02891 ZIP Code — Westerly, RI

Washington County, Rhode Island

ZIP code 02891 is located in Westerly, Rhode Island, within Washington County. It covers approximately 26.28 square miles and serves a population of 22,026 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 401.

About ZIP code 02891

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $397,100. Owner-occupancy sits near the national average at 74%.

The gap between median ($89,243) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.

22,026

population

26.28

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

02891 ZIP code map

Cities in ZIP code 02891

Below are the cities the US Postal Service accepts for ZIP code 02891. Using any city not on this list may result in mail delivery delays.

City	Status
Westerly	Acceptable
Westerly	Preferred

Nearby ZIP codes

02808 Bradford (4.6 mi) 02804 Ashaway (5.5 mi) 06378 Stonington (6 mi) 02813 Charlestown (7.6 mi) 02833 Hopkinton (8.3 mi) 06359 North Stonington (8.4 mi) 02894 Wood River Junction (8.7 mi) 06355 Mystic (9 mi) 02832 Hope Valley (10.4 mi) 02875 Shannock (10.7 mi) 02812 Carolina (10.8 mi) 06339 Ledyard (11.7 mi)

Demographics updated 05/2026

Population
Total population	22,026
Population density	838 / sq mi
State FIPS	44
County FIPS	009

Geography
Land area	26.28 sq mi
Water area	4.77 sq mi
Latitude	41.3615
Longitude	-71.8024
Timezone	Eastern (ET)
Area code	401

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.5%	28.0%	37.1%
$50k – $100k	27.5%	27.6%	29.1%
$100k – $200k	32.3%	33.3%	26.1%
Over $200k	8.7%	11.1%	7.7%

Demographics & statistics

22,026

Population

838

People per sq mi

52.0

Median age

$89,243

Median household income

$52,032

Per capita income

$397,100

Median home value

$1,289

Median monthly rent

73.6%

Home ownership

6.5%

Poverty rate

7.0%

Unemployment

10,191

Housing units

40.3%

Bachelor's or higher

Age distribution

Male Female

398

Under 5

389

406

5–9

396

414

10–14

404

591

15–19

578

798

20–24

779

1,167

25–34

1,139

951

35–44

928

1,440

45–54

1,407

1,053

55–59

1,029

1,010

60–64

986

1,739

65–74

1,699

795

75–84

777

381

85+

372

← Male

Female →

Age summary

Group	Count	%
Under 18	3,060	13.9%
18 and over	18,966	86.1%
65 and over	5,763	26.2%
Median age	52.0 years

Race & ethnicity

White 88.3%

Hispanic or Latino 3.1%

Two or more races 2.7%

Other race 2.4%

Asian 2.3%

Black or African American 0.9%

American Indian / Alaska Native 0.2%

Group	Count	%
White	20,076	88.3%
Hispanic or Latino	715	3.1%
Two or more races	625	2.7%
Other race	548	2.4%
Asian	533	2.3%
Black or African American	201	0.9%
American Indian / Alaska Native	43	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	31.5%	28.0%	37.1%
$50k – $100k	27.5%	27.6%	29.1%
$100k – $200k	32.3%	33.3%	26.1%
Over $200k	8.7%	11.1%	7.7%

Under $10k 3.4%

$10k–$15k 2.8%

$15k–$25k 4.7%

$25k–$35k 5.3%

$35k–$50k 8.5%

$50k–$75k 16.1%

$75k–$100k 13.6%

$100k–$150k 22.3%

$150k–$200k 11.0%

$200k+ 12.4%

Range	% of households
Under $10k	3.4%
$10k–$15k	2.8%
$15k–$25k	4.7%
$25k–$35k	5.3%
$35k–$50k	8.5%
$50k–$75k	16.1%
$75k–$100k	13.6%
$100k–$150k	22.3%
$150k–$200k	11.0%
$200k+	12.4%
Median income	$89,243

Housing

Home values

Under $50k 2.3%

$50k–$100k 0.3%

$100k–$150k 1.5%

$150k–$200k 1.8%

$200k–$300k 16.3%

$300k–$500k 52.7%

$500k–$1M 19.3%

$1M+ 5.8%

Housing overview

Metric	Value
Median home value	$397,100
Median rent / month	$1,289
Owner occupied	73.6%
Renter occupied	26.4%
Vacant	22.8%
Single-family detached	69.1%
Large apartment buildings	4.7%
Mobile homes	0.1%
Median rooms	5.9
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.6%
2010–2019	3.9%
2000–2009	8.0%
1990–1999	10.3%
1980–1989	18.1%
1970–1979	12.9%
1960–1969	8.2%
1950–1959	10.3%
1940–1949	4.0%
1939 or earlier	23.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	8.2%
2 bedrooms	26.7%
3 bedrooms	38.7%
4 bedrooms	17.2%
5+ bedrooms	5.9%

Vehicles per household

Vehicles	% of households
No vehicle	7.0%
1 vehicle	28.7%
2 vehicles	39.3%
3 or more	25.0%

Heating fuel

Fuel type	%
Utility gas	33.7%
Electricity	17.6%
Propane / LP gas	5.4%
Fuel oil	41.1%
Wood	1.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,824	48.9%
Cohabiting couple	601	6.1%
Male householder, no spouse	1,918	19.4%
Female householder, no spouse	2,530	25.6%
Households with children under 18	1,926	19.5%
Households with seniors (65+)	4,042	40.9%
Average household size	2.20

Marital status

Status	Male	Female
Never married	35.8%	23.5%
Married	51.6%	49.8%
Separated	0.3%	1.6%
Widowed	3.0%	11.6%
Divorced	9.3%	13.5%

Education

Less than 9th grade 2.1%

Some HS, no diploma 5.2%

HS graduate 28.9%

Some college, no degree 16.4%

Associate's degree 7.2%

Bachelor's degree 22.7%

Graduate / professional 17.6%

Metric	%
HS diploma or higher	92.8%
Bachelor's or higher	40.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	199	5.9%
Kindergarten	116	3.4%
Elementary school	1,261	37.3%
High school	804	23.8%
College / grad school	1,004	29.7%

Employment

Industry of employment

Education & healthcare 23.8%

Arts, food & hospitality 14.3%

Manufacturing 13.7%

Retail trade 10.7%

Professional & management 9.6%

Finance & real estate 7.6%

Construction 4.9%

Other services 4.7%

Public administration 4.5%

Transportation & utilities 2.4%

Wholesale trade 1.8%

Information 1.3%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	46.7%
Service	18.0%
Sales & office	20.9%
Natural resources & construction	6.0%
Production & transportation	8.4%

Employment type

Type	%
Private sector	78.9%
Government	15.3%
Self-employed	5.8%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.2%
Carpool	4.7%
Public transit	1.5%
Walk	2.2%
Work from home	8.8%
Other means	1.6%
Avg commute (minutes)	25.1

Poverty

All people 6.5%

Under 18 years 5.0%

18 and over 6.7%

Married-couple families 2.7%

Female-led households 3.1%

Income support

Source	% of households
Social Security	39.8%
Retirement income	29.8%
Supplemental Security	4.8%
Cash public assistance	2.2%
Food stamps / SNAP	5.8%

Health indicators

Condition	%
Obesity	25.8%
High blood pressure	33.8%
High cholesterol	32.8%
Diabetes	10.0%
Heart disease	7.0%
Stroke	3.1%
Asthma	11.5%
Arthritis	28.3%
Kidney disease	3.0%
Pulmonary disease	7.5%
Cancer	8.2%

Behavior / access	%
Smoking	15.8%
Binge drinking	17.2%
No physical activity	19.3%
Less than 7 hrs sleep	31.7%
Depression	22.8%
Fair or poor health	12.5%
Poor mental health	13.8%
Poor physical health	10.1%
No health insurance	8.2%
Visited doctor (checkup)	83.2%
Visited dentist	73.5%
Cholesterol screening	92.1%
Teeth loss	10.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,481	7.9%

Disability	%
Any disability	11.1%
Under 18	2.1%
18–64 years	9.5%
65 and over	19.9%

Health insurance coverage

Type	%
Private insurance	74.8%
Public insurance	38.4%
No insurance	3.1%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,239	96.4%
Spanish	811	3.8%
Other Indo-European	383	1.8%
Asian & Pacific Islander	155	0.7%
Other languages	254	1.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,752	94.2%
Born in same state	20,562	93.4%
Born in different state	11,564	52.5%
Foreign born	190	0.9%
Naturalized citizen	1,274	5.8%
Not a US citizen	853	67.0%

Ancestry

Ancestry	Count	%
Italian	5,134	23.3%
French	3,895	17.7%
German	802	3.6%
Arab	722	3.3%
Polish	116	0.5%

Ancestry	Count	%
Norwegian	78	0.4%
English	75	0.3%
Irish	65	0.3%
Dutch	29	0.1%

Technology access

Metric	% of households
Computer access	44.8%
Internet access	93.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 02891

What city is ZIP code 02891 in?

ZIP code 02891 is primarily assigned to Westerly, Rhode Island.

What county is ZIP code 02891 in?

ZIP code 02891 falls within Washington County, Rhode Island.

Does ZIP code 02891 have an older population?

26% of residents in ZIP code 02891 are 65 or older, above the national average of ~17%.

Does ZIP code 02891 have a large retiree population?

40% of households in ZIP code 02891 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 02891?

The median home value in ZIP code 02891 is $397,100.

What is the population of ZIP code 02891?

ZIP code 02891 has an estimated population of 22,026 residents, with a density of 838 people per square mile.

What timezone is ZIP code 02891 in?

ZIP code 02891 observes the EST timezone.