75487 ZIP Code — Talco, TX

Franklin County, Texas

ZIP code 75487 is located in Talco, Texas, within Franklin County. It covers approximately 98.99 square miles and serves a population of 1,398 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 903.

About ZIP code 75487

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1950s, giving the area an established character. Median home value is $115,300. Owner-occupancy is high at 84%, well above the national average.

Median household income is $35,729. Poverty affects 29% of residents, above the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks. 20% of residents lack health insurance, above the national average.

Overall, ZIP code 75487 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,398
population
98.99
sq mi land
Standard
ZIP type
Central (CT)
timezone
75487 ZIP code map
Cities in ZIP code 75487

Below are the cities the US Postal Service accepts for ZIP code 75487. Using any city not on this list may result in mail delivery delays.

City Status
Talco Preferred
Nearby ZIP codes
75455 Mount Pleasant (7.8 mi) 75417 Bogata (10.5 mi) 75558 Cookville (13.2 mi) 75457 Mount Vernon (13.7 mi) 75550 Annona (14.5 mi) 75571 Omaha (16.5 mi) 75554 Avery (16.6 mi) 75481 Sulphur Bluff (19.4 mi)
Demographics updated 06/2026
Population
Total population 1,398
Population density 14 / sq mi
State FIPS 48
County FIPS 159
Geography
Land area 98.99 sq mi
Water area 1.30 sq mi
Latitude 33.3255
Longitude -95.0275
Timezone Central (CT)
Area code 903
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 44.1% 41.2% 39.5%
$50k – $100k 43.0% 27.4% 30.1%
$100k – $200k 11.4% 24.4% 22.6%
Over $200k 1.5% 7.0% 7.8%

Demographics & statistics

1,398
Population
14
People per sq mi
40.2
Median age
$35,729
Median household income
$21,668
Per capita income
$115,300
Median home value
$701
Median monthly rent
83.6%
Home ownership
28.6%
Poverty rate
4.5%
Unemployment
536
Housing units
20.1%
Bachelor's or higher

Age distribution

Male Female
22
Under 5
26
53
5–9
64
68
10–14
81
63
15–19
74
28
20–24
33
55
25–34
65
61
35–44
73
71
45–54
84
60
55–59
72
39
60–64
47
59
65–74
71
47
75–84
55
12
85+
15
← Male
Female →

Age summary

GroupCount%
Under 1840328.8%
18 and over99571.2%
65 and over25918.5%
Median age40.2 years

Race & ethnicity

White 66.9%
Hispanic or Latino 12.5%
Two or more races 8.7%
Black or African American 6.5%
Other race 5%
American Indian / Alaska Native 0.4%
GroupCount%
White1,06866.9%
Hispanic or Latino19912.5%
Two or more races1398.7%
Black or African American1046.5%
Other race805%
American Indian / Alaska Native70.4%

Household income

Income range This ZIP County avg State avg
Under $50k 44.1% 41.2% 39.5%
$50k – $100k 43.0% 27.4% 30.1%
$100k – $200k 11.4% 24.4% 22.6%
Over $200k 1.5% 7.0% 7.8%
Under $10k 14.6%
$10k–$15k 4.6%
$15k–$25k 13.2%
$25k–$35k 16.8%
$35k–$50k 6.4%
$50k–$75k 14.6%
$75k–$100k 11.4%
$100k–$150k 12.0%
$150k–$200k 1.0%
$200k+ 5.2%
Range% of households
Under $10k14.6%
$10k–$15k4.6%
$15k–$25k13.2%
$25k–$35k16.8%
$35k–$50k6.4%
$50k–$75k14.6%
$75k–$100k11.4%
$100k–$150k12.0%
$150k–$200k1.0%
$200k+5.2%
Median income$35,729

Housing

Home values

Under $50k 21.3%
$50k–$100k 17.5%
$100k–$150k 31.4%
$150k–$200k 14.1%
$200k–$300k 5.3%
$300k–$500k 9.1%
$500k–$1M 1.2%

Housing overview

MetricValue
Median home value$115,300
Median rent / month$701
Owner occupied83.6%
Renter occupied16.4%
Vacant19.3%
Single-family detached82.2%
Large apartment buildings0.0%
Mobile homes12.8%
Median rooms5.6
Avg household size (owned)2.68

Year built

Era%
2020 or later0.0%
2010–201910.8%
2000–200916.2%
1990–199911.0%
1980–19897.8%
1970–197911.3%
1960–19698.4%
1950–195920.2%
1940–19494.2%
1939 or earlier10.0%

Bedrooms

Size% of units
No bedroom (studio)1.9%
1 bedroom10.0%
2 bedrooms19.7%
3 bedrooms44.8%
4 bedrooms20.2%
5+ bedrooms3.2%

Vehicles per household

Vehicles% of households
No vehicle8.2%
1 vehicle28.5%
2 vehicles36.1%
3 or more27.3%

Heating fuel

Fuel type%
Utility gas35.1%
Electricity50.9%
Propane / LP gas12.4%
Wood1.6%

Households & families

Household typeCount%
Married-couple family22144.3%
Cohabiting couple377.4%
Male householder, no spouse8016.0%
Female householder, no spouse16132.3%
Households with children under 1811322.6%
Households with seniors (65+)18737.5%
Average household size2.80

Marital status

StatusMaleFemale
Never married22.1%35.9%
Married48.5%37.4%
Separated3.6%2.8%
Widowed7.9%12.5%
Divorced17.9%11.4%

Education

Less than 9th grade 15.6%
Some HS, no diploma 8.7%
HS graduate 33.6%
Some college, no degree 18.3%
Associate's degree 3.7%
Bachelor's degree 14.2%
Graduate / professional 5.9%
Metric%
HS diploma or higher75.7%
Bachelor's or higher20.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool133.0%
Kindergarten266.1%
Elementary school22953.5%
High school9622.4%
College / grad school6415.0%

Employment

Industry of employment

Education & healthcare 20.8%
Manufacturing 19.8%
Arts, food & hospitality 14.9%
Agriculture & mining 11.2%
Construction 8.9%
Retail trade 7.4%
Transportation & utilities 5.5%
Finance & real estate 2.8%
Professional & management 2.6%
Other services 2.5%
Wholesale trade 2.1%
Public administration 1.5%

Occupation

Category%
Management, business & arts20.2%
Service23.8%
Sales & office18.0%
Natural resources & construction15.9%
Production & transportation22.1%

Employment type

Type%
Private sector82.0%
Government15.1%
Self-employed2.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone79.2%
Carpool16.1%
Public transit0.0%
Walk2.1%
Work from home2.6%
Other means0.0%
Avg commute (minutes)29.2

Poverty

All people 28.6%
Under 18 years 35.7%
18 and over 25.7%
Married-couple families 20.8%
Female-led households 54.2%

Income support

Source% of households
Social Security36.5%
Retirement income23.6%
Supplemental Security14.6%
Cash public assistance8.2%
Food stamps / SNAP15.2%

Health indicators

Condition%
Obesity35.8%
High blood pressure37.1%
High cholesterol36.7%
Diabetes12.3%
Heart disease7.5%
Stroke3.5%
Asthma9.6%
Arthritis26.2%
Kidney disease3.2%
Pulmonary disease8.4%
Cancer7.0%
Behavior / access%
Smoking20.3%
Binge drinking18.1%
No physical activity25.7%
Less than 7 hrs sleep33.7%
Depression23.4%
Fair or poor health18.3%
Poor mental health16.0%
Poor physical health12.4%
No health insurance24.5%
Visited doctor (checkup)71.7%
Visited dentist54.5%
Cholesterol screening88.8%
Teeth loss15.4%

Veterans & disability

VeteransCount%
Civilian veterans595.9%
Disability%
Any disability17.0%
Under 1812.4%
18–64 years14.3%
65 and over32.0%

Health insurance coverage

Type%
Private insurance47.6%
Public insurance48.0%
No insurance20.2%
Uninsured under 199.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,35096.6%
Spanish1339.9%
Other Indo-European1339.9%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,20386.1%
Born in same state1,17183.8%
Born in different state88963.6%
Foreign born322.3%
Naturalized citizen19513.9%
Not a US citizen8041.0%

Ancestry

AncestryCount%
Arab26118.7%
French936.7%
AncestryCount%
Italian543.9%
German50.4%

Technology access

Metric% of households
Computer access35.7%
Internet access81.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 75487

What city is ZIP code 75487 in?

ZIP code 75487 is primarily assigned to Talco, Texas.

What county is ZIP code 75487 in?

ZIP code 75487 falls within Franklin County, Texas.

What is the poverty rate in ZIP code 75487?

29% of residents in ZIP code 75487 live below the poverty line, above the national average.

Is ZIP code 75487 mostly owner-occupied?

84% of occupied units in ZIP code 75487 are owner-occupied, well above the national average.

Does ZIP code 75487 have a large retiree population?

37% of households in ZIP code 75487 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 75487?

The median home value in ZIP code 75487 is $115,300.

What timezone is ZIP code 75487 in?

ZIP code 75487 observes the CST timezone.

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