33070 ZIP Code — Tavernier, FL

Monroe County, Florida

ZIP code 33070 is located in Tavernier, Florida, within Monroe County. It covers approximately 4.23 square miles and serves a population of 5,717 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 305.

About ZIP code 33070

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $674,400. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($73,885) and mean household income suggests income inequality — a small number of higher earners pull the average up. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with arts, entertainment, and food service as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 33070 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,717

population

4.23

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33070 ZIP code map

Cities in ZIP code 33070

Below are the cities the US Postal Service accepts for ZIP code 33070. Using any city not on this list may result in mail delivery delays.

City	Status
Tavernier	Acceptable
Tavernier	Preferred

Nearby ZIP codes

33036 Islamorada (11 mi) 33037 Key Largo (15.3 mi)

Demographics updated 06/2026

Population
Total population	5,717
Population density	1,352 / sq mi
State FIPS	12
County FIPS	087

Geography
Land area	4.23 sq mi
Water area	11.33 sq mi
Latitude	25.0084
Longitude	-80.5231
Timezone	Eastern (ET)
Area code	305

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	34.6%	43.4%
$50k – $100k	22.7%	30.1%	30.8%
$100k – $200k	27.4%	25.6%	19.3%
Over $200k	9.8%	9.7%	6.4%

Demographics & statistics

5,717

Population

1,352

People per sq mi

53.1

Median age

$73,885

Median household income

$48,226

Per capita income

$674,400

Median home value

$1,746

Median monthly rent

75.6%

Home ownership

8.9%

Poverty rate

1.9%

Unemployment

3,921

Housing units

32.2%

Bachelor's or higher

Age distribution

Male Female

109

Under 5

109

122

5–9

122

10–14

176

15–19

176

129

20–24

129

254

25–34

254

268

35–44

268

430

45–54

430

248

55–59

248

262

60–64

262

537

65–74

537

209

75–84

209

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	756	13.2%
18 and over	4,961	86.8%
65 and over	1,560	27.3%
Median age	53.1 years

Race & ethnicity

White 74.7%

Hispanic or Latino 11.5%

Two or more races 9.5%

Other race 3.1%

Black or African American 0.6%

Asian 0.4%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	4,825	74.7%
Hispanic or Latino	743	11.5%
Two or more races	612	9.5%
Other race	198	3.1%
Black or African American	41	0.6%
Asian	24	0.4%
American Indian / Alaska Native	11	0.2%
Native Hawaiian / Pacific Islander	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.0%	34.6%	43.4%
$50k – $100k	22.7%	30.1%	30.8%
$100k – $200k	27.4%	25.6%	19.3%
Over $200k	9.8%	9.7%	6.4%

Under $10k 0.7%

$10k–$15k 3.8%

$15k–$25k 9.9%

$25k–$35k 3.7%

$35k–$50k 22.3%

$50k–$75k 10.1%

$75k–$100k 10.9%

$100k–$150k 15.4%

$150k–$200k 10.4%

$200k+ 12.6%

Range	% of households
Under $10k	0.7%
$10k–$15k	3.8%
$15k–$25k	9.9%
$25k–$35k	3.7%
$35k–$50k	22.3%
$50k–$75k	10.1%
$75k–$100k	10.9%
$100k–$150k	15.4%
$150k–$200k	10.4%
$200k+	12.6%
Median income	$73,885

Housing

Home values

Under $50k 1.1%

$50k–$100k 0.8%

$150k–$200k 0.5%

$200k–$300k 2.6%

$300k–$500k 22.0%

$500k–$1M 57.1%

$1M+ 16.0%

Housing overview

Metric	Value
Median home value	$674,400
Median rent / month	$1,746
Owner occupied	75.6%
Renter occupied	24.4%
Vacant	45.9%
Single-family detached	67.1%
Large apartment buildings	10.2%
Mobile homes	9.1%
Median rooms	4.2
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	8.6%
2000–2009	9.6%
1990–1999	18.4%
1980–1989	20.6%
1970–1979	28.9%
1960–1969	9.1%
1950–1959	3.0%
1940–1949	1.3%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	4.8%
1 bedroom	6.4%
2 bedrooms	41.0%
3 bedrooms	36.6%
4 bedrooms	8.5%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	29.8%
2 vehicles	49.2%
3 or more	17.8%

Heating fuel

Fuel type	%
Utility gas	0.5%
Electricity	92.5%
Propane / LP gas	3.5%
Solar	0.5%
No fuel used	3.0%

Households & families

Household type	Count	%
Married-couple family	1,407	57.6%
Cohabiting couple	161	6.6%
Male householder, no spouse	303	12.4%
Female householder, no spouse	572	23.4%
Households with children under 18	373	15.3%
Households with seniors (65+)	892	36.5%
Average household size	2.28

Marital status

Status	Male	Female
Never married	27.3%	19.3%
Married	60.1%	55.6%
Separated	1.1%	1.1%
Widowed	0.5%	11.6%
Divorced	11.0%	12.3%

Education

Less than 9th grade 3.1%

Some HS, no diploma 4.7%

HS graduate 28.6%

Some college, no degree 18.8%

Associate's degree 12.7%

Bachelor's degree 17.7%

Graduate / professional 14.4%

Metric	%
HS diploma or higher	92.3%
Bachelor's or higher	32.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	155	15.6%
Kindergarten	44	4.4%
Elementary school	330	33.2%
High school	214	21.5%
College / grad school	251	25.3%

Employment

Industry of employment

Arts, food & hospitality 21.0%

Construction 11.4%

Education & healthcare 10.9%

Retail trade 10.0%

Professional & management 10.0%

Transportation & utilities 9.3%

Other services 6.6%

Finance & real estate 5.8%

Agriculture & mining 5.7%

Wholesale trade 3.8%

Manufacturing 3.0%

Public administration 2.4%

Occupation

Category	%
Management, business & arts	33.0%
Service	20.8%
Sales & office	25.0%
Natural resources & construction	13.1%
Production & transportation	8.1%

Employment type

Type	%
Private sector	75.2%
Government	9.2%
Self-employed	15.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.3%
Carpool	4.0%
Public transit	0.0%
Walk	0.7%
Work from home	11.9%
Other means	0.0%
Avg commute (minutes)	22.8

Poverty

All people 8.9%

Under 18 years 11.1%

18 and over 8.6%

Married-couple families 2.8%

Female-led households 31.7%

Income support

Source	% of households
Social Security	38.1%
Retirement income	24.8%
Supplemental Security	0.3%
Cash public assistance	0.0%
Food stamps / SNAP	3.1%

Health indicators

Condition	%
Obesity	28.8%
High blood pressure	31.5%
High cholesterol	34.1%
Diabetes	10.2%
Heart disease	6.8%
Stroke	2.9%
Asthma	7.8%
Arthritis	23.6%
Kidney disease	2.9%
Pulmonary disease	7.1%
Cancer	7.4%

Behavior / access	%
Smoking	15.5%
Binge drinking	18.0%
No physical activity	21.7%
Less than 7 hrs sleep	32.8%
Depression	17.5%
Fair or poor health	13.2%
Poor mental health	13.3%
Poor physical health	10.3%
No health insurance	17.3%
Visited doctor (checkup)	73.3%
Visited dentist	68.9%
Cholesterol screening	93.2%
Teeth loss	10.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	386	7.8%

Disability	%
Any disability	9.4%
Under 18	3.2%
18–64 years	5.5%
65 and over	21.5%

Health insurance coverage

Type	%
Private insurance	67.8%
Public insurance	32.3%
No insurance	14.2%
Uninsured under 19	2.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,499	96.2%
Spanish	648	11.8%
Other Indo-European	599	10.9%
Asian & Pacific Islander	49	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,791	83.8%
Born in same state	4,662	81.5%
Born in different state	1,709	29.9%
Foreign born	129	2.3%
Naturalized citizen	926	16.2%
Not a US citizen	524	56.6%

Ancestry

Ancestry	Count	%
Italian	842	14.7%
French	629	11%
Arab	250	4.4%
English	79	1.4%

Ancestry	Count	%
Polish	64	1.1%
Norwegian	45	0.8%
Irish	8	0.1%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	97.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33070

What city is ZIP code 33070 in?

ZIP code 33070 is primarily assigned to Tavernier, Florida.

What county is ZIP code 33070 in?

ZIP code 33070 falls within Monroe County, Florida.

Does ZIP code 33070 have an older population?

27% of residents in ZIP code 33070 are 65 or older, above the national average of ~17%.

Does ZIP code 33070 have a large retiree population?

38% of households in ZIP code 33070 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 33070?

The median home value in ZIP code 33070 is $674,400.

What is the population of ZIP code 33070?

ZIP code 33070 has an estimated population of 5,717 residents, with a density of 1,351 people per square mile.

What timezone is ZIP code 33070 in?

ZIP code 33070 observes the EST timezone.