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Montana ZIP Codes
Missoula County
Bonner, MT
59823
59823 ZIP Code — Bonner, MT
Missoula County, Montana
ZIP code 59823 is located in
Bonner ,
Montana ,
within Missoula County .
It covers approximately 520.24 square miles and serves a population of
1,791 residents.
This is a standard ZIP code in the Mountain (MT) timezone,
served by area code 406 .
About ZIP code 59823
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $426,800. Owner-occupancy is high at 86%, well above the national average.
Median household income is $76,060. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.
Educational attainment is near the national average, with 35% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.
Overall, ZIP code 59823 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.
59823 ZIP code map
View map of 59823
Cities in ZIP code 59823
Below are the cities the US Postal Service accepts for ZIP code 59823. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
1,791
Population density
3 / sq mi
State FIPS
30
County FIPS
063
Geography
Land area
520.24 sq mi
Water area
2.15 sq mi
Latitude
46.9595
Longitude
-113.5747
Timezone
Mountain (MT)
Area code
406
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.9%
44.7%
44.2%
$50k – $100k
44.8%
31.7%
32.0%
$100k – $200k
21.0%
18.9%
19.2%
Over $200k
2.3%
4.7%
4.7%
Demographics & statistics
$76,060
Median household income
$426,800
Median home value
34.8%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 280 15.6% 18 and over 1,511 84.4% 65 and over 334 18.6% Median age 45.3 years
Race & ethnicity
American Indian / Alaska Native
1%
Black or African American
0.2%
Group Count % White 1,648 88.7% Hispanic or Latino 66 3.6% Two or more races 59 3.2% Other race 53 2.9% American Indian / Alaska Native 19 1% Asian 8 0.4% Black or African American 4 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
31.9%
44.7%
44.2%
$50k – $100k
44.8%
31.7%
32.0%
$100k – $200k
21.0%
18.9%
19.2%
Over $200k
2.3%
4.7%
4.7%
Range % of households Under $10k 1.9% $10k–$15k 3.4% $15k–$25k 6.6% $25k–$35k 8.0% $35k–$50k 13.3% $50k–$75k 14.2% $75k–$100k 22.3% $100k–$150k 14.0% $150k–$200k 9.6% $200k+ 6.7% Median income $76,060
Housing
Housing overview
Metric Value Median home value $426,800 Median rent / month $775 Owner occupied 85.9% Renter occupied 14.1% Vacant 12.1% Single-family detached 83.2% Large apartment buildings 0.0% Mobile homes 11.9% Median rooms 5.6 Avg household size (owned) 2.15
Year built
Era % 2020 or later 0.0% 2010–2019 5.6% 2000–2009 19.9% 1990–1999 21.5% 1980–1989 20.0% 1970–1979 20.0% 1960–1969 4.6% 1950–1959 4.0% 1940–1949 1.8% 1939 or earlier 2.6%
Bedrooms
Size % of units No bedroom (studio) 1.9% 1 bedroom 9.8% 2 bedrooms 31.2% 3 bedrooms 38.5% 4 bedrooms 14.8% 5+ bedrooms 3.9%
Vehicles per household
Vehicles % of households No vehicle 1.8% 1 vehicle 19.3% 2 vehicles 30.4% 3 or more 48.5%
Heating fuel
Fuel type % Utility gas 2.1% Electricity 16.9% Propane / LP gas 27.6% Fuel oil 6.7% Wood 44.4% No fuel used 0.1%
Households & families
Household type Count % Married-couple family 434 56.1% Cohabiting couple 81 10.5% Male householder, no spouse 169 21.9% Female householder, no spouse 89 11.5% Households with children under 18 153 19.8% Households with seniors (65+) 228 29.5% Average household size 2.23
Marital status
Status Male Female Never married 32.8% 26.6% Married 54.4% 59.5% Separated 1.8% 0.8% Widowed 1.7% 4.8% Divorced 9.4% 8.2%
Education
Some college, no degree
24.9%
Graduate / professional
9.4%
Metric % HS diploma or higher 98.3% Bachelor's or higher 34.8%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 34 11.2% Kindergarten 20 6.6% Elementary school 86 28.3% High school 56 18.4% College / grad school 108 35.5%
Employment
Industry of employment
Education & healthcare
20.9%
Arts, food & hospitality
11.4%
Transportation & utilities
9.0%
Professional & management
8.1%
Agriculture & mining
6.3%
Finance & real estate
3.9%
Public administration
2.3%
Occupation
Category % Management, business & arts 46.2% Service 9.5% Sales & office 19.9% Natural resources & construction 8.6% Production & transportation 15.8%
Employment type
Type % Private sector 74.5% Government 14.0% Self-employed 11.5% Unpaid family workers 0.0%
Commute
Method % Drive alone 74.3% Carpool 13.8% Public transit 0.0% Walk 2.0% Work from home 9.9% Other means 0.0% Avg commute (minutes) 32.0
Poverty
Married-couple families
4.4%
Female-led households
17.0%
Income support
Source % of households Social Security 31.6% Retirement income 18.1% Supplemental Security 3.0% Cash public assistance 1.7% Food stamps / SNAP 6.2%
Health indicators
Condition % Obesity 28.0% High blood pressure 27.8% High cholesterol 30.6% Diabetes 8.4% Heart disease 6.1% Stroke 2.9% Asthma 9.9% Arthritis 25.5% Kidney disease 2.7% Pulmonary disease 6.5% Cancer 6.7%
Behavior / access % Smoking 16.3% Binge drinking 21.7% No physical activity 15.9% Less than 7 hrs sleep 27.5% Depression 24.9% Fair or poor health 11.8% Poor mental health 12.9% Poor physical health 10.4% No health insurance 11.1% Visited doctor (checkup) 67.0% Visited dentist 62.5% Cholesterol screening 89.2% Teeth loss 10.9%
Veterans & disability
Veterans Count % Civilian veterans 176 11.6%
Disability % Any disability 12.3% Under 18 8.6% 18–64 years 7.1% 65 and over 33.5%
Health insurance coverage
Type % Private insurance 69.6% Public insurance 34.7% No insurance 11.3% Uninsured under 19 15.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,689 94.3% Spanish 0 0.0% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,743 97.3% Born in same state 1,726 96.4% Born in different state 740 41.3% Foreign born 17 0.9% Naturalized citizen 48 2.7% Not a US citizen 48 100.0%
Ancestry
Ancestry Count % French 254 14.2% Italian 164 9.2% Arab 150 8.4% Polish 77 4.3% Norwegian 48 2.7%
Ancestry Count % German 30 1.7% Dutch 18 1% Irish 17 0.9% English 16 0.9%
Technology access
Metric % of households Computer access 43.2% Internet access 95.1%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 59823
What city is ZIP code 59823 in?
ZIP code 59823 is primarily assigned to Bonner, Montana.
What county is ZIP code 59823 in?
ZIP code 59823 falls within Missoula County, Montana.
Is ZIP code 59823 mostly owner-occupied?
86% of occupied units in ZIP code 59823 are owner-occupied, well above the national average.
Does ZIP code 59823 have a large veteran population?
12% of civilians in ZIP code 59823 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 59823?
The median home value in ZIP code 59823 is $426,800.
What is the population of ZIP code 59823?
ZIP code 59823 has an estimated population of 1,791 residents, with a density of 3 people per square mile.
What timezone is ZIP code 59823 in?
ZIP code 59823 observes the MST timezone.
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