98814 ZIP Code — Carlton, WA

Okanogan County, Washington

ZIP code 98814 is located in Carlton, Washington, within Okanogan County. It covers approximately 150.31 square miles and serves a population of 688 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 509.

About ZIP code 98814

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $423,600. Owner-occupancy is high at 78%, well above the national average.

The gap between median ($79,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. SNAP benefit usage at 17% of households reflects economic stress in the area. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. An above-average commute of 39 minutes suggests many residents work outside the immediate area.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 98814 reflects a community defined by a trades-oriented workforce, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

688

population

150.31

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98814 ZIP code map

Cities in ZIP code 98814

Below are the cities the US Postal Service accepts for ZIP code 98814. Using any city not on this list may result in mail delivery delays.

City	Status
Carlton	Preferred

Nearby ZIP codes

98834 Methow (10.5 mi) 98846 Pateros (11.5 mi) 98856 Twisp (12 mi) 98812 Brewster (14.3 mi) 98831 Manson (19.6 mi) 98862 Winthrop (19.6 mi)

Demographics updated 05/2026

Population
Total population	688
Population density	5 / sq mi
State FIPS	53
County FIPS	047

Geography
Land area	150.31 sq mi
Water area	0.21 sq mi
Latitude	48.2208
Longitude	-120.1269
Timezone	Pacific (PT)
Area code	509

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	52.2%	31.7%
$50k – $100k	42.5%	31.7%	30.6%
$100k – $200k	8.5%	13.9%	27.1%
Over $200k	2.8%	2.2%	10.6%

Demographics & statistics

688

Population

People per sq mi

58.5

Median age

$79,625

Median household income

$50,033

Per capita income

$423,600

Median home value

$860

Median monthly rent

77.9%

Home ownership

0.7%

Poverty rate

12.5%

Unemployment

299

Housing units

19.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	32	4.7%
18 and over	656	95.3%
65 and over	198	28.8%
Median age	58.5 years

Race & ethnicity

White 88.6%

Hispanic or Latino 4.6%

Two or more races 4.6%

Asian 2.2%

Group	Count	%
White	639	88.6%
Hispanic or Latino	33	4.6%
Two or more races	33	4.6%
Asian	16	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.3%	52.2%	31.7%
$50k – $100k	42.5%	31.7%	30.6%
$100k – $200k	8.5%	13.9%	27.1%
Over $200k	2.8%	2.2%	10.6%

$25k–$35k 18.4%

$35k–$50k 0.7%

$50k–$75k 18.7%

$75k–$100k 24.7%

$100k–$150k 19.7%

$150k–$200k 5.0%

$200k+ 12.7%

Range	% of households
$25k–$35k	18.4%
$35k–$50k	0.7%
$50k–$75k	18.7%
$75k–$100k	24.7%
$100k–$150k	19.7%
$150k–$200k	5.0%
$200k+	12.7%
Median income	$79,625

Housing

Home values

$150k–$200k 2.1%

$200k–$300k 9.9%

$300k–$500k 67.8%

$500k–$1M 20.2%

Housing overview

Metric	Value
Median home value	$423,600
Median rent / month	$860
Owner occupied	77.9%
Renter occupied	22.1%
Vacant	18.1%
Single-family detached	96.4%
Large apartment buildings	0.0%
Mobile homes	3.0%
Median rooms	5.0
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.0%
2010–2019	3.8%
2000–2009	8.8%
1990–1999	33.4%
1980–1989	14.2%
1970–1979	12.6%
1960–1969	0.0%
1950–1959	0.0%
1940–1949	11.5%
1939 or earlier	15.6%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.8%
2 bedrooms	63.3%
3 bedrooms	21.9%
4 bedrooms	1.1%
5+ bedrooms	1.9%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	0.0%
2 vehicles	26.1%
3 or more	73.9%

Heating fuel

Fuel type	%
Electricity	40.1%
Propane / LP gas	11.4%
Wood	48.5%

Households & families

Household type	Count	%
Married-couple family	187	62.5%
Cohabiting couple	82	27.4%
Male householder, no spouse	7	2.3%
Female householder, no spouse	23	7.7%
Households with children under 18	41	13.7%
Households with seniors (65+)	131	43.8%
Average household size	2.30

Marital status

Status	Male	Female
Never married	25.5%	21.3%
Married	57.8%	56.9%
Separated	0.0%	0.0%
Widowed	0.0%	9.9%
Divorced	16.8%	12.0%

Education

Less than 9th grade 1.2%

Some HS, no diploma 9.4%

HS graduate 30.8%

Some college, no degree 16.9%

Associate's degree 22.6%

Bachelor's degree 8.2%

Graduate / professional 11.0%

Metric	%
HS diploma or higher	89.4%
Bachelor's or higher	19.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	10	41.7%
High school	14	58.3%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 29.4%

Arts, food & hospitality 24.5%

Education & healthcare 10.4%

Public administration 9.3%

Other services 9.1%

Finance & real estate 6.6%

Manufacturing 6.3%

Retail trade 3.3%

Agriculture & mining 1.1%

Occupation

Category	%
Management, business & arts	31.0%
Service	20.1%
Sales & office	23.4%
Natural resources & construction	19.2%
Production & transportation	6.3%

Employment type

Type	%
Private sector	81.0%
Government	9.3%
Self-employed	9.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	90.7%
Carpool	9.3%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	39.4

Poverty

All people 0.7%

Under 18 years 0.0%

18 and over 0.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	32.8%
Retirement income	22.1%
Supplemental Security	9.0%
Cash public assistance	9.0%
Food stamps / SNAP	17.1%

Health indicators

Condition	%
Obesity	33.5%
High blood pressure	38.1%
High cholesterol	36.3%
Diabetes	12.3%
Heart disease	8.5%
Stroke	3.9%
Asthma	11.0%
Arthritis	34.8%
Kidney disease	3.7%
Pulmonary disease	8.8%
Cancer	9.1%

Behavior / access	%
Smoking	16.4%
Binge drinking	13.2%
No physical activity	20.3%
Less than 7 hrs sleep	30.7%
Depression	24.9%
Fair or poor health	16.6%
Poor mental health	13.7%
Poor physical health	13.2%
No health insurance	8.6%
Visited doctor (checkup)	72.9%
Visited dentist	64.0%
Cholesterol screening	92.8%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	6.6%

Disability	%
Any disability	12.2%
Under 18	0.0%
18–64 years	2.8%
65 and over	35.9%

Health insurance coverage

Type	%
Private insurance	63.8%
Public insurance	43.3%
No insurance	12.1%
Uninsured under 19	34.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	666	96.8%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	672	97.7%
Born in same state	672	97.7%
Born in different state	341	49.6%
Foreign born	0	0.0%
Naturalized citizen	16	2.3%
Not a US citizen	16	100.0%

Ancestry

Ancestry	Count	%
French	198	28.8%
Arab	89	12.9%
Polish	55	8%
Italian	38	5.5%

Ancestry	Count	%
Dutch	28	4.1%
English	12	1.7%
German	4	0.6%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	88.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98814

What city is ZIP code 98814 in?

ZIP code 98814 is primarily assigned to Carlton, Washington.

What county is ZIP code 98814 in?

ZIP code 98814 falls within Okanogan County, Washington.

Does ZIP code 98814 have an older population?

29% of residents in ZIP code 98814 are 65 or older, above the national average of ~17%.

What is the typical home value in ZIP code 98814?

The median home value in ZIP code 98814 is $423,600.

What is the population of ZIP code 98814?

ZIP code 98814 has an estimated population of 688 residents, with a density of 5 people per square mile.

What is the median household income in ZIP code 98814?

The median household income in ZIP code 98814 is $79,625, above the national median of ~$75,000.

What timezone is ZIP code 98814 in?

ZIP code 98814 observes the PST timezone.