42261 ZIP Code — Morgantown, KY

Butler County, Kentucky

ZIP code 42261 is located in Morgantown, Kentucky, within Butler County. It covers approximately 287.80 square miles and serves a population of 9,850 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 270/364.

About ZIP code 42261

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $106,400. Owner-occupancy sits near the national average at 69%.

Median household income is $45,462. Poverty affects 21% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (26%) compared to national benchmarks.

Overall, ZIP code 42261 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

9,850

population

287.80

sq mi land

Standard

ZIP type

Central (CT)

timezone

42261 ZIP code map

Cities in ZIP code 42261

Below are the cities the US Postal Service accepts for ZIP code 42261. Using any city not on this list may result in mail delivery delays.

City	Status
Morgantown	Acceptable
Morgantown	Preferred

Nearby ZIP codes

42273 Rochester (8.2 mi) 42333 Cromwell (10.5 mi) 42252 Jetson (10.8 mi) 42320 Beaver Dam (14.2 mi) 42337 Drakesboro (16.8 mi) 42369 Rockport (17.1 mi) 42721 Caneyville (17.1 mi) 42339 Dunmor (17.6 mi) 42354 Mc Henry (17.8 mi) 42101 Bowling Green (17.8 mi) 42274 Rockfield (17.9 mi) 42256 Lewisburg (18.6 mi)

Demographics updated 06/2026

Population
Total population	9,850
Population density	34 / sq mi
State FIPS	21
County FIPS	031

Geography
Land area	287.80 sq mi
Water area	3.57 sq mi
Latitude	37.1975
Longitude	-86.6961
Timezone	Central (CT)
Area code	270/364

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.6%	54.2%	47.9%
$50k – $100k	33.7%	33.4%	30.3%
$100k – $200k	10.0%	10.4%	17.6%
Over $200k	1.6%	1.9%	4.2%

Demographics & statistics

9,850

Population

People per sq mi

40.4

Median age

$45,462

Median household income

$22,975

Per capita income

$106,400

Median home value

$653

Median monthly rent

68.8%

Home ownership

20.9%

Poverty rate

5.1%

Unemployment

3,107

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

318

Under 5

307

330

5–9

319

318

10–14

308

316

15–19

305

212

20–24

205

661

25–34

639

666

35–44

643

627

45–54

606

339

55–59

327

312

60–64

301

552

65–74

533

267

75–84

257

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,248	22.8%
18 and over	7,602	77.2%
65 and over	1,791	18.2%
Median age	40.4 years

Race & ethnicity

White 94%

Two or more races 2.5%

Hispanic or Latino 1.9%

Other race 0.8%

Asian 0.7%

Black or African American 0.1%

Group	Count	%
White	9,437	94%
Two or more races	247	2.5%
Hispanic or Latino	189	1.9%
Other race	77	0.8%
Asian	75	0.7%
Black or African American	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.6%	54.2%	47.9%
$50k – $100k	33.7%	33.4%	30.3%
$100k – $200k	10.0%	10.4%	17.6%
Over $200k	1.6%	1.9%	4.2%

Under $10k 8.0%

$10k–$15k 10.1%

$15k–$25k 10.0%

$25k–$35k 10.9%

$35k–$50k 15.2%

$50k–$75k 17.7%

$75k–$100k 12.2%

$100k–$150k 11.0%

$150k–$200k 3.3%

$200k+ 1.5%

Range	% of households
Under $10k	8.0%
$10k–$15k	10.1%
$15k–$25k	10.0%
$25k–$35k	10.9%
$35k–$50k	15.2%
$50k–$75k	17.7%
$75k–$100k	12.2%
$100k–$150k	11.0%
$150k–$200k	3.3%
$200k+	1.5%
Median income	$45,462

Housing

Home values

Under $50k 14.6%

$50k–$100k 32.0%

$100k–$150k 20.5%

$150k–$200k 8.8%

$200k–$300k 11.7%

$300k–$500k 10.0%

$500k–$1M 2.1%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$106,400
Median rent / month	$653
Owner occupied	68.8%
Renter occupied	31.2%
Vacant	15.1%
Single-family detached	64.8%
Large apartment buildings	0.0%
Mobile homes	25.1%
Median rooms	5.4
Avg household size (owned)	2.73

Year built

Era	%
2020 or later	0.0%
2010–2019	14.2%
2000–2009	10.4%
1990–1999	19.1%
1980–1989	11.9%
1970–1979	18.0%
1960–1969	12.6%
1950–1959	6.6%
1940–1949	1.4%
1939 or earlier	5.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	6.1%
2 bedrooms	25.7%
3 bedrooms	53.7%
4 bedrooms	12.5%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	6.6%
1 vehicle	27.5%
2 vehicles	33.6%
3 or more	32.3%

Heating fuel

Fuel type	%
Utility gas	20.6%
Electricity	61.2%
Propane / LP gas	9.8%
Fuel oil	0.7%
Wood	6.7%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	1,999	55.7%
Cohabiting couple	335	9.3%
Male householder, no spouse	556	15.5%
Female householder, no spouse	701	19.5%
Households with children under 18	1,212	33.8%
Households with seniors (65+)	1,113	31.0%
Average household size	2.69

Marital status

Status	Male	Female
Never married	25.7%	18.7%
Married	53.1%	54.3%
Separated	1.4%	2.1%
Widowed	4.2%	10.1%
Divorced	15.7%	14.7%

Education

Less than 9th grade 9.2%

Some HS, no diploma 8.3%

HS graduate 47.2%

Some college, no degree 17.3%

Associate's degree 5.9%

Bachelor's degree 6.0%

Graduate / professional 6.1%

Metric	%
HS diploma or higher	82.5%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	238	11.4%
Kindergarten	124	6.0%
Elementary school	952	45.7%
High school	467	22.4%
College / grad school	302	14.5%

Employment

Industry of employment

Education & healthcare 26.1%

Manufacturing 22.1%

Construction 11.9%

Transportation & utilities 8.7%

Professional & management 5.1%

Wholesale trade 4.4%

Other services 4.2%

Arts, food & hospitality 4.0%

Retail trade 3.9%

Public administration 2.9%

Information 2.4%

Agriculture & mining 2.2%

Finance & real estate 2.0%

Occupation

Category	%
Management, business & arts	28.3%
Service	13.3%
Sales & office	21.5%
Natural resources & construction	14.9%
Production & transportation	22.1%

Employment type

Type	%
Private sector	72.6%
Government	17.2%
Self-employed	9.7%
Unpaid family workers	0.5%

Commute

Method	%
Drive alone	82.5%
Carpool	14.7%
Public transit	0.0%
Walk	1.3%
Work from home	0.8%
Other means	0.7%
Avg commute (minutes)	27.8

Poverty

All people 20.9%

Under 18 years 26.3%

18 and over 19.4%

Married-couple families 11.8%

Female-led households 35.3%

Income support

Source	% of households
Social Security	38.0%
Retirement income	23.3%
Supplemental Security	8.2%
Cash public assistance	1.4%
Food stamps / SNAP	18.9%

Health indicators

Condition	%
Obesity	38.8%
High blood pressure	42.0%
High cholesterol	38.2%
Diabetes	12.8%
Heart disease	8.6%
Stroke	4.0%
Asthma	11.6%
Arthritis	33.5%
Kidney disease	3.5%
Pulmonary disease	12.3%
Cancer	6.9%

Behavior / access	%
Smoking	26.2%
Binge drinking	14.8%
No physical activity	35.0%
Less than 7 hrs sleep	37.7%
Depression	26.7%
Fair or poor health	23.6%
Poor mental health	19.0%
Poor physical health	15.9%
No health insurance	12.4%
Visited doctor (checkup)	76.4%
Visited dentist	48.9%
Cholesterol screening	88.5%
Teeth loss	22.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	594	7.8%

Disability	%
Any disability	18.1%
Under 18	2.8%
18–64 years	18.4%
65 and over	37.7%

Health insurance coverage

Type	%
Private insurance	51.0%
Public insurance	51.1%
No insurance	12.3%
Uninsured under 19	9.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,225	93.7%
Spanish	505	5.5%
Other Indo-European	230	2.5%
Asian & Pacific Islander	140	1.5%
Other languages	29	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	9,529	96.7%
Born in same state	9,519	96.6%
Born in different state	7,863	79.8%
Foreign born	10	0.1%
Naturalized citizen	321	3.3%
Not a US citizen	32	10.0%

Ancestry

Ancestry	Count	%
Arab	1,516	15.4%
French	1,210	12.3%
Italian	886	9%

Ancestry	Count	%
German	31	0.3%
English	13	0.1%
Polish	10	0.1%

Technology access

Metric	% of households
Computer access	36.5%
Internet access	85.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 42261

What city is ZIP code 42261 in?

ZIP code 42261 is primarily assigned to Morgantown, Kentucky.

What county is ZIP code 42261 in?

ZIP code 42261 falls within Butler County, Kentucky.

What is the poverty rate in ZIP code 42261?

21% of residents in ZIP code 42261 live below the poverty line, above the national average.

How educated is the population of ZIP code 42261?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 42261 have a large retiree population?

38% of households in ZIP code 42261 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 42261?

The median home value in ZIP code 42261 is $106,400.

What timezone is ZIP code 42261 in?

ZIP code 42261 observes the CST timezone.