45628 ZIP Code — Frankfort, OH
Ross County, Ohio
ZIP code 45628 is located in Frankfort, Ohio, within Ross County. It covers approximately 75.77 square miles and serves a population of 5,434 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.
About ZIP code 45628
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $164,800. Owner-occupancy is high at 79%, well above the national average.
Median household income is $75,200.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.
Health indicators show elevated rates of smoking (27%) compared to national benchmarks.
Overall, ZIP code 45628 reflects a community defined by a trades-oriented workforce and high homeownership.
5,434
population
75.77
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
45628 ZIP code map
Cities in ZIP code 45628
Below are the cities the US Postal Service accepts for ZIP code 45628. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Frankfort | Preferred |
Nearby ZIP codes
45681 South Salem (5.8 mi)
43115 Clarksburg (7.7 mi)
45123 Greenfield (9.5 mi)
43145 New Holland (12.1 mi)
45612 Bainbridge (12.6 mi)
45601 Chillicothe (13.9 mi)
43164 Williamsport (15.1 mi)
43160 Washington Court House (16.2 mi)
45135 Leesburg (18.1 mi)
45644 Kingston (19.9 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 5,434 |
| Population density | 72 / sq mi |
| State FIPS | 39 |
| County FIPS | 141 |
| Geography | |
|---|---|
| Land area | 75.77 sq mi |
| Water area | 0.00 sq mi |
| Latitude | 39.3889 |
| Longitude | -83.2201 |
| Timezone | Eastern (ET) |
| Area code | 740 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.8% | 49.0% | 43.3% |
| $50k – $100k | 37.1% | 31.6% | 31.4% |
| $100k – $200k | 26.5% | 17.2% | 20.0% |
| Over $200k | 0.6% | 2.2% | 5.2% |
Demographics & statistics
5,434
Population
72
People per sq mi
35.6
Median age
$75,200
Median household income
$31,829
Per capita income
$164,800
Median home value
$825
Median monthly rent
78.5%
Home ownership
7.6%
Poverty rate
2.2%
Unemployment
1,830
Housing units
16.2%
Bachelor's or higher
Age distribution
Male
Female
200
Under 5
195
271
5–9
264
134
10–14
130
208
15–19
204
131
20–24
127
349
25–34
340
472
35–44
461
347
45–54
338
198
55–59
194
126
60–64
124
147
65–74
144
130
75–84
127
37
85+
36
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 1,362 | 25.1% |
| 18 and over | 4,072 | 74.9% |
| 65 and over | 621 | 11.4% |
| Median age | 35.6 years | |
Race & ethnicity
White
94.9%
Two or more races
2.3%
Hispanic or Latino
1.2%
Black or African American
0.8%
Asian
0.5%
Other race
0.3%
| Group | Count | % |
|---|---|---|
| White | 5,220 | 94.9% |
| Two or more races | 128 | 2.3% |
| Hispanic or Latino | 66 | 1.2% |
| Black or African American | 46 | 0.8% |
| Asian | 26 | 0.5% |
| Other race | 14 | 0.3% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 35.8% | 49.0% | 43.3% |
| $50k – $100k | 37.1% | 31.6% | 31.4% |
| $100k – $200k | 26.5% | 17.2% | 20.0% |
| Over $200k | 0.6% | 2.2% | 5.2% |
Under $10k
3.1%
$10k–$15k
1.4%
$15k–$25k
6.2%
$25k–$35k
11.6%
$35k–$50k
6.5%
$50k–$75k
21.0%
$75k–$100k
21.1%
$100k–$150k
19.7%
$150k–$200k
6.3%
$200k+
3.1%
| Range | % of households |
|---|---|
| Under $10k | 3.1% |
| $10k–$15k | 1.4% |
| $15k–$25k | 6.2% |
| $25k–$35k | 11.6% |
| $35k–$50k | 6.5% |
| $50k–$75k | 21.0% |
| $75k–$100k | 21.1% |
| $100k–$150k | 19.7% |
| $150k–$200k | 6.3% |
| $200k+ | 3.1% |
| Median income | $75,200 |
Housing
Home values
Under $50k
4.2%
$50k–$100k
15.3%
$100k–$150k
20.4%
$150k–$200k
32.9%
$200k–$300k
13.5%
$300k–$500k
11.8%
$500k–$1M
1.6%
$1M+
0.2%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $164,800 |
| Median rent / month | $825 |
| Owner occupied | 78.5% |
| Renter occupied | 21.5% |
| Vacant | 10.0% |
| Single-family detached | 81.3% |
| Large apartment buildings | 1.5% |
| Mobile homes | 13.3% |
| Median rooms | 5.8 |
| Avg household size (owned) | 2.62 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.0% |
| 2010–2019 | 6.6% |
| 2000–2009 | 11.2% |
| 1990–1999 | 18.3% |
| 1980–1989 | 17.4% |
| 1970–1979 | 10.0% |
| 1960–1969 | 7.2% |
| 1950–1959 | 5.3% |
| 1940–1949 | 0.8% |
| 1939 or earlier | 23.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.0% |
| 1 bedroom | 5.3% |
| 2 bedrooms | 26.1% |
| 3 bedrooms | 56.5% |
| 4 bedrooms | 10.1% |
| 5+ bedrooms | 2.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 6.2% |
| 1 vehicle | 20.4% |
| 2 vehicles | 38.3% |
| 3 or more | 35.2% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 4.9% |
| Electricity | 55.0% |
| Propane / LP gas | 23.2% |
| Fuel oil | 7.7% |
| Wood | 6.2% |
| No fuel used | 0.4% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 1,106 | 54.1% |
| Cohabiting couple | 198 | 9.7% |
| Male householder, no spouse | 366 | 17.9% |
| Female householder, no spouse | 374 | 18.3% |
| Households with children under 18 | 832 | 40.7% |
| Households with seniors (65+) | 462 | 22.6% |
| Average household size | 2.63 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 23.8% | 27.7% |
| Married | 56.0% | 53.6% |
| Separated | 0.2% | 1.0% |
| Widowed | 3.8% | 11.7% |
| Divorced | 16.2% | 6.0% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
4.9%
HS graduate
41.4%
Some college, no degree
23.3%
Associate's degree
12.2%
Bachelor's degree
10.6%
Graduate / professional
5.6%
| Metric | % |
|---|---|
| HS diploma or higher | 93.0% |
| Bachelor's or higher | 16.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 68 | 5.5% |
| Kindergarten | 163 | 13.2% |
| Elementary school | 591 | 48.0% |
| High school | 204 | 16.6% |
| College / grad school | 205 | 16.7% |
Employment
Industry of employment
Education & healthcare
27.3%
Manufacturing
25.0%
Transportation & utilities
7.9%
Retail trade
6.8%
Construction
6.5%
Arts, food & hospitality
6.0%
Public administration
5.7%
Professional & management
4.6%
Finance & real estate
4.5%
Wholesale trade
2.7%
Other services
2.2%
Agriculture & mining
0.8%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 31.8% |
| Service | 16.2% |
| Sales & office | 13.0% |
| Natural resources & construction | 11.9% |
| Production & transportation | 27.0% |
Employment type
| Type | % |
|---|---|
| Private sector | 76.9% |
| Government | 20.6% |
| Self-employed | 2.5% |
| Unpaid family workers | 0.0% |
Commute
| Method | % |
|---|---|
| Drive alone | 88.9% |
| Carpool | 9.3% |
| Public transit | 0.1% |
| Walk | 0.0% |
| Work from home | 1.8% |
| Other means | 0.0% |
| Avg commute (minutes) | 32.1 |
Poverty
All people
7.6%
Under 18 years
11.0%
18 and over
6.6%
Married-couple families
3.5%
Female-led households
24.8%
Income support
| Source | % of households |
|---|---|
| Social Security | 27.3% |
| Retirement income | 20.8% |
| Supplemental Security | 5.9% |
| Cash public assistance | 5.1% |
| Food stamps / SNAP | 13.2% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 37.4% |
| High blood pressure | 37.1% |
| High cholesterol | 30.2% |
| Diabetes | 11.8% |
| Heart disease | 7.8% |
| Stroke | 3.5% |
| Asthma | 10.9% |
| Arthritis | 30.8% |
| Kidney disease | 3.2% |
| Pulmonary disease | 10.1% |
| Cancer | 6.9% |
| Behavior / access | % |
|---|---|
| Smoking | 27.0% |
| Binge drinking | 17.1% |
| No physical activity | 29.3% |
| Less than 7 hrs sleep | 41.2% |
| Depression | 26.0% |
| Fair or poor health | 17.5% |
| Poor mental health | 17.5% |
| Poor physical health | 12.0% |
| No health insurance | 12.3% |
| Visited doctor (checkup) | 74.9% |
| Visited dentist | 58.5% |
| Cholesterol screening | 88.0% |
| Teeth loss | 19.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 357 | 8.8% |
| Disability | % |
|---|---|
| Any disability | 14.7% |
| Under 18 | 2.1% |
| 18–64 years | 14.0% |
| 65 and over | 49.6% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 71.3% |
| Public insurance | 31.2% |
| No insurance | 9.4% |
| Uninsured under 19 | 7.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 5,039 | 92.7% |
| Spanish | 24 | 0.5% |
| Other Indo-European | 0 | 0.0% |
| Asian & Pacific Islander | 24 | 0.5% |
| Other languages | 0 | 0.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 5,397 | 99.3% |
| Born in same state | 5,366 | 98.7% |
| Born in different state | 4,772 | 87.8% |
| Foreign born | 31 | 0.6% |
| Naturalized citizen | 37 | 0.7% |
| Not a US citizen | 11 | 29.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 767 | 14.1% |
| French | 740 | 13.6% |
| Arab | 325 | 6% |
| Ancestry | Count | % |
|---|---|---|
| English | 152 | 2.8% |
| Polish | 7 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 37.6% |
| Internet access | 91.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 45628
What city is ZIP code 45628 in?
ZIP code 45628 is primarily assigned to Frankfort, Ohio.
What county is ZIP code 45628 in?
ZIP code 45628 falls within Ross County, Ohio.
What is the typical home value in ZIP code 45628?
The median home value in ZIP code 45628 is $164,800.
What is the population of ZIP code 45628?
ZIP code 45628 has an estimated population of 5,434 residents, with a density of 72 people per square mile.
What is the median household income in ZIP code 45628?
The median household income in ZIP code 45628 is $75,200, above the national median of ~$75,000.
What timezone is ZIP code 45628 in?
ZIP code 45628 observes the EST timezone.