Waterford ZIP Codes — Racine County, WI

There is one unique ZIP code in Waterford, Wisconsin and it is 53185. Area code: 262.

ZIP codes

45.71

sq mi land

4.14

sq mi water

262

area code

Waterford, WI ZIP code map

About Waterford, WI

Waterford, Wisconsin, is a charming village located in Racine County. Known for its serene atmosphere and beautiful landscapes, it offers a peaceful retreat from the hustle and bustle of city life. With a variety of outdoor recreational opportunities and a rich community spirit, Waterford attracts both residents and visitors alike.

Location & geography

Waterford is situated in southeastern Wisconsin, just 15 miles southwest of Milwaukee and about 10 miles west of Racine. It is surrounded by picturesque terrain, with a mix of rolling hills and open spaces, and features both land and water areas covering 45.71 square miles and 4.14 square miles respectively. The scenic Fox River also runs through the village, enhancing its natural beauty.

Community & economy

The community of Waterford is characterized by its warm, small-town charm and strong sense of togetherness. The local economy is driven by a mix of small businesses, agriculture, and light industry, providing a stable environment for residents. Daily life in Waterford includes community events, farmer's markets, and access to numerous parks and recreational areas that promote an active lifestyle.

Transportation

Waterford is accessible via several key roadways, including State Highway 20 and County Highway D, making travel to nearby cities convenient. The nearest major airport is General Mitchell International Airport, located about 20 miles to the northeast in Milwaukee. Public transportation options are limited, but the area is well-connected by local roads.

History

Waterford was founded in the mid-19th century and has since developed into a vibrant community. Historically, the village was known for its agricultural roots and has embraced various industries over the years that cater to local needs. Notable events in Waterford's history include the establishment of several cultural festivals that celebrate its heritage and community spirit.

Did you know?

One surprising fact about Waterford is that it provides access to numerous lakes and rivers, making it a popular location for fishing and outdoor sports. Additionally, the village is often referred to as the 'Gateway to the Kettle Moraine,' drawing visitors interested in exploring the nearby natural landscapes and recreational activities.

ZIP codes for Waterford, WI (1)

ZIP code	City	County	Map
53185	Waterford	Racine	View map

Demographics & statistics

18,578

Population

46.8

Median age

$101,188

Median household income

$49,348

Per capita income

$335,500

Median home value

$1,134

Median monthly rent

83.2%

Home ownership

4.7%

Poverty rate

2.6%

Unemployment

6,682

Housing units

33.7%

Bachelor's or higher

Age distribution

Male Female

428

Under 5

404

634

5–9

599

616

10–14

582

642

15–19

606

442

20–24

418

721

25–34

681

1,147

35–44

1,083

1,347

45–54

1,272

985

55–59

930

839

60–64

793

1,131

65–74

1,068

510

75–84

481

113

85+

106

← Male

Female →

Age summary

Group	Count	%
Under 18	3,923	21.1%
18 and over	14,655	78.9%
65 and over	3,409	18.3%
Median age	46.8 years

Race & ethnicity

White 89.6%

Two or more races 4.2%

Hispanic or Latino 3.3%

Other race 1.3%

Asian 0.9%

American Indian / Alaska Native 0.4%

Black or African American 0.3%

Group	Count	%
White	17,212	89.6%
Two or more races	813	4.2%
Hispanic or Latino	641	3.3%
Other race	242	1.3%
Asian	174	0.9%
American Indian / Alaska Native	74	0.4%
Black or African American	63	0.3%

Household income

Under $10k 2.5%

$10k–$15k 1.4%

$15k–$25k 3.7%

$25k–$35k 6.0%

$35k–$50k 5.5%

$50k–$75k 15.6%

$75k–$100k 14.9%

$100k–$150k 23.2%

$150k–$200k 14.0%

$200k+ 13.1%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.4%
$15k–$25k	3.7%
$25k–$35k	6.0%
$35k–$50k	5.5%
$50k–$75k	15.6%
$75k–$100k	14.9%
$100k–$150k	23.2%
$150k–$200k	14.0%
$200k+	13.1%
Median income	$101,188

Housing

Home values

Under $50k 0.5%

$50k–$100k 2.8%

$100k–$150k 3.0%

$150k–$200k 5.7%

$200k–$300k 26.7%

$300k–$500k 47.0%

$500k–$1M 13.2%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$335,500
Median rent / month	$1,134
Owner occupied	83.2%
Renter occupied	16.8%
Vacant	6.9%
Single-family detached	80.3%
Large apartment buildings	0.8%
Mobile homes	1.0%
Median rooms	6.1
Avg household size (owned)	2.60

Year built

Era	%
2020 or later	1.7%
2010–2019	5.2%
2000–2009	15.1%
1990–1999	24.3%
1980–1989	12.7%
1970–1979	7.7%
1960–1969	6.2%
1950–1959	11.1%
1940–1949	4.2%
1939 or earlier	11.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.6%
1 bedroom	4.9%
2 bedrooms	18.9%
3 bedrooms	53.5%
4 bedrooms	19.8%
5+ bedrooms	2.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	25.1%
2 vehicles	43.3%
3 or more	30.3%

Heating fuel

Fuel type	%
Utility gas	78.9%
Electricity	14.2%
Propane / LP gas	4.6%
Fuel oil	0.9%
Wood	0.9%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,533	61.4%
Cohabiting couple	381	5.2%
Male householder, no spouse	1,094	14.8%
Female householder, no spouse	1,373	18.6%
Households with children under 18	2,106	28.5%
Households with seniors (65+)	2,328	31.5%
Average household size	2.51

Marital status

Status	Male	Female
Never married	24.2%	20.2%
Married	62.2%	60.6%
Separated	0.4%	0.0%
Widowed	2.8%	9.3%
Divorced	10.4%	9.9%

Education

Less than 9th grade 1.4%

Some HS, no diploma 2.8%

HS graduate 29.0%

Some college, no degree 19.3%

Associate's degree 13.7%

Bachelor's degree 22.8%

Graduate / professional 10.9%

Metric	%
HS diploma or higher	95.7%
Bachelor's or higher	33.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	253	6.2%
Kindergarten	224	5.5%
Elementary school	2,053	50.1%
High school	857	20.9%
College / grad school	713	17.4%

Employment

Industry of employment

Education & healthcare 24.9%

Manufacturing 17.2%

Construction 12.1%

Retail trade 11.5%

Professional & management 8.6%

Arts, food & hospitality 6.0%

Finance & real estate 5.9%

Other services 3.8%

Transportation & utilities 3.1%

Public administration 2.6%

Wholesale trade 2.0%

Agriculture & mining 1.6%

Information 0.8%

Occupation

Category	%
Management, business & arts	40.5%
Service	12.1%
Sales & office	19.8%
Natural resources & construction	13.3%
Production & transportation	14.2%

Employment type

Type	%
Private sector	81.2%
Government	12.1%
Self-employed	6.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	4.8%
Public transit	0.1%
Walk	0.8%
Other means	1.9%
Avg commute (minutes)	27.2

Poverty

All people 4.7%

Under 18 years 4.7%

18 and over 4.8%

Married-couple families 0.9%

Female-led households 11.6%

Income support

Source	% of households
Social Security	33.2%
Retirement income	29.8%
Supplemental Security	2.8%
Cash public assistance	1.1%
Food stamps / SNAP	5.2%

Health indicators

Condition	%
High blood pressure	29.1%
High cholesterol	34.2%
Heart disease	5.0%
Stroke	2.3%
Asthma	9.2%
Arthritis	22.6%
Kidney disease	2.3%
Pulmonary disease	4.9%
Cancer	6.7%

Behavior / access	%
Binge drinking	26.0%
No physical activity	16.7%
Less than 7 hrs sleep	30.5%
Fair or poor health	9.4%
Poor mental health	12.5%
Poor physical health	8.4%
No health insurance	8.3%
Visited doctor (checkup)	74.6%
Visited dentist	76.1%
Cholesterol screening	89.2%
Teeth loss	8.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	826	5.6%

Disability	%
Any disability	9.3%
Under 18	3.0%
18–64 years	7.9%
65 and over	21.2%

Health insurance coverage

Type	%
Private insurance	83.5%
Public insurance	27.6%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	17,746	95.5%
Spanish	142	0.8%
Other Indo-European	91	0.5%
Asian & Pacific Islander	33	0.2%
Other languages	12	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,227	98.1%
Born in same state	18,146	97.7%
Born in different state	15,001	80.7%
Foreign born	81	0.4%
Naturalized citizen	351	1.9%
Not a US citizen	315	89.7%

Ancestry

Ancestry	Count	%
Italian	2,224	12%
French	1,793	9.7%
Polish	1,069	5.8%
Dutch	416	2.2%
Arab	330	1.8%

Ancestry	Count	%
English	178	1%
German	154	0.8%
Irish	139	0.7%
Norwegian	63	0.3%

Technology access

Metric	% of households
Computer access	39.7%
Internet access	96.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Waterford, WI have?

Waterford, WI has one ZIP code: 53185. Each ZIP code serves a distinct delivery area within the city and surrounding region.