04055 ZIP Code — Naples, ME

Cumberland County, Maine

ZIP code 04055 is located in Naples, Maine, within Cumberland County. It covers approximately 31.84 square miles and serves a population of 3,928 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04055

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $230,900. Owner-occupancy is high at 91%, well above the national average.

Median household income is $66,635. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 40 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Overall, ZIP code 04055 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,928

population

31.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04055 ZIP code map

Cities in ZIP code 04055

Below are the cities the US Postal Service accepts for ZIP code 04055. Using any city not on this list may result in mail delivery delays.

City	Status
Naples	Preferred

Nearby ZIP codes

04015 Casco (5.7 mi) 04029 Sebago (5.8 mi) 04009 Bridgton (7.6 mi) 04071 Raymond (7.6 mi) 04022 Denmark (8.2 mi) 04040 Harrison (8.4 mi) 04024 East Baldwin (9.9 mi) 04091 West Baldwin (10.9 mi) 04270 Oxford (11 mi) 04041 Hiram (11.8 mi) 04274 Poland (12.9 mi) 04010 Brownfield (14.1 mi)

Demographics updated 06/2026

Population
Total population	3,928
Population density	123 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	31.84 sq mi
Water area	5.41 sq mi
Latitude	43.9715
Longitude	-70.6259
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	32.3%	42.3%
$50k – $100k	37.4%	31.4%	32.3%
$100k – $200k	18.0%	27.4%	20.6%
Over $200k	2.7%	8.9%	4.9%

Demographics & statistics

3,928

Population

123

People per sq mi

51.2

Median age

$66,635

Median household income

$42,001

Per capita income

$230,900

Median home value

$1,542

Median monthly rent

91.4%

Home ownership

7.7%

Poverty rate

1.2%

Unemployment

3,287

Housing units

32.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

102

5–9

163

10–14

121

15–19

20–24

270

25–34

199

258

35–44

190

254

45–54

188

212

55–59

157

231

60–64

170

409

65–74

301

124

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	689	17.5%
18 and over	3,239	82.5%
65 and over	986	25.1%
Median age	51.2 years

Race & ethnicity

White 87.7%

Two or more races 5.6%

Hispanic or Latino 5.3%

Native Hawaiian / Pacific Islander 1.4%

Group	Count	%
White	3,636	87.7%
Two or more races	234	5.6%
Hispanic or Latino	219	5.3%
Native Hawaiian / Pacific Islander	57	1.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.0%	32.3%	42.3%
$50k – $100k	37.4%	31.4%	32.3%
$100k – $200k	18.0%	27.4%	20.6%
Over $200k	2.7%	8.9%	4.9%

Under $10k 10.3%

$10k–$15k 2.3%

$15k–$25k 4.8%

$25k–$35k 5.7%

$35k–$50k 11.3%

$50k–$75k 23.2%

$75k–$100k 16.4%

$100k–$150k 15.7%

$150k–$200k 3.8%

$200k+ 6.4%

Range	% of households
Under $10k	10.3%
$10k–$15k	2.3%
$15k–$25k	4.8%
$25k–$35k	5.7%
$35k–$50k	11.3%
$50k–$75k	23.2%
$75k–$100k	16.4%
$100k–$150k	15.7%
$150k–$200k	3.8%
$200k+	6.4%
Median income	$66,635

Housing

Home values

Under $50k 3.8%

$50k–$100k 14.1%

$100k–$150k 8.4%

$150k–$200k 11.8%

$200k–$300k 30.8%

$300k–$500k 18.4%

$500k–$1M 10.1%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$230,900
Median rent / month	$1,542
Owner occupied	91.4%
Renter occupied	8.6%
Vacant	40.9%
Single-family detached	78.3%
Large apartment buildings	0.0%
Mobile homes	14.6%
Median rooms	5.3
Avg household size (owned)	1.98

Year built

Era	%
2020 or later	0.8%
2010–2019	11.7%
2000–2009	19.5%
1990–1999	11.5%
1980–1989	22.2%
1970–1979	16.4%
1960–1969	4.0%
1950–1959	7.9%
1940–1949	0.3%
1939 or earlier	5.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	7.9%
2 bedrooms	29.4%
3 bedrooms	50.2%
4 bedrooms	7.9%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	3.5%
1 vehicle	37.2%
2 vehicles	43.8%
3 or more	15.6%

Heating fuel

Fuel type	%
Utility gas	3.7%
Electricity	4.8%
Propane / LP gas	21.1%
Fuel oil	66.3%
Wood	4.0%

Households & families

Household type	Count	%
Married-couple family	724	35.4%
Cohabiting couple	189	9.2%
Male householder, no spouse	744	36.4%
Female householder, no spouse	388	19.0%
Households with children under 18	382	18.7%
Households with seniors (65+)	776	37.9%
Average household size	1.92

Marital status

Status	Male	Female
Never married	34.0%	17.5%
Married	41.3%	53.0%
Separated	0.0%	0.7%
Widowed	0.8%	15.7%
Divorced	23.8%	13.1%

Education

Less than 9th grade 0.0%

Some HS, no diploma 2.2%

HS graduate 34.2%

Some college, no degree 15.7%

Associate's degree 15.6%

Bachelor's degree 19.3%

Graduate / professional 13.0%

Metric	%
HS diploma or higher	97.8%
Bachelor's or higher	32.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	9	1.7%
Kindergarten	14	2.6%
Elementary school	336	62.3%
High school	104	19.3%
College / grad school	76	14.1%

Employment

Industry of employment

Education & healthcare 21.1%

Retail trade 19.9%

Construction 10.9%

Manufacturing 9.7%

Professional & management 9.7%

Finance & real estate 7.6%

Arts, food & hospitality 7.6%

Wholesale trade 3.7%

Other services 3.0%

Public administration 2.5%

Transportation & utilities 1.8%

Agriculture & mining 1.4%

Information 1.0%

Occupation

Category	%
Management, business & arts	34.1%
Service	6.7%
Sales & office	29.2%
Natural resources & construction	19.8%
Production & transportation	10.2%

Employment type

Type	%
Private sector	78.7%
Government	7.5%
Self-employed	13.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	68.4%
Carpool	13.9%
Public transit	0.0%
Walk	0.1%
Work from home	17.6%
Other means	0.0%
Avg commute (minutes)	39.5

Poverty

All people 7.7%

Under 18 years 1.6%

18 and over 9.0%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	38.2%
Retirement income	16.1%
Supplemental Security	1.1%
Cash public assistance	1.5%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	29.0%
High blood pressure	31.6%
High cholesterol	31.1%
Diabetes	9.2%
Heart disease	6.4%
Stroke	2.8%
Asthma	10.6%
Arthritis	24.8%
Kidney disease	2.8%
Pulmonary disease	7.8%
Cancer	6.9%

Behavior / access	%
Smoking	16.1%
Binge drinking	16.1%
No physical activity	20.6%
Less than 7 hrs sleep	30.5%
Depression	25.0%
Fair or poor health	11.9%
Poor mental health	13.9%
Poor physical health	9.6%
No health insurance	11.3%
Visited doctor (checkup)	77.2%
Visited dentist	69.4%
Cholesterol screening	89.7%
Teeth loss	13.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	253	7.8%

Disability	%
Any disability	11.8%
Under 18	1.5%
18–64 years	5.8%
65 and over	32.6%

Health insurance coverage

Type	%
Private insurance	70.0%
Public insurance	36.5%
No insurance	5.1%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,757	95.6%
Spanish	32	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	32	0.9%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,870	98.5%
Born in same state	3,814	97.1%
Born in different state	2,261	57.6%
Foreign born	56	1.4%
Naturalized citizen	58	1.5%
Not a US citizen	58	100.0%

Ancestry

Ancestry	Count	%
Italian	657	16.7%
French	549	14%
Arab	376	9.6%

Ancestry	Count	%
German	303	7.7%
English	41	1%
Polish	26	0.7%

Technology access

Metric	% of households
Computer access	52.1%
Internet access	80.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04055

What city is ZIP code 04055 in?

ZIP code 04055 is primarily assigned to Naples, Maine.

What county is ZIP code 04055 in?

ZIP code 04055 falls within Cumberland County, Maine.

Is ZIP code 04055 mostly owner-occupied?

91% of occupied units in ZIP code 04055 are owner-occupied, well above the national average.

Does ZIP code 04055 have an older population?

25% of residents in ZIP code 04055 are 65 or older, above the national average of ~17%.

Does ZIP code 04055 have a large retiree population?

38% of households in ZIP code 04055 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 04055?

ZIP code 04055 has an estimated population of 3,928 residents, with a density of 123 people per square mile.

What timezone is ZIP code 04055 in?

ZIP code 04055 observes the EST timezone.