33036 ZIP Code — Islamorada, FL

Monroe County, Florida

ZIP code 33036 is located in Islamorada, Florida, within Monroe County. It covers approximately 5.85 square miles and serves a population of 3,620 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 305.

About ZIP code 33036

The housing stock consists of a mix of housing types. Most homes were built in the 1980s, giving the area an established character. Median home value is $916,900. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($91,932) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with arts, entertainment, and food service as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

Overall, ZIP code 33036 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,620

population

5.85

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33036 ZIP code map

Cities in ZIP code 33036

Below are the cities the US Postal Service accepts for ZIP code 33036. Using any city not on this list may result in mail delivery delays.

City	Status
Islamorada	Acceptable
Islamorada	Preferred

Nearby ZIP codes

33070 Tavernier (11 mi)

Demographics updated 05/2026

Population
Total population	3,620
Population density	619 / sq mi
State FIPS	12
County FIPS	087

Geography
Land area	5.85 sq mi
Water area	48.70 sq mi
Latitude	24.9067
Longitude	-80.6579
Timezone	Eastern (ET)
Area code	305

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.1%	34.6%	43.4%
$50k – $100k	28.3%	30.1%	30.8%
$100k – $200k	21.9%	25.6%	19.3%
Over $200k	12.7%	9.7%	6.4%

Demographics & statistics

3,620

Population

619

People per sq mi

55.2

Median age

$91,932

Median household income

$73,633

Per capita income

$916,900

Median home value

$2,033

Median monthly rent

80.0%

Home ownership

5.9%

Poverty rate

0.0%

Unemployment

3,143

Housing units

39.4%

Bachelor's or higher

Age distribution

Male Female

102

Under 5

5–9

101

10–14

15–19

20–24

179

25–34

147

124

35–44

101

318

45–54

260

203

55–59

166

180

60–64

148

380

65–74

311

199

75–84

163

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	560	15.5%
18 and over	3,060	84.5%
65 and over	1,119	30.9%
Median age	55.2 years

Race & ethnicity

White 80%

Hispanic or Latino 7.2%

Two or more races 6.7%

Other race 4.7%

Asian 1.3%

Black or African American 0.2%

Group	Count	%
White	3,121	80%
Hispanic or Latino	280	7.2%
Two or more races	260	6.7%
Other race	183	4.7%
Asian	50	1.3%
Black or African American	6	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	37.1%	34.6%	43.4%
$50k – $100k	28.3%	30.1%	30.8%
$100k – $200k	21.9%	25.6%	19.3%
Over $200k	12.7%	9.7%	6.4%

Under $10k 2.5%

$10k–$15k 0.7%

$15k–$25k 4.4%

$25k–$35k 9.3%

$35k–$50k 12.8%

$50k–$75k 10.6%

$75k–$100k 11.9%

$100k–$150k 15.1%

$150k–$200k 8.5%

$200k+ 24.1%

Range	% of households
Under $10k	2.5%
$10k–$15k	0.7%
$15k–$25k	4.4%
$25k–$35k	9.3%
$35k–$50k	12.8%
$50k–$75k	10.6%
$75k–$100k	11.9%
$100k–$150k	15.1%
$150k–$200k	8.5%
$200k+	24.1%
Median income	$91,932

Housing

Home values

Under $50k 1.9%

$50k–$100k 1.0%

$200k–$300k 1.3%

$300k–$500k 15.6%

$500k–$1M 38.5%

$1M+ 41.7%

Housing overview

Metric	Value
Median home value	$916,900
Median rent / month	$2,033
Owner occupied	80.0%
Renter occupied	20.0%
Vacant	51.7%
Single-family detached	60.3%
Large apartment buildings	15.3%
Mobile homes	5.1%
Median rooms	4.4
Avg household size (owned)	2.12

Year built

Era	%
2020 or later	0.0%
2010–2019	5.1%
2000–2009	9.1%
1990–1999	13.7%
1980–1989	29.1%
1970–1979	26.6%
1960–1969	13.3%
1950–1959	2.4%
1940–1949	0.0%
1939 or earlier	0.8%

Bedrooms

Size	% of units
No bedroom (studio)	5.8%
1 bedroom	9.7%
2 bedrooms	35.8%
3 bedrooms	31.4%
4 bedrooms	14.1%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	41.5%
2 vehicles	42.7%
3 or more	14.5%

Heating fuel

Fuel type	%
Utility gas	2.3%
Electricity	91.8%
Propane / LP gas	1.6%
No fuel used	4.3%

Households & families

Household type	Count	%
Married-couple family	834	49.6%
Cohabiting couple	91	5.4%
Male householder, no spouse	587	34.9%
Female householder, no spouse	169	10.1%
Households with children under 18	208	12.4%
Households with seniors (65+)	807	48.0%
Average household size	2.13

Marital status

Status	Male	Female
Never married	19.5%	9.9%
Married	59.8%	64.7%
Separated	3.4%	3.5%
Widowed	3.6%	5.5%
Divorced	13.7%	16.4%

Education

Less than 9th grade 1.0%

Some HS, no diploma 2.5%

HS graduate 26.1%

Some college, no degree 17.8%

Associate's degree 13.1%

Bachelor's degree 23.0%

Graduate / professional 16.4%

Metric	%
HS diploma or higher	96.5%
Bachelor's or higher	39.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	32	7.2%
Kindergarten	53	11.9%
Elementary school	282	63.4%
High school	56	12.6%
College / grad school	22	4.9%

Employment

Industry of employment

Arts, food & hospitality 21.1%

Finance & real estate 11.8%

Construction 11.4%

Professional & management 9.7%

Retail trade 8.9%

Other services 8.4%

Education & healthcare 8.3%

Manufacturing 7.3%

Transportation & utilities 4.6%

Public administration 4.3%

Wholesale trade 2.6%

Agriculture & mining 1.7%

Occupation

Category	%
Management, business & arts	33.0%
Service	15.6%
Sales & office	34.2%
Natural resources & construction	10.1%
Production & transportation	7.1%

Employment type

Type	%
Private sector	81.7%
Government	6.3%
Self-employed	12.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	64.4%
Carpool	3.6%
Public transit	1.2%
Walk	5.6%
Work from home	19.5%
Other means	5.7%
Avg commute (minutes)	26.4

Poverty

All people 5.9%

Under 18 years 2.7%

18 and over 6.5%

Married-couple families 1.7%

Female-led households 0.0%

Income support

Source	% of households
Social Security	45.2%
Retirement income	29.1%
Supplemental Security	1.9%
Cash public assistance	1.7%
Food stamps / SNAP	3.0%

Health indicators

Condition	%
Obesity	28.4%
High blood pressure	35.8%
High cholesterol	37.4%
Diabetes	11.3%
Heart disease	8.2%
Stroke	3.4%
Asthma	7.7%
Arthritis	27.4%
Kidney disease	3.3%
Pulmonary disease	8.2%
Cancer	9.0%

Behavior / access	%
Smoking	14.9%
Binge drinking	16.3%
No physical activity	21.3%
Less than 7 hrs sleep	31.6%
Depression	17.1%
Fair or poor health	13.5%
Poor mental health	12.3%
Poor physical health	10.9%
No health insurance	14.7%
Visited doctor (checkup)	75.7%
Visited dentist	70.2%
Cholesterol screening	94.5%
Teeth loss	9.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	293	9.6%

Disability	%
Any disability	9.1%
Under 18	0.0%
18–64 years	5.6%
65 and over	19.7%

Health insurance coverage

Type	%
Private insurance	70.3%
Public insurance	36.4%
No insurance	13.0%
Uninsured under 19	4.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,434	94.9%
Spanish	207	6.0%
Other Indo-European	178	5.2%
Asian & Pacific Islander	29	0.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,077	85.0%
Born in same state	3,077	85.0%
Born in different state	985	27.2%
Foreign born	0	0.0%
Naturalized citizen	543	15.0%
Not a US citizen	398	73.3%

Ancestry

Ancestry	Count	%
Arab	377	10.4%
French	374	10.3%
Italian	355	9.8%
Polish	50	1.4%

Ancestry	Count	%
Dutch	17	0.5%
German	12	0.3%
English	4	0.1%

Technology access

Metric	% of households
Computer access	46.4%
Internet access	95.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33036

What city is ZIP code 33036 in?

ZIP code 33036 is primarily assigned to Islamorada, Florida.

What county is ZIP code 33036 in?

ZIP code 33036 falls within Monroe County, Florida.

Does ZIP code 33036 have an older population?

31% of residents in ZIP code 33036 are 65 or older, above the national average of ~17%.

Does ZIP code 33036 have a large retiree population?

45% of households in ZIP code 33036 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 33036?

The median home value in ZIP code 33036 is $916,900.

Does ZIP code 33036 have a large veteran population?

10% of civilians in ZIP code 33036 are veterans, above the national average of ~7%.

What timezone is ZIP code 33036 in?

ZIP code 33036 observes the EST timezone.