24122 ZIP Code — Montvale, VA

Bedford County, Virginia

ZIP code 24122 is located in Montvale, Virginia, within Bedford County. It covers approximately 29.59 square miles and serves a population of 1,450 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 540.

About ZIP code 24122

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $152,600. Owner-occupancy is high at 91%, well above the national average.

Median household income is $59,500. The poverty rate of 6% is below the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 12% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 24122 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,450

population

29.59

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

24122 ZIP code map

Cities in ZIP code 24122

Below are the cities the US Postal Service accepts for ZIP code 24122. Using any city not on this list may result in mail delivery delays.

City	Status
Montvale	Preferred

Nearby ZIP codes

24174 Thaxton (3.6 mi) 24064 Blue Ridge (4.5 mi) 24066 Buchanan (8.7 mi) 24523 Bedford (10.2 mi) 24179 Vinton (10.4 mi) 24077 Cloverdale (11.8 mi) 24083 Daleville (12.4 mi) 24012 Roanoke (12.8 mi) 24175 Troutville (13.1 mi) 24090 Fincastle (13.3 mi) 24095 Goodview (14.1 mi) 24570 Lowry (14.5 mi)

Demographics updated 05/2026

Population
Total population	1,450
Population density	49 / sq mi
State FIPS	51
County FIPS	019

Geography
Land area	29.59 sq mi
Water area	0.01 sq mi
Latitude	37.4087
Longitude	-79.6924
Timezone	Eastern (ET)
Area code	540

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.7%	35.0%	32.9%
$50k – $100k	47.0%	35.9%	29.2%
$100k – $200k	18.3%	23.0%	26.3%
Over $200k	0.0%	6.0%	11.6%

Demographics & statistics

1,450

Population

People per sq mi

55.0

Median age

$59,500

Median household income

$28,918

Per capita income

$152,600

Median home value

Median monthly rent

90.8%

Home ownership

5.6%

Poverty rate

6.9%

Unemployment

608

Housing units

12.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

110

55–59

113

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	205	14.1%
18 and over	1,245	85.9%
65 and over	354	24.4%
Median age	55.0 years

Race & ethnicity

White 94.9%

Hispanic or Latino 2%

Other race 2%

Two or more races 0.8%

Black or African American 0.1%

Asian 0.1%

Group	Count	%
White	1,405	94.9%
Hispanic or Latino	30	2%
Other race	30	2%
Two or more races	12	0.8%
Black or African American	2	0.1%
Asian	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.7%	35.0%	32.9%
$50k – $100k	47.0%	35.9%	29.2%
$100k – $200k	18.3%	23.0%	26.3%
Over $200k	0.0%	6.0%	11.6%

Under $10k 1.4%

$10k–$15k 5.2%

$15k–$25k 1.6%

$25k–$35k 15.8%

$35k–$50k 16.1%

$50k–$75k 28.0%

$75k–$100k 7.9%

$100k–$150k 22.5%

$150k–$200k 1.4%

Range	% of households
Under $10k	1.4%
$10k–$15k	5.2%
$15k–$25k	1.6%
$25k–$35k	15.8%
$35k–$50k	16.1%
$50k–$75k	28.0%
$75k–$100k	7.9%
$100k–$150k	22.5%
$150k–$200k	1.4%
Median income	$59,500

Housing

Home values

Under $50k 11.8%

$50k–$100k 6.4%

$100k–$150k 30.3%

$150k–$200k 20.4%

$200k–$300k 16.9%

$300k–$500k 12.5%

$500k–$1M 1.6%

Housing overview

Metric	Value
Median home value	$152,600
Median rent / month	$0
Owner occupied	90.8%
Renter occupied	9.2%
Vacant	5.1%
Single-family detached	75.2%
Large apartment buildings	0.0%
Mobile homes	22.8%
Median rooms	6.0
Avg household size (owned)	2.37

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	6.5%
1990–1999	22.2%
1980–1989	23.6%
1970–1979	18.2%
1960–1969	5.6%
1950–1959	14.0%
1940–1949	0.0%
1939 or earlier	10.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.4%
2 bedrooms	15.5%
3 bedrooms	68.3%
4 bedrooms	14.9%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	8.9%
1 vehicle	11.9%
2 vehicles	46.7%
3 or more	32.6%

Heating fuel

Fuel type	%
Utility gas	1.4%
Electricity	67.1%
Propane / LP gas	9.0%
Fuel oil	19.3%
Wood	1.3%

Households & families

Household type	Count	%
Married-couple family	345	54.6%
Cohabiting couple	55	8.7%
Male householder, no spouse	131	20.7%
Female householder, no spouse	101	16.0%
Households with children under 18	126	19.9%
Households with seniors (65+)	278	44.0%
Average household size	2.29

Marital status

Status	Male	Female
Never married	30.3%	23.1%
Married	55.5%	51.9%
Separated	0.3%	0.0%
Widowed	2.7%	13.9%
Divorced	11.1%	11.1%

Education

Less than 9th grade 7.0%

Some HS, no diploma 12.8%

HS graduate 40.5%

Some college, no degree 22.7%

Associate's degree 4.8%

Bachelor's degree 8.9%

Graduate / professional 3.2%

Metric	%
HS diploma or higher	80.1%
Bachelor's or higher	12.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	33	14.5%
Elementary school	88	38.6%
High school	38	16.7%
College / grad school	69	30.3%

Employment

Industry of employment

Manufacturing 21.0%

Retail trade 19.3%

Education & healthcare 16.4%

Construction 15.0%

Transportation & utilities 10.0%

Professional & management 6.2%

Wholesale trade 4.0%

Other services 2.8%

Arts, food & hospitality 2.6%

Agriculture & mining 1.7%

Public administration 1.0%

Occupation

Category	%
Management, business & arts	20.5%
Service	4.1%
Sales & office	32.6%
Natural resources & construction	21.4%
Production & transportation	21.4%

Employment type

Type	%
Private sector	90.2%
Government	7.1%
Self-employed	2.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	80.4%
Carpool	7.9%
Public transit	0.0%
Walk	0.4%
Work from home	9.0%
Other means	2.3%
Avg commute (minutes)	27.9

Poverty

All people 5.6%

Under 18 years 0.0%

18 and over 6.3%

Married-couple families 1.2%

Female-led households 0.0%

Income support

Source	% of households
Social Security	53.3%
Retirement income	32.4%
Supplemental Security	3.3%
Cash public assistance	4.4%
Food stamps / SNAP	5.7%

Health indicators

Condition	%
Obesity	34.2%
High blood pressure	35.4%
High cholesterol	33.9%
Diabetes	11.0%
Heart disease	6.8%
Stroke	3.2%
Asthma	9.6%
Arthritis	29.7%
Kidney disease	2.9%
Pulmonary disease	8.1%
Cancer	7.1%

Behavior / access	%
Smoking	21.1%
Binge drinking	17.0%
No physical activity	22.2%
Less than 7 hrs sleep	34.7%
Depression	20.9%
Fair or poor health	15.1%
Poor mental health	14.5%
Poor physical health	10.8%
No health insurance	12.6%
Visited doctor (checkup)	74.9%
Visited dentist	66.3%
Cholesterol screening	90.8%
Teeth loss	12.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	123	9.9%

Disability	%
Any disability	22.6%
Under 18	6.3%
18–64 years	14.4%
65 and over	52.5%

Health insurance coverage

Type	%
Private insurance	66.8%
Public insurance	47.0%
No insurance	3.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,404	96.8%
Spanish	25	1.8%
Other Indo-European	15	1.1%
Asian & Pacific Islander	9	0.6%
Other languages	1	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,409	97.2%
Born in same state	1,377	95.0%
Born in different state	1,085	74.8%
Foreign born	32	2.2%
Naturalized citizen	41	2.8%
Not a US citizen	19	46.3%

Ancestry

Ancestry	Count	%
Arab	299	20.6%
Italian	208	14.3%
French	109	7.5%

Ancestry	Count	%
English	21	1.4%
Polish	11	0.8%

Technology access

Metric	% of households
Computer access	43.6%
Internet access	84.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 24122

What city is ZIP code 24122 in?

ZIP code 24122 is primarily assigned to Montvale, Virginia.

What county is ZIP code 24122 in?

ZIP code 24122 falls within Bedford County, Virginia.

Does ZIP code 24122 have a large retiree population?

53% of households in ZIP code 24122 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 24122 mostly owner-occupied?

91% of occupied units in ZIP code 24122 are owner-occupied, well above the national average.

How educated is the population of ZIP code 24122?

12% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the typical home value in ZIP code 24122?

The median home value in ZIP code 24122 is $152,600.

What timezone is ZIP code 24122 in?

ZIP code 24122 observes the EST timezone.