68040 ZIP Code — Malmo, NE
Saunders County, Nebraska
ZIP code 68040 is located in Malmo, Nebraska, within Saunders County. It covers approximately 34.77 square miles and serves a population of 379 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.
About ZIP code 68040
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $303,200. Owner-occupancy is high at 91%, well above the national average.
Median household income is $105,347.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 42 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
379
population
34.77
sq mi land
Standard
ZIP type
Central (CT)
timezone
68040 ZIP code map
Cities in ZIP code 68040
Below are the cities the US Postal Service accepts for ZIP code 68040. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Malmo | Preferred |
Nearby ZIP codes
68050 Prague (5.7 mi)
68018 Colon (6.8 mi)
68070 Weston (7.8 mi)
68015 Cedar Bluffs (7.9 mi)
68648 Morse Bluff (9.2 mi)
68066 Wahoo (9.7 mi)
68014 Bruno (12 mi)
68041 Mead (12.1 mi)
68033 Ithaca (14.3 mi)
68065 Valparaiso (15.6 mi)
68649 North Bend (15.8 mi)
68626 Brainard (15.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 379 |
| Population density | 11 / sq mi |
| State FIPS | 31 |
| County FIPS | 155 |
| Geography | |
|---|---|
| Land area | 34.77 sq mi |
| Water area | 0.24 sq mi |
| Latitude | 41.2855 |
| Longitude | -96.7362 |
| Timezone | Central (CT) |
| Area code | 402 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.5% | 33.9% | 39.5% |
| $50k – $100k | 46.2% | 34.5% | 33.4% |
| $100k – $200k | 15.4% | 28.2% | 22.0% |
| Over $200k | 0.0% | 3.4% | 5.2% |
Demographics & statistics
379
Population
11
People per sq mi
45.3
Median age
$105,347
Median household income
$45,055
Per capita income
$303,200
Median home value
$0
Median monthly rent
90.6%
Home ownership
0.5%
Poverty rate
0.0%
Unemployment
217
Housing units
28.8%
Bachelor's or higher
Age distribution
Male
Female
19
Under 5
19
4
5–9
5
8
10–14
8
9
15–19
10
18
20–24
19
11
25–34
11
23
35–44
24
23
45–54
24
25
55–59
25
25
60–64
26
11
65–74
11
3
75–84
3
7
85+
8
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 79 | 20.8% |
| 18 and over | 300 | 79.2% |
| 65 and over | 43 | 11.3% |
| Median age | 45.3 years | |
Race & ethnicity
White
89.7%
Hispanic or Latino
4.8%
Two or more races
4.8%
Black or African American
0.8%
| Group | Count | % |
|---|---|---|
| White | 357 | 89.7% |
| Hispanic or Latino | 19 | 4.8% |
| Two or more races | 19 | 4.8% |
| Black or African American | 3 | 0.8% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 38.5% | 33.9% | 39.5% |
| $50k – $100k | 46.2% | 34.5% | 33.4% |
| $100k – $200k | 15.4% | 28.2% | 22.0% |
| Over $200k | 0.0% | 3.4% | 5.2% |
$15k–$25k
12.8%
$25k–$35k
7.4%
$35k–$50k
5.4%
$50k–$75k
11.4%
$75k–$100k
8.7%
$100k–$150k
23.5%
$150k–$200k
7.4%
$200k+
23.5%
| Range | % of households |
|---|---|
| $15k–$25k | 12.8% |
| $25k–$35k | 7.4% |
| $35k–$50k | 5.4% |
| $50k–$75k | 11.4% |
| $75k–$100k | 8.7% |
| $100k–$150k | 23.5% |
| $150k–$200k | 7.4% |
| $200k+ | 23.5% |
| Median income | $105,347 |
Housing
Home values
Under $50k
0.7%
$50k–$100k
14.1%
$100k–$150k
6.7%
$150k–$200k
14.8%
$200k–$300k
12.6%
$300k–$500k
42.2%
$500k–$1M
8.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $303,200 |
| Median rent / month | $0 |
| Owner occupied | 90.6% |
| Renter occupied | 9.4% |
| Vacant | 35.5% |
| Single-family detached | 67.1% |
| Large apartment buildings | 0.0% |
| Mobile homes | 32.9% |
| Median rooms | 6.4 |
| Avg household size (owned) | 2.34 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 0.9% |
| 2000–2009 | 2.2% |
| 1990–1999 | 0.0% |
| 1980–1989 | 0.0% |
| 1970–1979 | 38.1% |
| 1960–1969 | 2.6% |
| 1950–1959 | 2.2% |
| 1940–1949 | 5.6% |
| 1939 or earlier | 48.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 0.0% |
| 2 bedrooms | 44.6% |
| 3 bedrooms | 26.8% |
| 4 bedrooms | 26.8% |
| 5+ bedrooms | 1.7% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 0.0% |
| 1 vehicle | 4.0% |
| 2 vehicles | 42.3% |
| 3 or more | 53.7% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 3.4% |
| Electricity | 13.4% |
| Propane / LP gas | 63.1% |
| Fuel oil | 10.7% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 108 | 72.5% |
| Cohabiting couple | 7 | 4.7% |
| Male householder, no spouse | 18 | 12.1% |
| Female householder, no spouse | 16 | 10.7% |
| Households with children under 18 | 39 | 26.2% |
| Households with seniors (65+) | 38 | 25.5% |
| Average household size | 2.54 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 15.1% | 14.0% |
| Married | 76.1% | 71.3% |
| Separated | 0.0% | 0.0% |
| Widowed | 3.8% | 8.9% |
| Divorced | 5.0% | 5.7% |
Education
Less than 9th grade
6.9%
Some HS, no diploma
2.3%
HS graduate
39.2%
Some college, no degree
13.1%
Associate's degree
9.6%
Bachelor's degree
10.8%
Graduate / professional
18.1%
| Metric | % |
|---|---|
| HS diploma or higher | 90.8% |
| Bachelor's or higher | 28.8% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 2 | 2.8% |
| Kindergarten | 0 | 0.0% |
| Elementary school | 21 | 29.6% |
| High school | 17 | 23.9% |
| College / grad school | 31 | 43.7% |
Employment
Industry of employment
Education & healthcare
28.5%
Manufacturing
15.7%
Transportation & utilities
10.2%
Professional & management
10.2%
Finance & real estate
7.2%
Public administration
7.2%
Agriculture & mining
6.0%
Retail trade
6.0%
Construction
3.8%
Arts, food & hospitality
3.8%
Wholesale trade
0.9%
Information
0.4%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 43.8% |
| Service | 15.7% |
| Sales & office | 11.5% |
| Natural resources & construction | 11.9% |
| Production & transportation | 17.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 85.5% |
| Government | 10.6% |
| Self-employed | 0.9% |
| Unpaid family workers | 3.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 73.5% |
| Carpool | 14.5% |
| Public transit | 0.0% |
| Walk | 1.3% |
| Work from home | 10.7% |
| Other means | 0.0% |
| Avg commute (minutes) | 41.8 |
Poverty
All people
0.5%
Under 18 years
0.0%
18 and over
0.7%
Married-couple families
0.0%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 21.5% |
| Retirement income | 6.7% |
| Supplemental Security | 1.3% |
| Cash public assistance | 0.0% |
| Food stamps / SNAP | 0.0% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.6% |
| High blood pressure | 31.1% |
| High cholesterol | 32.2% |
| Diabetes | 9.7% |
| Heart disease | 6.4% |
| Stroke | 2.8% |
| Asthma | 8.1% |
| Arthritis | 23.9% |
| Kidney disease | 2.7% |
| Pulmonary disease | 5.7% |
| Cancer | 7.5% |
| Behavior / access | % |
|---|---|
| Smoking | 16.3% |
| Binge drinking | 22.8% |
| No physical activity | 22.2% |
| Less than 7 hrs sleep | 26.6% |
| Depression | 16.3% |
| Fair or poor health | 10.8% |
| Poor mental health | 11.2% |
| Poor physical health | 8.5% |
| No health insurance | 12.7% |
| Visited doctor (checkup) | 71.0% |
| Visited dentist | 69.1% |
| Cholesterol screening | 89.1% |
| Teeth loss | 11.1% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 15 | 5.0% |
| Disability | % |
|---|---|
| Any disability | 1.6% |
| Under 18 | 0.0% |
| 18–64 years | 1.6% |
| 65 and over | 4.7% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 90.5% |
| Public insurance | 12.7% |
| No insurance | 2.1% |
| Uninsured under 19 | 0.0% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 341 | 90.0% |
| Spanish | 0 | 0.0% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 0 | 0.0% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 379 | 100.0% |
| Born in same state | 358 | 94.5% |
| Born in different state | 300 | 79.2% |
| Foreign born | 21 | 5.5% |
| Naturalized citizen | 0 | 0.0% |
| Not a US citizen | 0 | 0.0% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Polish | 50 | 13.2% |
| French | 43 | 11.3% |
| Italian | 17 | 4.5% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 13 | 3.4% |
| Arab | 2 | 0.5% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.3% |
| Internet access | 85.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 68040
What city is ZIP code 68040 in?
ZIP code 68040 is primarily assigned to Malmo, Nebraska.
What county is ZIP code 68040 in?
ZIP code 68040 falls within Saunders County, Nebraska.
Is ZIP code 68040 mostly owner-occupied?
91% of occupied units in ZIP code 68040 are owner-occupied, well above the national average.
What is the median household income in ZIP code 68040?
The median household income in ZIP code 68040 is $105,347, above the national median of ~$75,000.
What is the population of ZIP code 68040?
ZIP code 68040 has an estimated population of 379 residents, with a density of 11 people per square mile.
What is the typical home value in ZIP code 68040?
The median home value in ZIP code 68040 is $303,200.
What timezone is ZIP code 68040 in?
ZIP code 68040 observes the CST timezone.