24523 ZIP Code — Bedford, VA

Bedford County, Virginia

ZIP code 24523 is located in Bedford, Virginia, within Bedford County. It covers approximately 229.94 square miles and serves a population of 21,132 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 540.

About ZIP code 24523

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $210,800. Owner-occupancy is high at 76%, well above the national average.

Median household income is $62,095. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 24523 reflects a community defined by high homeownership and a significant Social Security-dependent population.

21,132

population

229.94

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

24523 ZIP code map

Cities in ZIP code 24523

Below are the cities the US Postal Service accepts for ZIP code 24523. Using any city not on this list may result in mail delivery delays.

City	Status
Bedford	Preferred

Nearby ZIP codes

24570 Lowry (5 mi) 24556 Goode (7.3 mi) 24174 Thaxton (7.6 mi) 24122 Montvale (10.2 mi) 24551 Forest (11.8 mi) 24121 Moneta (12.8 mi) 24064 Blue Ridge (13.8 mi) 24104 Huddleston (14.1 mi) 24526 Big Island (14.7 mi) 24179 Vinton (14.9 mi) 24536 Coleman Falls (15.4 mi) 24066 Buchanan (15.4 mi)

Demographics updated 06/2026

Population
Total population	21,132
Population density	92 / sq mi
State FIPS	51
County FIPS	019

Geography
Land area	229.94 sq mi
Water area	0.74 sq mi
Latitude	37.3399
Longitude	-79.5274
Timezone	Eastern (ET)
Area code	540

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	35.0%	32.9%
$50k – $100k	35.5%	35.9%	29.2%
$100k – $200k	18.9%	23.0%	26.3%
Over $200k	1.3%	6.0%	11.6%

Demographics & statistics

21,132

Population

People per sq mi

45.7

Median age

$62,095

Median household income

$30,686

Per capita income

$210,800

Median home value

$864

Median monthly rent

75.5%

Home ownership

13.9%

Poverty rate

2.4%

Unemployment

7,556

Housing units

24.0%

Bachelor's or higher

Age distribution

Male Female

389

Under 5

411

794

5–9

839

580

10–14

612

547

15–19

578

560

20–24

592

1,093

25–34

1,155

1,020

35–44

1,078

1,385

45–54

1,463

768

55–59

810

924

60–64

975

1,327

65–74

1,401

603

75–84

636

288

85+

304

← Male

Female →

Age summary

Group	Count	%
Under 18	4,333	20.5%
18 and over	16,799	79.5%
65 and over	4,559	21.6%
Median age	45.7 years

Race & ethnicity

White 79.2%

Black or African American 10.8%

Two or more races 4.4%

Hispanic or Latino 2.5%

Other race 1.9%

Asian 1.2%

Group	Count	%
White	17,165	79.2%
Black or African American	2,335	10.8%
Two or more races	963	4.4%
Hispanic or Latino	544	2.5%
Other race	411	1.9%
Asian	254	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.3%	35.0%	32.9%
$50k – $100k	35.5%	35.9%	29.2%
$100k – $200k	18.9%	23.0%	26.3%
Over $200k	1.3%	6.0%	11.6%

Under $10k 3.2%

$10k–$15k 6.6%

$15k–$25k 8.4%

$25k–$35k 7.4%

$35k–$50k 16.2%

$50k–$75k 17.6%

$75k–$100k 15.3%

$100k–$150k 16.1%

$150k–$200k 6.3%

$200k+ 2.9%

Range	% of households
Under $10k	3.2%
$10k–$15k	6.6%
$15k–$25k	8.4%
$25k–$35k	7.4%
$35k–$50k	16.2%
$50k–$75k	17.6%
$75k–$100k	15.3%
$100k–$150k	16.1%
$150k–$200k	6.3%
$200k+	2.9%
Median income	$62,095

Housing

Home values

Under $50k 4.9%

$50k–$100k 7.6%

$100k–$150k 12.9%

$150k–$200k 22.1%

$200k–$300k 24.4%

$300k–$500k 22.8%

$500k–$1M 4.6%

$1M+ 0.7%

Housing overview

Metric	Value
Median home value	$210,800
Median rent / month	$864
Owner occupied	75.5%
Renter occupied	24.5%
Vacant	12.4%
Single-family detached	76.6%
Large apartment buildings	3.6%
Mobile homes	11.6%
Median rooms	5.8
Avg household size (owned)	2.47

Year built

Era	%
2020 or later	0.1%
2010–2019	4.6%
2000–2009	10.1%
1990–1999	16.1%
1980–1989	13.6%
1970–1979	20.6%
1960–1969	10.1%
1950–1959	10.9%
1940–1949	3.5%
1939 or earlier	10.5%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	5.5%
2 bedrooms	25.5%
3 bedrooms	51.3%
4 bedrooms	12.6%
5+ bedrooms	3.6%

Vehicles per household

Vehicles	% of households
No vehicle	5.2%
1 vehicle	27.6%
2 vehicles	30.7%
3 or more	36.5%

Heating fuel

Fuel type	%
Utility gas	1.7%
Electricity	79.7%
Propane / LP gas	5.3%
Fuel oil	7.9%
Wood	4.1%
No fuel used	1.3%

Households & families

Household type	Count	%
Married-couple family	4,382	52.0%
Cohabiting couple	626	7.4%
Male householder, no spouse	1,160	13.8%
Female householder, no spouse	2,264	26.9%
Households with children under 18	2,303	27.3%
Households with seniors (65+)	3,092	36.7%
Average household size	2.46

Marital status

Status	Male	Female
Never married	29.3%	23.1%
Married	57.5%	51.7%
Separated	0.8%	3.8%
Widowed	3.2%	10.8%
Divorced	9.2%	10.6%

Education

Less than 9th grade 3.1%

Some HS, no diploma 8.3%

HS graduate 35.1%

Some college, no degree 21.2%

Associate's degree 8.2%

Bachelor's degree 15.9%

Graduate / professional 8.1%

Metric	%
HS diploma or higher	88.5%
Bachelor's or higher	24.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	217	4.8%
Kindergarten	519	11.5%
Elementary school	2,073	46.1%
High school	902	20.1%
College / grad school	783	17.4%

Employment

Industry of employment

Education & healthcare 24.2%

Manufacturing 14.8%

Retail trade 13.1%

Arts, food & hospitality 8.8%

Professional & management 8.2%

Transportation & utilities 6.1%

Construction 5.6%

Other services 5.6%

Finance & real estate 4.3%

Public administration 4.2%

Agriculture & mining 2.5%

Wholesale trade 2.0%

Information 0.6%

Occupation

Category	%
Management, business & arts	38.3%
Service	14.8%
Sales & office	21.4%
Natural resources & construction	10.2%
Production & transportation	15.2%

Employment type

Type	%
Private sector	78.4%
Government	14.3%
Self-employed	6.9%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	78.9%
Carpool	10.3%
Public transit	0.0%
Walk	2.1%
Work from home	7.2%
Other means	1.5%
Avg commute (minutes)	25.8

Poverty

All people 13.9%

Under 18 years 21.6%

18 and over 11.9%

Married-couple families 5.6%

Female-led households 32.8%

Income support

Source	% of households
Social Security	41.6%
Retirement income	29.8%
Supplemental Security	6.4%
Cash public assistance	2.0%
Food stamps / SNAP	10.1%

Health indicators

Condition	%
Obesity	35.2%
High blood pressure	39.1%
High cholesterol	36.0%
Diabetes	12.9%
Heart disease	8.0%
Stroke	4.0%
Asthma	10.0%
Arthritis	32.2%
Kidney disease	3.5%
Pulmonary disease	9.0%
Cancer	7.9%

Behavior / access	%
Smoking	20.5%
Binge drinking	15.1%
No physical activity	24.5%
Less than 7 hrs sleep	35.2%
Depression	20.1%
Fair or poor health	17.5%
Poor mental health	14.4%
Poor physical health	11.9%
No health insurance	13.3%
Visited doctor (checkup)	77.2%
Visited dentist	63.9%
Cholesterol screening	91.0%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,347	8.0%

Disability	%
Any disability	13.2%
Under 18	2.2%
18–64 years	12.1%
65 and over	27.1%

Health insurance coverage

Type	%
Private insurance	67.3%
Public insurance	39.8%
No insurance	7.6%
Uninsured under 19	1.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	20,332	96.2%
Spanish	345	1.7%
Other Indo-European	163	0.8%
Asian & Pacific Islander	0	0.0%
Other languages	182	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,542	97.2%
Born in same state	20,359	96.3%
Born in different state	14,811	70.1%
Foreign born	183	0.9%
Naturalized citizen	590	2.8%
Not a US citizen	197	33.4%

Ancestry

Ancestry	Count	%
Arab	3,610	17.1%
French	3,444	16.3%
Italian	2,233	10.6%
English	135	0.6%
German	68	0.3%

Ancestry	Count	%
Irish	32	0.2%
Dutch	28	0.1%
Polish	19	0.1%
Norwegian	12	0.1%

Technology access

Metric	% of households
Computer access	39.9%
Internet access	89.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 24523

What city is ZIP code 24523 in?

ZIP code 24523 is primarily assigned to Bedford, Virginia.

What county is ZIP code 24523 in?

ZIP code 24523 falls within Bedford County, Virginia.

Does ZIP code 24523 have a large retiree population?

42% of households in ZIP code 24523 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 24523?

ZIP code 24523 has an estimated population of 21,132 residents, with a density of 92 people per square mile.

What is the typical home value in ZIP code 24523?

The median home value in ZIP code 24523 is $210,800.

What is the median household income in ZIP code 24523?

The median household income in ZIP code 24523 is $62,095, below the national median of ~$75,000.

What timezone is ZIP code 24523 in?

ZIP code 24523 observes the EST timezone.