28027 ZIP Code — Concord, NC
Cabarrus County, North Carolina
ZIP code 28027 is located in Concord, North Carolina, within Cabarrus County. It covers approximately 69.00 square miles and serves a population of 79,079 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 704/980.
About ZIP code 28027
The housing stock consists of a mix of housing types. Much of the housing stock is relatively new, reflecting recent development activity. Median home value is $310,000. Owner-occupancy sits near the national average at 70%.
The gap between median ($87,934) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.
79,079
population
69.00
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
28027 ZIP code map
Cities in ZIP code 28027
Below are the cities the US Postal Service accepts for ZIP code 28027. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Concord | Preferred |
Nearby ZIP codes
28081 Kannapolis (5.5 mi)
28081 Kannapolis (5.5 mi)
28262 Charlotte (7.6 mi)
28262 Charlotte (7.6 mi)
28083 Kannapolis (7.6 mi)
28083 Kannapolis (7.6 mi)
28036 Davidson (8.2 mi)
28036 Davidson (8.2 mi)
28036 Davidson (8.2 mi)
28036 Davidson (8.2 mi)
28075 Harrisburg (8.5 mi)
28075 Harrisburg (8.5 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 79,079 |
| Population density | 1,146 / sq mi |
| State FIPS | 37 |
| County FIPS | 025 |
| Geography | |
|---|---|
| Land area | 69.00 sq mi |
| Water area | 1.97 sq mi |
| Latitude | 35.4197 |
| Longitude | -80.6758 |
| Timezone | Eastern (ET) |
| Area code | 704/980 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 30.2% | 37.4% | 44.4% |
| $50k – $100k | 35.0% | 32.7% | 30.6% |
| $100k – $200k | 24.6% | 22.7% | 19.1% |
| Over $200k | 10.2% | 7.2% | 6.0% |
Demographics & statistics
79,079
Population
1,146
People per sq mi
36.9
Median age
$87,934
Median household income
$41,318
Per capita income
$310,000
Median home value
$1,327
Median monthly rent
69.7%
Home ownership
6.4%
Poverty rate
3.6%
Unemployment
22,682
Housing units
42.2%
Bachelor's or higher
Age distribution
Male
Female
2,236
Under 5
2,260
2,387
5–9
2,414
3,582
10–14
3,621
2,947
15–19
2,979
2,323
20–24
2,349
5,075
25–34
5,131
5,705
35–44
5,768
5,548
45–54
5,610
2,578
55–59
2,606
1,974
60–64
1,995
2,904
65–74
2,936
1,511
75–84
1,527
553
85+
560
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 20,332 | 25.7% |
| 18 and over | 58,747 | 74.3% |
| 65 and over | 9,991 | 12.6% |
| Median age | 36.9 years | |
Race & ethnicity
White
53.1%
Black or African American
17.1%
Hispanic or Latino
9.5%
Asian
7%
Two or more races
6.8%
Other race
6.5%
| Group | Count | % |
|---|---|---|
| White | 46,358 | 53.1% |
| Black or African American | 14,927 | 17.1% |
| Hispanic or Latino | 8,298 | 9.5% |
| Asian | 6,131 | 7% |
| Two or more races | 5,925 | 6.8% |
| Other race | 5,672 | 6.5% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 30.2% | 37.4% | 44.4% |
| $50k – $100k | 35.0% | 32.7% | 30.6% |
| $100k – $200k | 24.6% | 22.7% | 19.1% |
| Over $200k | 10.2% | 7.2% | 6.0% |
Under $10k
3.0%
$10k–$15k
3.1%
$15k–$25k
5.5%
$25k–$35k
5.3%
$35k–$50k
9.6%
$50k–$75k
15.6%
$75k–$100k
15.0%
$100k–$150k
20.0%
$150k–$200k
9.2%
$200k+
13.7%
| Range | % of households |
|---|---|
| Under $10k | 3.0% |
| $10k–$15k | 3.1% |
| $15k–$25k | 5.5% |
| $25k–$35k | 5.3% |
| $35k–$50k | 9.6% |
| $50k–$75k | 15.6% |
| $75k–$100k | 15.0% |
| $100k–$150k | 20.0% |
| $150k–$200k | 9.2% |
| $200k+ | 13.7% |
| Median income | $87,934 |
Housing
Home values
Under $50k
3.7%
$50k–$100k
3.5%
$100k–$150k
5.2%
$150k–$200k
9.8%
$200k–$300k
25.7%
$300k–$500k
37.1%
$500k–$1M
13.5%
$1M+
1.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $310,000 |
| Median rent / month | $1,327 |
| Owner occupied | 69.7% |
| Renter occupied | 30.3% |
| Vacant | 13.0% |
| Single-family detached | 68.6% |
| Large apartment buildings | 6.2% |
| Mobile homes | 4.4% |
| Median rooms | 5.6 |
| Avg household size (owned) | 3.04 |
Year built
| Era | % |
|---|---|
| 2020 or later | 1.2% |
| 2010–2019 | 24.3% |
| 2000–2009 | 23.7% |
| 1990–1999 | 20.4% |
| 1980–1989 | 10.3% |
| 1970–1979 | 6.9% |
| 1960–1969 | 4.2% |
| 1950–1959 | 3.3% |
| 1940–1949 | 2.5% |
| 1939 or earlier | 3.2% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 3.5% |
| 1 bedroom | 6.7% |
| 2 bedrooms | 21.9% |
| 3 bedrooms | 37.1% |
| 4 bedrooms | 20.9% |
| 5+ bedrooms | 9.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 3.2% |
| 1 vehicle | 29.8% |
| 2 vehicles | 41.2% |
| 3 or more | 25.9% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 45.6% |
| Electricity | 51.9% |
| Propane / LP gas | 1.7% |
| Fuel oil | 0.3% |
| Wood | 0.3% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 14,718 | 54.9% |
| Cohabiting couple | 1,723 | 6.4% |
| Male householder, no spouse | 3,101 | 11.6% |
| Female householder, no spouse | 7,264 | 27.1% |
| Households with children under 18 | 10,384 | 38.7% |
| Households with seniors (65+) | 6,586 | 24.6% |
| Average household size | 2.93 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 35.5% | 28.9% |
| Married | 55.1% | 48.1% |
| Separated | 1.0% | 2.5% |
| Widowed | 2.0% | 8.0% |
| Divorced | 6.4% | 12.6% |
Education
Less than 9th grade
3.7%
Some HS, no diploma
5.2%
HS graduate
21.9%
Some college, no degree
18.4%
Associate's degree
8.6%
Bachelor's degree
27.6%
Graduate / professional
14.7%
| Metric | % |
|---|---|
| HS diploma or higher | 91.1% |
| Bachelor's or higher | 42.2% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 1,493 | 7.1% |
| Kindergarten | 704 | 3.4% |
| Elementary school | 9,593 | 45.7% |
| High school | 5,321 | 25.3% |
| College / grad school | 3,901 | 18.6% |
Employment
Industry of employment
Education & healthcare
19.0%
Retail trade
12.2%
Finance & real estate
12.2%
Professional & management
12.1%
Arts, food & hospitality
11.1%
Manufacturing
8.5%
Construction
6.2%
Transportation & utilities
5.9%
Other services
3.8%
Public administration
3.1%
Wholesale trade
2.9%
Information
2.3%
Agriculture & mining
0.6%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 45.5% |
| Service | 13.3% |
| Sales & office | 22.0% |
| Natural resources & construction | 8.3% |
| Production & transportation | 10.9% |
Employment type
| Type | % |
|---|---|
| Private sector | 84.8% |
| Government | 10.9% |
| Self-employed | 4.0% |
| Unpaid family workers | 0.4% |
Commute
| Method | % |
|---|---|
| Drive alone | 74.0% |
| Carpool | 7.5% |
| Public transit | 0.8% |
| Walk | 0.7% |
| Work from home | 15.1% |
| Other means | 2.0% |
| Avg commute (minutes) | 26.9 |
Poverty
All people
6.4%
Under 18 years
7.3%
18 and over
6.1%
Married-couple families
2.1%
Female-led households
16.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 26.9% |
| Retirement income | 21.1% |
| Supplemental Security | 2.7% |
| Cash public assistance | 0.9% |
| Food stamps / SNAP | 7.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 30.5% |
| High blood pressure | 30.1% |
| High cholesterol | 32.1% |
| Diabetes | 8.7% |
| Heart disease | 5.1% |
| Stroke | 2.5% |
| Asthma | 9.0% |
| Arthritis | 21.1% |
| Kidney disease | 2.5% |
| Pulmonary disease | 5.4% |
| Cancer | 5.7% |
| Behavior / access | % |
|---|---|
| Smoking | 16.8% |
| Binge drinking | 16.7% |
| No physical activity | 20.8% |
| Less than 7 hrs sleep | 33.2% |
| Depression | 22.4% |
| Fair or poor health | 11.5% |
| Poor mental health | 13.9% |
| Poor physical health | 8.9% |
| No health insurance | 17.0% |
| Visited doctor (checkup) | 77.4% |
| Visited dentist | 66.9% |
| Cholesterol screening | 89.8% |
| Teeth loss | 12.4% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 4,143 | 7.1% |
| Disability | % |
|---|---|
| Any disability | 10.0% |
| Under 18 | 2.6% |
| 18–64 years | 8.6% |
| 65 and over | 32.5% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 73.5% |
| Public insurance | 26.6% |
| No insurance | 9.3% |
| Uninsured under 19 | 5.3% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 74,583 | 94.3% |
| Spanish | 3,839 | 5.1% |
| Other Indo-European | 2,351 | 3.2% |
| Asian & Pacific Islander | 761 | 1.0% |
| Other languages | 671 | 0.9% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 69,170 | 87.5% |
| Born in same state | 68,019 | 86.0% |
| Born in different state | 37,024 | 46.8% |
| Foreign born | 1,151 | 1.5% |
| Naturalized citizen | 9,909 | 12.5% |
| Not a US citizen | 4,924 | 49.7% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Arab | 8,042 | 10.2% |
| French | 6,896 | 8.7% |
| Italian | 5,043 | 6.4% |
| English | 397 | 0.5% |
| Polish | 196 | 0.2% |
| Ancestry | Count | % |
|---|---|---|
| Irish | 154 | 0.2% |
| Dutch | 83 | 0.1% |
| German | 80 | 0.1% |
| Norwegian | 73 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 33.9% |
| Internet access | 96.7% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 28027
What part of Concord is ZIP code 28027?
ZIP code 28027 covers a portion of Concord, North Carolina, within Cabarrus County.
What county is ZIP code 28027 in?
ZIP code 28027 falls within Cabarrus County, North Carolina.
What is the typical home value in ZIP code 28027?
The median home value in ZIP code 28027 is $310,000.
What is the population of ZIP code 28027?
ZIP code 28027 has an estimated population of 79,079 residents, with a density of 1,146 people per square mile.
What is the median household income in ZIP code 28027?
The median household income in ZIP code 28027 is $87,934, above the national median of ~$75,000.
What timezone is ZIP code 28027 in?
ZIP code 28027 observes the EST timezone.