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Minnesota ZIP Codes
Crow Wing County
Crosslake, MN
56442
56442 ZIP Code — Crosslake, MN
Crow Wing County, Minnesota
ZIP code 56442 is located in
Crosslake ,
Minnesota ,
within Crow Wing County .
It covers approximately 35.20 square miles and serves a population of
2,688 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 218 .
About ZIP code 56442
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $469,600. Owner-occupancy is high at 88%, well above the national average.
The gap between median ($80,481) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 56% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 30 minutes is near the national average.
Educational attainment is near the national average, with 33% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.
Overall, ZIP code 56442 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
56442 ZIP code map
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Cities in ZIP code 56442
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
2,688
Population density
76 / sq mi
State FIPS
27
County FIPS
035
Geography
Land area
35.20 sq mi
Water area
11.97 sq mi
Latitude
46.6887
Longitude
-94.0992
Timezone
Central (CT)
Area code
218
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.9%
42.2%
33.6%
$50k – $100k
36.3%
33.1%
31.5%
$100k – $200k
20.8%
20.8%
26.5%
Over $200k
8.0%
3.9%
8.5%
Demographics & statistics
$80,481
Median household income
$469,600
Median home value
32.8%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 314 11.7% 18 and over 2,374 88.3% 65 and over 1,118 41.6% Median age 60.9 years
Race & ethnicity
Group Count % White 2,653 98.7% Two or more races 35 1.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
34.9%
42.2%
33.6%
$50k – $100k
36.3%
33.1%
31.5%
$100k – $200k
20.8%
20.8%
26.5%
Over $200k
8.0%
3.9%
8.5%
Range % of households Under $10k 2.5% $10k–$15k 1.4% $15k–$25k 5.7% $25k–$35k 8.4% $35k–$50k 9.2% $50k–$75k 20.6% $75k–$100k 17.0% $100k–$150k 16.3% $150k–$200k 8.2% $200k+ 10.8% Median income $80,481
Housing
Housing overview
Metric Value Median home value $469,600 Median rent / month $993 Owner occupied 88.2% Renter occupied 11.8% Vacant 60.5% Single-family detached 87.0% Large apartment buildings 2.0% Mobile homes 5.2% Median rooms 6.3 Avg household size (owned) 2.02
Year built
Era % 2020 or later 0.9% 2010–2019 7.7% 2000–2009 20.2% 1990–1999 20.7% 1980–1989 18.5% 1970–1979 17.8% 1960–1969 5.7% 1950–1959 3.5% 1940–1949 2.0% 1939 or earlier 3.0%
Bedrooms
Size % of units No bedroom (studio) 1.4% 1 bedroom 6.5% 2 bedrooms 22.8% 3 bedrooms 32.9% 4 bedrooms 25.1% 5+ bedrooms 11.1%
Vehicles per household
Vehicles % of households No vehicle 3.1% 1 vehicle 29.8% 2 vehicles 41.3% 3 or more 25.8%
Heating fuel
Fuel type % Utility gas 79.4% Electricity 10.0% Propane / LP gas 6.9% Fuel oil 0.1% Wood 2.5% No fuel used 0.3%
Households & families
Household type Count % Married-couple family 748 55.9% Cohabiting couple 94 7.0% Male householder, no spouse 283 21.2% Female householder, no spouse 213 15.9% Households with children under 18 151 11.3% Households with seniors (65+) 737 55.1% Average household size 1.99
Marital status
Status Male Female Never married 17.3% 13.0% Married 63.5% 63.8% Separated 0.0% 0.1% Widowed 1.4% 13.1% Divorced 17.8% 9.9%
Education
Some college, no degree
26.5%
Graduate / professional
9.6%
Metric % HS diploma or higher 96.8% Bachelor's or higher 32.8%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 18 5.3% Kindergarten 20 5.9% Elementary school 167 49.0% High school 68 19.9% College / grad school 68 19.9%
Employment
Industry of employment
Education & healthcare
14.7%
Arts, food & hospitality
14.6%
Finance & real estate
12.4%
Professional & management
9.8%
Transportation & utilities
1.8%
Agriculture & mining
1.5%
Public administration
0.9%
Occupation
Category % Management, business & arts 38.5% Service 13.5% Sales & office 23.6% Natural resources & construction 17.5% Production & transportation 6.9%
Employment type
Type % Private sector 84.3% Government 10.2% Self-employed 5.5% Unpaid family workers 0.0%
Commute
Method % Drive alone 72.5% Carpool 3.4% Public transit 0.3% Walk 0.0% Work from home 18.4% Other means 5.4% Avg commute (minutes) 29.7
Poverty
Married-couple families
2.5%
Female-led households
33.3%
Income support
Source % of households Social Security 55.9% Retirement income 45.2% Supplemental Security 3.8% Cash public assistance 2.0% Food stamps / SNAP 1.9%
Health indicators
Condition % Obesity 36.0% High blood pressure 38.2% High cholesterol 34.3% Diabetes 12.1% Heart disease 9.0% Stroke 3.9% Asthma 8.1% Arthritis 32.3% Kidney disease 3.7% Pulmonary disease 6.8% Cancer 10.5%
Behavior / access % Smoking 15.6% Binge drinking 15.9% No physical activity 21.4% Less than 7 hrs sleep 25.5% Depression 19.3% Fair or poor health 12.7% Poor mental health 10.5% Poor physical health 10.3% No health insurance 8.8% Visited doctor (checkup) 77.6% Visited dentist 67.9% Cholesterol screening 93.5% Teeth loss 10.0%
Veterans & disability
Veterans Count % Civilian veterans 287 12.1%
Disability % Any disability 16.8% Under 18 2.9% 18–64 years 9.2% 65 and over 29.4%
Health insurance coverage
Type % Private insurance 76.5% Public insurance 53.5% No insurance 3.0% Uninsured under 19 3.4%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 2,651 98.6% Spanish 15 0.6% Other Indo-European 15 0.6% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 2,648 98.5% Born in same state 2,648 98.5% Born in different state 1,911 71.1% Foreign born 0 0.0% Naturalized citizen 40 1.5% Not a US citizen 12 30.0%
Ancestry
Ancestry Count % Polish 577 21.5% Italian 286 10.6% French 188 7% Arab 90 3.3%
Ancestry Count % German 66 2.5% English 57 2.1% Dutch 29 1.1% Irish 15 0.6%
Technology access
Metric % of households Computer access 49.8% Internet access 94.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 56442
What city is ZIP code 56442 in?
ZIP code 56442 is primarily assigned to Crosslake, Minnesota.
What county is ZIP code 56442 in?
ZIP code 56442 falls within Crow Wing County, Minnesota.
Does ZIP code 56442 have an older population?
42% of residents in ZIP code 56442 are 65 or older, above the national average of ~17%.
Does ZIP code 56442 have a large retiree population?
56% of households in ZIP code 56442 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 56442 mostly owner-occupied?
88% of occupied units in ZIP code 56442 are owner-occupied, well above the national average.
Does ZIP code 56442 have a large veteran population?
12% of civilians in ZIP code 56442 are veterans, above the national average of ~7%.
What timezone is ZIP code 56442 in?
ZIP code 56442 observes the CST timezone.
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