32060 ZIP Code — Live Oak, FL

Suwannee County, Florida

ZIP code 32060 is located in Live Oak, Florida, within Suwannee County. It covers approximately 393.86 square miles and serves a population of 22,505 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32060

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $137,600. Owner-occupancy is high at 81%, well above the national average.

Median household income is $52,463. 51% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 19% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 32060 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

22,505

population

393.86

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32060 ZIP code map

Cities in ZIP code 32060

Below are the cities the US Postal Service accepts for ZIP code 32060. Using any city not on this list may result in mail delivery delays.

City	Status
Live Oak	Acceptable
Live Oak	Preferred

Nearby ZIP codes

32064 Live Oak (3.2 mi) 32062 Mc Alpin (9.9 mi) 32094 Wellborn (11.9 mi) 32059 Lee (15.1 mi) 32052 Jasper (16.2 mi) 32071 O Brien (17 mi) 32096 White Springs (17.1 mi)

Demographics updated 06/2026

Population
Total population	22,505
Population density	57 / sq mi
State FIPS	12
County FIPS	121

Geography
Land area	393.86 sq mi
Water area	2.30 sq mi
Latitude	30.2683
Longitude	-83.0316
Timezone	Eastern (ET)
Area code	386

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.0%	54.0%	43.4%
$50k – $100k	32.3%	31.8%	30.8%
$100k – $200k	11.6%	11.8%	19.3%
Over $200k	3.1%	2.4%	6.4%

Demographics & statistics

22,505

Population

People per sq mi

44.5

Median age

$52,463

Median household income

$25,453

Per capita income

$137,600

Median home value

$685

Median monthly rent

80.7%

Home ownership

12.0%

Poverty rate

4.5%

Unemployment

7,917

Housing units

18.9%

Bachelor's or higher

Age distribution

Male Female

644

Under 5

609

415

5–9

393

836

10–14

791

15–19

748

484

20–24

457

1,264

25–34

1,194

1,443

35–44

1,364

1,719

45–54

1,625

883

55–59

834

738

60–64

698

1,442

65–74

1,363

769

75–84

727

141

85+

133

← Male

Female →

Age summary

Group	Count	%
Under 18	4,753	21.1%
18 and over	17,752	78.9%
65 and over	4,575	20.3%
Median age	44.5 years

Race & ethnicity

White 80.4%

Black or African American 8.2%

Hispanic or Latino 4.4%

Two or more races 4%

Other race 2.2%

Asian 0.8%

Group	Count	%
White	18,914	80.4%
Black or African American	1,941	8.2%
Hispanic or Latino	1,032	4.4%
Two or more races	937	4%
Other race	517	2.2%
Asian	192	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.0%	54.0%	43.4%
$50k – $100k	32.3%	31.8%	30.8%
$100k – $200k	11.6%	11.8%	19.3%
Over $200k	3.1%	2.4%	6.4%

Under $10k 5.4%

$10k–$15k 2.8%

$15k–$25k 12.1%

$25k–$35k 14.7%

$35k–$50k 13.3%

$50k–$75k 18.7%

$75k–$100k 13.4%

$100k–$150k 12.9%

$150k–$200k 3.2%

$200k+ 3.6%

Range	% of households
Under $10k	5.4%
$10k–$15k	2.8%
$15k–$25k	12.1%
$25k–$35k	14.7%
$35k–$50k	13.3%
$50k–$75k	18.7%
$75k–$100k	13.4%
$100k–$150k	12.9%
$150k–$200k	3.2%
$200k+	3.6%
Median income	$52,463

Housing

Home values

Under $50k 17.7%

$50k–$100k 20.4%

$100k–$150k 16.7%

$150k–$200k 14.4%

$200k–$300k 17.5%

$300k–$500k 10.5%

$500k–$1M 2.5%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$137,600
Median rent / month	$685
Owner occupied	80.7%
Renter occupied	19.3%
Vacant	17.0%
Single-family detached	42.0%
Large apartment buildings	0.7%
Mobile homes	55.6%
Median rooms	5.5
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.1%
2010–2019	10.4%
2000–2009	16.2%
1990–1999	23.7%
1980–1989	25.7%
1970–1979	12.3%
1960–1969	3.4%
1950–1959	2.7%
1940–1949	3.1%
1939 or earlier	2.4%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	1.0%
2 bedrooms	24.4%
3 bedrooms	55.6%
4 bedrooms	15.8%
5+ bedrooms	0.9%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	27.8%
2 vehicles	39.3%
3 or more	27.9%

Heating fuel

Fuel type	%
Utility gas	0.5%
Electricity	93.5%
Propane / LP gas	3.7%
Wood	0.6%
No fuel used	1.2%

Households & families

Household type	Count	%
Married-couple family	4,458	57.0%
Cohabiting couple	402	5.1%
Male householder, no spouse	1,002	12.8%
Female householder, no spouse	1,958	25.0%
Households with children under 18	2,198	28.1%
Households with seniors (65+)	3,132	40.1%
Average household size	2.75

Marital status

Status	Male	Female
Never married	33.7%	26.2%
Married	51.5%	47.6%
Separated	2.2%	0.5%
Widowed	1.1%	8.2%
Divorced	11.5%	17.5%

Education

Less than 9th grade 6.4%

Some HS, no diploma 11.3%

HS graduate 38.5%

Some college, no degree 18.3%

Associate's degree 6.6%

Bachelor's degree 10.0%

Graduate / professional 8.8%

Metric	%
HS diploma or higher	82.2%
Bachelor's or higher	18.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	163	3.6%
Kindergarten	117	2.6%
Elementary school	2,159	47.2%
High school	1,399	30.6%
College / grad school	740	16.2%

Employment

Industry of employment

Education & healthcare 25.8%

Retail trade 15.2%

Arts, food & hospitality 8.9%

Public administration 8.5%

Transportation & utilities 8.4%

Construction 7.1%

Manufacturing 6.7%

Professional & management 6.2%

Finance & real estate 4.3%

Other services 4.3%

Agriculture & mining 2.4%

Wholesale trade 1.6%

Information 0.7%

Occupation

Category	%
Management, business & arts	30.6%
Service	21.3%
Sales & office	22.3%
Natural resources & construction	11.2%
Production & transportation	14.7%

Employment type

Type	%
Private sector	71.5%
Government	23.5%
Self-employed	4.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	84.0%
Carpool	8.2%
Public transit	0.0%
Walk	3.8%
Work from home	3.3%
Other means	0.6%
Avg commute (minutes)	28.4

Poverty

All people 12.0%

Under 18 years 15.4%

18 and over 11.2%

Married-couple families 6.1%

Female-led households 15.6%

Income support

Source	% of households
Social Security	50.9%
Retirement income	26.4%
Supplemental Security	10.5%
Cash public assistance	5.0%
Food stamps / SNAP	14.8%

Health indicators

Condition	%
Obesity	34.4%
High blood pressure	39.3%
High cholesterol	37.2%
Diabetes	12.5%
Heart disease	8.7%
Stroke	4.2%
Asthma	9.1%
Arthritis	28.9%
Kidney disease	3.7%
Pulmonary disease	10.9%
Cancer	7.9%

Behavior / access	%
Smoking	23.5%
Binge drinking	14.7%
No physical activity	30.0%
Less than 7 hrs sleep	36.9%
Depression	20.6%
Fair or poor health	19.8%
Poor mental health	16.4%
Poor physical health	14.0%
No health insurance	23.0%
Visited doctor (checkup)	73.6%
Visited dentist	48.7%
Cholesterol screening	90.0%
Teeth loss	18.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,120	11.9%

Disability	%
Any disability	18.6%
Under 18	2.9%
18–64 years	18.4%
65 and over	35.8%

Health insurance coverage

Type	%
Private insurance	61.2%
Public insurance	46.8%
No insurance	10.1%
Uninsured under 19	6.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,252	94.4%
Spanish	543	2.6%
Other Indo-European	480	2.3%
Asian & Pacific Islander	63	0.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,490	95.5%
Born in same state	21,151	94.0%
Born in different state	12,418	55.2%
Foreign born	339	1.5%
Naturalized citizen	1,015	4.5%
Not a US citizen	571	56.3%

Ancestry

Ancestry	Count	%
Arab	3,023	13.4%
French	1,845	8.2%
Italian	1,398	6.2%
Polish	360	1.6%
Norwegian	165	0.7%

Ancestry	Count	%
English	61	0.3%
German	57	0.3%
Irish	44	0.2%
Dutch	23	0.1%

Technology access

Metric	% of households
Computer access	34.7%
Internet access	90.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32060

What city is ZIP code 32060 in?

ZIP code 32060 is primarily assigned to Live Oak, Florida.

What county is ZIP code 32060 in?

ZIP code 32060 falls within Suwannee County, Florida.

Does ZIP code 32060 have a large retiree population?

51% of households in ZIP code 32060 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 32060 mostly owner-occupied?

81% of occupied units in ZIP code 32060 are owner-occupied, well above the national average.

Does ZIP code 32060 have a large veteran population?

12% of civilians in ZIP code 32060 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 32060?

The median home value in ZIP code 32060 is $137,600.

What timezone is ZIP code 32060 in?

ZIP code 32060 observes the EST timezone.