32064 ZIP Code — Live Oak, FL

Suwannee County, Florida

ZIP code 32064 is located in Live Oak, Florida, within Suwannee County. It covers approximately 9.29 square miles and serves a population of 7,641 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32064

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $156,300. Owner-occupancy sits near the national average at 49%.

Median household income is $39,931. Poverty affects 20% of residents, above the national average. SNAP benefit usage at 26% of households reflects economic stress in the area. 47% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 32064 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,641

population

9.29

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32064 ZIP code map

Cities in ZIP code 32064

Below are the cities the US Postal Service accepts for ZIP code 32064. Using any city not on this list may result in mail delivery delays.

City	Status
Live Oak	Acceptable
Live Oak	Acceptable
Live Oak	Preferred

Nearby ZIP codes

32060 Live Oak (3.2 mi) 32094 Wellborn (10.6 mi) 32062 Mc Alpin (11.2 mi) 32052 Jasper (13.9 mi) 32096 White Springs (14 mi) 32059 Lee (16.9 mi) 32071 O Brien (18.1 mi)

Demographics updated 05/2026

Population
Total population	7,641
Population density	822 / sq mi
State FIPS	12
County FIPS	121

Geography
Land area	9.29 sq mi
Water area	0.06 sq mi
Latitude	30.2940
Longitude	-82.9878
Timezone	Eastern (ET)
Area code	386

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	54.0%	43.4%
$50k – $100k	39.7%	31.8%	30.8%
$100k – $200k	5.0%	11.8%	19.3%
Over $200k	1.6%	2.4%	6.4%

Demographics & statistics

7,641

Population

822

People per sq mi

40.2

Median age

$39,931

Median household income

$22,554

Per capita income

$156,300

Median home value

$834

Median monthly rent

48.7%

Home ownership

19.6%

Poverty rate

13.1%

Unemployment

2,047

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

271

Under 5

293

239

5–9

258

169

10–14

183

220

15–19

237

226

20–24

244

213

25–34

229

780

35–44

842

196

45–54

212

151

55–59

163

301

60–64

325

471

65–74

508

229

75–84

246

209

85+

226

← Male

Female →

Age summary

Group	Count	%
Under 18	1,638	21.4%
18 and over	6,003	78.6%
65 and over	1,889	24.7%
Median age	40.2 years

Race & ethnicity

White 49.2%

Black or African American 33.3%

Two or more races 10.2%

Hispanic or Latino 4.5%

Other race 2.9%

Asian 0.1%

Group	Count	%
White	3,933	49.2%
Black or African American	2,660	33.3%
Two or more races	815	10.2%
Hispanic or Latino	356	4.5%
Other race	229	2.9%
Asian	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	54.0%	43.4%
$50k – $100k	39.7%	31.8%	30.8%
$100k – $200k	5.0%	11.8%	19.3%
Over $200k	1.6%	2.4%	6.4%

Under $10k 12.7%

$10k–$15k 11.0%

$15k–$25k 9.3%

$25k–$35k 8.2%

$35k–$50k 15.6%

$50k–$75k 18.6%

$75k–$100k 13.8%

$100k–$150k 8.7%

$150k–$200k 0.4%

$200k+ 1.6%

Range	% of households
Under $10k	12.7%
$10k–$15k	11.0%
$15k–$25k	9.3%
$25k–$35k	8.2%
$35k–$50k	15.6%
$50k–$75k	18.6%
$75k–$100k	13.8%
$100k–$150k	8.7%
$150k–$200k	0.4%
$200k+	1.6%
Median income	$39,931

Housing

Home values

Under $50k 15.2%

$50k–$100k 17.5%

$100k–$150k 12.9%

$150k–$200k 32.1%

$200k–$300k 17.0%

$300k–$500k 5.4%

Housing overview

Metric	Value
Median home value	$156,300
Median rent / month	$834
Owner occupied	48.7%
Renter occupied	51.3%
Vacant	19.0%
Single-family detached	59.1%
Large apartment buildings	8.1%
Mobile homes	20.0%
Median rooms	5.1
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.0%
2010–2019	2.6%
2000–2009	10.1%
1990–1999	9.5%
1980–1989	17.6%
1970–1979	33.9%
1960–1969	4.3%
1950–1959	7.0%
1940–1949	5.0%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.6%
1 bedroom	6.4%
2 bedrooms	40.9%
3 bedrooms	43.3%
4 bedrooms	5.2%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	11.4%
1 vehicle	45.3%
2 vehicles	20.6%
3 or more	22.8%

Heating fuel

Fuel type	%
Utility gas	5.4%
Electricity	90.0%
Propane / LP gas	1.8%
Fuel oil	0.1%
Wood	1.3%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	1,090	38.4%
Cohabiting couple	72	2.5%
Male householder, no spouse	551	19.4%
Female householder, no spouse	1,122	39.6%
Households with children under 18	633	22.3%
Households with seniors (65+)	1,144	40.4%
Average household size	2.45

Marital status

Status	Male	Female
Never married	34.9%	23.4%
Married	46.3%	35.6%
Separated	2.5%	0.0%
Widowed	3.5%	22.5%
Divorced	12.8%	18.5%

Education

Less than 9th grade 4.2%

Some HS, no diploma 5.1%

HS graduate 40.4%

Some college, no degree 30.4%

Associate's degree 5.1%

Bachelor's degree 10.0%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	90.8%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	392	23.0%
Kindergarten	163	9.6%
Elementary school	650	38.2%
High school	309	18.2%
College / grad school	187	11.0%

Employment

Industry of employment

Education & healthcare 19.3%

Manufacturing 18.6%

Arts, food & hospitality 13.5%

Construction 12.4%

Other services 9.5%

Retail trade 9.0%

Finance & real estate 6.5%

Public administration 5.5%

Professional & management 3.0%

Transportation & utilities 1.9%

Agriculture & mining 0.9%

Occupation

Category	%
Management, business & arts	27.8%
Service	25.5%
Sales & office	18.4%
Natural resources & construction	18.7%
Production & transportation	9.6%

Employment type

Type	%
Private sector	88.0%
Government	7.3%
Self-employed	4.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.9%
Carpool	3.9%
Public transit	0.0%
Walk	4.5%
Work from home	6.6%
Other means	4.2%
Avg commute (minutes)	19.3

Poverty

All people 19.6%

Under 18 years 17.1%

18 and over 20.4%

Married-couple families 2.7%

Female-led households 62.1%

Income support

Source	% of households
Social Security	47.1%
Retirement income	23.5%
Supplemental Security	4.6%
Cash public assistance	1.6%
Food stamps / SNAP	26.3%

Health indicators

Condition	%
Obesity	36.0%
High blood pressure	37.8%
High cholesterol	32.9%
Diabetes	12.5%
Heart disease	7.2%
Stroke	4.0%
Asthma	9.5%
Arthritis	25.2%
Kidney disease	3.5%
Pulmonary disease	8.7%
Cancer	6.6%

Behavior / access	%
Smoking	21.0%
Binge drinking	14.3%
No physical activity	30.3%
Less than 7 hrs sleep	39.0%
Depression	19.0%
Fair or poor health	19.5%
Poor mental health	16.6%
Poor physical health	12.7%
No health insurance	26.2%
Visited doctor (checkup)	74.2%
Visited dentist	47.8%
Cholesterol screening	89.1%
Teeth loss	18.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	272	4.5%

Disability	%
Any disability	18.1%
Under 18	4.6%
18–64 years	17.4%
65 and over	35.1%

Health insurance coverage

Type	%
Private insurance	51.1%
Public insurance	56.7%
No insurance	9.7%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,077	92.6%
Spanish	100	1.4%
Other Indo-European	96	1.4%
Asian & Pacific Islander	0	0.0%
Other languages	4	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,422	97.1%
Born in same state	7,380	96.6%
Born in different state	5,229	68.4%
Foreign born	42	0.5%
Naturalized citizen	219	2.9%
Not a US citizen	97	44.3%

Ancestry

Ancestry	Count	%
Arab	459	6%
French	387	5.1%
Italian	298	3.9%

Ancestry	Count	%
Norwegian	44	0.6%
German	11	0.1%
English	10	0.1%

Technology access

Metric	% of households
Computer access	37.1%
Internet access	69.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32064

What city is ZIP code 32064 in?

ZIP code 32064 is primarily assigned to Live Oak, Florida.

What county is ZIP code 32064 in?

ZIP code 32064 falls within Suwannee County, Florida.

Does ZIP code 32064 have a large retiree population?

47% of households in ZIP code 32064 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 32064?

20% of residents in ZIP code 32064 live below the poverty line, above the national average.

How educated is the population of ZIP code 32064?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 32064?

The median home value in ZIP code 32064 is $156,300.

What timezone is ZIP code 32064 in?

ZIP code 32064 observes the EST timezone.