78013 ZIP Code — Comfort, TX

Kendall County, Texas

ZIP code 78013 is located in Comfort, Texas, within Kendall County. It covers approximately 226.25 square miles and serves a population of 5,169 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 830.

About ZIP code 78013

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $344,900. Owner-occupancy is high at 85%, well above the national average.

The gap between median ($75,838) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.

16% of residents lack health insurance, above the national average.

Overall, ZIP code 78013 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,169

population

226.25

sq mi land

Standard

ZIP type

Central (CT)

timezone

78013 ZIP code map

Cities in ZIP code 78013

Below are the cities the US Postal Service accepts for ZIP code 78013. Using any city not on this list may result in mail delivery delays.

City	Status
Comfort	Preferred

Nearby ZIP codes

78006 Boerne (7.9 mi) 78010 Center Point (12.6 mi) 78015 Boerne (19.1 mi) 78028 Kerrville (19.4 mi) 78027 Kendalia (19.6 mi)

Demographics updated 06/2026

Population
Total population	5,169
Population density	23 / sq mi
State FIPS	48
County FIPS	259

Geography
Land area	226.25 sq mi
Water area	0.34 sq mi
Latitude	29.9689
Longitude	-98.8217
Timezone	Central (CT)
Area code	830

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.7%	22.1%	39.5%
$50k – $100k	26.0%	25.9%	30.1%
$100k – $200k	31.2%	31.1%	22.6%
Over $200k	6.0%	20.8%	7.8%

Demographics & statistics

5,169

Population

People per sq mi

50.9

Median age

$75,838

Median household income

$45,943

Per capita income

$344,900

Median home value

$956

Median monthly rent

85.3%

Home ownership

6.8%

Poverty rate

5.5%

Unemployment

2,348

Housing units

35.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

103

119

5–9

129

10–14

140

107

15–19

116

20–24

241

25–34

260

280

35–44

302

388

45–54

418

189

55–59

204

288

60–64

311

258

65–74

279

270

75–84

291

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	863	16.7%
18 and over	4,306	83.3%
65 and over	1,184	22.9%
Median age	50.9 years

Race & ethnicity

White 67%

Hispanic or Latino 14%

Two or more races 12%

Other race 6.6%

Black or African American 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	4,023	67%
Hispanic or Latino	839	14%
Two or more races	718	12%
Other race	396	6.6%
Black or African American	17	0.3%
American Indian / Alaska Native	15	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.7%	22.1%	39.5%
$50k – $100k	26.0%	25.9%	30.1%
$100k – $200k	31.2%	31.1%	22.6%
Over $200k	6.0%	20.8%	7.8%

Under $10k 2.3%

$10k–$15k 4.6%

$15k–$25k 1.9%

$25k–$35k 8.2%

$35k–$50k 14.0%

$50k–$75k 17.8%

$75k–$100k 9.0%

$100k–$150k 18.6%

$150k–$200k 13.9%

$200k+ 9.8%

Range	% of households
Under $10k	2.3%
$10k–$15k	4.6%
$15k–$25k	1.9%
$25k–$35k	8.2%
$35k–$50k	14.0%
$50k–$75k	17.8%
$75k–$100k	9.0%
$100k–$150k	18.6%
$150k–$200k	13.9%
$200k+	9.8%
Median income	$75,838

Housing

Home values

Under $50k 9.7%

$50k–$100k 3.7%

$100k–$150k 3.6%

$150k–$200k 8.4%

$200k–$300k 21.2%

$300k–$500k 14.7%

$500k–$1M 31.3%

$1M+ 7.3%

Housing overview

Metric	Value
Median home value	$344,900
Median rent / month	$956
Owner occupied	85.3%
Renter occupied	14.7%
Vacant	17.9%
Single-family detached	74.0%
Large apartment buildings	1.8%
Mobile homes	19.5%
Median rooms	5.7
Avg household size (owned)	2.36

Year built

Era	%
2020 or later	0.0%
2010–2019	9.5%
2000–2009	20.4%
1990–1999	20.3%
1980–1989	14.7%
1970–1979	8.2%
1960–1969	1.7%
1950–1959	4.3%
1940–1949	4.7%
1939 or earlier	16.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.8%
1 bedroom	9.2%
2 bedrooms	24.6%
3 bedrooms	42.7%
4 bedrooms	17.2%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	31.7%
2 vehicles	31.3%
3 or more	36.9%

Heating fuel

Fuel type	%
Utility gas	11.0%
Electricity	73.0%
Propane / LP gas	14.2%
Fuel oil	0.3%
Wood	1.5%

Households & families

Household type	Count	%
Married-couple family	1,410	64.3%
Cohabiting couple	93	4.2%
Male householder, no spouse	253	11.5%
Female householder, no spouse	437	19.9%
Households with children under 18	598	27.3%
Households with seniors (65+)	791	36.1%
Average household size	2.33

Marital status

Status	Male	Female
Never married	25.5%	6.3%
Married	59.7%	66.8%
Separated	2.0%	3.0%
Widowed	2.4%	10.8%
Divorced	10.3%	13.1%

Education

Less than 9th grade 6.8%

Some HS, no diploma 2.8%

HS graduate 25.5%

Some college, no degree 26.3%

Associate's degree 3.3%

Bachelor's degree 22.2%

Graduate / professional 13.1%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	35.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	64	7.6%
Kindergarten	0	0.0%
Elementary school	434	51.5%
High school	281	33.3%
College / grad school	64	7.6%

Employment

Industry of employment

Professional & management 17.1%

Education & healthcare 14.5%

Construction 12.8%

Arts, food & hospitality 10.0%

Retail trade 9.5%

Manufacturing 9.1%

Other services 7.6%

Finance & real estate 7.1%

Transportation & utilities 3.8%

Public administration 2.7%

Information 2.5%

Agriculture & mining 2.2%

Wholesale trade 1.1%

Occupation

Category	%
Management, business & arts	41.5%
Service	13.5%
Sales & office	17.1%
Natural resources & construction	18.4%
Production & transportation	9.6%

Employment type

Type	%
Private sector	78.9%
Government	7.3%
Self-employed	13.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	72.0%
Carpool	10.7%
Public transit	0.0%
Walk	2.3%
Work from home	12.4%
Other means	2.6%
Avg commute (minutes)	33.7

Poverty

All people 6.8%

Under 18 years 10.9%

18 and over 6.0%

Married-couple families 0.0%

Female-led households 21.8%

Income support

Source	% of households
Social Security	37.8%
Retirement income	31.2%
Supplemental Security	0.6%
Cash public assistance	0.0%
Food stamps / SNAP	9.3%

Health indicators

Condition	%
Obesity	36.7%
High blood pressure	37.3%
High cholesterol	38.4%
Diabetes	13.5%
Heart disease	8.1%
Stroke	3.6%
Asthma	9.0%
Arthritis	26.5%
Kidney disease	3.5%
Pulmonary disease	8.1%
Cancer	7.3%

Behavior / access	%
Smoking	17.7%
Binge drinking	16.8%
No physical activity	27.3%
Less than 7 hrs sleep	32.3%
Depression	21.6%
Fair or poor health	19.3%
Poor mental health	14.7%
Poor physical health	12.6%
No health insurance	28.9%
Visited doctor (checkup)	73.0%
Visited dentist	54.4%
Cholesterol screening	90.0%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	368	8.5%

Disability	%
Any disability	16.9%
Under 18	16.0%
18–64 years	14.9%
65 and over	23.2%

Health insurance coverage

Type	%
Private insurance	66.5%
Public insurance	32.2%
No insurance	15.5%
Uninsured under 19	21.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,971	96.2%
Spanish	328	6.6%
Other Indo-European	328	6.6%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,634	89.6%
Born in same state	4,590	88.8%
Born in different state	3,380	65.4%
Foreign born	44	0.9%
Naturalized citizen	535	10.4%
Not a US citizen	141	26.4%

Ancestry

Ancestry	Count	%
French	762	14.7%
Italian	583	11.3%
Arab	133	2.6%
English	60	1.2%

Ancestry	Count	%
Polish	32	0.6%
Irish	19	0.4%
German	13	0.3%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 78013

What city is ZIP code 78013 in?

ZIP code 78013 is primarily assigned to Comfort, Texas.

What county is ZIP code 78013 in?

ZIP code 78013 falls within Kendall County, Texas.

Is ZIP code 78013 mostly owner-occupied?

85% of occupied units in ZIP code 78013 are owner-occupied, well above the national average.

Does ZIP code 78013 have a large retiree population?

38% of households in ZIP code 78013 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 78013?

The median home value in ZIP code 78013 is $344,900.

What is the population of ZIP code 78013?

ZIP code 78013 has an estimated population of 5,169 residents, with a density of 23 people per square mile.

What timezone is ZIP code 78013 in?

ZIP code 78013 observes the CST timezone.