Kerrville ZIP Code List — Kerr County, TX

There are 2 unique ZIP codes in Kerrville, Texas. Area code: 830.

ZIP codes

264.15

sq mi land

1.60

sq mi water

830

area code

Kerrville, TX ZIP code map

About Kerrville, TX

Kerrville, TX, is a charming city located in the picturesque Texas Hill Country. Known for its vibrant arts scene and stunning natural beauty, Kerrville offers a blend of small-town charm and cultural richness. With its scenic views along the Guadalupe River and numerous parks, it serves as a welcoming destination for both residents and visitors alike.

Location & geography

Kerrville is situated in Kerr County and is located approximately 90 miles northwest of San Antonio. The city is surrounded by beautiful hill terrain and is near the cities of Fredericksburg, which is about 30 miles to the northeast, and Bandera, roughly 30 miles to the west. With a land area of 263.32 square miles and a water area of 1.59 square miles, the city features both expansive landscapes and a variety of outdoor recreational opportunities.

Community & economy

The character of Kerrville is deeply rooted in its community-oriented lifestyle, making it an ideal place for families and retirees. The local economy is driven by tourism, healthcare, and agriculture, creating a balanced mix of industries that support daily life. Residents enjoy a range of amenities, including cultural events, art galleries, and festivals that celebrate the unique heritage of the area.

Transportation

Kerrville is accessible via several major highways, including U.S. Highway 16 and Interstate 10, which connects it to larger cities in Texas. For air travel, the nearest major airport is San Antonio International Airport, located approximately 90 miles southeast of Kerrville. Public transportation options are limited, with local services primarily catering to the needs of residents.

History

Kerrville was founded in the mid-1800s and has a rich history shaped by its location along the Guadalupe River. The area was originally settled by ranchers and became known for its thriving agriculture and tourism industry, particularly since the establishment of the popular Kerrville Folk Festival. Notable events in the city's history include its incorporation in 1889 and the development of several historic buildings that attract visitors each year.

Did you know?

A lesser-known fact about Kerrville is that it hosts the annual Kerrville Folk Festival, one of the longest-running folk music festivals in the United States. Additionally, the city is home to the iconic sculpture of 'The Singing Bridge,' which provides a unique and memorable landmark for both locals and tourists.

ZIP codes for Kerrville, TX (2)

ZIP code	City	County	Map
78028	Kerrville	Kerr	View map
78029	Kerrville	Kerr	View map

Demographics & statistics

39,906

Population

47.2

Median age

$64,768

Median household income

$37,382

Per capita income

$259,300

Median home value

$1,068

Median monthly rent

68.0%

Home ownership

12.8%

Poverty rate

3.2%

Unemployment

13,204

Housing units

30.4%

Bachelor's or higher

Age distribution

Male Female

979

Under 5

1,075

826

5–9

907

1,054

10–14

1,156

1,168

15–19

1,283

1,249

20–24

1,371

2,060

25–34

2,261

1,823

35–44

2,001

1,949

45–54

2,139

991

55–59

1,087

1,329

60–64

1,458

2,958

65–74

3,246

1,794

75–84

1,969

845

85+

928

← Male

Female →

Age summary

Group	Count	%
Under 18	7,342	18.4%
18 and over	32,564	81.6%
65 and over	11,740	29.4%
Median age	47.2 years

Race & ethnicity

White 68.7%

Hispanic or Latino 13.4%

Two or more races 8.8%

Other race 6.5%

Black or African American 1.4%

Asian 0.7%

American Indian / Alaska Native 0.5%

Group	Count	%
White	31,661	68.7%
Hispanic or Latino	6,194	13.4%
Two or more races	4,063	8.8%
Other race	2,996	6.5%
Black or African American	642	1.4%
Asian	325	0.7%
American Indian / Alaska Native	219	0.5%

Household income

Under $10k 3.8%

$10k–$15k 3.8%

$15k–$25k 8.2%

$25k–$35k 6.2%

$35k–$50k 16.0%

$50k–$75k 18.5%

$75k–$100k 13.9%

$100k–$150k 17.6%

$150k–$200k 6.3%

$200k+ 5.8%

Range	% of households
Under $10k	3.8%
$10k–$15k	3.8%
$15k–$25k	8.2%
$25k–$35k	6.2%
$35k–$50k	16.0%
$50k–$75k	18.5%
$75k–$100k	13.9%
$100k–$150k	17.6%
$150k–$200k	6.3%
$200k+	5.8%
Median income	$64,768

Housing

Home values

Under $50k 8.3%

$50k–$100k 5.5%

$100k–$150k 8.9%

$150k–$200k 14.2%

$200k–$300k 25.4%

$300k–$500k 24.7%

$500k–$1M 10.4%

$1M+ 2.6%

Housing overview

Metric	Value
Median home value	$259,300
Median rent / month	$1,068
Owner occupied	68.0%
Renter occupied	32.0%
Vacant	9.3%
Single-family detached	66.6%
Large apartment buildings	3.7%
Mobile homes	13.9%
Median rooms	5.4
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	1.2%
2010–2019	9.4%
2000–2009	15.6%
1990–1999	15.0%
1980–1989	20.4%
1970–1979	18.5%
1960–1969	6.9%
1950–1959	5.5%
1940–1949	4.7%
1939 or earlier	2.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.1%
1 bedroom	7.9%
2 bedrooms	30.7%
3 bedrooms	49.9%
4 bedrooms	7.3%
5+ bedrooms	2.0%

Vehicles per household

Vehicles	% of households
No vehicle	5.1%
1 vehicle	34.9%
2 vehicles	43.1%
3 or more	16.9%

Heating fuel

Fuel type	%
Utility gas	18.2%
Electricity	76.2%
Propane / LP gas	4.3%
Wood	0.8%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	7,998	47.4%
Cohabiting couple	1,065	6.3%
Male householder, no spouse	2,949	17.5%
Female householder, no spouse	4,866	28.8%
Households with children under 18	3,840	22.8%
Households with seniors (65+)	7,917	46.9%
Average household size	2.27

Marital status

Status	Male	Female
Never married	31.8%	21.5%
Married	52.1%	48.3%
Separated	0.8%	2.1%
Widowed	5.3%	13.6%
Divorced	9.9%	14.5%

Education

Less than 9th grade 3.3%

Some HS, no diploma 6.3%

HS graduate 28.7%

Some college, no degree 24.1%

Associate's degree 7.3%

Bachelor's degree 17.9%

Graduate / professional 12.5%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	30.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	583	7.8%
Kindergarten	368	4.9%
Elementary school	2,940	39.4%
High school	1,849	24.8%
College / grad school	1,727	23.1%

Employment

Industry of employment

Education & healthcare 25.5%

Retail trade 13.7%

Arts, food & hospitality 13.5%

Construction 9.6%

Professional & management 8.9%

Finance & real estate 6.4%

Manufacturing 6.0%

Other services 5.9%

Public administration 3.5%

Transportation & utilities 3.0%

Agriculture & mining 1.9%

Wholesale trade 1.4%

Information 0.8%

Occupation

Category	%
Management, business & arts	36.1%
Service	20.9%
Sales & office	24.1%
Natural resources & construction	9.1%
Production & transportation	9.6%

Employment type

Type	%
Private sector	75.7%
Government	12.4%
Self-employed	11.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	74.2%
Carpool	13.1%
Public transit	0.2%
Walk	2.6%
Other means	2.1%
Avg commute (minutes)	18.2

Poverty

All people 12.8%

Under 18 years 16.6%

18 and over 11.9%

Married-couple families 2.8%

Female-led households 24.6%

Income support

Source	% of households
Social Security	46.1%
Retirement income	34.6%
Supplemental Security	3.9%
Cash public assistance	2.4%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
High blood pressure	39.8%
High cholesterol	40.6%
Heart disease	9.2%
Stroke	4.0%
Asthma	8.9%
Arthritis	29.4%
Kidney disease	3.8%
Pulmonary disease	8.5%
Cancer	8.8%

Behavior / access	%
Binge drinking	15.8%
No physical activity	25.5%
Less than 7 hrs sleep	31.6%
Fair or poor health	18.3%
Poor mental health	13.8%
Poor physical health	12.4%
No health insurance	24.7%
Visited doctor (checkup)	75.2%
Visited dentist	58.2%
Cholesterol screening	90.9%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,280	10.1%

Disability	%
Any disability	15.5%
Under 18	1.6%
18–64 years	11.1%
65 and over	32.5%

Health insurance coverage

Type	%
Private insurance	63.4%
Public insurance	41.9%
Uninsured under 19	18.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	37,852	94.9%
Spanish	1,267	3.3%
Other Indo-European	1,193	3.2%
Asian & Pacific Islander	47	0.1%
Other languages	27	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	37,386	93.7%
Born in same state	37,022	92.8%
Born in different state	25,198	63.1%
Foreign born	364	0.9%
Naturalized citizen	2,520	6.3%
Not a US citizen	1,382	54.8%

Ancestry

Ancestry	Count	%
French	6,832	17.1%
Italian	4,047	10.1%
Arab	1,853	4.6%
Polish	886	2.2%
English	314	0.8%

Ancestry	Count	%
German	138	0.3%
Dutch	133	0.3%
Irish	60	0.2%
Norwegian	13	0%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	95.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What is the ZIP code for Kerrville, TX?

Kerrville, TX has one ZIP code: 78028.

What is the main ZIP code for Kerrville, TX?

The primary ZIP code for Kerrville, TX is 78028. The city uses area code 830 for phone service.

What county is Kerrville, TX in?

Kerrville is located in Kerr County, Texas.

How many ZIP codes are in Kerrville, TX?

Kerrville, TX has 1 ZIP code.

What ZIP code covers the downtown Kerrville area near the Guadalupe River?

Downtown Kerrville, including the historic riverfront district and Main Street area, is located in ZIP code 78028.

What is the ZIP code for Kerrville's Schreiner University campus area?

Schreiner University, located on the east side of Kerrville, operates within ZIP code 78028, which serves the entire city.