68065 ZIP Code — Valparaiso, NE

Saunders County, Nebraska

ZIP code 68065 is located in Valparaiso, Nebraska, within Saunders County. It covers approximately 87.22 square miles and serves a population of 1,235 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68065

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $261,200. Owner-occupancy is high at 92%, well above the national average.

Median household income is $96,360. The poverty rate of 5% is below the national average. 32% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.

Overall, ZIP code 68065 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,235

population

87.22

sq mi land

Standard

ZIP type

Central (CT)

timezone

68065 ZIP code map

Cities in ZIP code 68065

Below are the cities the US Postal Service accepts for ZIP code 68065. Using any city not on this list may result in mail delivery delays.

City	Status
Valparaiso	Preferred

Nearby ZIP codes

68428 Raymond (7 mi) 68070 Weston (7.9 mi) 68635 Dwight (9.3 mi) 68626 Brainard (9.8 mi) 68360 Garland (10.5 mi) 68336 Davey (10.7 mi) 68017 Ceresco (10.8 mi) 68402 Malcolm (11 mi) 68314 Bee (11.2 mi) 68531 Lincoln (13.4 mi) 68524 Lincoln (13.7 mi) 68066 Wahoo (13.7 mi)

Demographics updated 06/2026

Population
Total population	1,235
Population density	14 / sq mi
State FIPS	31
County FIPS	155

Geography
Land area	87.22 sq mi
Water area	0.53 sq mi
Latitude	41.0750
Longitude	-96.8466
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.6%	33.9%	39.5%
$50k – $100k	27.9%	34.5%	33.4%
$100k – $200k	32.5%	28.2%	22.0%
Over $200k	1.0%	3.4%	5.2%

Demographics & statistics

1,235

Population

People per sq mi

46.4

Median age

$96,360

Median household income

$45,226

Per capita income

$261,200

Median home value

$917

Median monthly rent

92.0%

Home ownership

4.8%

Poverty rate

1.3%

Unemployment

497

Housing units

30.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

123

45–54

107

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	274	22.2%
18 and over	961	77.8%
65 and over	208	16.8%
Median age	46.4 years

Race & ethnicity

White 95.6%

Two or more races 3.1%

Black or African American 0.6%

Hispanic or Latino 0.6%

American Indian / Alaska Native 0.2%

Group	Count	%
White	1,187	95.6%
Two or more races	38	3.1%
Black or African American	7	0.6%
Hispanic or Latino	7	0.6%
American Indian / Alaska Native	3	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	38.6%	33.9%	39.5%
$50k – $100k	27.9%	34.5%	33.4%
$100k – $200k	32.5%	28.2%	22.0%
Over $200k	1.0%	3.4%	5.2%

Under $10k 1.4%

$10k–$15k 0.4%

$15k–$25k 5.1%

$25k–$35k 3.3%

$35k–$50k 11.1%

$50k–$75k 15.6%

$75k–$100k 17.0%

$100k–$150k 18.5%

$150k–$200k 23.8%

$200k+ 3.9%

Range	% of households
Under $10k	1.4%
$10k–$15k	0.4%
$15k–$25k	5.1%
$25k–$35k	3.3%
$35k–$50k	11.1%
$50k–$75k	15.6%
$75k–$100k	17.0%
$100k–$150k	18.5%
$150k–$200k	23.8%
$200k+	3.9%
Median income	$96,360

Housing

Home values

Under $50k 4.7%

$50k–$100k 8.1%

$100k–$150k 10.0%

$150k–$200k 12.3%

$200k–$300k 27.5%

$300k–$500k 34.5%

$500k–$1M 0.4%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$261,200
Median rent / month	$917
Owner occupied	92.0%
Renter occupied	8.0%
Vacant	4.6%
Single-family detached	93.5%
Large apartment buildings	0.0%
Mobile homes	2.4%
Median rooms	6.3
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	1.3%
2010–2019	2.6%
2000–2009	17.5%
1990–1999	12.8%
1980–1989	2.8%
1970–1979	27.0%
1960–1969	4.5%
1950–1959	0.6%
1940–1949	3.0%
1939 or earlier	28.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.7%
2 bedrooms	26.2%
3 bedrooms	41.6%
4 bedrooms	19.9%
5+ bedrooms	8.6%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	14.6%
2 vehicles	25.3%
3 or more	59.5%

Heating fuel

Fuel type	%
Utility gas	4.3%
Electricity	45.8%
Propane / LP gas	39.8%
Fuel oil	0.6%
Wood	3.3%

Households & families

Household type	Count	%
Married-couple family	361	70.4%
Cohabiting couple	12	2.3%
Male householder, no spouse	91	17.7%
Female householder, no spouse	49	9.6%
Households with children under 18	151	29.4%
Households with seniors (65+)	150	29.2%
Average household size	2.35

Marital status

Status	Male	Female
Never married	20.0%	21.1%
Married	66.5%	63.7%
Separated	0.0%	1.4%
Widowed	3.6%	6.4%
Divorced	9.9%	7.4%

Education

Less than 9th grade 4.3%

Some HS, no diploma 2.7%

HS graduate 34.0%

Some college, no degree 13.2%

Associate's degree 15.1%

Bachelor's degree 21.3%

Graduate / professional 9.4%

Metric	%
HS diploma or higher	93.0%
Bachelor's or higher	30.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	16	5.7%
Kindergarten	26	9.3%
Elementary school	78	27.9%
High school	116	41.4%
College / grad school	44	15.7%

Employment

Industry of employment

Education & healthcare 20.3%

Transportation & utilities 13.2%

Agriculture & mining 11.2%

Manufacturing 9.4%

Professional & management 7.7%

Construction 7.6%

Other services 7.1%

Retail trade 6.4%

Finance & real estate 5.3%

Public administration 4.8%

Wholesale trade 4.5%

Arts, food & hospitality 2.0%

Information 0.6%

Occupation

Category	%
Management, business & arts	41.9%
Service	8.9%
Sales & office	18.5%
Natural resources & construction	21.2%
Production & transportation	9.5%

Employment type

Type	%
Private sector	77.2%
Government	20.4%
Self-employed	2.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	91.7%
Carpool	1.8%
Public transit	0.0%
Walk	1.4%
Work from home	5.2%
Other means	0.0%
Avg commute (minutes)	28.3

Poverty

All people 4.8%

Under 18 years 6.6%

18 and over 4.3%

Married-couple families 0.8%

Female-led households 40.0%

Income support

Source	% of households
Social Security	31.6%
Retirement income	21.8%
Supplemental Security	2.3%
Cash public assistance	0.4%
Food stamps / SNAP	2.1%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	31.7%
High cholesterol	33.2%
Diabetes	9.7%
Heart disease	6.3%
Stroke	2.8%
Asthma	8.2%
Arthritis	24.1%
Kidney disease	2.7%
Pulmonary disease	5.8%
Cancer	7.4%

Behavior / access	%
Smoking	16.4%
Binge drinking	22.6%
No physical activity	21.3%
Less than 7 hrs sleep	26.9%
Depression	17.0%
Fair or poor health	10.8%
Poor mental health	11.4%
Poor physical health	8.7%
No health insurance	12.0%
Visited doctor (checkup)	71.2%
Visited dentist	69.8%
Cholesterol screening	89.4%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	96	10.0%

Disability	%
Any disability	14.6%
Under 18	2.6%
18–64 years	12.8%
65 and over	36.5%

Health insurance coverage

Type	%
Private insurance	82.4%
Public insurance	28.6%
No insurance	4.2%
Uninsured under 19	3.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,179	95.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,235	100.0%
Born in same state	1,221	98.9%
Born in different state	1,097	88.8%
Foreign born	14	1.1%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	118	9.6%
French	115	9.3%
Arab	32	2.6%

Ancestry	Count	%
English	6	0.5%
Dutch	5	0.4%
Polish	2	0.2%

Technology access

Metric	% of households
Computer access	41.5%
Internet access	91.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68065

What city is ZIP code 68065 in?

ZIP code 68065 is primarily assigned to Valparaiso, Nebraska.

What county is ZIP code 68065 in?

ZIP code 68065 falls within Saunders County, Nebraska.

Is ZIP code 68065 mostly owner-occupied?

92% of occupied units in ZIP code 68065 are owner-occupied, well above the national average.

Does ZIP code 68065 have a large veteran population?

10% of civilians in ZIP code 68065 are veterans, above the national average of ~7%.

What is the population of ZIP code 68065?

ZIP code 68065 has an estimated population of 1,235 residents, with a density of 14 people per square mile.

What is the median household income in ZIP code 68065?

The median household income in ZIP code 68065 is $96,360, above the national median of ~$75,000.

What timezone is ZIP code 68065 in?

ZIP code 68065 observes the CST timezone.