78628 ZIP Code — Georgetown, TX

Williamson County, Texas

ZIP code 78628 is located in Georgetown, Texas, within Williamson County. It covers approximately 64.71 square miles and serves a population of 41,428 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 512/737.

About ZIP code 78628

The housing stock consists of predominantly single-family detached homes. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $419,900. Owner-occupancy is high at 77%, well above the national average.

The gap between median ($111,491) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 53% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 78628 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

41,428

population

64.71

sq mi land

Standard

ZIP type

Central (CT)

timezone

78628 ZIP code map

Cities in ZIP code 78628

Below are the cities the US Postal Service accepts for ZIP code 78628. Using any city not on this list may result in mail delivery delays.

City	Status
Georgetown	Acceptable
Georgetown	Preferred

Nearby ZIP codes

78633 Georgetown (6.4 mi) 78681 Round Rock (8.9 mi) 78681 Round Rock (8.9 mi) 78665 Round Rock (9.8 mi) 78682 Round Rock (10.4 mi) 78626 Georgetown (10.4 mi) 78717 Austin (10.6 mi) 78613 Cedar Park (10.9 mi) 78642 Liberty Hill (11.2 mi) 78641 Leander (12.2 mi) 78641 Leander (12.2 mi) 78664 Round Rock (12.5 mi)

Demographics updated 06/2026

Population
Total population	41,428
Population density	640 / sq mi
State FIPS	48
County FIPS	491

Geography
Land area	64.71 sq mi
Water area	1.23 sq mi
Latitude	30.6465
Longitude	-97.7558
Timezone	Central (CT)
Area code	512/737

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.7%	23.0%	39.5%
$50k – $100k	30.8%	30.5%	30.1%
$100k – $200k	32.5%	34.7%	22.6%
Over $200k	16.0%	11.8%	7.8%

Demographics & statistics

41,428

Population

640

People per sq mi

40.2

Median age

$111,491

Median household income

$55,893

Per capita income

$419,900

Median home value

$1,417

Median monthly rent

77.3%

Home ownership

5.5%

Poverty rate

5.2%

Unemployment

12,497

Housing units

52.5%

Bachelor's or higher

Age distribution

Male Female

1,080

Under 5

1,132

1,469

5–9

1,539

1,335

10–14

1,400

1,410

15–19

1,479

870

20–24

912

2,391

25–34

2,506

2,827

35–44

2,963

2,681

45–54

2,810

1,421

55–59

1,489

1,161

60–64

1,216

2,070

65–74

2,169

926

75–84

970

587

85+

615

← Male

Female →

Age summary

Group	Count	%
Under 18	9,833	23.7%
18 and over	31,595	76.3%
65 and over	7,337	17.7%
Median age	40.2 years

Race & ethnicity

White 75.2%

Hispanic or Latino 7.9%

Two or more races 7.2%

Asian 3.5%

Black or African American 3%

Other race 2.9%

American Indian / Alaska Native 0.2%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	33,826	75.2%
Hispanic or Latino	3,537	7.9%
Two or more races	3,221	7.2%
Asian	1,595	3.5%
Black or African American	1,350	3%
Other race	1,301	2.9%
American Indian / Alaska Native	101	0.2%
Native Hawaiian / Pacific Islander	34	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.7%	23.0%	39.5%
$50k – $100k	30.8%	30.5%	30.1%
$100k – $200k	32.5%	34.7%	22.6%
Over $200k	16.0%	11.8%	7.8%

Under $10k 2.2%

$10k–$15k 1.5%

$15k–$25k 3.0%

$25k–$35k 4.2%

$35k–$50k 7.0%

$50k–$75k 13.8%

$75k–$100k 13.8%

$100k–$150k 17.3%

$150k–$200k 16.3%

$200k+ 20.9%

Range	% of households
Under $10k	2.2%
$10k–$15k	1.5%
$15k–$25k	3.0%
$25k–$35k	4.2%
$35k–$50k	7.0%
$50k–$75k	13.8%
$75k–$100k	13.8%
$100k–$150k	17.3%
$150k–$200k	16.3%
$200k+	20.9%
Median income	$111,491

Housing

Home values

Under $50k 0.7%

$50k–$100k 0.2%

$100k–$150k 0.7%

$150k–$200k 1.0%

$200k–$300k 18.1%

$300k–$500k 47.0%

$500k–$1M 26.9%

$1M+ 5.5%

Housing overview

Metric	Value
Median home value	$419,900
Median rent / month	$1,417
Owner occupied	77.3%
Renter occupied	22.7%
Vacant	3.0%
Single-family detached	79.1%
Large apartment buildings	8.9%
Mobile homes	0.3%
Median rooms	6.5
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	3.9%
2010–2019	37.8%
2000–2009	16.5%
1990–1999	12.2%
1980–1989	17.6%
1970–1979	10.4%
1960–1969	0.5%
1950–1959	0.3%
1940–1949	0.1%
1939 or earlier	0.6%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	7.0%
2 bedrooms	12.5%
3 bedrooms	39.9%
4 bedrooms	33.5%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	4.2%
1 vehicle	23.3%
2 vehicles	48.8%
3 or more	23.6%

Heating fuel

Fuel type	%
Utility gas	37.2%
Electricity	55.2%
Propane / LP gas	7.1%
Fuel oil	0.1%
Solar	0.1%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	10,478	67.4%
Cohabiting couple	535	3.4%
Male householder, no spouse	1,691	10.9%
Female householder, no spouse	2,839	18.3%
Households with children under 18	5,149	33.1%
Households with seniors (65+)	4,981	32.0%
Average household size	2.66

Marital status

Status	Male	Female
Never married	23.5%	20.1%
Married	67.9%	62.4%
Separated	1.1%	0.6%
Widowed	2.5%	7.3%
Divorced	5.0%	9.7%

Education

Less than 9th grade 1.9%

Some HS, no diploma 2.5%

HS graduate 15.1%

Some college, no degree 19.8%

Associate's degree 8.2%

Bachelor's degree 32.9%

Graduate / professional 19.6%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	52.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	571	5.7%
Kindergarten	733	7.3%
Elementary school	4,684	46.3%
High school	2,162	21.4%
College / grad school	1,956	19.4%

Employment

Industry of employment

Education & healthcare 25.0%

Professional & management 15.3%

Retail trade 10.9%

Finance & real estate 8.8%

Manufacturing 7.2%

Arts, food & hospitality 6.3%

Public administration 6.1%

Construction 5.6%

Other services 5.1%

Transportation & utilities 4.5%

Information 2.3%

Wholesale trade 1.7%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	54.3%
Service	12.3%
Sales & office	19.7%
Natural resources & construction	7.0%
Production & transportation	6.6%

Employment type

Type	%
Private sector	77.0%
Government	15.9%
Self-employed	6.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	72.0%
Carpool	5.6%
Public transit	0.1%
Walk	0.5%
Work from home	20.5%
Other means	1.3%
Avg commute (minutes)	28.6

Poverty

All people 5.5%

Under 18 years 5.3%

18 and over 5.6%

Married-couple families 1.8%

Female-led households 25.4%

Income support

Source	% of households
Social Security	30.0%
Retirement income	29.2%
Supplemental Security	2.0%
Cash public assistance	0.6%
Food stamps / SNAP	4.7%

Health indicators

Condition	%
Obesity	30.3%
High blood pressure	33.5%
High cholesterol	38.0%
Diabetes	10.2%
Heart disease	6.2%
Stroke	2.7%
Asthma	8.5%
Arthritis	25.6%
Kidney disease	2.7%
Pulmonary disease	5.9%
Cancer	7.3%

Behavior / access	%
Smoking	12.8%
Binge drinking	18.8%
No physical activity	18.6%
Less than 7 hrs sleep	29.5%
Depression	21.1%
Fair or poor health	12.3%
Poor mental health	12.9%
Poor physical health	9.5%
No health insurance	18.4%
Visited doctor (checkup)	72.6%
Visited dentist	66.4%
Cholesterol screening	92.1%
Teeth loss	9.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,225	10.3%

Disability	%
Any disability	11.7%
Under 18	2.4%
18–64 years	9.1%
65 and over	32.8%

Health insurance coverage

Type	%
Private insurance	83.3%
Public insurance	23.6%
No insurance	6.3%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	39,216	94.7%
Spanish	1,430	3.6%
Other Indo-European	826	2.1%
Asian & Pacific Islander	279	0.7%
Other languages	325	0.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	38,478	92.9%
Born in same state	37,571	90.7%
Born in different state	21,427	51.7%
Foreign born	907	2.2%
Naturalized citizen	2,950	7.1%
Not a US citizen	1,432	48.5%

Ancestry

Ancestry	Count	%
French	6,379	15.4%
Italian	5,882	14.2%
Arab	2,008	4.8%
Dutch	551	1.3%

Ancestry	Count	%
Polish	546	1.3%
English	422	1%
German	222	0.5%
Irish	76	0.2%

Technology access

Metric	% of households
Computer access	37.5%
Internet access	98.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78628

What city is ZIP code 78628 in?

ZIP code 78628 is primarily assigned to Georgetown, Texas.

What county is ZIP code 78628 in?

ZIP code 78628 falls within Williamson County, Texas.

How educated is the population of ZIP code 78628?

53% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 78628?

The median home value in ZIP code 78628 is $419,900.

Does ZIP code 78628 have a large veteran population?

10% of civilians in ZIP code 78628 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 78628?

The median household income in ZIP code 78628 is $111,491, above the national median of ~$75,000.

What timezone is ZIP code 78628 in?

ZIP code 78628 observes the CST timezone.