65250 ZIP Code — Franklin, MO

Howard County, Missouri

ZIP code 65250 is located in Franklin, Missouri, within Howard County. It covers approximately 52.13 square miles and serves a population of 508 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65250

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $152,300. Owner-occupancy is high at 96%, well above the national average.

The gap between median ($63,523) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 21% of residents, above the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 20 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Overall, ZIP code 65250 reflects a community defined by economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

508

population

52.13

sq mi land

Standard

ZIP type

Central (CT)

timezone

65250 ZIP code map

Cities in ZIP code 65250

Below are the cities the US Postal Service accepts for ZIP code 65250. Using any city not on this list may result in mail delivery delays.

City	Status
Franklin	Acceptable
Franklin	Preferred

Nearby ZIP codes

65322 Blackwater (7.4 mi) 65274 New Franklin (9.5 mi) 65248 Fayette (10.9 mi) 65254 Glasgow (11.6 mi) 65233 Boonville (12.4 mi) 65276 Pilot Grove (15 mi) 65330 Gilliam (15.7 mi) 65349 Slater (15.8 mi) 65230 Armstrong (17 mi) 65279 Rocheport (18.2 mi) 65340 Marshall (19 mi) 65237 Bunceton (19.4 mi)

Demographics updated 06/2026

Population
Total population	508
Population density	10 / sq mi
State FIPS	29
County FIPS	089

Geography
Land area	52.13 sq mi
Water area	1.71 sq mi
Latitude	39.0512
Longitude	-92.8452
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.5%	45.1%	43.8%
$50k – $100k	26.7%	34.0%	31.5%
$100k – $200k	18.7%	17.4%	19.5%
Over $200k	8.0%	3.5%	5.2%

Demographics & statistics

508

Population

People per sq mi

48.2

Median age

$63,523

Median household income

$38,888

Per capita income

$152,300

Median home value

Median monthly rent

95.5%

Home ownership

21.3%

Poverty rate

20.4%

Unemployment

230

Housing units

21.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	124	24.4%
18 and over	384	75.6%
65 and over	126	24.8%
Median age	48.2 years

Race & ethnicity

White 100%

Group	Count	%
White	508	100%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.5%	45.1%	43.8%
$50k – $100k	26.7%	34.0%	31.5%
$100k – $200k	18.7%	17.4%	19.5%
Over $200k	8.0%	3.5%	5.2%

Under $10k 7.9%

$10k–$15k 5.6%

$15k–$25k 5.6%

$25k–$35k 6.2%

$35k–$50k 14.7%

$50k–$75k 14.7%

$75k–$100k 3.4%

$100k–$150k 15.8%

$150k–$200k 3.4%

$200k+ 22.6%

Range	% of households
Under $10k	7.9%
$10k–$15k	5.6%
$15k–$25k	5.6%
$25k–$35k	6.2%
$35k–$50k	14.7%
$50k–$75k	14.7%
$75k–$100k	3.4%
$100k–$150k	15.8%
$150k–$200k	3.4%
$200k+	22.6%
Median income	$63,523

Housing

Home values

Under $50k 8.9%

$50k–$100k 21.3%

$100k–$150k 18.9%

$150k–$200k 11.2%

$200k–$300k 23.1%

$300k–$500k 8.9%

$500k–$1M 4.7%

$1M+ 3.0%

Housing overview

Metric	Value
Median home value	$152,300
Median rent / month	$0
Owner occupied	95.5%
Renter occupied	4.5%
Vacant	25.6%
Single-family detached	66.4%
Large apartment buildings	0.8%
Mobile homes	32.8%
Median rooms	5.8
Avg household size (owned)	2.91

Year built

Era	%
2020 or later	2.5%
2010–2019	0.0%
2000–2009	8.4%
1990–1999	19.3%
1980–1989	16.8%
1970–1979	17.6%
1960–1969	7.6%
1950–1959	10.9%
1940–1949	0.4%
1939 or earlier	16.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.9%
2 bedrooms	28.6%
3 bedrooms	47.1%
4 bedrooms	13.4%
5+ bedrooms	5.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.6%
1 vehicle	14.7%
2 vehicles	58.8%
3 or more	26.0%

Heating fuel

Fuel type	%
Utility gas	4.0%
Electricity	39.0%
Propane / LP gas	43.5%

Households & families

Household type	Count	%
Married-couple family	86	48.6%
Cohabiting couple	11	6.2%
Male householder, no spouse	50	28.2%
Female householder, no spouse	30	16.9%
Households with children under 18	47	26.6%
Households with seniors (65+)	80	45.2%
Average household size	2.87

Marital status

Status	Male	Female
Never married	40.3%	37.1%
Married	42.5%	44.3%
Separated	0.0%	1.0%
Widowed	0.0%	5.2%
Divorced	17.3%	12.4%

Education

Less than 9th grade 5.8%

Some HS, no diploma 22.9%

HS graduate 39.9%

Some college, no degree 7.3%

Associate's degree 2.4%

Bachelor's degree 18.9%

Graduate / professional 2.7%

Metric	%
HS diploma or higher	71.3%
Bachelor's or higher	21.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	59	39.1%
High school	71	47.0%
College / grad school	21	13.9%

Employment

Industry of employment

Agriculture & mining 30.2%

Public administration 13.4%

Education & healthcare 11.7%

Other services 8.4%

Finance & real estate 7.8%

Arts, food & hospitality 7.3%

Manufacturing 6.7%

Wholesale trade 5.6%

Retail trade 5.0%

Construction 3.4%

Transportation & utilities 0.6%

Occupation

Category	%
Management, business & arts	36.3%
Service	20.1%
Sales & office	14.0%
Natural resources & construction	20.7%
Production & transportation	8.9%

Employment type

Type	%
Private sector	36.3%
Government	24.6%
Self-employed	30.7%
Unpaid family workers	8.4%

Commute

Method	%
Drive alone	70.4%
Carpool	10.1%
Public transit	0.0%
Walk	0.6%
Work from home	19.0%
Other means	0.0%
Avg commute (minutes)	20.2

Poverty

All people 21.3%

Under 18 years 56.5%

18 and over 9.9%

Married-couple families 0.0%

Female-led households 66.7%

Income support

Source	% of households
Social Security	42.4%
Retirement income	21.5%
Supplemental Security	9.0%
Cash public assistance	3.4%
Food stamps / SNAP	11.3%

Health indicators

Condition	%
Obesity	38.4%
High blood pressure	33.0%
High cholesterol	35.1%
Diabetes	11.3%
Heart disease	7.8%
Stroke	3.5%
Asthma	9.7%
Arthritis	29.5%
Kidney disease	3.0%
Pulmonary disease	9.3%
Cancer	6.7%

Behavior / access	%
Smoking	22.7%
Binge drinking	16.8%
No physical activity	27.3%
Less than 7 hrs sleep	33.7%
Depression	24.5%
Fair or poor health	17.7%
Poor mental health	15.9%
Poor physical health	12.8%
No health insurance	15.6%
Visited doctor (checkup)	73.6%
Visited dentist	57.7%
Cholesterol screening	88.2%
Teeth loss	19.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	33	8.6%

Disability	%
Any disability	15.6%
Under 18	6.5%
18–64 years	8.1%
65 and over	39.7%

Health insurance coverage

Type	%
Private insurance	48.2%
Public insurance	60.0%
No insurance	11.8%
Uninsured under 19	4.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	493	97.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	508	100.0%
Born in same state	508	100.0%
Born in different state	473	93.1%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	73	14.4%
Italian	33	6.5%
Arab	21	4.1%

Ancestry	Count	%
English	2	0.4%
Polish	1	0.2%

Technology access

Metric	% of households
Computer access	34.8%
Internet access	88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65250

What city is ZIP code 65250 in?

ZIP code 65250 is primarily assigned to Franklin, Missouri.

What county is ZIP code 65250 in?

ZIP code 65250 falls within Howard County, Missouri.

Is ZIP code 65250 mostly owner-occupied?

96% of occupied units in ZIP code 65250 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 65250?

21% of residents in ZIP code 65250 live below the poverty line, above the national average.

Does ZIP code 65250 have a large retiree population?

42% of households in ZIP code 65250 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65250?

The median home value in ZIP code 65250 is $152,300.

What timezone is ZIP code 65250 in?

ZIP code 65250 observes the CST timezone.