76401 ZIP Code — Stephenville, TX
Erath County, Texas
ZIP code 76401 is located in Stephenville, Texas, within Erath County. It covers approximately 411.29 square miles and serves a population of 30,703 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 254.
About ZIP code 76401
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $227,500. Owner-occupancy sits near the national average at 57%.
Median household income is $56,918.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 18 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
30,703
population
411.29
sq mi land
Standard
ZIP type
Central (CT)
timezone
76401 ZIP code map
Cities in ZIP code 76401
Below are the cities the US Postal Service accepts for ZIP code 76401. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Stephenville | Preferred |
Nearby ZIP codes
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 30,703 |
| Population density | 75 / sq mi |
| State FIPS | 48 |
| County FIPS | 143 |
| Geography | |
|---|---|
| Land area | 411.29 sq mi |
| Water area | 2.83 sq mi |
| Latitude | 32.2320 |
| Longitude | -98.2133 |
| Timezone | Central (CT) |
| Area code | 254 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.9% | 45.8% | 39.5% |
| $50k – $100k | 27.9% | 29.2% | 30.1% |
| $100k – $200k | 21.8% | 21.2% | 22.6% |
| Over $200k | 3.4% | 3.8% | 7.8% |
Demographics & statistics
30,703
Population
75
People per sq mi
29.6
Median age
$56,918
Median household income
$31,001
Per capita income
$227,500
Median home value
$1,079
Median monthly rent
56.8%
Home ownership
16.6%
Poverty rate
6.2%
Unemployment
8,380
Housing units
34.8%
Bachelor's or higher
Age distribution
Male
Female
824
Under 5
906
804
5–9
884
799
10–14
877
1,567
15–19
1,722
2,234
20–24
2,455
2,114
25–34
2,323
1,597
35–44
1,754
1,381
45–54
1,517
755
55–59
830
639
60–64
703
1,076
65–74
1,182
583
75–84
641
255
85+
281
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 6,174 | 20.1% |
| 18 and over | 24,529 | 79.9% |
| 65 and over | 4,018 | 13.1% |
| Median age | 29.6 years | |
Race & ethnicity
White
73.5%
Hispanic or Latino
10.5%
Two or more races
6.9%
Other race
5.4%
Black or African American
1.7%
Asian
1.2%
American Indian / Alaska Native
0.8%
| Group | Count | % |
|---|---|---|
| White | 25,229 | 73.5% |
| Hispanic or Latino | 3,610 | 10.5% |
| Two or more races | 2,360 | 6.9% |
| Other race | 1,860 | 5.4% |
| Black or African American | 575 | 1.7% |
| Asian | 403 | 1.2% |
| American Indian / Alaska Native | 276 | 0.8% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 46.9% | 45.8% | 39.5% |
| $50k – $100k | 27.9% | 29.2% | 30.1% |
| $100k – $200k | 21.8% | 21.2% | 22.6% |
| Over $200k | 3.4% | 3.8% | 7.8% |
Under $10k
10.1%
$10k–$15k
3.3%
$15k–$25k
9.3%
$25k–$35k
8.8%
$35k–$50k
13.3%
$50k–$75k
15.5%
$75k–$100k
12.9%
$100k–$150k
17.1%
$150k–$200k
4.2%
$200k+
5.5%
| Range | % of households |
|---|---|
| Under $10k | 10.1% |
| $10k–$15k | 3.3% |
| $15k–$25k | 9.3% |
| $25k–$35k | 8.8% |
| $35k–$50k | 13.3% |
| $50k–$75k | 15.5% |
| $75k–$100k | 12.9% |
| $100k–$150k | 17.1% |
| $150k–$200k | 4.2% |
| $200k+ | 5.5% |
| Median income | $56,918 |
Housing
Home values
Under $50k
10.2%
$50k–$100k
7.0%
$100k–$150k
12.2%
$150k–$200k
12.7%
$200k–$300k
28.0%
$300k–$500k
17.2%
$500k–$1M
9.8%
$1M+
2.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $227,500 |
| Median rent / month | $1,079 |
| Owner occupied | 56.8% |
| Renter occupied | 43.2% |
| Vacant | 12.0% |
| Single-family detached | 63.2% |
| Large apartment buildings | 6.3% |
| Mobile homes | 11.6% |
| Median rooms | 5.3 |
| Avg household size (owned) | 2.59 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 17.3% |
| 2000–2009 | 14.4% |
| 1990–1999 | 12.7% |
| 1980–1989 | 15.7% |
| 1970–1979 | 17.6% |
| 1960–1969 | 7.9% |
| 1950–1959 | 5.7% |
| 1940–1949 | 3.1% |
| 1939 or earlier | 5.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.9% |
| 1 bedroom | 12.7% |
| 2 bedrooms | 26.7% |
| 3 bedrooms | 42.4% |
| 4 bedrooms | 13.4% |
| 5+ bedrooms | 2.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.7% |
| 1 vehicle | 25.8% |
| 2 vehicles | 45.4% |
| 3 or more | 24.1% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 19.1% |
| Electricity | 74.6% |
| Propane / LP gas | 5.2% |
| Wood | 0.6% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,621 | 47.2% |
| Cohabiting couple | 943 | 7.9% |
| Male householder, no spouse | 1,904 | 16.0% |
| Female householder, no spouse | 3,429 | 28.8% |
| Households with children under 18 | 3,480 | 29.3% |
| Households with seniors (65+) | 3,049 | 25.6% |
| Average household size | 2.42 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 41.8% | 39.3% |
| Married | 48.8% | 42.6% |
| Separated | 1.4% | 1.0% |
| Widowed | 2.7% | 8.6% |
| Divorced | 5.3% | 8.6% |
Education
Less than 9th grade
4.8%
Some HS, no diploma
6.7%
HS graduate
24.7%
Some college, no degree
21.1%
Associate's degree
7.9%
Bachelor's degree
23.8%
Graduate / professional
11.0%
| Metric | % |
|---|---|
| HS diploma or higher | 88.5% |
| Bachelor's or higher | 34.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 352 | 3.4% |
| Kindergarten | 142 | 1.4% |
| Elementary school | 2,872 | 27.6% |
| High school | 1,522 | 14.6% |
| College / grad school | 5,534 | 53.1% |
Employment
Industry of employment
Education & healthcare
23.9%
Retail trade
10.6%
Agriculture & mining
10.5%
Arts, food & hospitality
8.9%
Manufacturing
8.7%
Professional & management
8.5%
Construction
7.8%
Transportation & utilities
5.3%
Other services
5.0%
Finance & real estate
3.7%
Public administration
3.7%
Information
2.1%
Wholesale trade
1.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 35.5% |
| Service | 18.1% |
| Sales & office | 20.9% |
| Natural resources & construction | 11.6% |
| Production & transportation | 13.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 74.0% |
| Government | 15.9% |
| Self-employed | 9.2% |
| Unpaid family workers | 0.9% |
Commute
| Method | % |
|---|---|
| Drive alone | 78.5% |
| Carpool | 9.6% |
| Public transit | 0.0% |
| Walk | 3.2% |
| Work from home | 5.7% |
| Other means | 3.0% |
| Avg commute (minutes) | 18.1 |
Poverty
All people
16.6%
Under 18 years
10.5%
18 and over
18.2%
Married-couple families
3.3%
Female-led households
20.7%
Income support
| Source | % of households |
|---|---|
| Social Security | 24.9% |
| Retirement income | 19.4% |
| Supplemental Security | 4.3% |
| Cash public assistance | 2.4% |
| Food stamps / SNAP | 7.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.8% |
| High blood pressure | 29.7% |
| High cholesterol | 30.1% |
| Diabetes | 9.0% |
| Heart disease | 5.6% |
| Stroke | 2.6% |
| Asthma | 9.6% |
| Arthritis | 19.7% |
| Kidney disease | 2.6% |
| Pulmonary disease | 6.3% |
| Cancer | 5.4% |
| Behavior / access | % |
|---|---|
| Smoking | 16.8% |
| Binge drinking | 20.7% |
| No physical activity | 21.9% |
| Less than 7 hrs sleep | 31.8% |
| Depression | 23.9% |
| Fair or poor health | 14.7% |
| Poor mental health | 17.1% |
| Poor physical health | 10.2% |
| No health insurance | 22.7% |
| Visited doctor (checkup) | 69.1% |
| Visited dentist | 57.2% |
| Cholesterol screening | 84.8% |
| Teeth loss | 14.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,308 | 5.3% |
| Disability | % |
|---|---|
| Any disability | 12.1% |
| Under 18 | 5.5% |
| 18–64 years | 9.5% |
| 65 and over | 36.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 70.5% |
| Public insurance | 27.1% |
| No insurance | 13.6% |
| Uninsured under 19 | 7.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 28,973 | 94.4% |
| Spanish | 1,571 | 5.4% |
| Other Indo-European | 1,391 | 4.8% |
| Asian & Pacific Islander | 21 | 0.1% |
| Other languages | 159 | 0.5% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 28,875 | 94.0% |
| Born in same state | 28,521 | 92.9% |
| Born in different state | 21,788 | 71.0% |
| Foreign born | 354 | 1.2% |
| Naturalized citizen | 1,828 | 6.0% |
| Not a US citizen | 782 | 42.8% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,588 | 14.9% |
| Italian | 2,954 | 9.6% |
| Arab | 2,138 | 7% |
| English | 261 | 0.9% |
| Polish | 153 | 0.5% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 49 | 0.2% |
| Irish | 35 | 0.1% |
| Norwegian | 33 | 0.1% |
| German | 17 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.7% |
| Internet access | 95.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 76401
What city is ZIP code 76401 in?
ZIP code 76401 is primarily assigned to Stephenville, Texas.
What county is ZIP code 76401 in?
ZIP code 76401 falls within Erath County, Texas.
What is the poverty rate in ZIP code 76401?
17% of residents in ZIP code 76401 live below the poverty line, above the national average.
What is the population of ZIP code 76401?
ZIP code 76401 has an estimated population of 30,703 residents, with a density of 75 people per square mile.
What is the median household income in ZIP code 76401?
The median household income in ZIP code 76401 is $56,918, below the national median of ~$75,000.
What is the typical home value in ZIP code 76401?
The median home value in ZIP code 76401 is $227,500.
What timezone is ZIP code 76401 in?
ZIP code 76401 observes the CST timezone.