32732 ZIP Code — Geneva, FL

Seminole County, Florida

ZIP code 32732 is located in Geneva, Florida, within Seminole County. It covers approximately 55.84 square miles and serves a population of 5,104 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 407/321/689.

About ZIP code 32732

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $457,300. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($109,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. An above-average commute of 41 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 26% of workers work from home.

Educational attainment is near the national average, with 43% of residents holding a bachelor's degree or higher.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 32732 reflects a community defined by a strong veteran community, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

5,104

population

55.84

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32732 ZIP code map

Cities in ZIP code 32732

Below are the cities the US Postal Service accepts for ZIP code 32732. Using any city not on this list may result in mail delivery delays.

City	Status
Geneva	Preferred

Nearby ZIP codes

32766 Oviedo (6.6 mi) 32765 Oviedo (7.6 mi) 32773 Sanford (8.4 mi) 32764 Osteen (8.6 mi) 32754 Mims (10.4 mi) 32708 Winter Springs (11.1 mi) 32816 Orlando (11.8 mi) 32738 Deltona (11.9 mi) 32826 Orlando (12.1 mi) 32820 Orlando (12.2 mi) 32725 Deltona (12.6 mi) 32771 Sanford (12.8 mi)

Demographics updated 06/2026

Population
Total population	5,104
Population density	91 / sq mi
State FIPS	12
County FIPS	117

Geography
Land area	55.84 sq mi
Water area	6.70 sq mi
Latitude	28.7503
Longitude	-81.1099
Timezone	Eastern (ET)
Area code	407/321/689

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.2%	35.4%	43.4%
$50k – $100k	32.8%	31.8%	30.8%
$100k – $200k	29.0%	24.6%	19.3%
Over $200k	10.0%	8.2%	6.4%

Demographics & statistics

5,104

Population

People per sq mi

44.8

Median age

$109,625

Median household income

$47,580

Per capita income

$457,300

Median home value

Median monthly rent

95.5%

Home ownership

8.2%

Poverty rate

2.9%

Unemployment

1,919

Housing units

42.5%

Bachelor's or higher

Age distribution

Male Female

110

Under 5

142

5–9

124

186

10–14

163

108

15–19

210

20–24

184

307

25–34

269

320

35–44

281

423

45–54

372

145

55–59

127

213

60–64

187

408

65–74

359

127

75–84

111

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	991	19.4%
18 and over	4,113	80.6%
65 and over	1,042	20.4%
Median age	44.8 years

Race & ethnicity

White 86.3%

Two or more races 6.1%

Hispanic or Latino 5.6%

Black or African American 0.9%

American Indian / Alaska Native 0.6%

Asian 0.3%

Other race 0.1%

Group	Count	%
White	4,668	86.3%
Two or more races	332	6.1%
Hispanic or Latino	304	5.6%
Black or African American	50	0.9%
American Indian / Alaska Native	33	0.6%
Asian	17	0.3%
Other race	4	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	28.2%	35.4%	43.4%
$50k – $100k	32.8%	31.8%	30.8%
$100k – $200k	29.0%	24.6%	19.3%
Over $200k	10.0%	8.2%	6.4%

Under $10k 3.9%

$10k–$15k 2.9%

$15k–$25k 2.6%

$25k–$35k 2.7%

$35k–$50k 7.3%

$50k–$75k 6.0%

$75k–$100k 16.6%

$100k–$150k 22.7%

$150k–$200k 13.6%

$200k+ 21.8%

Range	% of households
Under $10k	3.9%
$10k–$15k	2.9%
$15k–$25k	2.6%
$25k–$35k	2.7%
$35k–$50k	7.3%
$50k–$75k	6.0%
$75k–$100k	16.6%
$100k–$150k	22.7%
$150k–$200k	13.6%
$200k+	21.8%
Median income	$109,625

Housing

Home values

Under $50k 0.9%

$50k–$100k 3.2%

$100k–$150k 2.7%

$150k–$200k 8.6%

$200k–$300k 8.1%

$300k–$500k 32.9%

$500k–$1M 39.5%

$1M+ 4.1%

Housing overview

Metric	Value
Median home value	$457,300
Median rent / month	$0
Owner occupied	95.5%
Renter occupied	4.5%
Vacant	11.2%
Single-family detached	88.1%
Large apartment buildings	0.0%
Mobile homes	11.0%
Median rooms	6.6
Avg household size (owned)	2.92

Year built

Era	%
2020 or later	0.0%
2010–2019	7.4%
2000–2009	23.3%
1990–1999	21.2%
1980–1989	24.9%
1970–1979	10.0%
1960–1969	4.6%
1950–1959	6.5%
1940–1949	2.3%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.8%
1 bedroom	2.9%
2 bedrooms	8.9%
3 bedrooms	52.6%
4 bedrooms	23.1%
5+ bedrooms	9.8%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	12.7%
2 vehicles	37.1%
3 or more	50.2%

Heating fuel

Fuel type	%
Electricity	94.6%
Propane / LP gas	3.4%
Wood	0.9%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	1,284	72.4%
Cohabiting couple	18	1.0%
Male householder, no spouse	288	16.2%
Female householder, no spouse	184	10.4%
Households with children under 18	498	28.1%
Households with seniors (65+)	777	43.8%
Average household size	2.88

Marital status

Status	Male	Female
Never married	30.5%	20.9%
Married	54.8%	65.6%
Separated	0.6%	1.9%
Widowed	4.7%	8.9%
Divorced	9.3%	2.7%

Education

Less than 9th grade 0.4%

Some HS, no diploma 1.8%

HS graduate 27.6%

Some college, no degree 14.2%

Associate's degree 13.5%

Bachelor's degree 23.9%

Graduate / professional 18.6%

Metric	%
HS diploma or higher	97.8%
Bachelor's or higher	42.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	77	6.4%
Kindergarten	99	8.2%
Elementary school	470	38.8%
High school	243	20.1%
College / grad school	321	26.5%

Employment

Industry of employment

Construction 18.2%

Arts, food & hospitality 14.9%

Finance & real estate 14.5%

Education & healthcare 14.5%

Professional & management 12.9%

Retail trade 6.0%

Public administration 5.8%

Other services 4.2%

Transportation & utilities 3.4%

Manufacturing 2.7%

Information 1.9%

Agriculture & mining 0.6%

Wholesale trade 0.5%

Occupation

Category	%
Management, business & arts	43.4%
Service	20.5%
Sales & office	17.2%
Natural resources & construction	15.5%
Production & transportation	3.5%

Employment type

Type	%
Private sector	74.6%
Government	13.8%
Self-employed	10.4%
Unpaid family workers	1.2%

Commute

Method	%
Drive alone	60.5%
Carpool	12.2%
Public transit	0.0%
Walk	1.7%
Work from home	25.5%
Other means	0.0%
Avg commute (minutes)	40.7

Poverty

All people 8.2%

Under 18 years 10.7%

18 and over 7.5%

Married-couple families 2.7%

Female-led households 55.9%

Income support

Source	% of households
Social Security	40.3%
Retirement income	32.9%
Supplemental Security	1.4%
Cash public assistance	1.0%
Food stamps / SNAP	4.2%

Health indicators

Condition	%
Obesity	28.7%
High blood pressure	30.0%
High cholesterol	32.9%
Diabetes	9.1%
Heart disease	5.8%
Stroke	2.6%
Asthma	8.4%
Arthritis	23.4%
Kidney disease	2.5%
Pulmonary disease	6.7%
Cancer	6.6%

Behavior / access	%
Smoking	15.6%
Binge drinking	18.3%
No physical activity	20.6%
Less than 7 hrs sleep	33.2%
Depression	19.1%
Fair or poor health	11.5%
Poor mental health	14.5%
Poor physical health	9.7%
No health insurance	14.7%
Visited doctor (checkup)	74.7%
Visited dentist	65.8%
Cholesterol screening	92.0%
Teeth loss	10.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	475	11.5%

Disability	%
Any disability	8.2%
Under 18	0.0%
18–64 years	5.5%
65 and over	23.7%

Health insurance coverage

Type	%
Private insurance	79.3%
Public insurance	23.5%
No insurance	13.0%
Uninsured under 19	20.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,897	95.9%
Spanish	25	0.5%
Other Indo-European	25	0.5%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,782	93.7%
Born in same state	4,580	89.7%
Born in different state	2,054	40.2%
Foreign born	202	4.0%
Naturalized citizen	322	6.3%
Not a US citizen	232	72.0%

Ancestry

Ancestry	Count	%
French	1,213	23.8%
Italian	585	11.5%
Arab	359	7%

Ancestry	Count	%
English	128	2.5%
German	104	2%
Irish	15	0.3%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32732

What city is ZIP code 32732 in?

ZIP code 32732 is primarily assigned to Geneva, Florida.

What county is ZIP code 32732 in?

ZIP code 32732 falls within Seminole County, Florida.

Is ZIP code 32732 mostly owner-occupied?

96% of occupied units in ZIP code 32732 are owner-occupied, well above the national average.

Does ZIP code 32732 have a large retiree population?

40% of households in ZIP code 32732 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 32732 have a large veteran population?

12% of civilians in ZIP code 32732 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 32732?

The median home value in ZIP code 32732 is $457,300.

What timezone is ZIP code 32732 in?

ZIP code 32732 observes the EST timezone.