Talco ZIP Code List — Franklin County, TX

There is one unique ZIP code in Talco, Texas and it is 75487. Area code: 903.

ZIP codes

98.99

sq mi land

1.30

sq mi water

903

area code

Talco, TX ZIP code map

About Talco, TX

Talco is a charming small town located in the state of Texas. It is situated within Franklin County and boasts a unique southern charm that attracts visitors and residents alike. Known for its close-knit community, Talco is a place where tradition and modern life coexist peacefully.

Location & geography

Talco is positioned in the northeastern part of Texas, approximately 10 miles southwest of Mount Pleasant. The town encompasses a land area of 98.99 square miles, with an additional 1.30 square miles of water, making it a scenic locale. The surrounding terrain features a mix of rural landscapes and proximity to nearby towns, such as Pittsburg, about 17 miles to the northeast, and Commerce, roughly 22 miles to the south.

Community & economy

The character of Talco is rooted in its strong community ties, where residents often engage in local events and support one another. The economy traditionally relied on agriculture and small-scale industries, contributing to a laid-back, rural lifestyle. Daily life in Talco is marked by a sense of hospitality and togetherness, as locals enjoy various community gatherings and outdoor activities.

Transportation

Talco is accessible via major highways, including U.S. Route 271, which connects the town to larger nearby cities. The closest significant airport is in Mount Pleasant, providing regional flights for travelers. Public transit options are limited, so residents and visitors typically rely on personal vehicles for transportation.

History

Founded in the early 1900s, Talco was initially developed around the railroad that played a crucial role in its growth. The town's economy has historically centered on agriculture, with cotton and cattle being key industries. Notable events in Talco's history include significant developments in community infrastructure and local celebrations that have endured through generations.

Did you know?

One surprising fact about Talco is that it has only one ZIP code, 75487, which is indicative of its small size. Additionally, the town has maintained a quaint and rural atmosphere, making it an idyllic spot for those looking to escape the hustle and bustle of larger cities.

ZIP codes for Talco, TX (1)

ZIP code	City	County	Map
75487	Talco	Franklin	View map

Demographics & statistics

1,398

Population

40.2

Median age

$35,729

Median household income

$21,668

Per capita income

$115,300

Median home value

$701

Median monthly rent

83.6%

Home ownership

28.6%

Poverty rate

4.5%

Unemployment

536

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	403	28.8%
18 and over	995	71.2%
65 and over	259	18.5%
Median age	40.2 years

Race & ethnicity

White 66.9%

Hispanic or Latino 12.5%

Two or more races 8.7%

Black or African American 6.5%

Other race 5%

American Indian / Alaska Native 0.4%

Group	Count	%
White	1,068	66.9%
Hispanic or Latino	199	12.5%
Two or more races	139	8.7%
Black or African American	104	6.5%
Other race	80	5%
American Indian / Alaska Native	7	0.4%

Household income

Under $10k 14.6%

$10k–$15k 4.6%

$15k–$25k 13.2%

$25k–$35k 16.8%

$35k–$50k 6.4%

$50k–$75k 14.6%

$75k–$100k 11.4%

$100k–$150k 12.0%

$150k–$200k 1.0%

$200k+ 5.2%

Range	% of households
Under $10k	14.6%
$10k–$15k	4.6%
$15k–$25k	13.2%
$25k–$35k	16.8%
$35k–$50k	6.4%
$50k–$75k	14.6%
$75k–$100k	11.4%
$100k–$150k	12.0%
$150k–$200k	1.0%
$200k+	5.2%
Median income	$35,729

Housing

Home values

Under $50k 21.3%

$50k–$100k 17.5%

$100k–$150k 31.4%

$150k–$200k 14.1%

$200k–$300k 5.3%

$300k–$500k 9.1%

$500k–$1M 1.2%

Housing overview

Metric	Value
Median home value	$115,300
Median rent / month	$701
Owner occupied	83.6%
Renter occupied	16.4%
Vacant	19.3%
Single-family detached	82.2%
Large apartment buildings	0.0%
Mobile homes	12.8%
Median rooms	5.6
Avg household size (owned)	2.68

Year built

Era	%
2020 or later	0.0%
2010–2019	10.8%
2000–2009	16.2%
1990–1999	11.0%
1980–1989	7.8%
1970–1979	11.3%
1960–1969	8.4%
1950–1959	20.2%
1940–1949	4.2%
1939 or earlier	10.0%

Bedrooms

Size	% of units
No bedroom (studio)	1.9%
1 bedroom	10.0%
2 bedrooms	19.7%
3 bedrooms	44.8%
4 bedrooms	20.2%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	8.2%
1 vehicle	28.5%
2 vehicles	36.1%
3 or more	27.3%

Heating fuel

Fuel type	%
Utility gas	35.1%
Electricity	50.9%
Propane / LP gas	12.4%
Wood	1.6%

Households & families

Household type	Count	%
Married-couple family	221	44.3%
Cohabiting couple	37	7.4%
Male householder, no spouse	80	16.0%
Female householder, no spouse	161	32.3%
Households with children under 18	113	22.6%
Households with seniors (65+)	187	37.5%
Average household size	2.80

Marital status

Status	Male	Female
Never married	22.1%	35.9%
Married	48.5%	37.4%
Separated	3.6%	2.8%
Widowed	7.9%	12.5%
Divorced	17.9%	11.4%

Education

Less than 9th grade 15.6%

Some HS, no diploma 8.7%

HS graduate 33.6%

Some college, no degree 18.3%

Associate's degree 3.7%

Bachelor's degree 14.2%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	75.7%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	13	3.0%
Kindergarten	26	6.1%
Elementary school	229	53.5%
High school	96	22.4%
College / grad school	64	15.0%

Employment

Industry of employment

Education & healthcare 20.8%

Manufacturing 19.8%

Arts, food & hospitality 14.9%

Agriculture & mining 11.2%

Construction 8.9%

Retail trade 7.4%

Transportation & utilities 5.5%

Finance & real estate 2.8%

Professional & management 2.6%

Other services 2.5%

Wholesale trade 2.1%

Public administration 1.5%

Occupation

Category	%
Management, business & arts	20.2%
Service	23.8%
Sales & office	18.0%
Natural resources & construction	15.9%
Production & transportation	22.1%

Employment type

Type	%
Private sector	82.0%
Government	15.1%
Self-employed	2.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.2%
Carpool	16.1%
Public transit	0.0%
Walk	2.1%
Other means	0.0%
Avg commute (minutes)	29.2

Poverty

All people 28.6%

Under 18 years 35.7%

18 and over 25.7%

Married-couple families 20.8%

Female-led households 54.2%

Income support

Source	% of households
Social Security	36.5%
Retirement income	23.6%
Supplemental Security	14.6%
Cash public assistance	8.2%
Food stamps / SNAP	15.2%

Health indicators

Condition	%
High blood pressure	37.1%
High cholesterol	36.7%
Heart disease	7.5%
Stroke	3.5%
Asthma	9.6%
Arthritis	26.2%
Kidney disease	3.2%
Pulmonary disease	8.4%
Cancer	7.0%

Behavior / access	%
Binge drinking	18.1%
No physical activity	25.7%
Less than 7 hrs sleep	33.7%
Fair or poor health	18.3%
Poor mental health	16.0%
Poor physical health	12.4%
No health insurance	24.5%
Visited doctor (checkup)	71.7%
Visited dentist	54.5%
Cholesterol screening	88.8%
Teeth loss	15.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	59	5.9%

Disability	%
Any disability	17.0%
Under 18	12.4%
18–64 years	14.3%
65 and over	32.0%

Health insurance coverage

Type	%
Private insurance	47.6%
Public insurance	48.0%
Uninsured under 19	9.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,350	96.6%
Spanish	133	9.9%
Other Indo-European	133	9.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,203	86.1%
Born in same state	1,171	83.8%
Born in different state	889	63.6%
Foreign born	32	2.3%
Naturalized citizen	195	13.9%
Not a US citizen	80	41.0%

Ancestry

Ancestry	Count	%
Arab	261	18.7%
French	93	6.7%

Ancestry	Count	%
Italian	54	3.9%
German	5	0.4%

Technology access

Metric	% of households
Computer access	35.7%
Internet access	81.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Talco, TX?

Talco, TX has one ZIP code: 75487.

What is the main ZIP code for Talco, TX?

The primary ZIP code for Talco, TX is 75487. The city uses area code 903 for phone service.

What county is Talco, TX in?

Talco is located in Franklin County, Texas.

How many ZIP codes are in Talco, TX?

Talco, TX has 1 ZIP code.

What ZIP code covers downtown Talco and the historic Franklin County courthouse area?

Downtown Talco, including the courthouse district, is located in ZIP code 75487, which serves as the primary postal code for the city's central business and civic areas.

Which ZIP code should I use for mailing to addresses in Talco near the city's main residential neighborhoods?

All residential areas and neighborhoods within Talco use ZIP code 75487, as this is the sole ZIP code serving the entire city.