ZipCodesToGo
Georgia ZIP Codes
Effingham County
Clyo, GA
31303
31303 ZIP Code — Clyo, GA
Effingham County, Georgia
ZIP code 31303 is located in
Clyo ,
Georgia ,
within Effingham County .
It covers approximately 81.46 square miles and serves a population of
2,009 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 912 .
About ZIP code 31303
The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $175,100. Owner-occupancy is high at 85%, well above the national average.
The dominant occupation class is service, with construction as the leading industry. An above-average commute of 47 minutes suggests many residents work outside the immediate area.
College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.
Notable community characteristics include disability rates above the national average at 25%.
Overall, ZIP code 31303 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
31303 ZIP code map
View map of 31303
Cities in ZIP code 31303
Below are the cities the US Postal Service accepts for ZIP code 31303. Using any city not on this list may result in mail delivery delays.
City
Status
Clyo
Preferred
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
2,009
Population density
25 / sq mi
State FIPS
13
County FIPS
103
Geography
Land area
81.46 sq mi
Water area
1.65 sq mi
Latitude
32.5095
Longitude
-81.3026
Timezone
Eastern (ET)
Area code
912
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.7%
34.1%
41.5%
$50k – $100k
39.9%
36.2%
30.3%
$100k – $200k
18.6%
25.0%
21.2%
Over $200k
1.8%
4.7%
7.1%
Demographics & statistics
$0
Median household income
$175,100
Median home value
16.9%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 268 13.3%
18 and over 1,741 86.7%
65 and over 748 37.2%
Median age 59.7 years
Race & ethnicity
Black or African American
16.9%
Group Count %
White 1,640 81.6%
Black or African American 339 16.9%
Two or more races 30 1.5%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
39.7%
34.1%
41.5%
$50k – $100k
39.9%
36.2%
30.3%
$100k – $200k
18.6%
25.0%
21.2%
Over $200k
1.8%
4.7%
7.1%
Range % of households
Under $10k 2.3%
$15k–$25k 13.7%
$25k–$35k 26.3%
$35k–$50k 10.3%
$50k–$75k 5.9%
$75k–$100k 17.6%
$100k–$150k 18.1%
$150k–$200k 4.6%
$200k+ 1.2%
Median income $0
Housing
Housing overview
Metric Value
Median home value $175,100
Median rent / month $811
Owner occupied 84.5%
Renter occupied 15.5%
Vacant 6.6%
Single-family detached 43.6%
Large apartment buildings 0.0%
Mobile homes 47.7%
Median rooms 6.3
Avg household size (owned) 2.08
Year built
Era %
2020 or later 0.6%
2010–2019 16.6%
2000–2009 6.7%
1990–1999 32.6%
1980–1989 32.3%
1970–1979 5.6%
1960–1969 3.3%
1950–1959 0.0%
1940–1949 0.0%
1939 or earlier 2.3%
Bedrooms
Size % of units
No bedroom (studio) 8.6%
1 bedroom 0.0%
2 bedrooms 9.5%
3 bedrooms 64.1%
4 bedrooms 15.9%
5+ bedrooms 1.8%
Vehicles per household
Vehicles % of households
No vehicle 4.6%
1 vehicle 21.2%
2 vehicles 41.1%
3 or more 33.1%
Heating fuel
Fuel type %
Electricity 95.5%
Propane / LP gas 4.5%
Households & families
Household type Count %
Married-couple family 525 53.4%
Cohabiting couple 16 1.6%
Male householder, no spouse 286 29.1%
Female householder, no spouse 157 16.0%
Households with children under 18 147 14.9%
Households with seniors (65+) 397 40.3%
Average household size 2.04
Marital status
Status Male Female
Never married 14.1% 11.7%
Married 55.8% 64.2%
Separated 0.9% 1.2%
Widowed 10.5% 5.1%
Divorced 18.7% 17.9%
Education
Some HS, no diploma
26.1%
Some college, no degree
9.1%
Graduate / professional
5.0%
Metric %
HS diploma or higher 69.6%
Bachelor's or higher 16.9%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 16 8.9%
Elementary school 91 50.6%
High school 59 32.8%
College / grad school 14 7.8%
Employment
Industry of employment
Public administration
12.9%
Professional & management
10.6%
Education & healthcare
10.2%
Arts, food & hospitality
7.7%
Finance & real estate
5.3%
Transportation & utilities
4.4%
Occupation
Category %
Management, business & arts 23.7%
Service 34.7%
Sales & office 15.7%
Natural resources & construction 13.8%
Production & transportation 12.0%
Employment type
Type %
Private sector 71.6%
Government 24.6%
Self-employed 3.7%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 94.7%
Carpool 3.7%
Public transit 0.0%
Walk 0.0%
Work from home 1.5%
Other means 0.0%
Avg commute (minutes) 46.7
Poverty
Married-couple families
4.0%
Female-led households
59.0%
Income support
Source % of households
Social Security 53.4%
Retirement income 24.2%
Supplemental Security 0.9%
Cash public assistance 9.1%
Food stamps / SNAP 0.0%
Health indicators
Condition %
Obesity 39.3%
High blood pressure 37.7%
High cholesterol 33.5%
Diabetes 12.6%
Heart disease 6.6%
Stroke 3.3%
Asthma 9.9%
Arthritis 26.6%
Kidney disease 3.0%
Pulmonary disease 6.8%
Cancer 6.1%
Behavior / access %
Smoking 19.2%
Binge drinking 15.5%
No physical activity 27.4%
Less than 7 hrs sleep 37.4%
Depression 20.0%
Fair or poor health 16.2%
Poor mental health 15.5%
Poor physical health 10.9%
No health insurance 19.5%
Visited doctor (checkup) 77.6%
Visited dentist 58.8%
Cholesterol screening 90.9%
Teeth loss 16.6%
Veterans & disability
Veterans Count %
Civilian veterans 156 9.0%
Disability %
Any disability 24.8%
Under 18 0.0%
18–64 years 14.0%
65 and over 48.0%
Health insurance coverage
Type %
Private insurance 79.5%
Public insurance 42.2%
No insurance 7.7%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,932 96.2%
Spanish 0 0.0%
Other Indo-European 0 0.0%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 2,009 100.0%
Born in same state 2,009 100.0%
Born in different state 1,332 66.3%
Foreign born 0 0.0%
Naturalized citizen 0 0.0%
Not a US citizen 0 0.0%
Ancestry
Ancestry Count %
Arab 675 33.6%
French 210 10.5%
Italian 202 10.1%
Ancestry Count %
English 23 1.1%
German 12 0.6%
Technology access
Metric % of households
Computer access 49.0%
Internet access 81.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 31303
What city is ZIP code 31303 in?
ZIP code 31303 is primarily assigned to Clyo, Georgia.
What county is ZIP code 31303 in?
ZIP code 31303 falls within Effingham County, Georgia.
Does ZIP code 31303 have an older population?
37% of residents in ZIP code 31303 are 65 or older, above the national average of ~17%.
Does ZIP code 31303 have a large retiree population?
53% of households in ZIP code 31303 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 31303 mostly owner-occupied?
85% of occupied units in ZIP code 31303 are owner-occupied, well above the national average.
What is the typical home value in ZIP code 31303?
The median home value in ZIP code 31303 is $175,100.
What timezone is ZIP code 31303 in?
ZIP code 31303 observes the EST timezone.
Need the complete ZIP code database?
Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →