98856 ZIP Code — Twisp, WA

Okanogan County, Washington

ZIP code 98856 is located in Twisp, Washington, within Okanogan County. It covers approximately 444.43 square miles and serves a population of 2,497 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 509.

About ZIP code 98856

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $425,800. Owner-occupancy sits near the national average at 68%.

Median household income is $69,896. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 18 minutes is near the national average.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

2,497

population

444.43

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98856 ZIP code map

Cities in ZIP code 98856

Below are the cities the US Postal Service accepts for ZIP code 98856. Using any city not on this list may result in mail delivery delays.

City	Status
Twisp	Preferred

Nearby ZIP codes

98814 Carlton (12 mi) 98862 Winthrop (12 mi)

Demographics updated 06/2026

Population
Total population	2,497
Population density	6 / sq mi
State FIPS	53
County FIPS	047

Geography
Land area	444.43 sq mi
Water area	0.26 sq mi
Latitude	48.3627
Longitude	-120.2762
Timezone	Pacific (PT)
Area code	509

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.6%	52.2%	31.7%
$50k – $100k	29.0%	31.7%	30.6%
$100k – $200k	12.2%	13.9%	27.1%
Over $200k	9.2%	2.2%	10.6%

Demographics & statistics

2,497

Population

People per sq mi

48.3

Median age

$69,896

Median household income

$36,976

Per capita income

$425,800

Median home value

$862

Median monthly rent

68.2%

Home ownership

10.7%

Poverty rate

10.2%

Unemployment

1,049

Housing units

42.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

115

25–34

112

142

35–44

137

156

45–54

152

55–59

120

60–64

117

194

65–74

188

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	446	17.9%
18 and over	2,051	82.1%
65 and over	617	24.7%
Median age	48.3 years

Race & ethnicity

White 71.5%

Hispanic or Latino 12.5%

Other race 8.3%

Two or more races 5%

American Indian / Alaska Native 1.4%

Asian 1.3%

Group	Count	%
White	2,040	71.5%
Hispanic or Latino	358	12.5%
Other race	238	8.3%
Two or more races	143	5%
American Indian / Alaska Native	40	1.4%
Asian	36	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.6%	52.2%	31.7%
$50k – $100k	29.0%	31.7%	30.6%
$100k – $200k	12.2%	13.9%	27.1%
Over $200k	9.2%	2.2%	10.6%

Under $10k 2.0%

$10k–$15k 1.7%

$15k–$25k 20.5%

$25k–$35k 2.9%

$35k–$50k 10.3%

$50k–$75k 12.7%

$75k–$100k 16.1%

$100k–$150k 20.1%

$150k–$200k 11.4%

$200k+ 2.2%

Range	% of households
Under $10k	2.0%
$10k–$15k	1.7%
$15k–$25k	20.5%
$25k–$35k	2.9%
$35k–$50k	10.3%
$50k–$75k	12.7%
$75k–$100k	16.1%
$100k–$150k	20.1%
$150k–$200k	11.4%
$200k+	2.2%
Median income	$69,896

Housing

Home values

Under $50k 5.9%

$100k–$150k 0.7%

$150k–$200k 10.4%

$200k–$300k 8.6%

$300k–$500k 36.8%

$500k–$1M 37.0%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$425,800
Median rent / month	$862
Owner occupied	68.2%
Renter occupied	31.8%
Vacant	21.5%
Single-family detached	76.1%
Large apartment buildings	0.0%
Mobile homes	15.5%
Median rooms	5.4
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.0%
2010–2019	3.5%
2000–2009	15.1%
1990–1999	21.3%
1980–1989	8.7%
1970–1979	18.8%
1960–1969	8.3%
1950–1959	10.5%
1940–1949	4.2%
1939 or earlier	9.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	13.8%
2 bedrooms	31.2%
3 bedrooms	42.1%
4 bedrooms	7.4%
5+ bedrooms	4.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.0%
1 vehicle	23.2%
2 vehicles	31.9%
3 or more	41.9%

Heating fuel

Fuel type	%
Utility gas	2.2%
Electricity	57.8%
Propane / LP gas	6.0%
Fuel oil	1.3%
Wood	32.7%

Households & families

Household type	Count	%
Married-couple family	634	57.8%
Cohabiting couple	124	11.3%
Male householder, no spouse	138	12.6%
Female householder, no spouse	200	18.2%
Households with children under 18	293	26.7%
Households with seniors (65+)	421	38.4%
Average household size	2.28

Marital status

Status	Male	Female
Never married	29.1%	13.3%
Married	60.6%	61.1%
Separated	0.0%	1.2%
Widowed	0.8%	5.0%
Divorced	9.5%	19.3%

Education

Less than 9th grade 3.2%

Some HS, no diploma 0.6%

HS graduate 20.6%

Some college, no degree 25.8%

Associate's degree 6.8%

Bachelor's degree 26.8%

Graduate / professional 16.1%

Metric	%
HS diploma or higher	96.2%
Bachelor's or higher	42.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	15	3.2%
Kindergarten	46	9.7%
Elementary school	172	36.3%
High school	128	27.0%
College / grad school	113	23.8%

Employment

Industry of employment

Construction 23.1%

Retail trade 18.9%

Arts, food & hospitality 14.9%

Education & healthcare 13.8%

Finance & real estate 8.3%

Agriculture & mining 6.6%

Professional & management 4.4%

Manufacturing 3.1%

Transportation & utilities 2.3%

Information 2.3%

Public administration 1.9%

Other services 0.5%

Occupation

Category	%
Management, business & arts	28.5%
Service	19.5%
Sales & office	27.8%
Natural resources & construction	19.2%
Production & transportation	4.9%

Employment type

Type	%
Private sector	64.0%
Government	19.8%
Self-employed	14.2%
Unpaid family workers	2.0%

Commute

Method	%
Drive alone	65.7%
Carpool	14.5%
Public transit	0.0%
Walk	14.4%
Work from home	3.5%
Other means	1.9%
Avg commute (minutes)	18.0

Poverty

All people 10.7%

Under 18 years 17.6%

18 and over 9.3%

Married-couple families 3.8%

Female-led households 58.7%

Income support

Source	% of households
Social Security	36.2%
Retirement income	23.3%
Supplemental Security	2.5%
Cash public assistance	1.1%
Food stamps / SNAP	10.9%

Health indicators

Condition	%
Obesity	32.6%
High blood pressure	34.8%
High cholesterol	33.5%
Diabetes	10.9%
Heart disease	7.7%
Stroke	3.5%
Asthma	11.0%
Arthritis	31.2%
Kidney disease	3.3%
Pulmonary disease	7.9%
Cancer	8.3%

Behavior / access	%
Smoking	16.3%
Binge drinking	14.6%
No physical activity	19.4%
Less than 7 hrs sleep	30.9%
Depression	25.3%
Fair or poor health	15.2%
Poor mental health	14.4%
Poor physical health	12.2%
No health insurance	9.2%
Visited doctor (checkup)	70.8%
Visited dentist	63.6%
Cholesterol screening	90.6%
Teeth loss	11.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	111	5.6%

Disability	%
Any disability	11.6%
Under 18	0.9%
18–64 years	11.5%
65 and over	19.3%

Health insurance coverage

Type	%
Private insurance	53.5%
Public insurance	56.7%
No insurance	6.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,385	95.5%
Spanish	69	2.9%
Other Indo-European	65	2.7%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,408	96.4%
Born in same state	2,390	95.7%
Born in different state	1,285	51.5%
Foreign born	18	0.7%
Naturalized citizen	89	3.6%
Not a US citizen	85	95.5%

Ancestry

Ancestry	Count	%
Italian	295	11.8%
French	265	10.6%
Polish	123	4.9%
Arab	123	4.9%

Ancestry	Count	%
English	86	3.4%
German	45	1.8%
Dutch	14	0.6%

Technology access

Metric	% of households
Computer access	43.9%
Internet access	97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98856

What city is ZIP code 98856 in?

ZIP code 98856 is primarily assigned to Twisp, Washington.

What county is ZIP code 98856 in?

ZIP code 98856 falls within Okanogan County, Washington.

Does ZIP code 98856 have a large retiree population?

36% of households in ZIP code 98856 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 98856?

The median home value in ZIP code 98856 is $425,800.

What is the population of ZIP code 98856?

ZIP code 98856 has an estimated population of 2,497 residents, with a density of 6 people per square mile.

What is the median household income in ZIP code 98856?

The median household income in ZIP code 98856 is $69,896, below the national median of ~$75,000.

What timezone is ZIP code 98856 in?

ZIP code 98856 observes the PST timezone.