56468 ZIP Code — Nisswa, MN

Crow Wing County, Minnesota

ZIP code 56468 is located in Nisswa, Minnesota, within Crow Wing County. It covers approximately 49.81 square miles and serves a population of 4,522 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56468

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $384,000. Owner-occupancy is high at 93%, well above the national average.

The gap between median ($96,591) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Overall, ZIP code 56468 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,522

population

49.81

sq mi land

Standard

ZIP type

Central (CT)

timezone

56468 ZIP code map

Cities in ZIP code 56468

Below are the cities the US Postal Service accepts for ZIP code 56468. Using any city not on this list may result in mail delivery delays.

City	Status
Nisswa	Acceptable
Nisswa	Preferred

Nearby ZIP codes

56473 Pillager (9.2 mi) 56465 Merrifield (9.5 mi) 56465 Merrifield (9.5 mi) 56425 Baxter (9.7 mi) 56472 Pequot Lakes (11.5 mi) 56401 Brainerd (13.6 mi) 56455 Ironton (14.3 mi) 56466 Motley (17.6 mi) 56442 Crosslake (17.6 mi) 56441 Crosby (17.7 mi) 56474 Pine River (17.9 mi) 56449 Fort Ripley (19.1 mi)

Demographics updated 06/2026

Population
Total population	4,522
Population density	91 / sq mi
State FIPS	27
County FIPS	035

Geography
Land area	49.81 sq mi
Water area	20.04 sq mi
Latitude	46.4731
Longitude	-94.2982
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.8%	42.2%	33.6%
$50k – $100k	36.6%	33.1%	31.5%
$100k – $200k	30.6%	20.8%	26.5%
Over $200k	7.0%	3.9%	8.5%

Demographics & statistics

4,522

Population

People per sq mi

52.8

Median age

$96,591

Median household income

$52,698

Per capita income

$384,000

Median home value

$993

Median monthly rent

93.0%

Home ownership

5.4%

Poverty rate

2.8%

Unemployment

3,529

Housing units

42.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

114

5–9

111

10–14

123

15–19

106

127

20–24

110

170

25–34

147

246

35–44

214

349

45–54

303

212

55–59

183

237

60–64

205

400

65–74

347

195

75–84

169

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	720	15.9%
18 and over	3,802	84.1%
65 and over	1,211	26.8%
Median age	52.8 years

Race & ethnicity

White 91.8%

Two or more races 4.5%

Hispanic or Latino 2.4%

Black or African American 0.7%

American Indian / Alaska Native 0.5%

Asian 0.1%

Other race 0.1%

Group	Count	%
White	4,249	91.8%
Two or more races	209	4.5%
Hispanic or Latino	109	2.4%
Black or African American	33	0.7%
American Indian / Alaska Native	21	0.5%
Asian	6	0.1%
Other race	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	25.8%	42.2%	33.6%
$50k – $100k	36.6%	33.1%	31.5%
$100k – $200k	30.6%	20.8%	26.5%
Over $200k	7.0%	3.9%	8.5%

Under $10k 1.5%

$10k–$15k 2.0%

$15k–$25k 3.2%

$25k–$35k 8.2%

$35k–$50k 7.8%

$50k–$75k 15.3%

$75k–$100k 13.0%

$100k–$150k 24.8%

$150k–$200k 11.4%

$200k+ 12.8%

Range	% of households
Under $10k	1.5%
$10k–$15k	2.0%
$15k–$25k	3.2%
$25k–$35k	8.2%
$35k–$50k	7.8%
$50k–$75k	15.3%
$75k–$100k	13.0%
$100k–$150k	24.8%
$150k–$200k	11.4%
$200k+	12.8%
Median income	$96,591

Housing

Home values

Under $50k 2.2%

$50k–$100k 1.7%

$100k–$150k 6.7%

$150k–$200k 7.3%

$200k–$300k 19.9%

$300k–$500k 26.8%

$500k–$1M 28.6%

$1M+ 6.9%

Housing overview

Metric	Value
Median home value	$384,000
Median rent / month	$993
Owner occupied	93.0%
Renter occupied	7.0%
Vacant	47.7%
Single-family detached	91.3%
Large apartment buildings	0.5%
Mobile homes	3.9%
Median rooms	6.4
Avg household size (owned)	2.38

Year built

Era	%
2020 or later	0.3%
2010–2019	8.7%
2000–2009	21.6%
1990–1999	21.6%
1980–1989	17.1%
1970–1979	13.8%
1960–1969	5.3%
1950–1959	4.2%
1940–1949	2.2%
1939 or earlier	5.3%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	6.8%
2 bedrooms	16.9%
3 bedrooms	38.5%
4 bedrooms	24.6%
5+ bedrooms	13.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.8%
1 vehicle	22.3%
2 vehicles	46.6%
3 or more	30.2%

Heating fuel

Fuel type	%
Utility gas	63.9%
Electricity	19.2%
Propane / LP gas	11.2%
Wood	4.2%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	1,229	64.1%
Cohabiting couple	148	7.7%
Male householder, no spouse	275	14.3%
Female householder, no spouse	266	13.9%
Households with children under 18	432	22.5%
Households with seniors (65+)	807	42.1%
Average household size	2.36

Marital status

Status	Male	Female
Never married	24.1%	14.5%
Married	63.4%	66.5%
Separated	0.3%	0.2%
Widowed	2.1%	10.1%
Divorced	10.1%	8.8%

Education

Less than 9th grade 0.4%

Some HS, no diploma 3.7%

HS graduate 22.5%

Some college, no degree 17.6%

Associate's degree 13.4%

Bachelor's degree 29.4%

Graduate / professional 13.0%

Metric	%
HS diploma or higher	95.8%
Bachelor's or higher	42.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	66	7.7%
Kindergarten	47	5.5%
Elementary school	329	38.2%
High school	205	23.8%
College / grad school	214	24.9%

Employment

Industry of employment

Education & healthcare 19.9%

Retail trade 13.8%

Arts, food & hospitality 11.2%

Finance & real estate 10.8%

Professional & management 10.4%

Transportation & utilities 7.5%

Manufacturing 7.4%

Construction 6.0%

Public administration 4.6%

Information 2.6%

Other services 2.2%

Agriculture & mining 2.1%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	40.2%
Service	15.3%
Sales & office	25.0%
Natural resources & construction	4.3%
Production & transportation	15.1%

Employment type

Type	%
Private sector	80.5%
Government	12.7%
Self-employed	6.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.5%
Carpool	8.5%
Public transit	0.0%
Walk	0.6%
Work from home	12.6%
Other means	1.7%
Avg commute (minutes)	24.2

Poverty

All people 5.4%

Under 18 years 4.6%

18 and over 5.6%

Married-couple families 4.7%

Female-led households 2.9%

Income support

Source	% of households
Social Security	41.7%
Retirement income	30.4%
Supplemental Security	2.6%
Cash public assistance	1.3%
Food stamps / SNAP	0.9%

Health indicators

Condition	%
Obesity	34.6%
High blood pressure	33.7%
High cholesterol	33.2%
Diabetes	10.4%
Heart disease	7.3%
Stroke	3.2%
Asthma	8.3%
Arthritis	27.7%
Kidney disease	3.1%
Pulmonary disease	6.0%
Cancer	8.7%

Behavior / access	%
Smoking	16.4%
Binge drinking	18.4%
No physical activity	19.6%
Less than 7 hrs sleep	26.4%
Depression	20.4%
Fair or poor health	11.6%
Poor mental health	11.5%
Poor physical health	9.6%
No health insurance	9.0%
Visited doctor (checkup)	74.2%
Visited dentist	68.6%
Cholesterol screening	92.1%
Teeth loss	9.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	348	9.2%

Disability	%
Any disability	9.1%
Under 18	4.7%
18–64 years	4.5%
65 and over	21.6%

Health insurance coverage

Type	%
Private insurance	79.1%
Public insurance	38.1%
No insurance	5.5%
Uninsured under 19	8.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,363	96.5%
Spanish	38	0.9%
Other Indo-European	9	0.2%
Asian & Pacific Islander	22	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,407	97.5%
Born in same state	4,374	96.7%
Born in different state	3,408	75.4%
Foreign born	33	0.7%
Naturalized citizen	115	2.5%
Not a US citizen	61	53.0%

Ancestry

Ancestry	Count	%
Polish	811	17.9%
Italian	475	10.5%
French	395	8.7%
Arab	157	3.5%
English	81	1.8%

Ancestry	Count	%
Norwegian	49	1.1%
Dutch	41	0.9%
German	19	0.4%
Irish	19	0.4%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	95.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56468

What city is ZIP code 56468 in?

ZIP code 56468 is primarily assigned to Nisswa, Minnesota.

What county is ZIP code 56468 in?

ZIP code 56468 falls within Crow Wing County, Minnesota.

Is ZIP code 56468 mostly owner-occupied?

93% of occupied units in ZIP code 56468 are owner-occupied, well above the national average.

Does ZIP code 56468 have an older population?

27% of residents in ZIP code 56468 are 65 or older, above the national average of ~17%.

Does ZIP code 56468 have a large retiree population?

42% of households in ZIP code 56468 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 56468?

The median home value in ZIP code 56468 is $384,000.

What timezone is ZIP code 56468 in?

ZIP code 56468 observes the CST timezone.