56474 ZIP Code — Pine River, MN

Cass County, Minnesota

ZIP code 56474 is located in Pine River, Minnesota, within Cass County. It covers approximately 230.48 square miles and serves a population of 4,444 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 218.

About ZIP code 56474

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $198,100. Owner-occupancy is high at 80%, well above the national average.

The gap between median ($52,647) and mean household income suggests income inequality — a small number of higher earners pull the average up. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 56474 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,444

population

230.48

sq mi land

Standard

ZIP type

Central (CT)

timezone

56474 ZIP code map

Cities in ZIP code 56474

Below are the cities the US Postal Service accepts for ZIP code 56474. Using any city not on this list may result in mail delivery delays.

City	Status
Pine River	Acceptable
Pine River	Preferred

Nearby ZIP codes

56472 Pequot Lakes (7.1 mi) 56435 Backus (8.3 mi) 56452 Hackensack (17.1 mi) 56442 Crosslake (17.6 mi) 56468 Nisswa (17.9 mi) 56448 Fifty Lakes (18.8 mi)

Demographics updated 05/2026

Population
Total population	4,444
Population density	19 / sq mi
State FIPS	27
County FIPS	021

Geography
Land area	230.48 sq mi
Water area	14.51 sq mi
Latitude	46.7029
Longitude	-94.4700
Timezone	Central (CT)
Area code	218

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.8%	47.9%	33.6%
$50k – $100k	27.6%	30.8%	31.5%
$100k – $200k	13.2%	18.6%	26.5%
Over $200k	2.4%	2.7%	8.5%

Demographics & statistics

4,444

Population

People per sq mi

47.5

Median age

$52,647

Median household income

$34,836

Per capita income

$198,100

Median home value

$844

Median monthly rent

79.6%

Home ownership

10.8%

Poverty rate

4.0%

Unemployment

2,377

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

137

Under 5

121

136

5–9

121

146

10–14

129

15–19

20–24

249

25–34

221

267

35–44

236

283

45–54

250

197

55–59

174

161

60–64

143

347

65–74

307

179

75–84

159

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	898	20.2%
18 and over	3,546	79.8%
65 and over	1,120	25.2%
Median age	47.5 years

Race & ethnicity

White 87.5%

Two or more races 5.1%

Hispanic or Latino 3.5%

American Indian / Alaska Native 1.7%

Asian 1.3%

Other race 0.7%

Black or African American 0.1%

Group	Count	%
White	4,030	87.5%
Two or more races	234	5.1%
Hispanic or Latino	162	3.5%
American Indian / Alaska Native	80	1.7%
Asian	61	1.3%
Other race	33	0.7%
Black or African American	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	56.8%	47.9%	33.6%
$50k – $100k	27.6%	30.8%	31.5%
$100k – $200k	13.2%	18.6%	26.5%
Over $200k	2.4%	2.7%	8.5%

Under $10k 4.7%

$10k–$15k 4.3%

$15k–$25k 8.9%

$25k–$35k 10.2%

$35k–$50k 18.6%

$50k–$75k 20.1%

$75k–$100k 10.7%

$100k–$150k 12.2%

$150k–$200k 4.8%

$200k+ 5.5%

Range	% of households
Under $10k	4.7%
$10k–$15k	4.3%
$15k–$25k	8.9%
$25k–$35k	10.2%
$35k–$50k	18.6%
$50k–$75k	20.1%
$75k–$100k	10.7%
$100k–$150k	12.2%
$150k–$200k	4.8%
$200k+	5.5%
Median income	$52,647

Housing

Home values

Under $50k 5.6%

$50k–$100k 11.6%

$100k–$150k 14.8%

$150k–$200k 18.8%

$200k–$300k 23.4%

$300k–$500k 14.6%

$500k–$1M 8.3%

$1M+ 3.0%

Housing overview

Metric	Value
Median home value	$198,100
Median rent / month	$844
Owner occupied	79.6%
Renter occupied	20.4%
Vacant	31.3%
Single-family detached	80.5%
Large apartment buildings	3.2%
Mobile homes	8.1%
Median rooms	5.4
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	1.0%
2010–2019	5.7%
2000–2009	16.5%
1990–1999	16.2%
1980–1989	13.2%
1970–1979	21.7%
1960–1969	7.5%
1950–1959	6.3%
1940–1949	5.1%
1939 or earlier	6.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	11.4%
2 bedrooms	32.4%
3 bedrooms	30.8%
4 bedrooms	15.9%
5+ bedrooms	7.0%

Vehicles per household

Vehicles	% of households
No vehicle	4.6%
1 vehicle	30.0%
2 vehicles	40.2%
3 or more	25.2%

Heating fuel

Fuel type	%
Utility gas	28.5%
Electricity	21.8%
Propane / LP gas	33.1%
Fuel oil	1.2%
Wood	12.8%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	959	50.5%
Cohabiting couple	127	6.7%
Male householder, no spouse	477	25.1%
Female householder, no spouse	335	17.7%
Households with children under 18	441	23.2%
Households with seniors (65+)	707	37.2%
Average household size	2.28

Marital status

Status	Male	Female
Never married	28.7%	19.7%
Married	51.1%	59.7%
Separated	0.6%	0.6%
Widowed	6.1%	7.5%
Divorced	13.5%	12.5%

Education

Less than 9th grade 1.0%

Some HS, no diploma 6.1%

HS graduate 34.1%

Some college, no degree 26.5%

Associate's degree 11.8%

Bachelor's degree 13.6%

Graduate / professional 6.8%

Metric	%
HS diploma or higher	92.9%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	68	8.4%
Kindergarten	36	4.4%
Elementary school	418	51.5%
High school	151	18.6%
College / grad school	139	17.1%

Employment

Industry of employment

Education & healthcare 23.2%

Manufacturing 14.0%

Retail trade 13.4%

Arts, food & hospitality 13.0%

Construction 12.0%

Professional & management 6.6%

Finance & real estate 4.0%

Public administration 4.0%

Other services 2.5%

Agriculture & mining 2.3%

Transportation & utilities 2.2%

Information 1.5%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	28.8%
Service	23.3%
Sales & office	19.9%
Natural resources & construction	13.5%
Production & transportation	14.4%

Employment type

Type	%
Private sector	78.0%
Government	12.6%
Self-employed	9.1%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	74.7%
Carpool	13.7%
Public transit	0.2%
Walk	1.9%
Work from home	7.3%
Other means	2.2%
Avg commute (minutes)	23.2

Poverty

All people 10.8%

Under 18 years 18.2%

18 and over 8.9%

Married-couple families 3.9%

Female-led households 26.8%

Income support

Source	% of households
Social Security	38.5%
Retirement income	24.8%
Supplemental Security	3.8%
Cash public assistance	5.0%
Food stamps / SNAP	8.6%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	35.1%
High cholesterol	32.5%
Diabetes	11.3%
Heart disease	8.1%
Stroke	3.9%
Asthma	8.9%
Arthritis	28.3%
Kidney disease	3.5%
Pulmonary disease	7.4%
Cancer	8.4%

Behavior / access	%
Smoking	19.6%
Binge drinking	18.2%
No physical activity	23.8%
Less than 7 hrs sleep	28.0%
Depression	21.9%
Fair or poor health	14.9%
Poor mental health	13.2%
Poor physical health	11.4%
No health insurance	11.4%
Visited doctor (checkup)	72.1%
Visited dentist	62.8%
Cholesterol screening	89.9%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	359	10.1%

Disability	%
Any disability	15.7%
Under 18	4.1%
18–64 years	15.1%
65 and over	26.8%

Health insurance coverage

Type	%
Private insurance	60.4%
Public insurance	52.9%
No insurance	7.3%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,186	94.2%
Spanish	50	1.2%
Other Indo-European	5	0.1%
Asian & Pacific Islander	0	0.0%
Other languages	45	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,363	98.2%
Born in same state	4,342	97.7%
Born in different state	3,361	75.6%
Foreign born	21	0.5%
Naturalized citizen	81	1.8%
Not a US citizen	69	85.2%

Ancestry

Ancestry	Count	%
Polish	583	13.1%
Italian	448	10.1%
French	308	6.9%
Arab	182	4.1%
German	131	2.9%

Ancestry	Count	%
English	90	2%
Dutch	71	1.6%
Irish	5	0.1%
Norwegian	4	0.1%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 56474

What city is ZIP code 56474 in?

ZIP code 56474 is primarily assigned to Pine River, Minnesota.

What county is ZIP code 56474 in?

ZIP code 56474 falls within Cass County, Minnesota.

Does ZIP code 56474 have an older population?

25% of residents in ZIP code 56474 are 65 or older, above the national average of ~17%.

Does ZIP code 56474 have a large retiree population?

39% of households in ZIP code 56474 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 56474 have a large veteran population?

10% of civilians in ZIP code 56474 are veterans, above the national average of ~7%.

What is the population of ZIP code 56474?

ZIP code 56474 has an estimated population of 4,444 residents, with a density of 19 people per square mile.

What timezone is ZIP code 56474 in?

ZIP code 56474 observes the CST timezone.