32060 ZIP Code — Live Oak, FL

Suwannee County, Florida

ZIP code 32060 is located in Live Oak, Florida, within Suwannee County. It covers approximately 393.86 square miles and serves a population of 22,505 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32060

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $137,600. Owner-occupancy is high at 81%, well above the national average.

Median household income is $52,463. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 32060 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

22,505
population
393.86
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
32060 ZIP code map
Cities in ZIP code 32060

Below are the cities the US Postal Service accepts for ZIP code 32060. Using any city not on this list may result in mail delivery delays.

City Status
Live Oak Acceptable
Live Oak Preferred
Nearby ZIP codes
32064 Live Oak (3.2 mi) 32062 Mc Alpin (9.9 mi) 32094 Wellborn (11.9 mi) 32059 Lee (15.1 mi) 32052 Jasper (16.2 mi) 32071 O Brien (17 mi) 32096 White Springs (17.1 mi)
Demographics updated 06/2026
Population
Total population 22,505
Population density 57 / sq mi
State FIPS 12
County FIPS 121
Geography
Land area 393.86 sq mi
Water area 2.30 sq mi
Latitude 30.2683
Longitude -83.0316
Timezone Eastern (ET)
Area code 386
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 53.0% 54.0% 43.4%
$50k – $100k 32.3% 31.8% 30.8%
$100k – $200k 11.6% 11.8% 19.3%
Over $200k 3.1% 2.4% 6.4%

Demographics & statistics

22,505
Population
57
People per sq mi
44.5
Median age
$52,463
Median household income
$25,453
Per capita income
$137,600
Median home value
$685
Median monthly rent
80.7%
Home ownership
12.0%
Poverty rate
4.5%
Unemployment
7,917
Housing units
18.9%
Bachelor's or higher

Age distribution

Male Female
644
Under 5
609
415
5–9
393
836
10–14
791
791
15–19
748
484
20–24
457
1,264
25–34
1,194
1,443
35–44
1,364
1,719
45–54
1,625
883
55–59
834
738
60–64
698
1,442
65–74
1,363
769
75–84
727
141
85+
133
← Male
Female →

Age summary

GroupCount%
Under 184,75321.1%
18 and over17,75278.9%
65 and over4,57520.3%
Median age44.5 years

Race & ethnicity

White 80.4%
Black or African American 8.2%
Hispanic or Latino 4.4%
Two or more races 4%
Other race 2.2%
Asian 0.8%
GroupCount%
White18,91480.4%
Black or African American1,9418.2%
Hispanic or Latino1,0324.4%
Two or more races9374%
Other race5172.2%
Asian1920.8%

Household income

Income range This ZIP County avg State avg
Under $50k 53.0% 54.0% 43.4%
$50k – $100k 32.3% 31.8% 30.8%
$100k – $200k 11.6% 11.8% 19.3%
Over $200k 3.1% 2.4% 6.4%
Under $10k 5.4%
$10k–$15k 2.8%
$15k–$25k 12.1%
$25k–$35k 14.7%
$35k–$50k 13.3%
$50k–$75k 18.7%
$75k–$100k 13.4%
$100k–$150k 12.9%
$150k–$200k 3.2%
$200k+ 3.6%
Range% of households
Under $10k5.4%
$10k–$15k2.8%
$15k–$25k12.1%
$25k–$35k14.7%
$35k–$50k13.3%
$50k–$75k18.7%
$75k–$100k13.4%
$100k–$150k12.9%
$150k–$200k3.2%
$200k+3.6%
Median income$52,463

Housing

Home values

Under $50k 17.7%
$50k–$100k 20.4%
$100k–$150k 16.7%
$150k–$200k 14.4%
$200k–$300k 17.5%
$300k–$500k 10.5%
$500k–$1M 2.5%
$1M+ 0.3%

Housing overview

MetricValue
Median home value$137,600
Median rent / month$685
Owner occupied80.7%
Renter occupied19.3%
Vacant17.0%
Single-family detached42.0%
Large apartment buildings0.7%
Mobile homes55.6%
Median rooms5.5
Avg household size (owned)2.78

Year built

Era%
2020 or later0.1%
2010–201910.4%
2000–200916.2%
1990–199923.7%
1980–198925.7%
1970–197912.3%
1960–19693.4%
1950–19592.7%
1940–19493.1%
1939 or earlier2.4%

Bedrooms

Size% of units
No bedroom (studio)2.3%
1 bedroom1.0%
2 bedrooms24.4%
3 bedrooms55.6%
4 bedrooms15.8%
5+ bedrooms0.9%

Vehicles per household

Vehicles% of households
No vehicle5.0%
1 vehicle27.8%
2 vehicles39.3%
3 or more27.9%

Heating fuel

Fuel type%
Utility gas0.5%
Electricity93.5%
Propane / LP gas3.7%
Wood0.6%
No fuel used1.2%

Households & families

Household typeCount%
Married-couple family4,45857.0%
Cohabiting couple4025.1%
Male householder, no spouse1,00212.8%
Female householder, no spouse1,95825.0%
Households with children under 182,19828.1%
Households with seniors (65+)3,13240.1%
Average household size2.75

Marital status

StatusMaleFemale
Never married33.7%26.2%
Married51.5%47.6%
Separated2.2%0.5%
Widowed1.1%8.2%
Divorced11.5%17.5%

Education

Less than 9th grade 6.4%
Some HS, no diploma 11.3%
HS graduate 38.5%
Some college, no degree 18.3%
Associate's degree 6.6%
Bachelor's degree 10.0%
Graduate / professional 8.8%
Metric%
HS diploma or higher82.2%
Bachelor's or higher18.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool1633.6%
Kindergarten1172.6%
Elementary school2,15947.2%
High school1,39930.6%
College / grad school74016.2%

Employment

Industry of employment

Education & healthcare 25.8%
Retail trade 15.2%
Arts, food & hospitality 8.9%
Public administration 8.5%
Transportation & utilities 8.4%
Construction 7.1%
Manufacturing 6.7%
Professional & management 6.2%
Finance & real estate 4.3%
Other services 4.3%
Agriculture & mining 2.4%
Wholesale trade 1.6%
Information 0.7%

Occupation

Category%
Management, business & arts30.6%
Service21.3%
Sales & office22.3%
Natural resources & construction11.2%
Production & transportation14.7%

Employment type

Type%
Private sector71.5%
Government23.5%
Self-employed4.8%
Unpaid family workers0.2%

Commute

Method%
Drive alone84.0%
Carpool8.2%
Public transit0.0%
Walk3.8%
Work from home3.3%
Other means0.6%
Avg commute (minutes)28.4

Poverty

All people 12.0%
Under 18 years 15.4%
18 and over 11.2%
Married-couple families 6.1%
Female-led households 15.6%

Income support

Source% of households
Social Security50.9%
Retirement income26.4%
Supplemental Security10.5%
Cash public assistance5.0%
Food stamps / SNAP14.8%

Health indicators

Condition%
Obesity34.4%
High blood pressure39.3%
High cholesterol37.2%
Diabetes12.5%
Heart disease8.7%
Stroke4.2%
Asthma9.1%
Arthritis28.9%
Kidney disease3.7%
Pulmonary disease10.9%
Cancer7.9%
Behavior / access%
Smoking23.5%
Binge drinking14.7%
No physical activity30.0%
Less than 7 hrs sleep36.9%
Depression20.6%
Fair or poor health19.8%
Poor mental health16.4%
Poor physical health14.0%
No health insurance23.0%
Visited doctor (checkup)73.6%
Visited dentist48.7%
Cholesterol screening90.0%
Teeth loss18.5%

Veterans & disability

VeteransCount%
Civilian veterans2,12011.9%
Disability%
Any disability18.6%
Under 182.9%
18–64 years18.4%
65 and over35.8%

Health insurance coverage

Type%
Private insurance61.2%
Public insurance46.8%
No insurance10.1%
Uninsured under 196.3%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only21,25294.4%
Spanish5432.6%
Other Indo-European4802.3%
Asian & Pacific Islander630.3%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)21,49095.5%
Born in same state21,15194.0%
Born in different state12,41855.2%
Foreign born3391.5%
Naturalized citizen1,0154.5%
Not a US citizen57156.3%

Ancestry

AncestryCount%
Arab3,02313.4%
French1,8458.2%
Italian1,3986.2%
Polish3601.6%
Norwegian1650.7%
AncestryCount%
English610.3%
German570.3%
Irish440.2%
Dutch230.1%

Technology access

Metric% of households
Computer access34.7%
Internet access90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32060

What city is ZIP code 32060 in?

ZIP code 32060 is primarily assigned to Live Oak, Florida.

What county is ZIP code 32060 in?

ZIP code 32060 falls within Suwannee County, Florida.

Does ZIP code 32060 have a large retiree population?

51% of households in ZIP code 32060 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 32060 mostly owner-occupied?

81% of occupied units in ZIP code 32060 are owner-occupied, well above the national average.

Does ZIP code 32060 have a large veteran population?

12% of civilians in ZIP code 32060 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 32060?

The median home value in ZIP code 32060 is $137,600.

What timezone is ZIP code 32060 in?

ZIP code 32060 observes the EST timezone.

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