02813 ZIP Code — Charlestown, RI

Washington County, Rhode Island

ZIP code 02813 is located in Charlestown, Rhode Island, within Washington County. It covers approximately 36.70 square miles and serves a population of 7,998 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 401.

About ZIP code 02813

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $418,500. Owner-occupancy is high at 86%, well above the national average.

The gap between median ($103,182) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.

Overall, ZIP code 02813 reflects a community defined by high homeownership and a significant Social Security-dependent population.

7,998

population

36.70

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

02813 ZIP code map

Cities in ZIP code 02813

Below are the cities the US Postal Service accepts for ZIP code 02813. Using any city not on this list may result in mail delivery delays.

City	Status
Charlestown	Preferred

Nearby ZIP codes

02808 Bradford (4.2 mi) 02875 Shannock (4.3 mi) 02894 Wood River Junction (5 mi) 02812 Carolina (5.5 mi) 02804 Ashaway (5.8 mi) 02879 Wakefield (6.9 mi) 02891 Westerly (7.6 mi) 02832 Hope Valley (8 mi) 02833 Hopkinton (8.2 mi) 02898 Wyoming (8.7 mi) 02892 West Kingston (8.8 mi) 02822 Exeter (10.9 mi)

Demographics updated 06/2026

Population
Total population	7,998
Population density	218 / sq mi
State FIPS	44
County FIPS	009

Geography
Land area	36.70 sq mi
Water area	5.50 sq mi
Latitude	41.3959
Longitude	-71.6630
Timezone	Eastern (ET)
Area code	401

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	28.0%	37.1%
$50k – $100k	37.5%	27.6%	29.1%
$100k – $200k	28.7%	33.3%	26.1%
Over $200k	9.1%	11.1%	7.7%

Demographics & statistics

7,998

Population

218

People per sq mi

53.1

Median age

$103,182

Median household income

$61,176

Per capita income

$418,500

Median home value

$1,445

Median monthly rent

86.4%

Home ownership

5.7%

Poverty rate

5.4%

Unemployment

4,834

Housing units

41.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

159

5–9

157

213

10–14

210

112

15–19

110

326

20–24

320

314

25–34

308

427

35–44

420

571

45–54

561

323

55–59

317

457

60–64

449

662

65–74

649

309

75–84

304

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,066	13.3%
18 and over	6,932	86.7%
65 and over	2,092	26.2%
Median age	53.1 years

Race & ethnicity

White 93.4%

Two or more races 3.4%

Hispanic or Latino 1%

Asian 0.9%

American Indian / Alaska Native 0.6%

Black or African American 0.4%

Other race 0.3%

Group	Count	%
White	7,545	93.4%
Two or more races	277	3.4%
Hispanic or Latino	81	1%
Asian	69	0.9%
American Indian / Alaska Native	48	0.6%
Black or African American	36	0.4%
Other race	23	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	24.6%	28.0%	37.1%
$50k – $100k	37.5%	27.6%	29.1%
$100k – $200k	28.7%	33.3%	26.1%
Over $200k	9.1%	11.1%	7.7%

Under $10k 0.9%

$10k–$15k 2.3%

$15k–$25k 5.3%

$25k–$35k 6.9%

$35k–$50k 5.5%

$50k–$75k 13.0%

$75k–$100k 14.4%

$100k–$150k 21.1%

$150k–$200k 16.5%

$200k+ 14.2%

Range	% of households
Under $10k	0.9%
$10k–$15k	2.3%
$15k–$25k	5.3%
$25k–$35k	6.9%
$35k–$50k	5.5%
$50k–$75k	13.0%
$75k–$100k	14.4%
$100k–$150k	21.1%
$150k–$200k	16.5%
$200k+	14.2%
Median income	$103,182

Housing

Home values

Under $50k 0.3%

$50k–$100k 2.1%

$100k–$150k 1.6%

$150k–$200k 4.1%

$200k–$300k 11.2%

$300k–$500k 47.4%

$500k–$1M 24.6%

$1M+ 8.7%

Housing overview

Metric	Value
Median home value	$418,500
Median rent / month	$1,445
Owner occupied	86.4%
Renter occupied	13.6%
Vacant	35.3%
Single-family detached	91.0%
Large apartment buildings	0.2%
Mobile homes	1.5%
Median rooms	5.7
Avg household size (owned)	2.30

Year built

Era	%
2020 or later	0.3%
2010–2019	4.7%
2000–2009	12.5%
1990–1999	13.3%
1980–1989	19.5%
1970–1979	12.2%
1960–1969	9.6%
1950–1959	12.2%
1940–1949	3.8%
1939 or earlier	11.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	5.2%
2 bedrooms	31.0%
3 bedrooms	49.3%
4 bedrooms	13.0%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	24.5%
2 vehicles	41.5%
3 or more	32.1%

Heating fuel

Fuel type	%
Utility gas	2.5%
Electricity	15.1%
Propane / LP gas	12.4%
Fuel oil	60.0%
Wood	7.6%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,096	61.1%
Cohabiting couple	160	4.7%
Male householder, no spouse	418	12.2%
Female householder, no spouse	754	22.0%
Households with children under 18	614	17.9%
Households with seniors (65+)	1,367	39.9%
Average household size	2.31

Marital status

Status	Male	Female
Never married	31.8%	19.2%
Married	60.0%	59.2%
Separated	0.1%	0.3%
Widowed	2.6%	6.3%
Divorced	5.6%	15.0%

Education

Less than 9th grade 1.4%

Some HS, no diploma 5.2%

HS graduate 20.0%

Some college, no degree 23.4%

Associate's degree 8.5%

Bachelor's degree 22.3%

Graduate / professional 19.2%

Metric	%
HS diploma or higher	93.4%
Bachelor's or higher	41.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	76	4.9%
Kindergarten	9	0.6%
Elementary school	693	44.5%
High school	116	7.5%
College / grad school	663	42.6%

Employment

Industry of employment

Education & healthcare 29.6%

Arts, food & hospitality 13.4%

Manufacturing 13.2%

Construction 8.8%

Retail trade 8.6%

Professional & management 6.9%

Transportation & utilities 4.9%

Finance & real estate 3.7%

Public administration 3.5%

Other services 2.2%

Wholesale trade 2.0%

Agriculture & mining 1.5%

Information 1.5%

Occupation

Category	%
Management, business & arts	42.1%
Service	16.4%
Sales & office	26.7%
Natural resources & construction	8.9%
Production & transportation	5.9%

Employment type

Type	%
Private sector	77.2%
Government	15.7%
Self-employed	7.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.7%
Carpool	4.2%
Public transit	2.2%
Walk	1.3%
Work from home	13.3%
Other means	0.4%
Avg commute (minutes)	30.6

Poverty

All people 5.7%

Under 18 years 8.1%

18 and over 5.3%

Married-couple families 0.5%

Female-led households 14.5%

Income support

Source	% of households
Social Security	40.9%
Retirement income	31.2%
Supplemental Security	4.4%
Cash public assistance	2.0%
Food stamps / SNAP	4.4%

Health indicators

Condition	%
Obesity	25.7%
High blood pressure	33.1%
High cholesterol	33.6%
Diabetes	9.6%
Heart disease	6.5%
Stroke	2.8%
Asthma	11.2%
Arthritis	27.5%
Kidney disease	2.7%
Pulmonary disease	6.9%
Cancer	8.0%

Behavior / access	%
Smoking	15.0%
Binge drinking	18.1%
No physical activity	17.3%
Less than 7 hrs sleep	31.3%
Depression	22.5%
Fair or poor health	11.2%
Poor mental health	13.3%
Poor physical health	9.5%
No health insurance	7.1%
Visited doctor (checkup)	83.2%
Visited dentist	76.2%
Cholesterol screening	93.0%
Teeth loss	9.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	459	6.6%

Disability	%
Any disability	9.7%
Under 18	3.4%
18–64 years	6.1%
65 and over	21.4%

Health insurance coverage

Type	%
Private insurance	76.6%
Public insurance	35.7%
No insurance	3.1%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,846	98.1%
Spanish	107	1.4%
Other Indo-European	18	0.2%
Asian & Pacific Islander	89	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,753	96.9%
Born in same state	7,673	95.9%
Born in different state	4,350	54.4%
Foreign born	80	1.0%
Naturalized citizen	245	3.1%
Not a US citizen	219	89.4%

Ancestry

Ancestry	Count	%
French	1,759	22%
Italian	1,644	20.6%
Arab	569	7.1%
German	223	2.8%
Irish	39	0.5%

Ancestry	Count	%
English	35	0.4%
Polish	32	0.4%
Dutch	28	0.4%
Norwegian	10	0.1%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	96.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02813

What city is ZIP code 02813 in?

ZIP code 02813 is primarily assigned to Charlestown, Rhode Island.

What county is ZIP code 02813 in?

ZIP code 02813 falls within Washington County, Rhode Island.

Does ZIP code 02813 have an older population?

26% of residents in ZIP code 02813 are 65 or older, above the national average of ~17%.

Is ZIP code 02813 mostly owner-occupied?

86% of occupied units in ZIP code 02813 are owner-occupied, well above the national average.

Does ZIP code 02813 have a large retiree population?

41% of households in ZIP code 02813 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 02813?

The median home value in ZIP code 02813 is $418,500.

What timezone is ZIP code 02813 in?

ZIP code 02813 observes the EST timezone.