65274 ZIP Code — New Franklin, MO

Howard County, Missouri

ZIP code 65274 is located in New Franklin, Missouri, within Howard County. It covers approximately 49.57 square miles and serves a population of 1,901 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 660.

About ZIP code 65274

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $146,700. Owner-occupancy is high at 83%, well above the national average.

Median household income is $74,762. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 65274 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,901

population

49.57

sq mi land

Standard

ZIP type

Central (CT)

timezone

65274 ZIP code map

Cities in ZIP code 65274

Below are the cities the US Postal Service accepts for ZIP code 65274. Using any city not on this list may result in mail delivery delays.

City	Status
New Franklin	Acceptable
New Franklin	Preferred

Nearby ZIP codes

65248 Fayette (6.7 mi) 65279 Rocheport (8.8 mi) 65233 Boonville (8.9 mi) 65250 Franklin (9.5 mi) 65287 Wooldridge (11.2 mi) 65256 Harrisburg (14.5 mi) 65068 Prairie Home (15.1 mi) 65322 Blackwater (15.1 mi) 65254 Glasgow (15.7 mi) 65230 Armstrong (17.1 mi) 65203 Columbia (17.8 mi) 65257 Higbee (17.9 mi)

Demographics updated 06/2026

Population
Total population	1,901
Population density	38 / sq mi
State FIPS	29
County FIPS	089

Geography
Land area	49.57 sq mi
Water area	1.41 sq mi
Latitude	39.0242
Longitude	-92.6722
Timezone	Central (CT)
Area code	660

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.4%	45.1%	43.8%
$50k – $100k	38.0%	34.0%	31.5%
$100k – $200k	19.9%	17.4%	19.5%
Over $200k	1.7%	3.5%	5.2%

Demographics & statistics

1,901

Population

People per sq mi

42.8

Median age

$74,762

Median household income

$29,056

Per capita income

$146,700

Median home value

$696

Median monthly rent

83.1%

Home ownership

11.8%

Poverty rate

2.2%

Unemployment

675

Housing units

28.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

114

25–34

110

135

35–44

131

106

45–54

102

55–59

60–64

121

65–74

117

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	442	23.3%
18 and over	1,459	76.7%
65 and over	442	23.3%
Median age	42.8 years

Race & ethnicity

White 72.7%

Two or more races 12%

Hispanic or Latino 11.4%

Black or African American 3.1%

American Indian / Alaska Native 0.8%

Group	Count	%
White	1,560	72.7%
Two or more races	258	12%
Hispanic or Latino	244	11.4%
Black or African American	66	3.1%
American Indian / Alaska Native	17	0.8%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	40.4%	45.1%	43.8%
$50k – $100k	38.0%	34.0%	31.5%
$100k – $200k	19.9%	17.4%	19.5%
Over $200k	1.7%	3.5%	5.2%

$10k–$15k 7.5%

$15k–$25k 9.6%

$25k–$35k 6.1%

$35k–$50k 15.4%

$50k–$75k 11.8%

$75k–$100k 16.6%

$100k–$150k 25.2%

$150k–$200k 4.6%

$200k+ 3.3%

Range	% of households
$10k–$15k	7.5%
$15k–$25k	9.6%
$25k–$35k	6.1%
$35k–$50k	15.4%
$50k–$75k	11.8%
$75k–$100k	16.6%
$100k–$150k	25.2%
$150k–$200k	4.6%
$200k+	3.3%
Median income	$74,762

Housing

Home values

Under $50k 6.9%

$50k–$100k 19.3%

$100k–$150k 24.5%

$150k–$200k 16.5%

$200k–$300k 23.8%

$300k–$500k 6.5%

$500k–$1M 2.5%

Housing overview

Metric	Value
Median home value	$146,700
Median rent / month	$696
Owner occupied	83.1%
Renter occupied	16.9%
Vacant	19.6%
Single-family detached	80.8%
Large apartment buildings	0.9%
Mobile homes	10.0%
Median rooms	6.2
Avg household size (owned)	3.03

Year built

Era	%
2020 or later	0.0%
2010–2019	6.4%
2000–2009	5.9%
1990–1999	14.9%
1980–1989	10.8%
1970–1979	11.5%
1960–1969	17.5%
1950–1959	11.8%
1940–1949	2.8%
1939 or earlier	18.4%

Bedrooms

Size	% of units
No bedroom (studio)	0.8%
1 bedroom	4.9%
2 bedrooms	25.0%
3 bedrooms	54.2%
4 bedrooms	12.2%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	5.4%
1 vehicle	18.5%
2 vehicles	43.5%
3 or more	32.6%

Heating fuel

Fuel type	%
Utility gas	30.7%
Electricity	34.9%
Propane / LP gas	31.2%
Wood	2.7%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	415	66.1%
Cohabiting couple	41	6.5%
Male householder, no spouse	67	10.7%
Female householder, no spouse	105	16.7%
Households with children under 18	207	33.0%
Households with seniors (65+)	244	38.9%
Average household size	3.03

Marital status

Status	Male	Female
Never married	15.2%	20.5%
Married	64.8%	56.4%
Separated	1.2%	0.0%
Widowed	10.5%	13.3%
Divorced	8.3%	9.8%

Education

Less than 9th grade 5.6%

Some HS, no diploma 7.0%

HS graduate 35.5%

Some college, no degree 19.3%

Associate's degree 3.8%

Bachelor's degree 13.6%

Graduate / professional 15.2%

Metric	%
HS diploma or higher	87.3%
Bachelor's or higher	28.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	5.4%
Kindergarten	12	3.6%
Elementary school	186	55.7%
High school	96	28.7%
College / grad school	22	6.6%

Employment

Industry of employment

Education & healthcare 33.6%

Retail trade 14.8%

Manufacturing 10.5%

Finance & real estate 9.0%

Construction 7.1%

Transportation & utilities 7.1%

Arts, food & hospitality 4.7%

Public administration 3.7%

Other services 3.4%

Wholesale trade 2.1%

Professional & management 2.1%

Information 1.4%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	39.3%
Service	14.3%
Sales & office	18.0%
Natural resources & construction	10.1%
Production & transportation	18.3%

Employment type

Type	%
Private sector	76.0%
Government	20.6%
Self-employed	3.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.9%
Carpool	12.2%
Public transit	0.0%
Walk	3.1%
Work from home	4.2%
Other means	2.5%
Avg commute (minutes)	32.4

Poverty

All people 11.8%

Under 18 years 18.8%

18 and over 9.7%

Married-couple families 3.9%

Female-led households 30.1%

Income support

Source	% of households
Social Security	43.3%
Retirement income	30.3%
Supplemental Security	2.4%
Cash public assistance	4.0%
Food stamps / SNAP	9.2%

Health indicators

Condition	%
Obesity	37.9%
High blood pressure	34.5%
High cholesterol	35.8%
Diabetes	11.9%
Heart disease	8.4%
Stroke	3.9%
Asthma	9.9%
Arthritis	31.6%
Kidney disease	3.4%
Pulmonary disease	9.9%
Cancer	7.7%

Behavior / access	%
Smoking	21.8%
Binge drinking	15.5%
No physical activity	28.5%
Less than 7 hrs sleep	33.3%
Depression	24.4%
Fair or poor health	18.5%
Poor mental health	15.8%
Poor physical health	13.2%
No health insurance	15.8%
Visited doctor (checkup)	74.9%
Visited dentist	57.7%
Cholesterol screening	88.8%
Teeth loss	19.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	98	6.7%

Disability	%
Any disability	19.5%
Under 18	3.4%
18–64 years	15.6%
65 and over	44.6%

Health insurance coverage

Type	%
Private insurance	64.6%
Public insurance	39.6%
No insurance	11.2%
Uninsured under 19	8.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,776	93.4%
Spanish	24	1.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	1	0.1%
Other languages	7	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,901	100.0%
Born in same state	1,901	100.0%
Born in different state	1,379	72.5%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	240	12.6%
Italian	185	9.7%
Arab	102	5.4%

Ancestry	Count	%
Polish	15	0.8%
English	3	0.2%

Technology access

Metric	% of households
Computer access	33.0%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65274

What city is ZIP code 65274 in?

ZIP code 65274 is primarily assigned to New Franklin, Missouri.

What county is ZIP code 65274 in?

ZIP code 65274 falls within Howard County, Missouri.

Is ZIP code 65274 mostly owner-occupied?

83% of occupied units in ZIP code 65274 are owner-occupied, well above the national average.

Does ZIP code 65274 have a large retiree population?

43% of households in ZIP code 65274 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 65274?

The median home value in ZIP code 65274 is $146,700.

What is the population of ZIP code 65274?

ZIP code 65274 has an estimated population of 1,901 residents, with a density of 38 people per square mile.

What timezone is ZIP code 65274 in?

ZIP code 65274 observes the CST timezone.