68648 ZIP Code — Morse Bluff, NE

Saunders County, Nebraska

ZIP code 68648 is located in Morse Bluff, Nebraska, within Saunders County. It covers approximately 39.89 square miles and serves a population of 256 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 402.

About ZIP code 68648

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $265,000. Owner-occupancy sits near the national average at 65%.

Median household income is $68,125. The poverty rate of 6% is below the national average. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with public administration as the leading industry. The average commute of 26 minutes is near the national average.

College attainment at 10% is below the national average, consistent with a trades and production-oriented local economy.

16% of residents lack health insurance, above the national average.

Notable community characteristics include a notable veteran presence at 19% of civilians, above the national average of 7%.

Overall, ZIP code 68648 reflects a community defined by a trades-oriented workforce, a strong veteran community, and a significant Social Security-dependent population.

256

population

39.89

sq mi land

Standard

ZIP type

Central (CT)

timezone

68648 ZIP code map

Cities in ZIP code 68648

Below are the cities the US Postal Service accepts for ZIP code 68648. Using any city not on this list may result in mail delivery delays.

City	Status
Morse Bluff	Preferred

Nearby ZIP codes

68050 Prague (6.6 mi) 68649 North Bend (7.9 mi) 68015 Cedar Bluffs (9.1 mi) 68040 Malmo (9.2 mi) 68014 Bruno (12.2 mi) 68018 Colon (12.5 mi) 68070 Weston (15.1 mi) 68661 Schuyler (15.4 mi) 68025 Fremont (18.1 mi) 68057 Scribner (18.4 mi) 68066 Wahoo (18.8 mi) 68626 Brainard (18.9 mi)

Demographics updated 05/2026

Population
Total population	256
Population density	6 / sq mi
State FIPS	31
County FIPS	155

Geography
Land area	39.89 sq mi
Water area	0.44 sq mi
Latitude	41.4020
Longitude	-96.8203
Timezone	Central (CT)
Area code	402

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.6%	33.9%	39.5%
$50k – $100k	38.1%	34.5%	33.4%
$100k – $200k	33.3%	28.2%	22.0%
Over $200k	0.0%	3.4%	5.2%

Demographics & statistics

256

Population

People per sq mi

59.5

Median age

$68,125

Median household income

$42,309

Per capita income

$265,000

Median home value

Median monthly rent

64.7%

Home ownership

5.9%

Poverty rate

14.4%

Unemployment

281

Housing units

9.5%

Bachelor's or higher

Age distribution

Male Female

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	31	12.1%
18 and over	225	87.9%
65 and over	96	37.5%
Median age	59.5 years

Race & ethnicity

White 98.4%

Two or more races 1.6%

Group	Count	%
White	252	98.4%
Two or more races	4	1.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.6%	33.9%	39.5%
$50k – $100k	38.1%	34.5%	33.4%
$100k – $200k	33.3%	28.2%	22.0%
Over $200k	0.0%	3.4%	5.2%

Under $10k 0.7%

$10k–$15k 2.0%

$15k–$25k 18.0%

$25k–$35k 1.3%

$35k–$50k 16.7%

$50k–$75k 26.7%

$75k–$100k 16.0%

$100k–$150k 9.3%

$150k–$200k 1.3%

$200k+ 8.0%

Range	% of households
Under $10k	0.7%
$10k–$15k	2.0%
$15k–$25k	18.0%
$25k–$35k	1.3%
$35k–$50k	16.7%
$50k–$75k	26.7%
$75k–$100k	16.0%
$100k–$150k	9.3%
$150k–$200k	1.3%
$200k+	8.0%
Median income	$68,125

Housing

Home values

Under $50k 3.1%

$50k–$100k 12.4%

$100k–$150k 19.6%

$150k–$200k 5.2%

$200k–$300k 27.8%

$300k–$500k 32.0%

Housing overview

Metric	Value
Median home value	$265,000
Median rent / month	$0
Owner occupied	64.7%
Renter occupied	35.3%
Vacant	55.1%
Single-family detached	95.8%
Large apartment buildings	0.0%
Mobile homes	4.2%
Median rooms	5.5
Avg household size (owned)	1.89

Year built

Era	%
2020 or later	0.0%
2010–2019	0.6%
2000–2009	23.4%
1990–1999	18.6%
1980–1989	0.6%
1970–1979	2.4%
1960–1969	3.9%
1950–1959	2.7%
1940–1949	0.0%
1939 or earlier	47.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.7%
2 bedrooms	26.6%
3 bedrooms	37.1%
4 bedrooms	18.6%
5+ bedrooms	6.0%

Vehicles per household

Vehicles	% of households
No vehicle	2.0%
1 vehicle	34.0%
2 vehicles	34.7%
3 or more	29.3%

Heating fuel

Fuel type	%
Electricity	49.3%
Propane / LP gas	41.3%
Fuel oil	8.0%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	56	37.3%
Cohabiting couple	18	12.0%
Male householder, no spouse	36	24.0%
Female householder, no spouse	40	26.7%
Households with children under 18	17	11.3%
Households with seniors (65+)	71	47.3%
Average household size	1.71

Marital status

Status	Male	Female
Never married	19.8%	14.0%
Married	46.6%	45.6%
Separated	0.0%	0.0%
Widowed	2.6%	17.5%
Divorced	31.0%	22.8%

Education

Less than 9th grade 0.9%

Some HS, no diploma 10.0%

HS graduate 22.2%

Some college, no degree 46.2%

Associate's degree 11.3%

Bachelor's degree 5.9%

Graduate / professional 3.6%

Metric	%
HS diploma or higher	89.1%
Bachelor's or higher	9.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	26	65.0%
High school	5	12.5%
College / grad school	9	22.5%

Employment

Industry of employment

Public administration 25.2%

Professional & management 22.7%

Education & healthcare 15.1%

Agriculture & mining 10.9%

Transportation & utilities 7.6%

Retail trade 6.7%

Manufacturing 5.0%

Construction 3.4%

Finance & real estate 1.7%

Arts, food & hospitality 0.8%

Other services 0.8%

Occupation

Category	%
Management, business & arts	30.3%
Service	36.1%
Sales & office	23.5%
Natural resources & construction	1.7%
Production & transportation	8.4%

Employment type

Type	%
Private sector	58.8%
Government	29.4%
Self-employed	11.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.6%
Carpool	7.6%
Public transit	0.0%
Walk	4.2%
Work from home	12.6%
Other means	0.0%
Avg commute (minutes)	26.4

Poverty

All people 5.9%

Under 18 years 0.0%

18 and over 6.7%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	47.3%
Retirement income	18.0%
Supplemental Security	1.3%
Cash public assistance	0.0%
Food stamps / SNAP	2.0%

Health indicators

Condition	%
Obesity	33.5%
High blood pressure	34.2%
High cholesterol	34.7%
Diabetes	10.8%
Heart disease	7.4%
Stroke	3.2%
Asthma	8.1%
Arthritis	26.4%
Kidney disease	3.0%
Pulmonary disease	6.4%
Cancer	8.3%

Behavior / access	%
Smoking	16.0%
Binge drinking	21.6%
No physical activity	23.0%
Less than 7 hrs sleep	26.1%
Depression	15.8%
Fair or poor health	11.6%
Poor mental health	10.7%
Poor physical health	9.1%
No health insurance	12.3%
Visited doctor (checkup)	72.5%
Visited dentist	69.1%
Cholesterol screening	90.0%
Teeth loss	11.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	43	19.1%

Disability	%
Any disability	10.9%
Under 18	0.0%
18–64 years	6.2%
65 and over	20.8%

Health insurance coverage

Type	%
Private insurance	52.0%
Public insurance	44.1%
No insurance	16.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	256	100.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	256	100.0%
Born in same state	256	100.0%
Born in different state	221	86.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	44	17.2%
Italian	29	11.3%
English	5	2%

Ancestry	Count	%
French	2	0.8%
Dutch	1	0.4%

Technology access

Metric	% of households
Computer access	58.6%
Internet access	80.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 68648

What city is ZIP code 68648 in?

ZIP code 68648 is primarily assigned to Morse Bluff, Nebraska.

What county is ZIP code 68648 in?

ZIP code 68648 falls within Saunders County, Nebraska.

Does ZIP code 68648 have an older population?

38% of residents in ZIP code 68648 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 68648?

10% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 68648 have a large retiree population?

47% of households in ZIP code 68648 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 68648 have a large veteran population?

19% of civilians in ZIP code 68648 are veterans, above the national average of ~7%.

What timezone is ZIP code 68648 in?

ZIP code 68648 observes the CST timezone.