1%
Walk	0.8%
Work from home	10.4%
Other means	1.9%
Avg commute (minutes)	27.2

Poverty

All people 4.7%

Under 18 years 4.7%

18 and over 4.8%

Married-couple families 0.9%

Female-led households 11.6%

Income support

Source	% of households
Social Security	33.2%
Retirement income	29.8%
Supplemental Security	2.8%
Cash public assistance	1.1%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
Obesity	33.1%
High blood pressure	29.1%
High cholesterol	34.2%
Diabetes	7.8%
Heart disease	5.0%
Stroke	2.3%
Asthma	9.2%
Arthritis	22.6%
Kidney disease	2.3%
Pulmonary disease	4.9%
Cancer	6.7%

Behavior / access	%
Smoking	16.1%
Binge drinking	26.0%
No physical activity	16.7%
Less than 7 hrs sleep	30.5%
Depression	19.6%
Fair or poor health	9.4%
Poor mental health	12.5%
Poor physical health	8.4%
No health insurance	8.3%
Visited doctor (checkup)	74.6%
Visited dentist	76.1%
Cholesterol screening	89.2%
Teeth loss	8.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	826	5.6%

Disability	%
Any disability	9.3%
Under 18	3.0%
18–64 years	7.9%
65 and over	21.2%

Health insurance coverage

Type	%
Private insurance	83.5%
Public insurance	27.6%
No insurance	3.3%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,746	95.5%
Spanish	142	0.8%
Other Indo-European	91	0.5%
Asian & Pacific Islander	33	0.2%
Other languages	12	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,227	98.1%
Born in same state	18,146	97.7%
Born in different state	15,001	80.7%
Foreign born	81	0.4%
Naturalized citizen	351	1.9%
Not a US citizen	315	89.7%

Ancestry

Ancestry	Count	%
Italian	2,224	12%
French	1,793	9.7%
Polish	1,069	5.8%
Dutch	416	2.2%
Arab	330	1.8%

Ancestry	Count	%
English	178	1%
German	154	0.8%
Irish	139	0.7%
Norwegian	63	0.3%

Technology access

Metric	% of households
Computer access	39.7%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 53185

What city is ZIP code 53185 in?

ZIP code 53185 is primarily assigned to Waterford, Wisconsin.

What county is ZIP code 53185 in?

ZIP code 53185 falls within Racine County, Wisconsin.

Is ZIP code 53185 mostly owner-occupied?

83% of occupied units in ZIP code 53185 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 53185?

The median home value in ZIP code 53185 is $335,500.

What is the population of ZIP code 53185?

ZIP code 53185 has an estimated population of 18,578 residents, with a density of 406 people per square mile.

What is the median household income in ZIP code 53185?

The median household income in ZIP code 53185 is $101,188, above the national median of ~$75,000.

What timezone is ZIP code 53185 in?

ZIP code 53185 observes the CST timezone.